Student Credit Cards

The following credit cards are either designed for students or don't require income, making them great first credit cards to establish credit history. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.

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Brock University MBNA Rewards MasterCard® credit card Apply Now

Brock University MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

Carleton University MBNA Rewards MasterCard® credit card Apply Now

Carleton University MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

Dalhousie University MBNA Rewards MasterCard® credit card Apply Now

Dalhousie University MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

MBNA Rewards MasterCard® credit card for York University Apply Now

MBNA Rewards MasterCard® credit card for York University

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

McGill University MBNA Rewards MasterCard® credit card Apply Now

McGill University MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

Memorial University MBNA Rewards MasterCard® credit card Apply Now

Memorial University MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

Queen's University MBNA Rewards MasterCard® credit card Apply Now

Queen's University MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

Ryerson University MBNA Rewards MasterCard® credit card Apply Now

Ryerson University MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

Scotiabank® GM®* VISA* Infinite Card Apply Now

Scotiabank® GM®* VISA* Infinite Card

Interest on:

Annual Fee

$791

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

0.00%

Get closer to your new car with up to 5% in GM Earnings

  • Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • Earnings do not expire
  • No earning or redemption caps
  • Enjoy the same great rewards in 5 unique designs
  • Travel with peace of mind with VISA Infinite benefits, including Travel Medical Insurance, Rental Car Insurance, Trip Interruption Insurance, and more
  • Purchase Security and Extended Warranty

Notes:
  1. Pay no $79 annual fee for the first year. For accounts opened by October 31, 2017.
More information about the Scotiabank® GM®* VISA* Infinite Card

Seneca MBNA Rewards MasterCard® credit card Apply Now

Seneca MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

University of Alberta MBNA Rewards MasterCard® credit card Apply Now

University of Alberta MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

University of Calgary MBNA Rewards MasterCard® credit card Apply Now

University of Calgary MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

University of Guelph Alumni MBNA Rewards MasterCard® credit card Apply Now

University of Guelph Alumni MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

University of New Brunswick MBNA Rewards MasterCard® credit card Apply Now

University of New Brunswick MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

University of Ottawa MBNA Rewards MasterCard® credit card Apply Now

University of Ottawa MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

University of Toronto MBNA Rewards MasterCard® credit card Apply Now

University of Toronto MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

University of Victoria MBNA Rewards MasterCard® credit card Apply Now

University of Victoria MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

University of Windsor MBNA Rewards MasterCard® credit card Apply Now

University of Windsor MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

Western University MBNA Rewards MasterCard® credit card Apply Now

Western University MBNA Rewards MasterCard® credit card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2


Establish your credit rating and earn great rewards with your school's MBNA Rewards Mastercard® credit card
Give back, get back - it's simple. Each time you make an eligible purchase MBNA contributes a portion of funds to your school and/or it's alumni association to support alumni and/or student initiatives. With those same eligible purchases you'll earn points for great rewards.

  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

CIBC Classic VISA® Card for Students Apply Now

CIBC Classic VISA® Card for Students

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

21.50%

Balance Transfers

n/a1

  • Protect your purchases with automatic replacement, repair or reimbursement coverage for most personal items, if lost, stolen or damaged within 90 days of purchase with the card
  • Extended protection. Doubles the original Canadian or U.S. manufacturer's warranty automatically, up to one additional year on most items purchased with the card
  • CIBC CreditSmart®, a revolutionary array of smart credit management features

Notes:
  1. Interest rate not mentioned on website.
More information about the CIBC Classic VISA® Card for Students

Desjardins VISA® FOR STUDENTS ONLY Credit Card Apply Now

Desjardins VISA® FOR STUDENTS ONLY Credit Card

Interest on:

Annual Fee

$0

Purchases

19.40%1

Cash Advances

19.40%

Balance Transfers

19.40%

  • Cell Phone Insurance at no charge, in the event of loss or theft
  • Ticket reservation service
  • Accord D Desjardins financing, a second, separate credit limit
  • Cash advances up to $2,500 per day, anywhere in the world

Notes:
  1. Low annual interest rate option of 11.8% for $30 per year.

Laurentian Bank Student VISA® Black Card Apply Now

Laurentian Bank Student VISA® Black Card

Interest on:

Annual Fee

$201

Purchases

19.99%

Cash Advances

n/a2

Balance Transfers

n/a3

  • Reward Me Rewards Program: $1 purchase = 1 point
  • Redemption starts at 2,600 points
  • Protect your possessions with purchase insurance and extended guarantees, and double the manufacturer's guarantee for up to one year
  • When you spend over $200 net on purchases during your billing cycle, Laurentian Bank will offer to reimburse your monthly fees

Notes:
  1. Calculated from fee of $1.66 per month.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
More information about the Laurentian Bank Student VISA® Black Card

National Bank of Canada MasterCard® MC1 Credit Card Apply Now

National Bank of Canada MasterCard® MC1 Credit Card

Interest on:

Annual Fee

$0

Purchases

19.50%

Cash Advances

n/a1

Balance Transfers

n/a2

  • Designed for young adults, this card lets you build a credit history
  • MasterCard Zero Liability
  • Purchase insurance - For a period of 90 days following the purchase date
  • Extended warranty on purchases - Doubles the manufacturer's guarantee up to one additional year

Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.

RBC® VISA® Classic II Student Apply Now

RBC® VISA® Classic II Student

Interest on:

Annual Fee

$15

Purchases

19.50%

Cash Advances

19.50%

Balance Transfers

n/a1

  • Earn one RBC Rewards point for every dollar in purchases you make with your card. Keep collecting points and redeem for travel rewards, merchandise items, gift certificates, and RBC Registered Rewards
  • Earn additional RBC Rewards points with the Rewards Network Restaurant Program
  • RBC Rewards start as low as 2,500 points
  • Exchange RBC Rewards points for Esso Extra points

Notes:
  1. Interest rate not mentioned on website.
More information about the RBC® VISA® Classic II Student

RBC® VISA® Classic Student Apply Now

RBC® VISA® Classic Student

Interest on:

Annual Fee

$0

Purchases

19.50%

Cash Advances

19.50%

Balance Transfers

n/a1

  • Helps university and college students build a credit history while enjoying the worldwide acceptance and convenience of an RBC Royal Bank Visa card

Notes:
  1. Interest rate not mentioned on website.
More information about the RBC® VISA® Classic Student
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