Travel Credit Cards

The following credit cards are either designed for frequent travelers or offer travel rewards. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.

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American Express® Gold Rewards Card Apply Now

American Express® Gold Rewards Card

Interest on:

Annual Fee

$150

Purchases

n/a1

Cash Advances

n/a

Balance Transfers

0.00%

New American Express® Gold Rewards Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases in the first three months of Cardmembership. That’s enough to redeem for a round-trip Fixed Mileage Flight RewardTM to almost anywhere in North America!

  • Earn 2 points for every $1 on eligible travel and everyday purchases. Earn one point for every $1 in Card purchases everywhere else
  • Charge any eligible purchase to your Card then log in to redeem your points for a statement credit
  • Book flights within Canada or to destinations around the world for a fixed amount of points, with the Fixed Points Travel Program. You can book any airline, fly any day, and even book right up to a day before departure.
  • 1 Free Supplementary Gold Rewards Card (a $50 value) to help you earn points faster
  • Learn More and Apply Now.


*American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Notes:
  1. As a charge card, the balance must always be paid in full each month. Annual interest rate applies to balances not paid in full.
More information about the American Express® Gold Rewards Card

American Express AeroplanPlus Gold Card Apply Now

American Express AeroplanPlus Gold Card

Interest on:

Annual Fee

$120

Purchases

30.00%

Cash Advances

n/a

Balance Transfers

n/a

New American Express® AeroplanPlus®* Gold* Cardmembers, earn 15,000 bonus Aeroplan®* Miles after you spend $1,500 in your first three months of Cardmembership

  • Earn 1 Aeroplan Mile for every $1 in Card purchases up to $10,000
  • Accelerate your earn rate to 1.25 Aeroplan Miles for every additional $1 in Card purchases over $10,000 annually
  • Earn Aeroplan Miles faster with two free Supplementary Cards – a $100 value ($50 for each additional Supplementary Card*)
  • Travel to over 1,300 destinations in over 190 countries worldwide on flights operated by Air Canada®** and its global network of partner airlines
  • In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, experiential rewards, merchandise and more
  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants.
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • *As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.

  • Conditions apply

    More information about the American Express AeroplanPlus Gold Card

    American Express AIR MILES Credit Card Apply Now

    American Express AIR MILES Credit Card

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    1.99%1

    New American Express® AIR MILES®* Credit Card* Cardmembers, earn a bonus of 500 AIR MILES®* reward miles when you charge a total of $500 in purchases to your Card within your first three months of Card membership.

  • Earn 1 reward mile for every $15 in Card purchases at AIR MILES®* Sponsors
  • Earn 1 reward mile for every $20 in purchases you charge to the Card everywhere else
  • Shop at participating AIR MILES®* Sponsors across Canada with your card and show your AIR MILES®* Credit Card and your AIR MILES®* Collector Card, and you can earn reward miles twice
  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants.
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

  • Conditions apply

    Notes:
    1. For the first 6 months*
    More information about the American Express AIR MILES Credit Card

    American Express AIR MILES Platinum Credit Card Apply Now

    American Express AIR MILES Platinum Credit Card

    Interest on:

    Annual Fee

    $65

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    1.99%1

    New American Express® AIR MILES®* Platinum Credit Card* Cardmembers earn a bonus of 2,000 AIR MILES reward miles when you charge a total of $1,500 in purchases to your Card within your first three months of Cardmembership. That's enough for a select flight.

  • Earn 1 reward mile for every $10 in Card purchases at AIR MILES®* Sponsors
  • Earn 1 reward mile for every $10 in Card purchases at other eligible grocery stores, gas stations, and drugstores in Canada
  • Plus, earn 1 reward mile for every $15 in Card purchases everywhere else
  • Shop at participating AIR MILES Sponsors across Canada with your Card and show your AIR MILES®* Collector Card, and you can earn reward miles twice
  • More than 1000 rewards to choose from! Redeem for a wide range of rewards - everything from movie tickets to electronics, travel and more
  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants.
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

  • Conditions apply

    Notes:
    1. For the first 6 months*

    American Express Business Gold Rewards Apply Now

    American Express Business Gold Rewards

    Interest on:

    Annual Fee

    $01

    Purchases

    30.00%2

    Cash Advances

    0.00%

    Balance Transfers

    0.00%

    • Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership. That’s enough to redeem for a $300 TripFlex™ rewards statement credit to use towards eligible travel purchases charged to your Card.
    • Earn 1 Membership Rewards point for every dollar in eligible purchases charged to the Card
    • Earn 1 extra point for every dollar in eligible purchases made with merchants you pick from a select group of American Express merchants in Canada. You can earn up to a maximum of 250,000 extra points in each calendar year
    • Redeem points for statement credits on eligible business purchases charged to your Card at certain American Express merchants in Canada. These merchants provide goods and services in business categories such as equipment, technology, advertising and everyday business expenses
    • Enjoy the freedom of being able to transfer your points, at no charge, to many frequent flyer and other loyalty programs including 1:1 to Aeroplan®* and Avios.
    • Go online to access the paperless Expense Management Reports delivered quarterly and annually, for flexible tracking and simple tax preparation
    • Maximize your cash flow with up to 55 interest free days, so that money can come in before it goes out.
    • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants.
    • *As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.
    • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

    • Conditions apply

      Notes:
      1. Pay no annual fee for the first year – a $250 value1
      2. As a charge card, the balance must always be paid in full each month. Annual interest rate applies to balances not paid in full.
      More information about the American Express Business Gold Rewards

    American Express Platinum Card Apply Now

    American Express Platinum Card

    Interest on:

    Annual Fee

    $699

    Purchases

    n/a

    Cash Advances

    n/a

    Balance Transfers

    n/a

  • New Platinum Card® Cardmembers, earn 50,000 Bonus Membership Rewards® points by spending $3,000 in purchases in the first three months of Cardmembership.
  • Platinum members are automatically enrolled in the Membership Rewards First™ Tier and earn 1.25 points for every dollar in purchases charged to the Card
  • The Platinum Card gives you access to exceptional lounge benefits such as the Canadian Platinum Lounge Benefit, Airport Club Program and access to the Cathay Pacific Business Class lounges and oneworld® alliance airlines Business Class lounges.
  • You will also have access to elevated status with many Hotel & Car Rental loyalty programs, $200 Annual Travel Credit for Travel Bookings through Platinum Card Travel Service, lodging benefits at a collection of over 900 Fine Hotels & Resorts around the world, access to special events and unique opportunities and a dedicated concierge team
  • *As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
    Conditions apply

    More information about the American Express Platinum Card
  • Best Western Mastercard® credit card Apply Now

    Best Western Mastercard® credit card

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    24.99%1

    Balance Transfers

    21.99%2

    Reward yourself with a free night's stay. You could get a FREE night with the Best Western Rewards® MasterCard® credit card

  • Earn 1 Best Western Rewards® point for every $1 in eligible purchases
  • Earn 5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties
  • Earn 20,000 Best Western Rewards® points†† on your first purchase – enough for a free night stay
  • You will be awarded "Gold Status" upon first use of your credit card and "Diamond Status" when you spend $10,000 in eligible purchases within one year◊◊
  • No limit to the Best Western Rewards® points that can be earned using the credit card in a year
  • Use your Best Western Rewards® points in many ways – hotel stays, dining, gift cards and more.
  • 1.99% promotional annual interest rate (AIR) on balance transfers for the first 10 full months

  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)
    More information about the Best Western Mastercard® credit card

    BMO Rewards® MasterCard Apply Now

    BMO Rewards® MasterCard

    Interest on:

    Annual Fee

    $35

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Earn 1% toward travel on all credit card purchases*

  • Earn faster with additional cardholders
  • Get up to 25% off car rentals at National®#† Car Rental and Alamo ®*‡ Rent A Car locations worldwide*
  • Extended Warranty*
  • Purchase Protection*
  • Zero Dollar Liability: protects you from unauthorized use of your credit card*

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.*Terms and conditions apply

    More information about the BMO Rewards® MasterCard

    BMO® AIR MILES®† MasterCard®* Apply Now

    BMO® AIR MILES®† MasterCard®*

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Welcome Offer: Get 500 AIR MILES Bonus Miles*
    Plus get 3x the Miles for the first 6 Months!*

  • 1 AIR MILES reward mile for every $20 that you spend on your credit card.
  • Double dip at AIR MILES sponsored locations*
  • No annual fee
  • Receive a discount on car rentals
  • Extended Warranty
  • Purchase Protection

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    More information about the BMO® AIR MILES®† MasterCard®*

    BMO® AIR MILES®† World Elite®* MasterCard®* Apply Now

    BMO® AIR MILES®† World Elite®* MasterCard®*

    Interest on:

    Annual Fee

    $120

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Welcome Offer: Get up to 3,000 AIR MILES Bonus Miles*

    • Earn 1 reward mile for every $10 in credit card purchases, everywhere you spend
    • BMO AIR MILES World Elite Travel and Medical Protection*
    • VIP Airport Lounge Access
    • BMO Concierge Service
    • Use your card at Costco

    BMO is not responsible for maintaining the content on this site. Please click on the apply now link for the most up to date information Terms & Conditions apply*

    BMO® Prepaid Travel Mastercard® Apply Now

    BMO® Prepaid Travel Mastercard®

    Interest on:

    Annual Fee

    $7

    Purchases

    0.00%

    Cash Advances

    n/a

    Balance Transfers

    n/a

    Spend with confidence with a reloadable, secured credit card, and use it wherever Mastercard is accepted.

    • Get cash or make purchases anywhere Mastercard is accepted while receiving protection against unauthorized use — making it safer than carrying cash.
    • Use your prepaid card at any of the 30 million locations Mastercard is accepted, and get cash at over a million ATMs.

    More information about the BMO® Prepaid Travel Mastercard®

    BMO® U.S. Dollar MasterCard®* Apply Now

    BMO® U.S. Dollar MasterCard®*

    Interest on:

    Annual Fee

    $35

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    The ideal way to travel and shop - or buy online - from U.S. retailers.

  • Shop with no exchange rate surprises
  • Free Rebate offer: Spend just $1,000 USD in one year on your card, and the annual fee for the following year is on us
  • Extended Warranty
  • Purchase Protection

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    More information about the BMO® U.S. Dollar MasterCard®*

    MBNA Rewards Mastercard® credit card Apply Now

    MBNA Rewards Mastercard® credit card

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    24.99%1

    Balance Transfers

    21.99%2

    Receive 5,000 bonus MBNA Rewards points after your first eligible purchase††. That's equivalent to $50 when redeemed for cash back or travel

    • Get MBNA Rewards for your purchases and redeem them for your passions, including travel, merchandise, or even cash back.
    • Earn 1 MBNA Rewards point for every $1 in eligible purchases.
    • Receive 5,000 bonus MBNA Rewards points after your first eligible purchase††. That's equivalent to $50 when redeemed for cash back or travel.
    • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations.
    • No annual fee.

    Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)
    More information about the MBNA Rewards Mastercard® credit card

    MBNA Rewards World Elite® Mastercard® credit card Apply Now

    MBNA Rewards World Elite® Mastercard® credit card

    Interest on:

    Annual Fee

    $891

    Purchases

    19.99%

    Cash Advances

    24.99%2

    Balance Transfers

    21.99%3

    Receive 10,000 Bonus Points after your first eligible purchase ††. That's $100 value when redeemed for cash back

      Get all the features of the MBNA Rewards card with more earning potential

  • Earn 2 MBNA Rewards point for every $1 in eligible purchases
  • Get 10,000 bonus points after your first eligible purchase††
  • No limit to the points that can be earned in a year, points don’t expire
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • Enjoy price protection** and concierge services**
  • $89 annual fee
  • Take advantage of a credit card that rewards you for who you are. Apply below for the MBNA Rewards World Elite® MasterCard® credit card

  • Notes:
    1. $89 annual fee
    2. 1% of amount advanced (minimum fee $7.50)
    3. 1% of amount advanced (minimum fee $7.50)

    Scotia Momentum® VISA* Infinite card Apply Now

    Scotia Momentum® VISA* Infinite card

    Interest on:

    Annual Fee

    $991

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    • Earn 5% cash back on everyday purchases for the first 3 months. Plus, your first year annual fee waived*
    • 4% on eligible gas station and grocery store purchases
    • 2% on eligible drug store purchases and recurring bill payments
    • 1% cash back on all other eligible everyday purchases
    • Rates, fees and other information are effective as of November 1, 2017. Subject to change.


    Notes:
    1. *Waived for the first year
    More information about the Scotia Momentum® VISA* Infinite card

    Scotiabank®* American Express® Card Apply Now

    Scotiabank®* American Express® Card

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    • Earn 5,000 bonus points with your first $500 in everyday purchases in first 3 months*
    • Earn one Scotia Rewards point on all eligible everyday purchases
    • Flexible Point Redemption
    • Rates, fees and other information are effective as of November 1, 2017. Subject to change.

    More information about the Scotiabank®* American Express® Card

    Scotiabank®* Gold American Express® Card Apply Now

    Scotiabank®* Gold American Express® Card

    Interest on:

    Annual Fee

    $991

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    • Earn 25,000 bonus points with your first $1000 in everyday purchases in the first 3 months. Plus, first year annual fee waived*
    • Earn 4x Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
    • Earn one point on all other eligible everyday purchases
    • Complimentary Concierge Services 24/7
    • Rates, fees and other information are effective as of November 1, 2017. Subject to change.
    • Notes:
      1. $99 Waived for the first year*
      More information about the Scotiabank®* Gold American Express® Card

    ScotiaGold Passport VISA® Card Apply Now

    ScotiaGold Passport VISA® Card

    Interest on:

    Annual Fee

    $110

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    • Earn 5,000 bonus points upon your first purchase*
    • Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases
    • 5% cash back on travel purchased through Scotia Rewards
    • Flexible Point Redemption
    • Rates, fees and other information are effective as of November 1, 2017. Subject to change.

    More information about the ScotiaGold Passport VISA® Card

    Sears Financial™ Voyage™ MasterCard® Apply Now

    Sears Financial™ Voyage™ MasterCard®

    Interest on:

    Annual Fee

    $39

    Purchases

    19.99%

    Cash Advances

    19.99%

    Balance Transfers

    19.99%


    Enjoy the freedom of spending with no foreign currency transaction charges – usually 2.5 percent – when travelling abroad or making online purchases on international sites.

  • Get a $30 Welcome Bonus* in Sears ClubTM Points upon approval plus $25 in Sears Club Points on your first purchase.
  • Earn 3X Sears Club Points per $1 spent on Sears Travel purchases
  • 2X the points per $1 spent on Sears purchases
  • 1 point per $1 spent on all other purchases where MasterCard® is accepted.
  • Earn 1.5 points per $1 spent on everyday gas, groceries and travel merchant purchases where MasterCard® is accepted.†^
  • More information about the Sears Financial™ Voyage™ MasterCard®

    Shell®†† AIR MILES®† MasterCard®* from BMO® Apply Now

    Shell®†† AIR MILES®† MasterCard®* from BMO®

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Get up to 500 AIR MILES Bonus Miles*. Plus, 3x the Miles on all your purchases in the first 3 months!

  • 1.25x Miles on card purchases at Shell locations in Canada
  • 1 Mile for every $20 in card purchases everywhere else MasterCard is accepted
  • No Annual Fee

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    Shell®†† AIR MILES®† World MasterCard®* from BMO® Apply Now

    Shell®†† AIR MILES®† World MasterCard®* from BMO®

    Interest on:

    Annual Fee

    $99

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    1,000 Bonus Miles after your first purchase

  • 1.25x Miles on card purchases at Shell locations across Canada
  • 1 Mile for every $15 in card purchases everywhere else MasterCard is accepted
  • 25% discount on miles required for flights within North America

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    Shell®†† CashBack World MasterCard®* from BMO® Apply Now

    Shell®†† CashBack World MasterCard®* from BMO®

    Interest on:

    Annual Fee

    $79

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    $50 CashBack credit after your first purchase.

  • 3% CashBack on every dollar you spend at Shell locations in Canada
  • 1.25% CashBack on every dollar you spend on purchases everywhere else MasterCard is accepted.
  • FREE roadside assistance program ($69/year value)

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    Starwood Preferred Guest Credit Card from American Express Apply Now

    Starwood Preferred Guest Credit Card from American Express

    Interest on:

    Annual Fee

    $1201

    Purchases

    19.99%2

    Cash Advances

    22.99%

    Balance Transfers

    n/a

    • New Starwood Preferred Guest® Credit Card from American Express Cardmembers, earn 20,000 bonus Starpoints® after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.
    • You can earn 2 Starpoints for every dollar of eligible purchases charged to the Card at participating SPG® and Marriott Rewards® hotels from November 15, 2016 through February 15, 2018.
    • Earn 1 Starpoint for every $1 in purchases charged to the Card.
    • Enjoy a Free Weekend Night Award when you reach $40,000 in purchases each year.
    • Experience Starwood Gold Preferred Guest status when you reach $30,000 in purchases each year.
    • Add a Supplementary Card and the first year’s annual fee is on us. That’s a value of $50.
    • Redeem Starpoints for Free Nights with no blackout dates at over 1,300 of the world's most desired hotels in nearly 100 countries. Use Starpoints for flights on over 150  airlines with no blackout dates with SPG Flights.

    • Conditions apply.

    Notes:
    1. $50 (waived for first year)
    2. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%.

    Starwood Preferred Guest® Business Credit Card from American Express® Apply Now

    Starwood Preferred Guest® Business Credit Card from American Express®

    Interest on:

    Annual Fee

    $1501

    Purchases

    19.99%2

    Cash Advances

    22.99%

    Balance Transfers

    n/a

    • Earn 20,000 Welcome Bonus Starpoints®* after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.
    • Earn 2 Starpoints®* for every dollar of eligible purchases charged to the Card at participating SPG®* & Marriott Rewards®* hotels from November 15, 2016, through November 15, 2017.
    • Earn 1 Starpoint®* for every $1 in purchases charged to the Card
    • Receive a Free Weekend Night Award at hotels and resorts worldwide when you reach $40,000 in purchases on the Card each year
    • Automatically upgrade to Starwood Gold Preferred Guest status when you reach $30,000 in purchases on the Card each year
    • As an added benefit of being a Cardmember, you could earn more Starpoints by referring a friend, for each approved referral you could earn a referral bonus of 10,000 Starpoints
    • Redeem Starpoints for Free Nights with no blackout dates at over 1,300 hotels and resorts in nearly 100 countries
    • Experience nine distinct brands including St. Regis, The Luxury Collection, W Hotels, Le Méridien, Westin, Sheraton, Aloft, Element, and Four Points by Sheraton
    • Redeem Starpoints for flights with no blackout dates on more than 150 airlines with SPG flights
    • Transfer Starpoints to frequent flyer miles with 30 airlines, usually on a 1:1 basis
    • Receive a 5,000 Starpoint bonus from the Starwood Preferred Guest®* program when you transfer 20,000 Starpoints to a frequent flyer program
    • Experience once-in-a-lifetime events with SPG Moments®*, for unforgettable opportunities like meet and greets with A-list artists and athletes, backstage concert passes, pro golf clinics and much more

    American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

    Notes:
    1. $50 annual fee*, waived for the first year for supplementary cards.
    2. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%.

    The Canadian Western Bank MBNA Rewards Mastercard® Credit Card Apply Now

    The Canadian Western Bank MBNA Rewards Mastercard® Credit Card

    Interest on:

    Annual Fee

    $0

    Purchases

    14.99%

    Cash Advances

    24.99%1

    Balance Transfers

    16.99%2

    Travel? Cash? Gifts? Your reward is choice

  • 1.99% promotional annual interest rate (AIR) on balance transfers for the first 10 full months
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No annual fee

  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)
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