• Earn 1 point for nearly every $1 spent at the millions of other locations Visa is accepted
• Earn 2 points for nearly every $1 spent at any Best Buy Canada store or on BestBuy.ca

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• 2 CashBack reward levels to choose from
• Premium - earn 1% CashBack ($60 annual fee for owner card)
• No Fee - earn 0.5% CashBack (No annual fee for owner card)

Notes:

1. $60 annual fee for Premium.
2. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
3. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.

• With an interest rate as low as 1.5% above prime, and credit limit as high as $50,000, the CIBC bizline VISA Card is your connection to everything from paperclips to payroll, client lunches to accountants' bills
• Business Savings Programs
• CIBC CreditSmart™, a revolutionary array of new credit management features

Notes:

1. Interest rate will range between CIBC Prime Rate +1.5% and Prime Rate +11%, depending on personal credit bureau information.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Get Purchase Security and Extended Protection Insurance when your purchases are charged to your card. Increase the manufacturer's original Canadian or U.S. warranty on most items purchased with the card, up to one additional year
• CIBC CreditSmart®, a revolutionary array of smart credit management features

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Protect your purchases with automatic replacement, repair or reimbursement coverage for most personal items, if lost, stolen or damaged within 90 days of purchase with the card
• Extended protection. Doubles the original Canadian or U.S. manufacturer's warranty automatically, up to one additional year on most items purchased with the card
• CIBC CreditSmart®, a revolutionary array of smart credit management features

Notes:

1. Changing to 19.5% beginning November 2009.
2. Begins November 2009.
3. Interest rate not mentioned on website.

• Earn up to 1% cash back on net purchases you make with your card
• Purchase Security and Extended Protection Insurance - Protect your personal purchases with automatic coverage for replacement, repairs or reimbursement on most purchases when charged to your card
• CIBC CreditSmart®, a revolutionary array of smart credit management features

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Enjoy a host of genuine CIBC Platinum Visa features, such as a credit limit of at least $5,000 and a bundle of no-fee insurances
• Get Purchase Security and Extended Protection Insurance when your purchases are charged to your card. Increase the manufacturer's original Canadian or U.S. warranty on most items purchased with the card, up to one additional year

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Accord D Desjardins, a second, separate credit limit
• Cash advances up to $2,500 a day, anywhere in the world

Notes:

1. Low annual interest rate option of 11.8% for $30 per year.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Earn up to 1% of your purchases in BONUSDOLLARS
• Rewards program allows you to accumulate BONUSDOLLARS and exchange them against travel, gifts, tickets to shows and Desjardins products and services
• Insurance in case of loss, theft, damage or fire for most goods purchased with your card
• Accord D Desjardins financing, a second, separate credit limit
• Cash advances up to $5,000 a day, anywhere in the world

Notes:

1. Low annual interest rate option of 12.8% for $30 per year.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Cell Phone Insurance at no charge, in the event of loss or theft
• Ticket reservation service
• Accord D Desjardins financing, a second, separate credit limit
• Cash advances up to $2,500 per day, anywhere in the world

Notes:

1. Low annual interest rate option of 11.8% for $30 per year.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Use the equity in your home to secure a credit limit of up to $250,000
• Monthly payments as low as 1%, 1.25% or 1.5% of your outstanding balance or $10, whichever is greater
• Make additional payments at any time without penalty
• Competitive interest rates of 6.99%, 7.99%, 8.99%, 9.99%, 10.99%, 11.99% or 13.99%. The annual credit rate in Québec is 9.99%, 10.99%, 11.99% or 13.99%
• No annual fees in all provinces except Québec

Notes:

1. $100 in Quebec
2. The minimum monthly payment is half of most other major credit cards, at 1%, 1.25% or 1.5% of the outstanding balance or $10.00.
3. Interest rate not mentioned on website.
4. Interest rate not mentioned on website.

• Requires a security deposit for eligibility. Credit limit is then set at the amount of the deposit. You can put down as little as $1,000, or as much as $10,000
• To cancel your card, just pay off your outstanding balance, and you'll get your security deposit back from Home Trust
• Virtually everyone is approved

Notes:

1. Interest rate not mentioned on website.

• Reward Me Rewards Program: $1 purchase = 1 point
• Protect your possessions with purchase insurance and extended guarantees, and double the manufacturer's guarantee for up to one year
• Safely shop online thanks to Verified by VISA
• When you spend over $200 net on purchases during your billing cycle, Laurentian Bank will offer to reimburse your monthly fees

Notes:

1. Calculated from fee of $1.66 per month.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Easily access extra cash with your credit card PIN
• Safely shop online thanks to Verified by VISA
• When you use your card to reserve a hotel room, your reservation is automatically guaranteed, regardless of your time of arrival

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Enjoy the essentials benefits of a Gold card, but with no annual fee
• Minimum $5,000 credit limit

• Earn one RBC Rewards point for every two dollars in purchases you make with your card
• Earn additional RBC Rewards points with the Rewards Network Restaurant Program
• Collect points and redeem for travel rewards, merchandise, gift certificates, RBC Financial Rewards and more
• Exchange RBC Rewards points for Esso Extra points

Notes:

1. Interest rate not mentioned on website.

• Receive 200 bonus Esso Extra points with your first purchase
• Automatic Esso Extra Membership
• Earn 2 or more Esso Extra points for every eligible $1 CAD you spend at participating Esso-branded retail stations
• Earn 1 Esso Extra point for every dollar spent everywhere else
• Esso purchases tracked separately on your RBC Royal Bank Visa monthly statement
• Minimum credit limit of $5,000

Notes:

1. Interest rate not mentioned on website.

• Earn 1 RBC Rewards point for every two dollars in purchases you spend on the card
• Earn additional RBC Rewards points with the Rewards Network Restaurant Program
• Redeem RBC Rewards points for brand name merchandise, gift certificates/card, travel and more
• Minimum credit limit of $5,000

Notes:

1. Interest rate not mentioned on website.

• Receive $25 to spend at Starbucks after your first Visa purchase
• A Visa Credit Card and reloadable Starbucks Card in one
• Earn 1% back with every Visa purchase you make and earn 3% back when you automatically reload your Duetto Dollars Account
• $1 Duetto Dollar equals $1 to be used at participating Starbucks
• Give back to local communities - Starbucks will donate $5 to Ethos Water Fund of the Starbucks Foundation when you first use your card

Notes:

1. Interest rate not mentioned on website.

• A basic, everyday Visa card that gives you convenience and value
• 24-hour worldwide fraud detection keeps your card safe

Notes:

1. Interest rate not mentioned on website.

• Helps university and college students build a credit history while enjoying the worldwide acceptance and convenience of an RBC Royal Bank Visa card

Notes:

1. Interest rate not mentioned on website.

• Enjoy prestige and recognition with this premier no annual fee card
• Credit limit of up to $50,000

Notes:

1. Interest rate not mentioned on website.

• Rewards up to 1% Moneyback reward every year on the purchases you've made with your card

• Sign up bonus: 2,000 points - that's 2 free movies - on your first purchase
• Receive 1 SCENE point for every $1 spent
• Earn 5 SCENE points for every $1 spent at participating Cineplex Entertainment theatres - including Cineplex Odeon, Galaxy, Famous Players, Paramount, SilverCity, Coliseum, Colossus and Scotiabank theatres

Notes:

1. Interest rate not mentioned on website.

• Get up to a 1% Moneyback reward on purchases
• Credit limit of $500 to $2,000

Notes:

1. Interest rate not mentioned on website.