Student Credit Cards

The following credit cards are either designed for students or don't require income, making them great first credit cards to establish credit history. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.

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L’earn® VISA* card Apply Now

L’earn® VISA* card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

21.99%

Balance Transfers

21.99%

Accelerated Moneyback reward program designed with students in mind

  • Earn up to 1% Moneyback every year on the purchases you've made with your card
  • 20% discount rates at Avis Car Rental

More information about the L’earn® VISA* card

MBNA Rewards Studentawards Credit Card Apply Now

MBNA Rewards Studentawards Credit Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

19.99%

Balance Transfers

19.99%


Earn 1 mbna rewards point for every qualifying $1 spent on retail transactions‡

  • 1,000 bonus points after your first eligible purchase††
  • 1,000 bonus points each year on your account anniversary date‡
  • Redeem points for cash back, charitable donations, travel, brand-name merchandise and gift cards from top retailers
  • No annual fee
  • No Rewards Point Limits

More information about the MBNA Rewards Studentawards Credit Card

CIBC Classic VISA® Card for Students Apply Now

CIBC Classic VISA® Card for Students

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

21.50%

Balance Transfers

n/a1

  • Protect your purchases with automatic replacement, repair or reimbursement coverage for most personal items, if lost, stolen or damaged within 90 days of purchase with the card
  • Extended protection. Doubles the original Canadian or U.S. manufacturer's warranty automatically, up to one additional year on most items purchased with the card
  • CIBC CreditSmart®, a revolutionary array of smart credit management features

Notes:
  1. Interest rate not mentioned on website.
More information about the CIBC Classic VISA® Card for Students

Desjardins VISA® FOR STUDENTS ONLY Credit Card Apply Now

Desjardins VISA® FOR STUDENTS ONLY Credit Card

Interest on:

Annual Fee

$0

Purchases

19.40%1

Cash Advances

19.40%

Balance Transfers

19.40%

  • Cell Phone Insurance at no charge, in the event of loss or theft
  • Ticket reservation service
  • Accord D Desjardins financing, a second, separate credit limit
  • Cash advances up to $2,500 per day, anywhere in the world

Notes:
  1. Low annual interest rate option of 11.8% for $30 per year.

Laurentian Bank Student VISA® Black Card Apply Now

Laurentian Bank Student VISA® Black Card

Interest on:

Annual Fee

$201

Purchases

19.99%

Cash Advances

n/a2

Balance Transfers

n/a3

  • Reward Me Rewards Program: $1 purchase = 1 point
  • Redemption starts at 2,600 points
  • Protect your possessions with purchase insurance and extended guarantees, and double the manufacturer's guarantee for up to one year
  • When you spend over $200 net on purchases during your billing cycle, Laurentian Bank will offer to reimburse your monthly fees

Notes:
  1. Calculated from fee of $1.66 per month.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
More information about the Laurentian Bank Student VISA® Black Card

National Bank of Canada MasterCard® MC1 Credit Card Apply Now

National Bank of Canada MasterCard® MC1 Credit Card

Interest on:

Annual Fee

$0

Purchases

19.50%

Cash Advances

n/a1

Balance Transfers

n/a2

  • Designed for young adults, this card lets you build a credit history
  • MasterCard Zero Liability
  • Purchase insurance - For a period of 90 days following the purchase date
  • Extended warranty on purchases - Doubles the manufacturer's guarantee up to one additional year

Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.

RBC® VISA® Classic II Student Apply Now

RBC® VISA® Classic II Student

Interest on:

Annual Fee

$15

Purchases

19.50%

Cash Advances

19.50%

Balance Transfers

n/a1

  • Earn one RBC Rewards point for every dollar in purchases you make with your card. Keep collecting points and redeem for travel rewards, merchandise items, gift certificates, and RBC Registered Rewards
  • Earn additional RBC Rewards points with the Rewards Network Restaurant Program
  • RBC Rewards start as low as 2,500 points
  • Exchange RBC Rewards points for Esso Extra points

Notes:
  1. Interest rate not mentioned on website.
More information about the RBC® VISA® Classic II Student

RBC® VISA® Classic Student Apply Now

RBC® VISA® Classic Student

Interest on:

Annual Fee

$0

Purchases

19.50%

Cash Advances

19.50%

Balance Transfers

n/a1

  • Helps university and college students build a credit history while enjoying the worldwide acceptance and convenience of an RBC Royal Bank Visa card

Notes:
  1. Interest rate not mentioned on website.
More information about the RBC® VISA® Classic Student
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