• Earn 150 Bonus AIR MILES® reward miles the first time you use your Card, when you apply online by December 31, 2009
• Earn 1 reward mile for every $20 charged to your card

• Now small business owners can carry a balance and turn business purchases into AIR MILES® reward miles. Get the purchasing power and customer support of American Express, all with no annual fee
• Earn 1 AIR MILES® reward mile for every $20 in purchases
• Receive 100 Bonus reward miles: As a special thank you, receive 100 Bonus reward miles when you use your Gold Business Card for the first time

Notes:

1. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
2. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
3. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.

• Earn 1.25 Blue Sky points for every dollar in card purchases
• Earn 12,000 Bonus Points if you spend $3,000 in purchases in your first 6 months of Cardmembership
• Redeem Blue Sky points with no blackout dates, expiration dates or other travel restrictions

• 1 AIR MILES reward mile for every $20 in card purchases
• 1.5x reward miles at Shell, National Car Rental & Alamo Rent A Car
• Exclusive 25% discount on all AIR MILES flights worldwide
• Get an affinity card that supports your cause

Notes:

1. Low 11.9% interest rate available for an additional $35 per year.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• 3 AIR MILES reward levels to choose from
• Gold - earn 1 reward mile for every $15 spent ($105 annual fee for owner card)
• Silver - earn 1 reward mile for every $20 spent ($60 annual fee for owner card)
• Bronze - earn 1 reward mile for every $40 spent (No annual fee for owner card)
• Available in Canadian or U.S. Dollar currency

Notes:

1. per year for Bronze, $60 per year for Silver, $105 per year for Gold.
2. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
3. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
4. Interest rate not mentioned on website.

• Enjoy a high spending limit and take advantage of the numerous travel benefits
• Up to $500,000 Travel Accident and Baggage Delay Insurance
• Up to $20/day with Automatic Collision/Loss Damage Waiver when you rent a car
• Citi Price Protection, Purchase Assurance, Extended Warranty Assurance

Notes:

1. Introductory rate for 6 months. Rate is 19.90% thereafter.

• Earn 1 WorldPoint for every $1 in net retail purchases
• Redeem WorldPoints for travel, merchandise, and gift certificates
• 1,000 Bonus WorldPoints after your first purchase
• 1,000 WorldPoints each year on your account anniversary date

Notes:

1. +1% Fee
2. +1% Fee

• Safe and convenient alternative to cash or travellers cheques
• Prepaid MasterCard is paid in advance and is easy to reload
• Load your card as a bill payment from any bank account at most financial institutions
• Never pay interest

Notes:

1. Purchase fee, not annual fee.
2. Not applicable.
3. Not applicable.
4. Not applicable.

• Receive a welcome bonus of 2,000 TD Points upon approval
• Earn 2 TD Points for every $1 you spend on purchases using your card
• Redeem your TD Points for whatever type of travel you prefer, including air, package, hotel, cruise, car rental, train

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Bypass the cost and uncertainty of fluctuating exchange rates. Pay for your U.S. purchases in U.S. funds
• Ideal if you travel to the U.S. frequently, live in the U.S. for more than three months, maintain a U.S. Dollar account or make online purchases from U.S. merchants

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Receive 2,500 Bonus Aeroplan® Miles when you use your card for the first time
• Receive 1 Aeroplan Mile for every 2 dollars you spend on the card
• Earn up to double Aeroplan Miles when you use your CIBC Aero Classic Visa Card to dine, golf, or stay at any participating CIBC Bonus Rewards™ establishment

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Stop worrying about fluctuating exchange rates
• Pay your credit card bills in U.S. funds and avoid currency conversion fees
• Receive commission-free American Express Travellers Cheques® and discounted commission on Cheques for Two, when purchased at any CIBC branch

Notes:

1. USD
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• No more worrying about conversion rates or calculating exchange rates
• Purchase Security and Extended Warranty Protection

Notes:

1. USD
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Earn 350 Bonus AIR MILES reward miles at the first time you use the card, when you apply online by December 31, 2009
• Earn 50% MORE AIR MILES reward miles
• Earn 1 AIR MILE reward mile for every $10 in purchases at AIR MILES Sponsors
• Earn 1 AIR MILE reward mile for every $15 in pucrhases everywhere else you use the card

• With no-preset spending limit on your account, enjoy the flexibility when spending, however, the balance must be paid in full each month
• Optional Membership Rewards® Program - For an enrolment fee of just $50 per year (plus applicable taxes) earn one point for virtually every dollar you spend
• Front Of The Line® - preferential ticket access to some of the most sought after theatre shows, and concerts across Canada

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Earn 1 Aeroplan Mile for every $1 of purchases
• Receive 2,500 Aeroplan Miles as a Welcome Bonus
• No pre-set spending limit on your account which allows you flexibility when spending, however, the balance must be paid in full each month

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Earn up to 2% in cash dividends, up to $735 annually
• CIBC CreditSmart™ - enjoy smart, customized tools and innovative services that will help you better organize and manage your credit card spending

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Passport Rewards Program: $1 purchase = 1 Passport point
• Full coverage travel insurance
• Purchase insurance
• Safely shop online thanks to Verified by VISA

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• 1 AIR MILES reward mile for every $15 in card purchases
• Double reward miles at Shell, National Car Rental & Alamo Rent A Car
• Exclusive 25% discount on all AIR MILES flights worldwide
• Up to 600 bonus reward miles in the first 3 months
• BMO Travel Protection including Collision Damage Waiver coverage for car rentals
• Get an affinity card that supports your cause

Notes:

1. Low 11.9% interest rate available for an additional $35 per year.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Access over 430 worldwide VIP airport lounges
• Get a British Airways Companion Ticket
• Earn 5,000 bonus Club Rewards® Points
• Get Fairmont President's Club Accelerated Premier Status

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Receive a welcome bonus of 15,000 TD Points upon approval
• Earn 3 TD Points for every $1 you spend on purchases using your card
• Earn double rewards (6 TD Points for every $1 you spend on travel purchases) when you book travel through the exclusive travel agency, the TD Visa Travel Rewards Centre
• Redeem your TD Points for whatever type of travel you prefer, including air, package, hotel, cruise, car rental, train

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Earn up to 2% of your purchases in BONUSDOLLARS
• Rewards program allows you to accumulate BONUSDOLLARS and exchange them against travel, gifts, tickets to shows and Desjardins products and services
• All-inclusive travel insurance
• Accord D Desjardins financing, a second, separate credit limit
• Cash advances up to $5,000 a day, anywhere in the world

Notes:

1. $90 for cardholders age 76 and over.
2. Upon request $25/yr - 11.4%
3. Interest rate not mentioned on website.
4. Interest rate not mentioned on website.

• 2,500 bonus RBC Rewards points upon enrolment
• Earn 1 RBC Rewards point per $1 spent on purchases
• Earn additional RBC Rewards points with the Rewards Network Restaurant Program
• RBC Rewards start as low as 2,500 points
• Exchange RBC Rewards points for Esso Extra points
• Minimum credit limit of $5,000

Notes:

1. Interest rate not mentioned on website.

• Earn one Scotia Rewards point for every $1 you spend
• Travel anywhere, at any time of the year with no restrictions
• Exclusive Travel Services - Enjoy special perks when you enroll in the Scotia Rewards Travel Service
• Comprehensive Travel Protection & Savings
• Concierge Services

Notes:

1. Interest rate not mentioned on website.

• Earn up to 25% more Aeroplan® Miles for purchases on gas, groceries, and everything else
• Earn 1 Aeroplan Mile for every $1 of purchases up to $10,000, and 1.25 Miles for every $1 of purchases over $10,000 annually
• No annual fee for up to two Supplementary Gold Cards. The annual fee for additional Supplementary Gold Cards is $50 each
• No pre-set spending limit on your account which allows you flexibility when spending, however, the balance must be paid in full each month

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.