Featured Credit Cards
Student Credit Cards
The following credit cards are either designed for students or don't require income, making them great first credit cards to establish credit history. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.
Detailed view | Quick comparison table
Sort results by: Name | Annual Fee | Purchases | Cash Advances | Balance Transfers
BMO SPC Mosaik MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.50%1 |
Cash Advances19.50% |
Balance Transfers19.50% |
- Customize your credit card to suit your lifestyle as a student
- Enjoy exclusive discounts at thousands of SPC Card retailers nationwide for NO ADDED FEE
- One time SPC Card registration – no need to renew
- Earn added Rewards with AIR MILES® reward miles or CashBack®
Notes:
CIBC Classic VISA® Card for Students 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.50% |
Cash Advances21.50% |
Balance Transfersn/a1 |
- Protect your purchases with automatic replacement, repair or reimbursement coverage for most personal items, if lost, stolen or damaged within 90 days of purchase with the card
- Extended protection. Doubles the original Canadian or U.S. manufacturer's warranty automatically, up to one additional year on most items purchased with the card
- CIBC CreditSmart®, a revolutionary array of smart credit management features
Notes:
Desjardins VISA® FOR STUDENTS ONLY Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.40%1 |
Cash Advances19.40% |
Balance Transfers19.40% |
- Cell Phone Insurance at no charge, in the event of loss or theft
- Ticket reservation service
- Accord D Desjardins financing, a second, separate credit limit
- Cash advances up to $2,500 per day, anywhere in the world
Notes:
Laurentian Bank Student VISA® Black Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$201 |
Purchases19.99% |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- Reward Me Rewards Program: $1 purchase = 1 point
- Redemption starts at 2,600 points
- Protect your possessions with purchase insurance and extended guarantees, and double the manufacturer's guarantee for up to one year
- When you spend over $200 net on purchases during your billing cycle, Laurentian Bank will offer to reimburse your monthly fees
Notes:
- Calculated from fee of $1.66 per month.
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.
National Bank of Canada MasterCard® MC1 Credit Card 
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Interest on: |
|||
|---|---|---|---|
Annual Fee$0 |
Purchases19.50% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Designed for young adults, this card lets you build a credit history
- MasterCard Zero Liability
- Purchase insurance - For a period of 90 days following the purchase date
- Extended warranty on purchases - Doubles the manufacturer's guarantee up to one additional year
Notes:
RBC® VISA® Classic II Student 
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Interest on: |
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|---|---|---|---|
Annual Fee$15 |
Purchases19.50% |
Cash Advances19.50% |
Balance Transfersn/a1 |
- Earn one RBC Rewards point for every dollar in purchases you make with your card. Keep collecting points and redeem for travel rewards, merchandise items, gift certificates, and RBC Registered Rewards
- Earn additional RBC Rewards points with the Rewards Network Restaurant Program
- RBC Rewards start as low as 2,500 points
- Exchange RBC Rewards points for Esso Extra points
Notes:
RBC® VISA® Classic Student 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.50% |
Cash Advances19.50% |
Balance Transfersn/a1 |
- Helps university and college students build a credit history while enjoying the worldwide acceptance and convenience of an RBC Royal Bank Visa card
Notes:
Scotiabank L'earn VISA® Card for Students 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances21.99% |
Balance Transfers21.99% |
- Earn up to a 1% Moneyback reward every year on the purchases
- Credit limit of $500 to $2,000
- Secured VISA option is available for Canadian citizens, landed immigrants, and foreign students
- Visa payWave for speed, convenience, and security when paying for small, everyday purchases



