American Express Essential™ Credit Card
Enjoy a low 8.99% interest rate on purchases
- Optional Balance Transfer Offer - Enjoy a 1.99% interest in first 6 months of Cardmembership if you choose to transfer your other credit card balances to this American Express card*
- Balance Transfer option is only available at time of online application. There is no balance transfer fee at time of application*
- Access to memorable experiences with American Express Invites™
- Shopping coverage and 24/7 Customer Service
- Have the flexibility to pay your balance in full or over time
- Travel Accident Insurance
* American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions apply
Last updated 12/03/2018. Check with the credit card issuer for the most up-to-date information before applying.
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