American Express Essential™ Credit Card

American Express Essential™ Credit Card

Annual Fee $0
Purchases 8.99%
Cash Advances 8.99%
Balance Transfer 22.99%
American Express Essential™ Credit Card

Enjoy a low 8.99% interest rate on purchases, and have the flexibility to pay your balance in full or over time.

  • Optional Balance Transfer Offer  – Enjoy a 1.99% interest in first 6 months of Cardmembership if you choose to transfer your other credit card balances to this American Express card* 
  • Balance Transfer option is only available at time of online application. There is no balance transfer fee at time of application*
  • Access to memorable experiences with American Express InvitesTM
  • Shopping coverage and 24/7 Customer Service
  • Supplementary Card Fee: $0
  • Penalty APR: 23.99%-26.99%*

*American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions apply.

  • Travel Accident Insurance

Last updated 04/03/2018. Check with the credit card issuer for the most up-to-date information before applying.

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