Student Credit Cards

The following credit cards are either designed for students or don't require income, making them great first credit cards to establish credit history. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.

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L’earn® VISA* card Apply Now

L’earn® VISA* card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

21.99%

Balance Transfers

21.99%

Accelerated Moneyback reward program designed with students in mind

  • Earn up to 1% Moneyback every year on the purchases you've made with your card
  • 20% discount rates at Avis Car Rental

More information about the L’earn® VISA* card

StudentAwards MBNA Rewards MasterCard® credit card Apply Now

StudentAwards MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with the StudentAwards MBNA Rewards MasterCard® credit card.

Make your shopping work for you

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

    CIBC Classic VISA® Card for Students Apply Now

    CIBC Classic VISA® Card for Students

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    21.50%

    Balance Transfers

    n/a1

    • Protect your purchases with automatic replacement, repair or reimbursement coverage for most personal items, if lost, stolen or damaged within 90 days of purchase with the card
    • Extended protection. Doubles the original Canadian or U.S. manufacturer's warranty automatically, up to one additional year on most items purchased with the card
    • CIBC CreditSmart®, a revolutionary array of smart credit management features

    Notes:
    1. Interest rate not mentioned on website.
    More information about the CIBC Classic VISA® Card for Students

    Desjardins VISA® FOR STUDENTS ONLY Credit Card Apply Now

    Desjardins VISA® FOR STUDENTS ONLY Credit Card

    Interest on:

    Annual Fee

    $0

    Purchases

    19.40%1

    Cash Advances

    19.40%

    Balance Transfers

    19.40%

    • Cell Phone Insurance at no charge, in the event of loss or theft
    • Ticket reservation service
    • Accord D Desjardins financing, a second, separate credit limit
    • Cash advances up to $2,500 per day, anywhere in the world

    Notes:
    1. Low annual interest rate option of 11.8% for $30 per year.

    Laurentian Bank Student VISA® Black Card Apply Now

    Laurentian Bank Student VISA® Black Card

    Interest on:

    Annual Fee

    $201

    Purchases

    19.99%

    Cash Advances

    n/a2

    Balance Transfers

    n/a3

    • Reward Me Rewards Program: $1 purchase = 1 point
    • Redemption starts at 2,600 points
    • Protect your possessions with purchase insurance and extended guarantees, and double the manufacturer's guarantee for up to one year
    • When you spend over $200 net on purchases during your billing cycle, Laurentian Bank will offer to reimburse your monthly fees

    Notes:
    1. Calculated from fee of $1.66 per month.
    2. Interest rate not mentioned on website.
    3. Interest rate not mentioned on website.
    More information about the Laurentian Bank Student VISA® Black Card

    National Bank of Canada MasterCard® MC1 Credit Card Apply Now

    National Bank of Canada MasterCard® MC1 Credit Card

    Interest on:

    Annual Fee

    $0

    Purchases

    19.50%

    Cash Advances

    n/a1

    Balance Transfers

    n/a2

    • Designed for young adults, this card lets you build a credit history
    • MasterCard Zero Liability
    • Purchase insurance - For a period of 90 days following the purchase date
    • Extended warranty on purchases - Doubles the manufacturer's guarantee up to one additional year

    Notes:
    1. Interest rate not mentioned on website.
    2. Interest rate not mentioned on website.

    RBC® VISA® Classic II Student Apply Now

    RBC® VISA® Classic II Student

    Interest on:

    Annual Fee

    $15

    Purchases

    19.50%

    Cash Advances

    19.50%

    Balance Transfers

    n/a1

    • Earn one RBC Rewards point for every dollar in purchases you make with your card. Keep collecting points and redeem for travel rewards, merchandise items, gift certificates, and RBC Registered Rewards
    • Earn additional RBC Rewards points with the Rewards Network Restaurant Program
    • RBC Rewards start as low as 2,500 points
    • Exchange RBC Rewards points for Esso Extra points

    Notes:
    1. Interest rate not mentioned on website.
    More information about the RBC® VISA® Classic II Student

    RBC® VISA® Classic Student Apply Now

    RBC® VISA® Classic Student

    Interest on:

    Annual Fee

    $0

    Purchases

    19.50%

    Cash Advances

    19.50%

    Balance Transfers

    n/a1

    • Helps university and college students build a credit history while enjoying the worldwide acceptance and convenience of an RBC Royal Bank Visa card

    Notes:
    1. Interest rate not mentioned on website.
    More information about the RBC® VISA® Classic Student
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