Low Interest Credit Cards
The following credit cards offer a lower interest rate on purchases than most credit cards. You can save money each month if you carry a balance and pay off your credit card debt faster by using these low interest rate cards. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.
BMO® Preferred Rate Mastercard®*
No Frills. Just savings. Enjoy our biggest savings and our lowest interest rate. Welcome offer: Get a 3.99% introductory interest rate on Balance Transfers for 9 months*, 1% fee applies to balance amounts transferred*.
CIBC Select VISA® Card
Keep credit charges in check when you carry a balance. Plus, transfer your balance and get 0% interest for up to 10 months with a 1% transfer fee.
No-Fee Scotiabank Value® VISA* card
A no annual fee card with a low 3.99% introductory interest rate on balance transfers for the first 6 months
Scotiabank Value® VISA* card
0.99% introductory interest rate on balance transfers for the first 6 months†
True Line® Gold Mastercard® credit card
True Line® Mastercard® credit card
Desjardins VISA® - Modulo GOLD
Enjoy a low fixed annual interest rate on all your purchases and cash advances and earn up to 1% of your purchases in BONUSDOLLARS.
Laurentian Bank Visa® Black Reduced Rate Card
For travellers, Laurentian Bank Visa® Black Reduced Rate Card can make sure your reservation is automatically guaranteed, regardless of your time of arrival, when you use your card to reserve a hotel room.
RBC® VISA® Classic Low Rate Option
A Classic low annual rate credit card from RBC. Permanent low interest rate helps you save money when you carry a balance on your card from purchases or cash advances