No Annual Fee

The following credit cards have no annual fee. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.

HSBC MasterCard®

HSBC MasterCard®

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$0
Annual Fee
19.90%
Purchases
19.90%
Cash Advances
N/A
Balance Transfer

HSBC MasterCard®

Choice of HSBC Cash Back Rewards or HSBC Travel & Merchandise Rewards Program

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Laurentian Bank VISA® Black Card

Laurentian Bank VISA® Black Card

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$0
Annual Fee
19.99%
Purchases
N/A
Cash Advances
N/A
Balance Transfer

Laurentian Bank VISA® Black Card

Laurentian Bank VISA® Black Card allows you to pay a little later for what you purchase today. A great payment tool! In fact, you’ll benefit from a 21-day payment deferment without interest, until the date shown on your statement.

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National Bank of Canada MasterCard® Edition Credit Card

National Bank of Canada MasterCard® Edition Credit Card

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$0
Annual Fee
19.99%
Purchases
22.99%
Cash Advances
22.99%
Balance Transfer

National Bank of Canada MasterCard® Edition Credit Card

Simple solution for everyday purchases and unexpected expenses. The purchase insurance is within 90 days after the purchase date and the extended warranty on purchases doubles the manufacturer's guarantee up to one additional year.

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National Bank of Canada MasterCard® MC1 Credit Card

National Bank of Canada MasterCard® MC1 Credit Card

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$0
Annual Fee
19.99%
Purchases
22.99%
Cash Advances
22.99%
Balance Transfer

National Bank of Canada MasterCard® MC1 Credit Card

A most accessible card with no annual fee. Designed for young adults, this card lets you build a credit history

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National Bank of Canada MasterCard® Ultramar Credit Card

National Bank of Canada MasterCard® Ultramar Credit Card

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$0
Annual Fee
19.99%
Purchases
22.99%
Cash Advances
22.99%
Balance Transfer

National Bank of Canada MasterCard® Ultramar Credit Card

This is a card that will take you the extra mile by earning cashback on your gas purchases and reducing your annual heating oil and equipment bills

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President’s Choice Financial® MasterCard

President’s Choice Financial® MasterCard

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$0
Annual Fee
19.97%
Purchases
22.97%
Cash Advances
N/A
Balance Transfer

President’s Choice Financial® MasterCard

An excellent card to get cash back in PC points for every dollar spent while having no annual fee.

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RBC® Business Cash Back MasterCard

RBC® Business Cash Back MasterCard

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$0
Annual Fee
19.99%
Purchases
N/A
Cash Advances
N/A
Balance Transfer

RBC® Business Cash Back MasterCard

Enjoy all of the purchasing power, flexibility and security you expect in a business credit card with no annual fee, plus get 1% cash back on your purchases to reinvest in your business

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RBC® Cash Back MasterCard

RBC® Cash Back MasterCard

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$0
Annual Fee
19.99%
Purchases
2.99%
Cash Advances
0.00%
Balance Transfer

RBC® Cash Back MasterCard

Get unlimited cash back credits on your purchase!

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RBC® Rewards+ VISA®

RBC® Rewards+ VISA®

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$0
Annual Fee
19.99%
Purchases
22.99%
Cash Advances
N/A
Balance Transfer

RBC® Rewards+ VISA®

A free annual cost card that gives you a choice of rewards by earning 1 RBC Rewards point for every $1 spent on gas, grocery and drug store purchases

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RBC® VISA® Platinum

RBC® VISA® Platinum

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$0
Annual Fee
19.99%
Purchases
22.99%
Cash Advances
N/A
Balance Transfer

RBC® VISA® Platinum

Enjoy prestige and recognition with this premier no annual fee card and a credit limit of up to $50,000

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