• Stop worrying about fluctuating exchange rates
• Pay your credit card bills in U.S. funds and avoid currency conversion fees
• Receive commission-free American Express Travellers Cheques® and discounted commission on Cheques for Two, when purchased at any CIBC branch

Notes:

1. USD
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Access over 430 worldwide VIP airport lounges
• Get a British Airways Companion Ticket
• Earn 5,000 bonus Club Rewards® Points
• Get Fairmont President's Club Accelerated Premier Status

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Enjoy a high spending limit and take advantage of the numerous travel benefits
• Up to $500,000 Travel Accident and Baggage Delay Insurance
• Up to $20/day with Automatic Collision/Loss Damage Waiver when you rent a car
• Citi Price Protection, Purchase Assurance, Extended Warranty Assurance

Notes:

1. Introductory rate for 6 months. Rate is 19.90% thereafter.

• Earn up to 2% of your purchases in BONUSDOLLARS
• Rewards program allows you to accumulate BONUSDOLLARS and exchange them against travel, gifts, tickets to shows and Desjardins products and services
• All-inclusive travel insurance
• Accord D Desjardins financing, a second, separate credit limit
• Cash advances up to $5,000 a day, anywhere in the world

Notes:

1. $90 for cardholders age 76 and over.
2. Upon request $25/yr - 11.4%
3. Interest rate not mentioned on website.
4. Interest rate not mentioned on website.

• Up to 2% of your purchases in BONUSDOLLARS
• Annual cashback of 1% on your purchases
• Comprehensive travel insurance
• Accord D Desjardins financing, a second, separate credit limit
• Cash advances up to $5,000 a day, anywhere in the world

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Passport Rewards Program: $1 purchase = 1 Passport point
• Full coverage travel insurance
• Purchase insurance
• Safely shop online thanks to Verified by VISA

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• For each dollar spent, you earn 1.5 points
• Enjoy a comprehensive insurance and assistance program
• MasterCard's Zero Liability
• Purchase insurance - Provides coverage in case of theft or damage for a period of 180 days following the date of purchase
• Extended warranty - Triples the original warranty period, up to a maximum of two additional years

• Receive 10,000 bonus BA Miles upon enrollment
• Earn one BA Mile for every dollar you spend on the card
• Earn double BA Miles for every dollar you spend on British Airways flights
• Receive 2,500 BA bonus Miles each year upon renewal
• Ticket for a companion every time you purchase a qualifying round-trip, non-restricted full fare ticket from Canada to anywhere BA flies in World
• $50 discount off any British Airways airfare from Canada
• Minimum $5,000 credit limit

Notes:

1. Interest rate not mentioned on website.

• 5,000 Bonus Asia Miles upon enrolment
• Earn 1 Asia Mile for every $1 dollar (CAD) you spend on the card
• Double Asia Miles for each $1 CAD spent on Cathay Pacific tickets purchased online at www.cathaypacific.com
• Complimentary membership (Green Tier) into The Marco Polo Club for principal cardholder (Fee waiver of $50 USD)
• 2 Asia Miles for every $5 HKD spent on in-flight purchases (minimum net purchase of $500 HKD)
• Minimum $5,000 CAD credit limit

Notes:

1. Interest rate not mentioned on website.

• Receive 15,000 bonus points upon enrolment and an additional 2,500 bonus points each year at your annual renewal applied to your Visa account
• Earn 1 RBC Rewards point for every dollar you spend on the card
• Earn additional RBC Rewards points with the Rewards Network Restaurant Program
• Air travel rewards start as low as 15,000 points
• Option to transfer RBC Rewards points for Esso Extra points or Asia Miles or BA Miles

Notes:

1. Interest rate not mentioned on website.

• 2,500 bonus RBC Rewards points upon enrolment
• Earn 1 RBC Rewards point per $1 spent on purchases
• Earn additional RBC Rewards points with the Rewards Network Restaurant Program
• RBC Rewards start as low as 2,500 points
• Exchange RBC Rewards points for Esso Extra points
• Minimum credit limit of $5,000

Notes:

1. Interest rate not mentioned on website.

• Earn 1 RBC Rewards® point per $1 spent on purchases
• Earn 25% more RBC Rewards points when you use your card to book and pay for travel
• Receive 2,500 bonus points each year at renewal, applied to your Visa account
• Flexible points redemption options such as: air travel on any airline, anytime - no blackout periods or seat restrictions
• Exclusive access to the Avion Air Travel Redemption Schedule
• Luxury travel benefits such as concierge service, hotel and dining exclusives, TabletPlus membership, and Zagat

Notes:

1. Interest rate not mentioned on website.

• Earn 1 RBC Rewards point for every dollar you spend on thecard
• Earn additional RBC Reward points with the Rewards Network Restaurant Program
• Receive 2,500 bonus points each year at renewal, applied to your Visa account
• Flexible points redemption options such as: air travel on any airline, anytime - no blackout periods or seat restrictions
• Air travel rewards start as low as 15,000 points
• Exchange RBC Rewards points for Esso Extra points or Asia Miles or BA Miles
• Minimum credit limit of $5,000

Notes:

1. Interest rate not mentioned on website.

• Earn one Scotia Rewards point for every $1 you spend
• Travel anywhere, at any time of the year with no restrictions
• Exclusive Travel Services - Enjoy special perks when you enroll in the Scotia Rewards Travel Service
• Comprehensive Travel Protection & Savings
• Concierge Services

Notes:

1. Interest rate not mentioned on website.

• Make your first purchase and earn 10,000 AAdvantage® miles
• Earn one mile for every dollar
• Earn double miles when you use the card to purchase an American Airlines flight, Admirals Club Membership, or items onboard American Airlines flights
• Upon annual renewal, you will receive 2,500 bonus miles every year

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Receive 30,000 Bonus TD Points upon approval
• Make 10 purchases on your new Card by February 15th, 2010 and you’ll get an additional $150 bonus
• Earn 3 TD Points on every $1 you spend on purchases
• Earn triple rewards when you book travel on your Card through the exclusive travel agency, the TD Travel Rewards Centre

• Notes:

  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
  More information about the TD Business Travel VISA® Card

• Receive a welcome bonus of 2,000 TD Points upon approval
• Earn 2 TD Points for every $1 you spend on purchases using your card
• Redeem your TD Points for whatever type of travel you prefer, including air, package, hotel, cruise, car rental, train

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Receive a welcome bonus of 20,000 TD Points upon approval
• Earn 3 TD Points for every $1 you spend on purchases using your card
• Earn triple rewards (9 TD Points for every $1 you spend on travel purchases) when you book travel through the exclusive travel agency, the TD Visa Travel Rewards Centre
• Redeem your TD Points for whatever type of travel you prefer, including air, package, hotel, cruise, car rental, train

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Receive a welcome bonus of 15,000 TD Points upon approval
• Earn 3 TD Points for every $1 you spend on purchases using your card
• Earn double rewards (6 TD Points for every $1 you spend on travel purchases) when you book travel through the exclusive travel agency, the TD Visa Travel Rewards Centre
• Redeem your TD Points for whatever type of travel you prefer, including air, package, hotel, cruise, car rental, train

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• No more worrying about conversion rates or calculating exchange rates
• Purchase Security and Extended Warranty Protection

Notes:

1. USD
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.