VISA

The following Visa credit cards are available in Canada and you can apply for these credit cards online by following the Apply Now link.

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No-Fee Scotiabank Value® VISA* card Apply Now

No-Fee Scotiabank Value® VISA* card

Interest on:

Annual Fee

$0

Purchases

16.99%

Cash Advances

16.99%

Balance Transfers

16.99%


Save hundreds of dollars a year

Get an introductory 3.99% interest rate on Balance transfers for the first six months. For accounts opened by July 31, 2017.

  • 16.99% interest rate
  • Pay down balances faster
  • Simplify your monthly payments
  • Interest free grace period of at least 21 days on purchases
  • Save hundreds of dollars a year
  • 20% AVIS rental card discount

More information about the No-Fee Scotiabank Value® VISA* card

No-Fee ScotiaGold® VISA* Card Apply Now

No-Fee ScotiaGold® VISA* Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%

Essential travel benefits with no annual fee

  • Rental Car Collision Insurance
  • 20% discount rates at Avis Car Rental
  • Commission-free Travellers Cheques

More information about the No-Fee ScotiaGold® VISA* Card

Scotia Momentum® No-Fee VISA* Card Apply Now

Scotia Momentum® No-Fee VISA* Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%


Cash back on everyday spending.

Special introductory 7.99% interest rate on purchases for the first 6 months.For accounts opened by October 31, 2017.

  • 1% on eligible gas station, grocery store and drug store purchases and recurring bills
  • 0.5% cash back on all other eligible purchases
  • 20% AVIS rental card discount

More information about the Scotia Momentum® No-Fee VISA* Card

Scotia Momentum® VISA* Infinite card Apply Now

Scotia Momentum® VISA* Infinite card

Interest on:

Annual Fee

$99

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%

Maximum cash back on everyday spending.
Earn 5% cashback on purchases for the first 3 months, plus an introductory 1.99% on Balance transfers for the first six months.For accounts opened by April 30, 2017
NOTE: The 5% cash back applies to the first $3,000 in purchases only. Regular cash back applies on purchases made after the 5% threshold / $3,000 in purchase in the first three months.

  • 4% on eligible gas station and grocery store purchases
  • 2% on drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases
  • VISA Infinite Complimentary Concierge Service – available 24/7
  • Access to VISA Infinite Luxury Hotel Collection
  • VISA Infinite Dining Series – Unique dining experiences in some of Canada’s top restaurants
  • Special access to unique offers and experiences
  • Rental car collision insurance
  • Purchase security and extended warranty protection
  • More information about the Scotia Momentum® VISA* Infinite card

Scotiabank Momentum VISA® Card Apply Now

Scotiabank Momentum VISA® Card

Interest on:

Annual Fee

$39

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%


Cash back on everyday spending.

Get an introductory 13.99% on Balance transfers for the first six months. Plus, $39 first year annual fee waiver. For accounts opened by July 31,2017 .

  • 2% on eligible gas station, grocery store and drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases
  • Purchase security and extended warranty protection
  • 20% AVIS rental card discount

More information about the Scotiabank Momentum VISA® Card

Scotiabank SCENE VISA® Card Apply Now

Scotiabank SCENE VISA® Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%


Free movies and more.

Start with 2,000 bonus SCENE points with $500 in everyday purchases within the first three months. That's 4 2 FREE movies.For accounts opened by October 31, 2017.

  • Redeem points for free movies at Cineplex Entertainment theatres, music and other entertainment rewards
  • No annual fee
  • 20% AVIS rental card discount

More information about the Scotiabank SCENE VISA® Card

Scotiabank Value® VISA* card Apply Now

Scotiabank Value® VISA* card

Interest on:

Annual Fee

$29

Purchases

11.99%

Cash Advances

11.99%

Balance Transfers

11.99%


Save hundreds of dollars a year

Special 1.99% introductory interest rate on Balance transfers for the first six months.For accounts opened by July 31, 2017.

  • Low 11.99% interest rate
  • Interest free grace period of at least 21 days on purchases
  • Save hundreds of dollars a year
  • Pay down balances faster
  • Simplify your monthly payments
  • 20% AVIS rental card discount

More information about the Scotiabank Value® VISA* card

Scotiabank® GM®* VISA* Card Apply Now

Scotiabank® GM®* VISA* Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

0.00%

Mass market, online shoppers, travelers

    Get closer to your new car with up to 5% in GM Earnings
  • Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • Earnings do not expire
  • No earning or redemption caps

More information about the Scotiabank® GM®* VISA* Card

Scotiabank® U.S. Dollar VISA* card Apply Now

Scotiabank® U.S. Dollar VISA* card

Interest on:

Annual Fee

$35

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

0.00%

Mass market, online shoppers, travelers

    No U.S. dollar foreign currency conversion fee
  • Worry-free U.S. dollar purchases with no currency conversion fees
  • Free supplementary card
  • Purchase Security and Extended Warranty Protection

More information about the Scotiabank® U.S. Dollar VISA* card

ScotiaGold Passport VISA® Card Apply Now

ScotiaGold Passport VISA® Card

Interest on:

Annual Fee

$110

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%


Travel anywhere, at any time of the year with no restrictions

Earn 5,000 bonus points with your first card purchase within first two months.For accounts opened by April 30, 2017

  • Earn one Scotia Rewards 1 point for every $1 you spend
  • Travel anywhere, at any time of the year with no restrictions
  • Comprehensive travel protection and insurance
  • 5% cash back on travel purchased through Scotia Rewards
  • Book online or by phone
  • Concierge Service
  • Merchandise, gift card and other rewards available
  • More information about the ScotiaGold Passport VISA® Card

    ScotiaHockey™ NHL® VISA* card Apply Now

    ScotiaHockey™ NHL® VISA* card

    Interest on:

    Annual Fee

    $29

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%


    Choose your favourite team card

    5,000 bonus ScotiaHockey Rewards points with first purchase within two months. For accounts opened by May 31, 2016

    • 5,000 bonus ScotiaHockey Rewards points
    • Earn one ScotiaHockey Rewards point for every dollar you spend on the card
    • Redeem points for high end NHL or brand name merchandise, VIP NHL event experiences and more.
    • Save 20% off purchases at the NHL's official online store shop.canada.NHL.com.
    • 20% AVIS rental card discount.

    More information about the ScotiaHockey™ NHL® VISA* card

    Best Buy® Reward Zone Visa® Apply Now

    Best Buy® Reward Zone Visa®

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    n/a1

    Balance Transfers

    n/a2

    • Earn 1 point for nearly every $1 spent at the millions of locations Visa is accepted
    • Earn 2 points for nearly every $1 spent at any Best Buy Canada store or on BestBuy.ca
    • Take advantage of exclusive offers, promotions, pre-sales and entertainment bonuses

    Notes:
    1. Interest rate not mentioned on website.
    2. Interest rate not mentioned on website.
    More information about the Best Buy® Reward Zone Visa®

    CIBC Aventura Gold VISA® Card Apply Now

    CIBC Aventura Gold VISA® Card

    Interest on:

    Annual Fee

    $120

    Purchases

    19.99%

    Cash Advances

    n/a1

    Balance Transfers

    n/a2

    • Earn 5,000 Bonus Aventura Points when you first use your card
    • Earn 1 Aventura Point for every $1 spent on your CIBC Aventura Gold VISA Card
    • Earn Bonus Aventura Points at participating CIBC ADVANTEX® BENEFIT restaurants, resorts and golf courses throughout Canada
    • Convert your Aventura Points to Aeroplan® Miles for flights and other travel rewards on Air Canada and its Star Alliance® partners

    Notes:
    1. Interest rate not mentioned on website.
    2. Interest rate not mentioned on website.
    More information about the CIBC Aventura Gold VISA® Card

    CIBC Aventura VISA® INFINITE Card Apply Now

    CIBC Aventura VISA® INFINITE Card

    Interest on:

    Annual Fee

    $120

    Purchases

    19.99%

    Cash Advances

    n/a1

    Balance Transfers

    n/a2

    • Receive 15,000 Bonus Aventura Points when you use your card for the first time
    • Earn 1 Aventura Point for every $1 spent on your CIBC Aventura VISA INFINITE Card
    • Earn 1.5 Aventura Points for every dollar you spend at gas stations, grocery and drug stores
    • CIBC VISA INFINITE Cardholders can earn up to triple Aventura Points at over 40 of Canada's high-end restaurants
    • Receive a complimentary room upgrade (based on availability) and other benefits at over 100 inns and selected hotels
    • Enjoy the CIBC VISA INFINITE Travel Concierge Service, a full-service travel planning and booking agency

    Notes:
    1. Interest rate not mentioned on website.
    2. Interest rate not mentioned on website.
    More information about the CIBC Aventura VISA® INFINITE Card

    CIBC bizline™ VISA® Card for Small Business Apply Now

    CIBC bizline™ VISA® Card for Small Business

    Interest on:

    Annual Fee

    $0

    Purchases

    n/a1

    Cash Advances

    n/a2

    Balance Transfers

    n/a3

    • With an interest rate as low as 1.5% above prime, and credit limit as high as $50,000, the CIBC bizline VISA Card is your connection to everything from paperclips to payroll, client lunches to accountants' bills
    • CIBC CreditSmart™, a revolutionary array of new credit management features

    Notes:
    1. Interest rate will range between CIBC Prime Rate +1.5% and Prime Rate +11%, depending on personal credit bureau information.
    2. Interest rate not mentioned on website.
    3. Interest rate not mentioned on website.

    CIBC Classic VISA® Card Apply Now

    CIBC Classic VISA® Card

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    21.50%

    Balance Transfers

    21.50%

    • Everyday convenience
    • Get Purchase Security and Extended Protection Insurance when your purchases are charged to your card. Increase the manufacturer's original Canadian or U.S. warranty on most items purchased with the card, up to one additional year
    • Enjoy the speed and convenience of Visa payWave

    More information about the CIBC Classic VISA® Card

    CIBC Classic VISA® Card for Students Apply Now

    CIBC Classic VISA® Card for Students

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    21.50%

    Balance Transfers

    n/a1

    • Protect your purchases with automatic replacement, repair or reimbursement coverage for most personal items, if lost, stolen or damaged within 90 days of purchase with the card
    • Extended protection. Doubles the original Canadian or U.S. manufacturer's warranty automatically, up to one additional year on most items purchased with the card
    • CIBC CreditSmart®, a revolutionary array of smart credit management features

    Notes:
    1. Interest rate not mentioned on website.
    More information about the CIBC Classic VISA® Card for Students

    CIBC Dividend Card Apply Now

    CIBC Dividend Card

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    n/a1

    Balance Transfers

    n/a2

    • Earn up to 1% cash back on net purchases you make with your card
    • Purchase Security and Extended Protection Insurance - Protect your personal purchases with automatic coverage for replacement, repairs or reimbursement on most purchases when charged to your card
    • CIBC CreditSmart®, a revolutionary array of smart credit management features

    Notes:
    1. Interest rate not mentioned on website.
    2. Interest rate not mentioned on website.
    More information about the CIBC Dividend Card

    CIBC Dividend Platinum® Card Apply Now

    CIBC Dividend Platinum® Card

    Interest on:

    Annual Fee

    $79

    Purchases

    19.99%

    Cash Advances

    n/a1

    Balance Transfers

    n/a2

    • Earn up to 2% in cash dividends, up to $735 annually
    • CIBC CreditSmart™ - enjoy smart, customized tools and innovative services that will help you better organize and manage your credit card spending

    Notes:
    1. Interest rate not mentioned on website.
    2. Interest rate not mentioned on website.
    More information about the CIBC Dividend Platinum® Card

    CIBC Platinum VISA® Card Apply Now

    CIBC Platinum VISA® Card

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    21.50%

    Balance Transfers

    n/a1

    • Enjoy a host of genuine CIBC Platinum Visa features, such as a credit limit of at least $5,000 and a bundle of no-fee insurances
    • Get Purchase Security and Extended Protection Insurance when your purchases are charged to your card. Increase the manufacturer's original Canadian or U.S. warranty on most items purchased with the card, up to one additional year

    Notes:
    1. Interest rate not mentioned on website.
    More information about the CIBC Platinum VISA® Card

    CIBC Select VISA® Card Apply Now

    CIBC Select VISA® Card

    Interest on:

    Annual Fee

    $29

    Purchases

    11.99%

    Cash Advances

    n/a1

    Balance Transfers

    n/a2

    • Enjoy our lowest interest rate card
    • CIBC CreditSmart®, a revolutionary array of smart credit management features

    Notes:
    1. Interest rate not mentioned on website.
    2. Interest rate not mentioned on website.
    More information about the CIBC Select VISA® Card

    CIBC U.S. Dollar VISA® Card Apply Now

    CIBC U.S. Dollar VISA® Card

    Interest on:

    Annual Fee

    $351

    Purchases

    19.99%

    Cash Advances

    n/a2

    Balance Transfers

    n/a3

    • Stop worrying about fluctuating exchange rates
    • Pay your credit card bills in U.S. funds and avoid currency conversion fees
    • Receive commission-free American Express Travellers Cheques® and discounted commission on Cheques for Two, when purchased at any CIBC branch

    Notes:
    1. USD
    2. Interest rate not mentioned on website.
    3. Interest rate not mentioned on website.
    More information about the CIBC U.S. Dollar VISA® Card

    Desjardins VISA® - Classic Apply Now

    Desjardins VISA® - Classic

    Interest on:

    Annual Fee

    $0

    Purchases

    19.40%1

    Cash Advances

    19.40%

    Balance Transfers

    19.40%

    • Accord D Desjardins, a second, separate credit limit
    • Cash advances up to $2,500 a day, anywhere in the world

    Notes:
    1. Low annual interest rate option of 11.8% for $30 per year.
    More information about the Desjardins VISA® - Classic

    Desjardins VISA® - Elegance GOLD Apply Now

    Desjardins VISA® - Elegance GOLD

    Interest on:

    Annual Fee

    $0

    Purchases

    19.90%1

    Cash Advances

    19.90%

    Balance Transfers

    19.90%

    • Earn up to 1% of your purchases in BONUSDOLLARS
    • Rewards program allows you to accumulate BONUSDOLLARS and exchange them against travel, gifts, tickets to shows and Desjardins products and services
    • Insurance in case of loss, theft, damage or fire for most goods purchased with your card
    • Accord D Desjardins financing, a second, separate credit limit
    • Cash advances up to $5,000 a day, anywhere in the world

    Notes:
    1. Low annual interest rate option of 12.8% for $30 per year.
    More information about the Desjardins VISA® - Elegance GOLD

    Desjardins VISA® - Modulo GOLD Apply Now

    Desjardins VISA® - Modulo GOLD

    Interest on:

    Annual Fee

    $50

    Purchases

    9.90%

    Cash Advances

    9.90%

    Balance Transfers

    9.90%

    • The country’s lowest annual fixed interest rate: 9.9%
    • Earn up to 1% of your purchases in BONUSDOLLARS
    • Rewards program allows you to accumulate BONUSDOLLARS and exchange them against travel, gifts, tickets to shows and Desjardins products and services
    • Payment holiday feature where you can skip the minimum payment twice a year
    • Accord D Desjardins financing, a second, separate credit limit
    • Cash advances up to $5,000 a day, anywhere in the world

    More information about the Desjardins VISA® - Modulo GOLD
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