TD Business Cash Back Visa* Card

TD Business Cash Back Visa* Card

Annual Fee $0
Purchases 19.99%1
Cash Advances 22.99%
Balance Transfer 22.99%
TD Business Cash Back Visa* Card
Earn Cash Back Dollars and invest back into your business easily with this card.

No annual fee.

Your Cash Back Dollars never expire as long as your account is open and in good standing.

Shop knowing you have coverage for most of your eligible new purchases with Purchase Security and Extended Warranty Protection5.

Get access to the Card Management Tool: An easy way to access online reporting, review your business expenses, manage your existing credit limits and apply spend controls.

Earn:

  • Earn 2% in Cash Back Dollars on eligible Office Supply Purchases and Gas Purchases2.
  • Earn 2% in Cash Back Dollars on regularly recurring bill payments3 set up on your Account.
  • Earn 0.5% in Cash Back Dollars on all other Purchases made with your card4.

How to Redeem:

Your Cash Back Dollars are credited back to your business account as an automatic statement credit on an annual basis6.

  1. There is a 21-day interest grace period on all new purchases

Annual interest rates, fees and features are current as of January 20, 2020, unless otherwise indicated, and are subject to change.

1The business and business owners are jointly and severally liable for all charges made to each TD Business Card Account.

2Earn 2% in Cash Back Dollars (“Gas Rebate”) for each $1.00 in Purchases of gas or gas station services or products (“Gas Purchases”) charged to your TD Business Cash Back Credit Card Account (“Account”) and earn 2% in Cash Back Dollars (“Office Supply Rebate”) for each $1.00 in Purchases of office supply purchases (“Office Supply Purchases”) charged to your Account. Any returned items, refunds, rebates or other similar credits will reduce or cancel the Cash Back Dollars earned on the original Gas Purchases or Office Supply Purchases, as applicable. $15,000 Cap: Each of the Gas Rebate and the Office Supply Rebate is only available to a $15,000 maximum annual spend (“$15,000 Cap”). Once the $15,000 Cap has been reached for either Gas Purchases or Office Supply Purchases, then any further Gas Purchases and Office Supply Purchases made on the Account will earn Cash Back Dollars at the standard rebate of 0.5% that applies to all other Purchases on the Account as set out in your Cardholder Agreement (“Standard Rebate”). Applicability of Gas Rebate and Office Supply Rebate: Each of the Gas Rebate and the Office Supply Rebate is in place of, and not in addition to, the Standard Rebate. Merchant Category Codes: To earn the Gas Rebate and/or Office Supply Rebate, the Gas Purchases and/or Office Supply Purchases must be made at merchants classified through the Visa network with a Merchant Category Code (“MCC”) that identifies them in the “gas” or “office supply” category. Some merchants may sell gas or gas station services or products, or office supply items, or have separate merchants located on their premises that also sell gas or gas station services or products, or office supply items, but may not be classified with a gas or office supply MCC and such Purchases will not earn the Gas Rebate or office supply Rebate, as applicable. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

3Earn 2% in Cash Back Dollars (“PAP Rebate”) on each $1.00 in payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees, that are set up by the merchant with your consent to be automatically charged to your TD Business Cash Back Credit Card Account (“Account”) and that are classified through the Visa network as “recurring payments” (“Pre-Authorized Payments”). You must confirm with your merchant if they can accept Pre-Authorized Payments. Any returned items, refunds, rebates or other similar credits will reduce or cancel the Cash Back Dollars earned on the original Pre-Authorized Payment. $15,000 Cap: The PAP Rebate is only available to a $15,000 maximum annual spend (“$15,000 Cap”). Once the $15,000 Cap has been reached, then any further Pre-Authorized Payments made on the Account will only earn Cash Back Dollars at the standard rebate of 0.5% that applies to all other Purchases on the Account as set out your Cardholder Agreement (“Standard Rebate”). Applicability of PAP Rebate: The PAP Rebate is in place of, and not in addition to, the Standard Rebate. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

4Earn 0.5% in Cash Back Dollars (“Standard Rebate”) on each $1.00 for all other Purchases (“Other Purchases”) charged to your TD Business Cash Back Credit Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the Cash Back Dollars earned on the original Purchase. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

5Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, the item must be paid for in full using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

6Account must be open and in good standing to earn and redeem Cash Back Dollars. Cash Back Dollars earned will be automatically credited by us and applied to the account balance on an annual basis. The annual earnings period will start from when the Card is first used to make Purchases until the Account’s November billing cycle of the following year, after which time the annual earnings period will continue each year from the Account’s December billing cycle for a 12-month period “Annual Period”.

All trade-marks are the property of their respective owners. * Trademark of Visa International Service Association and used under license. ® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

Last updated 09/08/2020. Check with the credit card issuer for the most up-to-date information before applying.

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