No Annual Fee

The following credit cards have no annual fee. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.

Shell®†† CashBack MasterCard®* from BMO®

Shell®†† CashBack MasterCard®* from BMO®

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$0
Annual Fee
19.99%
Purchases
22.99%
Cash Advances
22.99%
Balance Transfer

Shell®†† CashBack MasterCard®* from BMO®

Get $50 CashBack Rewards!* PLUS earn 1% cash back for the first 6 months.

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SimplyCash™ Card

SimplyCash™ Card

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$0
Annual Fee
19.99%
Purchases
22.99%
Cash Advances
22.99%
Balance Transfer

SimplyCash™ Card

New SimplyCash™ Card from American Express Cardmembers can earn 2.5% cash back on purchases (up to $150 cash back) for the first 3 months of Cardmembership

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Tangerine Money-Back Credit Card

Tangerine Money-Back Credit Card

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$0
Annual Fee
19.95%
Purchases
19.95%
Cash Advances
3.00%
Balance Transfer

Tangerine Money-Back Credit Card

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.

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True Line® Mastercard® credit card

True Line® Mastercard® credit card

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$0
Annual Fee
12.99%
Purchases
24.99%
Cash Advances
12.99%
Balance Transfer

True Line® Mastercard® credit card

Standard Annual Interest Rates of 12.99% on eligible purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances

This offer is not available for residents of Quebec. For residents of Quebec, please click here.

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True Line® Mastercard® credit card

True Line® Mastercard® credit card

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$0
Annual Fee
14.99%
Purchases
22.99%
Cash Advances
14.99%
Balance Transfer

True Line® Mastercard® credit card

Standard Annual Interest Rates of 14.99% on eligible purchases, 14.99% on balance transfers✪and access cheques, and 22.99% on cash advances

This offer is only available to residents of Quebec.  For residents of other provinces/territories please click here

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Canadian Tire Cash Advantage MasterCard®

Canadian Tire Cash Advantage MasterCard®

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$0
Annual Fee
19.99%
Purchases
N/A
Cash Advances
N/A
Balance Transfer

Canadian Tire Cash Advantage MasterCard®

Earn up to 1.5% cash back on all your eligible purchases

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Canadian Tire Gas Advantage MasterCard®

Canadian Tire Gas Advantage MasterCard®

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$0
Annual Fee
19.50%
Purchases
N/A
Cash Advances
N/A
Balance Transfer

Canadian Tire Gas Advantage MasterCard®

Save up to 10¢/litre on gas at Canadian Tire gas bars, instantly.

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Canadian Tire Options MasterCard®

Canadian Tire Options MasterCard®

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$0
Annual Fee
19.99%
Purchases
22.99%
Cash Advances
22.99%
Balance Transfer

Canadian Tire Options MasterCard®

Collect 10X(That's 4% back!) Canadian Tire ‘Money'® every day at Canadian Tire stores

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Desjardins VISA® - Elegance GOLD

Desjardins VISA® - Elegance GOLD

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$30
Annual Fee
19.90%
Purchases
19.90%
Cash Advances
19.90%
Balance Transfer

Desjardins VISA® - Elegance GOLD

Earn up to 1% of your daily purchases in BONUSDOLLARS and you can also enjoy 3-Day Travel Insurance at no charge.

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Desjardins VISA® Student Cash-Back Credit Card

Desjardins VISA® Student Cash-Back Credit Card

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$0
Annual Fee
19.90%
Purchases
N/A
Cash Advances
N/A
Balance Transfer

Desjardins VISA® Student Cash-Back Credit Card

Desjardins VISA® FOR STUDENTS ONLY Credit Card provides travel insurance for the first 3 days of your trips and cash advances up to $2,500 per day, anywhere in the world

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