Featured Credit Cards
VISA
The following Visa credit cards are available in Canada and you can apply for these credit cards online by following the Apply Now link.
Detailed view | Quick comparison table
Sort results by: Name | Annual Fee | Purchases | Cash Advances | Balance Transfers
Best Buy® Reward Zone Visa® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Earn 1 point for nearly every $1 spent at the millions of locations Visa is accepted
- Earn 2 points for nearly every $1 spent at any Best Buy Canada store or on BestBuy.ca
- Take advantage of exclusive offers, promotions, pre-sales and entertainment bonuses
Notes:
CIBC Aero Classic VISA® Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$29 |
Purchases19.50% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Receive 2,500 Bonus Aeroplan® Miles when you use your card for the first time
- Receive 1 Aeroplan Mile for every 2 dollars you spend on the card
- Earn up to double Aeroplan Miles when you use your CIBC Aero Classic Visa Card to dine, golf, or stay at any participating CIBC Bonus Rewards™ establishment
Notes:
CIBC Aerogold® VISA® Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$120 |
Purchases19.50% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Receive 15,000 Bonus Aeroplan® Miles when you use your card for the first time
- Earn 1 Aeroplan Mile for every dollar you spend on the card
- Earn 1.5 Aeroplan Miles for every dollar you spend at gas stations, grocery and drug stores
- Earn additional Aeroplan Miles when you use the card at participating Aeroplan partners
- Access to every available seat on Air Canada and Air Canada Jazz, including Executive Class/Executive First
Notes:
CIBC Aerogold® VISA® Card for Business 
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Interest on: |
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|---|---|---|---|
Annual Fee$180 |
Purchases10.90%1 |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- Welcome Bonus of 15,000 Aeroplan® Miles when you use your card for the first time
- Earn 1 Aeroplan Mile for every dollar charged to the card
- Earn 1.5 Aeroplan Miles for every dollar you spend at travel establishments
- Access to every available seat on the plane, including Executive Class®
- Credit limit up to $50,000
Notes:
- Or 13.9% or 16.9%, depending on your personal credit bureau information.
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.
CIBC Aerogold® VISA® INFINITE Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$120 |
Purchases19.50% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Receive a Welcome Bonus of 15,000 Aeroplan® Miles when you use your new CIBC Aerogold® VISA INFINITE Card for the first time
- Earn 1.5 Aeroplan Miles for every dollar you spend at gas stations, grocery and drug stores
- Earn 1 Aeroplan Mile for every dollar charged to the card at other locations
- All-inclusive travel insurance
- Access to every available seat on Air Canada, including Executive Class®
Notes:
CIBC Aventura Gold VISA® Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$120 |
Purchases19.50% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Earn 5,000 Bonus Aventura Points when you first use your card
- Earn 1 Aventura Point for every $1 spent on your CIBC Aventura Gold VISA Card
- Earn Bonus Aventura Points at participating CIBC ADVANTEX® BENEFIT restaurants, resorts and golf courses throughout Canada
- Convert your Aventura Points to Aeroplan® Miles for flights and other travel rewards on Air Canada and its Star Alliance® partners
Notes:
CIBC Aventura VISA® INFINITE Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$120 |
Purchases19.50% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Receive 15,000 Bonus Aventura Points when you use your card for the first time
- Earn 1 Aventura Point for every $1 spent on your CIBC Aventura VISA INFINITE Card
- Earn 1.5 Aventura Points for every dollar you spend at gas stations, grocery and drug stores
- CIBC VISA INFINITE Cardholders can earn up to triple Aventura Points at over 40 of Canada's high-end restaurants
- Receive a complimentary room upgrade (based on availability) and other benefits at over 100 inns and selected hotels
- Enjoy the CIBC VISA INFINITE Travel Concierge Service, a full-service travel planning and booking agency
Notes:
CIBC bizline™ VISA® Card for Small Business 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchasesn/a1 |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- With an interest rate as low as 1.5% above prime, and credit limit as high as $50,000, the CIBC bizline VISA Card is your connection to everything from paperclips to payroll, client lunches to accountants' bills
- CIBC CreditSmart™, a revolutionary array of new credit management features
Notes:
- Interest rate will range between CIBC Prime Rate +1.5% and Prime Rate +11%, depending on personal credit bureau information.
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.
CIBC Classic VISA® Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances21.50% |
Balance Transfers21.50% |
- Everyday convenience
- Get Purchase Security and Extended Protection Insurance when your purchases are charged to your card. Increase the manufacturer's original Canadian or U.S. warranty on most items purchased with the card, up to one additional year
- Enjoy the speed and convenience of Visa payWave
CIBC Classic VISA® Card for Students 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.50% |
Cash Advances21.50% |
Balance Transfersn/a1 |
- Protect your purchases with automatic replacement, repair or reimbursement coverage for most personal items, if lost, stolen or damaged within 90 days of purchase with the card
- Extended protection. Doubles the original Canadian or U.S. manufacturer's warranty automatically, up to one additional year on most items purchased with the card
- CIBC CreditSmart®, a revolutionary array of smart credit management features
Notes:
CIBC Dividend Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.50% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Earn up to 1% cash back on net purchases you make with your card
- Purchase Security and Extended Protection Insurance - Protect your personal purchases with automatic coverage for replacement, repairs or reimbursement on most purchases when charged to your card
- CIBC CreditSmart®, a revolutionary array of smart credit management features
Notes:
CIBC Dividend Platinum® Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$79 |
Purchases19.50% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Earn up to 2% in cash dividends, up to $735 annually
- CIBC CreditSmart™ - enjoy smart, customized tools and innovative services that will help you better organize and manage your credit card spending
Notes:
CIBC Gold VISA® Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$991 |
Purchases19.50% |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- Earn 1 Gold Bonus Point for every dollar spent on your CIBC Gold VISA Card
- Get Purchase Security and Extended Protection Insurance when your purchases are charged to your card. Increase the manufacturer's original Canadian or U.S. warranty on most items purchased with the card, up to one additional year
- Redeem your points for merchandise and travel from our World of Gold Rewards
Notes:
- $69 for seniors age 65 or over.
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.
CIBC Platinum VISA® Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.50% |
Cash Advances21.50% |
Balance Transfersn/a1 |
- Enjoy a host of genuine CIBC Platinum Visa features, such as a credit limit of at least $5,000 and a bundle of no-fee insurances
- Get Purchase Security and Extended Protection Insurance when your purchases are charged to your card. Increase the manufacturer's original Canadian or U.S. warranty on most items purchased with the card, up to one additional year
Notes:
CIBC Select VISA® Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$29 |
Purchases11.50% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Enjoy our lowest interest rate card
- CIBC CreditSmart®, a revolutionary array of smart credit management features
Notes:
CIBC U.S. Dollar VISA® Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$351 |
Purchases19.50% |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- Stop worrying about fluctuating exchange rates
- Pay your credit card bills in U.S. funds and avoid currency conversion fees
- Receive commission-free American Express Travellers Cheques® and discounted commission on Cheques for Two, when purchased at any CIBC branch
Notes:
Desjardins VISA® - Classic 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.40%1 |
Cash Advances19.40% |
Balance Transfers19.40% |
- Accord D Desjardins, a second, separate credit limit
- Cash advances up to $2,500 a day, anywhere in the world
Notes:
Desjardins VISA® - Elegance GOLD 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.90%1 |
Cash Advances19.90% |
Balance Transfers19.90% |
- Earn up to 1% of your purchases in BONUSDOLLARS
- Rewards program allows you to accumulate BONUSDOLLARS and exchange them against travel, gifts, tickets to shows and Desjardins products and services
- Insurance in case of loss, theft, damage or fire for most goods purchased with your card
- Accord D Desjardins financing, a second, separate credit limit
- Cash advances up to $5,000 a day, anywhere in the world
Notes:
Desjardins VISA® - Modulo GOLD 
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Interest on: |
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|---|---|---|---|
Annual Fee$50 |
Purchases9.90% |
Cash Advances9.90% |
Balance Transfers9.90% |
- The country’s lowest annual fixed interest rate: 9.9%
- Earn up to 1% of your purchases in BONUSDOLLARS
- Rewards program allows you to accumulate BONUSDOLLARS and exchange them against travel, gifts, tickets to shows and Desjardins products and services
- Payment holiday feature where you can skip the minimum payment twice a year
- Accord D Desjardins financing, a second, separate credit limit
- Cash advances up to $5,000 a day, anywhere in the world
Desjardins VISA® - Odyssey GOLD 
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Interest on: |
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|---|---|---|---|
Annual Fee$1101 |
Purchases19.40%2 |
Cash Advances19.40% |
Balance Transfers19.40% |
- Earn up to 2% of your purchases in BONUSDOLLARS
- Rewards program allows you to accumulate BONUSDOLLARS and exchange them against travel, gifts, tickets to shows and Desjardins products and services
- All-inclusive travel insurance
- Accord D Desjardins financing, a second, separate credit limit
- Cash advances up to $5,000 a day, anywhere in the world
Notes:
- $90 for cardholders age 76 and over.
- Low 11.8% interest rate available for an additional $30 per year.
Desjardins VISA® - Platinum 
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Interest on: |
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|---|---|---|---|
Annual Fee$169 |
Purchases9.90% |
Cash Advances9.90% |
Balance Transfers9.90% |
- Up to 2% of your purchases in BONUSDOLLARS
- Annual cashback of 1% on your purchases
- Comprehensive travel insurance
- Accord D Desjardins financing, a second, separate credit limit
- Cash advances up to $5,000 a day, anywhere in the world
Desjardins VISA® FOR STUDENTS ONLY Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.40%1 |
Cash Advances19.40% |
Balance Transfers19.40% |
- Cell Phone Insurance at no charge, in the event of loss or theft
- Ticket reservation service
- Accord D Desjardins financing, a second, separate credit limit
- Cash advances up to $2,500 per day, anywhere in the world
Notes:
Home Trust Equityline VISA® Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$01 |
Purchasesn/a2 |
Cash Advancesn/a3 |
Balance Transfersn/a4 |
- Use the equity in your home to secure a credit limit of up to $250,000
- Monthly payments as low as 0.75%, 1%, 1.25% or 1.5% of your outstanding balance or $10, whichever is greater
- Make additional payments at any time without penalty
- Competitive interest rates of 4.99%, 5.99%, 6.99%, 7.99%, 8.99%, 9.99%, 10.99%, 11.99% or 13.99%. The annual credit rate in Québec is 9.99%, 10.99%, 11.99% or 13.99%
- Only pay interest on the credit you have used
- No annual fees in all provinces except Québec
Notes:
- $100 in Quebec.
- Competitive interest rates of 4.99%, 5.99%, 6.99%, 7.99%, 8.99%, 9.99%, 10.99%, 11.99% or 13.99%.
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.
Home Trust Secured Visa® Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$49 |
Purchases19.99% |
Cash Advances19.99% |
Balance Transfersn/a1 |
- Requires a security deposit for eligibility. Credit limit is then set at the amount of the deposit. You can put down as little as $1,000, or as much as $10,000
- To cancel your card, just pay off your outstanding balance, and you'll get your security deposit back from Home Trust
- Virtually everyone is approved
Notes:
Laurentian Bank Student VISA® Black Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$201 |
Purchases19.99% |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- Reward Me Rewards Program: $1 purchase = 1 point
- Redemption starts at 2,600 points
- Protect your possessions with purchase insurance and extended guarantees, and double the manufacturer's guarantee for up to one year
- When you spend over $200 net on purchases during your billing cycle, Laurentian Bank will offer to reimburse your monthly fees
Notes:
- Calculated from fee of $1.66 per month.
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.



