Low Interest Credit Cards
The following credit cards offer a lower interest rate on purchases than most credit cards. You can save money each month if you carry a balance and pay off your credit card debt faster by using these low interest rate cards. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.
BMO Preferred Rate Mastercard®*
Welcome Offer: Get a 3.99% introductory interest rate on Balance Transfers for 9 months with a 1% transfer fee and we'll waive the $20 annual fee for the first year*.
CIBC Select VISA® Card
Keep credit charges in check when you carry a balance. Plus, transfer your balance and get 0% interest for up to 10 months with a 1% transfer fee.
Harley-Davidson® Mastercard® credit card
Get a chance to win˄ a Harley-Davidson® motorcycle with every eligible purchase‡
This offer is not available for residents of Quebec. For residents of Quebec, please click here.
Harley-Davidson® Mastercard® credit card
This offer is only available to residents of Quebec. For residents of other provinces/territories please click here
MBNA True Line® Gold Mastercard® credit card
Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪and access cheques, and 24.99% on cash advances
This offer is not available for residents of Quebec.
MBNA True Line® Mastercard® credit card
Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances
This offer is not available for residents of Quebec.
No-Fee Scotiabank Value® VISA* card
A no annual fee card with a low 3.99% introductory interest rate on balance transfers for the first 6 months
Scotiabank Value® VISA* card
0.99% introductory interest rate on balance transfers for the first 6 months†
Desjardins VISA® - Modulo GOLD
Enjoy a low fixed annual interest rate on all your purchases and cash advances and earn up to 1% of your purchases in BONUSDOLLARS.
Laurentian Bank Visa® Black Reduced Rate Card
For travellers, Laurentian Bank Visa® Black Reduced Rate Card can make sure your reservation is automatically guaranteed, regardless of your time of arrival, when you use your card to reserve a hotel room.