Low Interest Credit Cards
The following credit cards offer a lower interest rate on purchases than most credit cards. You can save money each month if you carry a balance and pay off your credit card debt faster by using these low interest rate cards. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.
TD Business Select Rate™ Visa* Card
Save on interest to grow your business with confidence.
TD® Aeroplan® Visa* Business Card
Limited Time Offer
Earn up to 65,000 Aeroplan Points^, no Annual Fee for the first year^. Conditions Apply. Account must be opened by January 3, 2024.
This offer is not available for residents of Quebec. For Quebec residents, please click here.
BMO Preferred Rate Mastercard®*
Welcome offer: Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee* and we’ll waive the $29 annual fee for the first year.*
CIBC Select VISA* Card
Transfer your credit card balance and get 0% interest for up to 10 months with a 1% transfer fee† and a first year annual fee rebate‡.
MBNA True Line® Gold Mastercard® credit card
Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪ and access cheques, and 24.99% on cash advances.
This offer is not available for residents of Quebec.
MBNA True Line® Mastercard® credit card
You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening.
This offer is not available for residents of Quebec.
No-Fee Scotiabank Value® VISA* Card
A no annual fee card with a low 3.99% introductory interest rate on balance transfers for the first 6 months
Desjardins VISA® - Modulo GOLD
Enjoy a low fixed annual interest rate on all your purchases and cash advances and earn up to 1% of your purchases in BONUSDOLLARS.
Laurentian Bank Visa® Black Reduced Rate Card
For travellers, Laurentian Bank Visa® Black Reduced Rate Card can make sure your reservation is automatically guaranteed, regardless of your time of arrival, when you use your card to reserve a hotel room.
RBC® VISA® Classic Low Rate Option
A Classic low annual rate credit card from RBC. Permanent low interest rate helps you save money when you carry a balance on your card from purchases or cash advances