Reward Credit Cards

The following credit cards offer rewards for using them. Everything from travel rewards to cash back and points. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.

Filter by issuer:

Detailed view | Quick comparison table

Interest On

Annual Fee Purchases Cash
Advances
American Express® Gold Rewards Card

American Express® Gold Rewards Card

$1501 30.00%2 30.00% 0.00%
Notes:
  1. $150 annual fee waived for the first year.
  2. As a charge card, the balance must always be paid in full each month. Annual interest rate applies to balances not paid in full.
American Express AeroplanPlus Gold Card

American Express AeroplanPlus Gold Card

$120 30.00% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
American Express AIR MILES Credit Card

American Express AIR MILES Credit Card

$0 19.99% 19.99% n/a
American Express AIR MILES Platinum Credit Card

American Express AIR MILES Platinum Credit Card

$651 0.00% 0.00% 0.00%
Notes:
  1. No Annual Fee for the first year; $65 Annual Fee thereafter*
American Express Business Gold Rewards

American Express Business Gold Rewards

$01 30.00%2 0.00% 0.00%
Notes:
  1. Pay no annual fee for the first year – a $250 value1
  2. As a charge card, the balance must always be paid in full each month. Annual interest rate applies to balances not paid in full.
American Express Gold Rewards Card

American Express Gold Rewards Card

$1501 30.00% n/a2 n/a
Notes:
  1. $150 annual fee waived for the first year.
  2. As a charge card, the balance must always be paid in full each month. Annual interest rate applies to balances not paid in full.
American Express Platinum Card

American Express Platinum Card

$699 30.00% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
American Express AeroplanPlus Platinum Card

American Express AeroplanPlus Platinum Card

$499 30.00% 0.00% 0.00%
Best Western MasterCard® credit card

Best Western MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
BMO AIR MILESWorld EliteMasterCard

BMO AIR MILESWorld EliteMasterCard

$120 19.99% 22.99% 22.99%
BMO CashBack World Elite MasterCard

BMO CashBack World Elite MasterCard

$120 19.99% 22.99% 22.99%
BMO® AIR MILES®† MasterCard®*

BMO® AIR MILES®† MasterCard®*

$0 19.99% 22.99% 22.99%
BMO® Rewards World Elite™ MasterCard®*

BMO® Rewards World Elite™ MasterCard®*

$150 19.99% 22.99% 22.99%
BMO® SPC®‡ AIR MILES®† MasterCard®*

BMO® SPC®‡ AIR MILES®† MasterCard®*

$0 19.99% 22.99% 22.99%
Brock University MBNA Rewards MasterCard® credit card

Brock University MBNA Rewards MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
Carleton University MBNA Rewards MasterCard® credit card

Carleton University MBNA Rewards MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
Dalhousie University MBNA Rewards MasterCard® credit card

Dalhousie University MBNA Rewards MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
MBNA Rewards MasterCard® credit card for York University

MBNA Rewards MasterCard® credit card for York University

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
MBNA Rewards World Elite® MasterCard® credit card

MBNA Rewards World Elite® MasterCard® credit card

$891 19.99% 24.99%2 21.99%3
Notes:
  1. $89 annual fee
  2. 1% of amount advanced (minimum fee $7.50)
  3. 1% of amount advanced (minimum fee $7.50)
McGill University MBNA Rewards MasterCard® credit card

McGill University MBNA Rewards MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
Memorial University MBNA Rewards MasterCard® credit card

Memorial University MBNA Rewards MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
Montreal Canadians® MBNA Rewards MasterCard® Credit Card

Montreal Canadians® MBNA Rewards MasterCard® Credit Card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
Ottawa Senators® MBNA Rewards MasterCard® Credit Card

Ottawa Senators® MBNA Rewards MasterCard® Credit Card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
Queen's University MBNA Rewards MasterCard® credit card

Queen's University MBNA Rewards MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
Ryerson University MBNA Rewards MasterCard® credit card

Ryerson University MBNA Rewards MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
Scotia Momentum® VISA* Infinite card

Scotia Momentum® VISA* Infinite card

$99 19.99% 22.99% 22.99%
Scotiabank SCENE VISA® Card

Scotiabank SCENE VISA® Card

$0 19.99% 22.99% 22.99%
Scotiabank® GM®* VISA* Card

Scotiabank® GM®* VISA* Card

$0 19.99% 22.99% 0.00%
Scotiabank® More Rewards® * VISA* card

Scotiabank® More Rewards® * VISA* card

$0 19.99% 22.99% 0.00%
Scotiabank® Rewards VISA* Card

Scotiabank® Rewards VISA* Card

$0 19.99% 22.99% 22.99%
Scotiabank®* American Express® Card

Scotiabank®* American Express® Card

$39 19.99% 22.99% 22.99%
Scotiabank®* Gold American Express® Card

Scotiabank®* Gold American Express® Card

$99 19.99% 22.99% 22.99%
ScotiaGold Passport VISA® Card

ScotiaGold Passport VISA® Card

$110 19.99% 22.99% 22.99%
ScotiaHockey™ NHL® VISA* card

ScotiaHockey™ NHL® VISA* card

$29 19.99% 22.99% 22.99%
Sears Card

Sears Card

$0 29.90% 29.90% 29.90%
Sears Financial™ Voyage™ MasterCard®

Sears Financial™ Voyage™ MasterCard®

$39 19.99% 19.99% 19.99%
Sears MasterCard®

Sears MasterCard®

$0 19.99% 19.99% 19.99%
Seneca MBNA Rewards MasterCard® credit card

Seneca MBNA Rewards MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
Shell®†† AIR MILES®† MasterCard®* from BMO®

Shell®†† AIR MILES®† MasterCard®* from BMO®

$0 19.99% 22.99% 22.99%
Shell®†† AIR MILES®† World MasterCard®* from BMO®

Shell®†† AIR MILES®† World MasterCard®* from BMO®

$99 19.99% 22.99% 22.99%
Shell®†† CashBack MasterCard®* from BMO®

Shell®†† CashBack MasterCard®* from BMO®

$0 19.99% 22.99% 22.99%
Starwood Preferred Guest Credit Card from American Express

Starwood Preferred Guest Credit Card from American Express

$120 19.99%1 19.99%2 n/a3
Notes:
  1. Rate may increase to 21.99% depending on account payment record.
  2. Rate may increase to 21.99% depending on account payment record.
  3. Interest rate not mentioned on website.
Tangerine Money-Back Credit Card

Tangerine Money-Back Credit Card

$0 19.95% 19.95% 1.00%1
Notes:
  1. 1.00% of the amount transferred, or minimum of $5.00
The Alterna® MBNA Rewards MasterCard® Credit Card

The Alterna® MBNA Rewards MasterCard® Credit Card

$0 14.99% 24.99%1 16.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
The Canadian Western Bank MBNA Rewards MasterCard® Credit Card

The Canadian Western Bank MBNA Rewards MasterCard® Credit Card

$0 14.99% 24.99%1 16.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
The Edward Jones MBNA Rewards MasterCard® Credit Card

The Edward Jones MBNA Rewards MasterCard® Credit Card

$0 14.99% 24.99%1 16.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
Toronto Maple Leafs® MBNA Rewards MasterCard® Credit Card

Toronto Maple Leafs® MBNA Rewards MasterCard® Credit Card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
Toronto Raptors® MBNA Rewards MasterCard® Credit Card

Toronto Raptors® MBNA Rewards MasterCard® Credit Card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
University of Alberta MBNA Rewards MasterCard® credit card

University of Alberta MBNA Rewards MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
University of Calgary MBNA Rewards MasterCard® credit card

University of Calgary MBNA Rewards MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
University of Guelph Alumni MBNA Rewards MasterCard® credit card

University of Guelph Alumni MBNA Rewards MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
University of New Brunswick MBNA Rewards MasterCard® credit card

University of New Brunswick MBNA Rewards MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
University of Ottawa MBNA Rewards MasterCard® credit card

University of Ottawa MBNA Rewards MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
University of Toronto MBNA Rewards MasterCard® credit card

University of Toronto MBNA Rewards MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
University of Victoria MBNA Rewards MasterCard® credit card

University of Victoria MBNA Rewards MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
University of Windsor MBNA Rewards MasterCard® credit card

University of Windsor MBNA Rewards MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
Vancouver Canucks® MBNA Rewards MasterCard® Credit Card

Vancouver Canucks® MBNA Rewards MasterCard® Credit Card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
Western University MBNA Rewards MasterCard® credit card

Western University MBNA Rewards MasterCard® credit card

$0 19.99% 24.99%1 21.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
Best Buy® Reward Zone Visa®

Best Buy® Reward Zone Visa®

$0 19.99% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
Blue Sky® Credit Card

Blue Sky® Credit Card

$0 19.99% 19.99% n/a1
Notes:
  1. Interest rate not mentioned on website.
Canadian Tire Gas Advantage MasterCard®

Canadian Tire Gas Advantage MasterCard®

$0 19.50%1 n/a2 n/a3
Notes:
  1. If you are not approved for a card at this rate, Canadian Tire Bank may still issue you a card at an interest rate of 25.99%.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
Canadian Tire Options MasterCard®

Canadian Tire Options MasterCard®

$0 19.50%1 n/a2 n/a3
Notes:
  1. If you are not approved for a card at this rate, Canadian Tire Bank may still issue you a card at an interest rate of 25.99%.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
CIBC Aventura Gold VISA® Card

CIBC Aventura Gold VISA® Card

$120 19.99% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
CIBC Aventura VISA® INFINITE Card

CIBC Aventura VISA® INFINITE Card

$120 19.99% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
Desjardins VISA® - Elegance GOLD

Desjardins VISA® - Elegance GOLD

$0 19.90%1 19.90% 19.90%
Notes:
  1. Low annual interest rate option of 12.8% for $30 per year.
Desjardins VISA® - Modulo GOLD

Desjardins VISA® - Modulo GOLD

$50 9.90% 9.90% 9.90%
Desjardins VISA® - Odyssey GOLD

Desjardins VISA® - Odyssey GOLD

$1101 19.40%2 19.40% 19.40%
Notes:
  1. $90 for cardholders age 76 and over.
  2. Low 11.8% interest rate available for an additional $30 per year.
HSBC Gold MasterCard®

HSBC Gold MasterCard®

$60 19.90%1 19.90% n/a2
Notes:
  1. Low annual interest rate option of 12.9% for $85 per year (not applicable in Quebec).
  2. Interest rate not mentioned on website.
HSBC MasterCard®

HSBC MasterCard®

$0 19.90%1 19.90% n/a2
Notes:
  1. Low annual interest rate option of 12.9% for $25 per year (not applicable in Quebec).
  2. Interest rate not mentioned on website.
Laurentian Bank Student VISA® Black Card

Laurentian Bank Student VISA® Black Card

$201 19.99% n/a2 n/a3
Notes:
  1. Calculated from fee of $1.66 per month.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
Laurentian Bank VISA® Black Reward Me Card

Laurentian Bank VISA® Black Reward Me Card

$201 19.99% n/a2 n/a3
Notes:
  1. Calculated from fee of $1.66 per month.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
Laurentian Bank VISA® Gold Passport Card

Laurentian Bank VISA® Gold Passport Card

$90 19.99% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
Marriott Rewards® Platinum Visa® Card

Marriott Rewards® Platinum Visa® Card

$75 19.99% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
National Bank of Canada MasterCard® Allure Credit Card

National Bank of Canada MasterCard® Allure Credit Card

$30 19.50%1 19.50%2 19.50%3
Notes:
  1. Low annual interest rate option of 14.5% for $45 per year.
  2. Low annual interest rate option of 11.5% for $45 per year.
  3. Low annual interest rate option of 11.5% for $45 per year.
National Bank of Canada MasterCard® Escapade Credit Card

National Bank of Canada MasterCard® Escapade Credit Card

$20 19.50%1 19.50%2 19.50%3
Notes:
  1. Low annual interest rate option of 14.5% for $35 per year.
  2. Low annual interest rate option of 11.5% for $35 per year.
  3. Low annual interest rate option of 11.5% for $35 per year.
National Bank of Canada MasterCard® OVATION Gold

National Bank of Canada MasterCard® OVATION Gold

$90 19.50%1 19.50%2 19.50%3
Notes:
  1. Low annual interest rate option of 14.5% for $105 per year.
  2. Low annual interest rate option of 11.5% for $105 per year.
  3. Low annual interest rate option of 11.5% for $105 per year.
National Bank of Canada MasterCard® Platinum Credit Card

National Bank of Canada MasterCard® Platinum Credit Card

$125 19.50% 19.50% 19.50%
National Bank of Canada MasterCard® PREMIA Business Credit Card

National Bank of Canada MasterCard® PREMIA Business Credit Card

$45 18.90%1 18.90%2 18.90%3
Notes:
  1. Low annual interest rate option of 13.9% for $60 per year.
  2. Low annual interest rate option of 8.9% for $60 per year.
  3. Low annual interest rate option of 8.9% for $60 per year.
President’s Choice Financial® MasterCard

President’s Choice Financial® MasterCard

$0 19.97% 19.97% 5.97%1
Notes:
  1. for 4 months, 19.97% thereafter.
RBC® British Airways VISA® Platinum

RBC® British Airways VISA® Platinum

$165 20.50% 20.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® Cathay Pacific VISA® Platinum

RBC® Cathay Pacific VISA® Platinum

$150 20.50% 20.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® Esso VISA® Classic Card

RBC® Esso VISA® Classic Card

$0 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® Rewards VISA® Gold

RBC® Rewards VISA® Gold

$0 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® US Dollar VISA® Gold

RBC® US Dollar VISA® Gold

$651 19.50% 19.50% n/a2
Notes:
  1. USD
  2. Interest rate not mentioned on website.
RBC® VISA® Business Platinum Avion®

RBC® VISA® Business Platinum Avion®

$120 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® VISA® Classic II

RBC® VISA® Classic II

$35 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® VISA® Classic II Student

RBC® VISA® Classic II Student

$15 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® VISA® Gold Preferred®

RBC® VISA® Gold Preferred®

$110 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® VISA® Infinite Avion®

RBC® VISA® Infinite Avion®

$120 19.99% 19.99% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® VISA® Platinum Avion®

RBC® VISA® Platinum Avion®

$120 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
TD Business Travel VISA® Card

TD Business Travel VISA® Card

$149 19.75% 21.50% 21.50%
TD Classic Travel VISA® Card

TD Classic Travel VISA® Card

$19 19.99% 21.50% 21.50%
TD Platinum Travel VISA® Card

TD Platinum Travel VISA® Card

$99 19.99% 21.50% 21.50%
Walmart MasterCard®

Walmart MasterCard®

$0 18.99%1 18.99%2 18.99%3
Notes:
  1. Rate may increase to 23.99% depending on Account Payment Record.
  2. Rate may increase to 23.99% depending on Account Payment Record.
  3. Rate may increase to 23.99% depending on Account Payment Record.
WestJet RBC® World MasterCard

WestJet RBC® World MasterCard

$99 19.99% 19.99% n/a1
Notes:
  1. Interest rate not mentioned on website.
If you have found an error or inaccurate information related to a credit card, you can report a listing.