Low Interest Credit Cards

The following credit cards offer a lower interest rate on purchases than most credit cards. You can save money each month if you carry a balance and pay off your credit card debt faster by using these low interest rate cards. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.

Desjardins VISA® - Modulo GOLD

Desjardins VISA® - Modulo GOLD

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$50
Annual Fee
10.90%
Purchases
10.90%
Cash Advances
10.90%
Balance Transfer

Desjardins VISA® - Modulo GOLD

Enjoy a low fixed annual interest rate on all your purchases and cash advances and earn up to 1% of your purchases in BONUSDOLLARS.

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Laurentian Bank Visa® Black Reduced Rate Card

Laurentian Bank Visa® Black Reduced Rate Card

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$25
Annual Fee
12.49%
Purchases
N/A
Cash Advances
N/A
Balance Transfer

Laurentian Bank Visa® Black Reduced Rate Card

For travellers, Laurentian Bank Visa® Black Reduced Rate Card can make sure your reservation is automatically guaranteed, regardless of your time of arrival, when you use your card to reserve a hotel room.

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RBC® VISA® Classic Low Rate Option

RBC® VISA® Classic Low Rate Option

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$20
Annual Fee
11.99%
Purchases
11.99%
Cash Advances
N/A
Balance Transfer

RBC® VISA® Classic Low Rate Option

A Classic low annual rate credit card from RBC. Permanent low interest rate helps you save money when you carry a balance on your card from purchases or cash advances

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