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Reward Credit Cards

The following credit cards offer rewards for using them. Everything from travel rewards to cash back and points. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.

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Interest On
Name
 Annual Fee Purchases Cash
Advances
Balance
Transfers
MBNA Best Western MasterCard® Credit Card

MBNA Best Western MasterCard® Credit Card

 $0 19.99% 19.99% 19.99%
MBNA CAA Quebec MasterCard® Credit Card

MBNA CAA Quebec MasterCard® Credit Card

 $0 14.99% 3.99%1 3.99%2
Notes:
  1. Introductory rate for 6 months. Rate is 16.99% thereafter.
  2. Introductory rate for 6 months. Rate is 16.99% thereafter.
MBNA Pharmaprix MasterCard® Credit Card

MBNA Pharmaprix MasterCard® Credit Card

 $0 19.99% 1.99%1 1.99%2
Notes:
  1. Introductory rate for 6 months. Rate is 19.99% thereafter.
  2. Introductory rate for 6 months. Rate is 19.99% thereafter.
MBNA Shoppers MasterCard® Credit Card

MBNA Shoppers MasterCard® Credit Card

 $0 19.99% 1.99%1 1.99%2
Notes:
  1. Introductory rate for 6 months. Rate is 19.99% thereafter.
  2. Introductory rate for 6 months. Rate is 19.99% thereafter.
MBNA Sony Card MasterCard® Credit Card

MBNA Sony Card MasterCard® Credit Card

 $0 19.99% 19.99% 19.99%
MBNA WorldPoints® Platinum MasterCard® Credit Card

MBNA WorldPoints® Platinum MasterCard® Credit Card

 $0 19.99% 19.99%1 19.99%2
Notes:
  1. +1% Fee
  2. +1% Fee
MBNA Anne Geddes MasterCard® Credit Card

MBNA Anne Geddes MasterCard® Credit Card

 $0 17.99% 19.99% 19.99%
MBNA Harley–Davidson® MasterCard® Credit Card

MBNA Harley–Davidson® MasterCard® Credit Card

 $0 17.99% 19.99% 19.99%
American Express® AIR MILES® Platinum

American Express® AIR MILES® Platinum

 $50 19.99% 19.99% 19.99%
American Express® Business Gold Rewards

American Express® Business Gold Rewards

 $1801 30.00% n/a2 n/a3
Notes:
  1. No fee for the first year.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
Capital One® SmartLine™ Platinum MasterCard

Capital One® SmartLine™ Platinum MasterCard

 $0 5.99% 19.80% 5.99%
Capital One® Curling Platinum™ MasterCard® with No Hassle Rewards™

Capital One® Curling Platinum™ MasterCard® with No Hassle Rewards™

 $0 19.55% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
Capital One® Miles Platinum MasterCard® with No Hassle Rewards™

Capital One® Miles Platinum MasterCard® with No Hassle Rewards™

 $0 19.80% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
Capital One® Miles Plus Platinum MasterCard® with No Hassle Rewards™

Capital One® Miles Plus Platinum MasterCard® with No Hassle Rewards™

 $99 19.80% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
American Express® AeroplanPlus® Card

American Express® AeroplanPlus® Card

 $60 30.00% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
American Express® AeroplanPlus® Gold Card

American Express® AeroplanPlus® Gold Card

 $120 30.00% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
American Express® AeroplanPlus® Platinum Card

American Express® AeroplanPlus® Platinum Card

 $499 30.00% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
American Express® AIR MILES®

American Express® AIR MILES®

 $0 19.99% 19.99% 19.99%
American Express® AIR MILES® Gold Business Card

American Express® AIR MILES® Gold Business Card

 $0 n/a1 n/a2 n/a3
Notes:
  1. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
  2. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
  3. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
American Express® Blue Sky™

American Express® Blue Sky™

 $0 19.99% 19.99% 19.99%
American Express® Business Platinum Card™

American Express® Business Platinum Card™

 $399 n/a1 n/a2 n/a3
Notes:
  1. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
  2. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
  3. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
American Express® Gold Card

American Express® Gold Card

 $130 30.00% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
American Express® Holt Renfrew Card

American Express® Holt Renfrew Card

 $0 n/a1 n/a2 n/a3
Notes:
  1. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
  2. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
  3. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
American Express® Platinum Card

American Express® Platinum Card

 $399 30.00% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
Best Buy® Reward Zone Visa®

Best Buy® Reward Zone Visa®

 $0 19.99% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
BMO AIR MILES MasterCard

BMO AIR MILES MasterCard

 $0 19.50%1 n/a2 n/a3
Notes:
  1. Low 11.9% interest rate available for an additional $35 per year.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
BMO AIR MILES MasterCard for Business

BMO AIR MILES MasterCard for Business

 $01 19.50%2 19.50%3 n/a4
Notes:
  1. per year for Bronze, $60 per year for Silver, $105 per year for Gold.
  2. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
  3. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
  4. Interest rate not mentioned on website.
BMO Gold AIR MILES MasterCard

BMO Gold AIR MILES MasterCard

 $99 19.50%1 n/a2 n/a3
Notes:
  1. Low 11.9% interest rate available for an additional $35 per year.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
BMO SPC Mosaik MasterCard®

BMO SPC Mosaik MasterCard®

 $0 19.50%1 19.50% 19.50%
Notes:
  1. Low 11.9% interest rate available for an additional $35 per year.
Canadian Tire Gas Advantage MasterCard®

Canadian Tire Gas Advantage MasterCard®

 $0 19.50%1 19.50%2 19.50%3
Notes:
  1. 19.50% or 25.99%
  2. 19.50% or 25.99%
  3. 19.50% or 25.99%
Canadian Tire Options MasterCard®

Canadian Tire Options MasterCard®

 $0 19.50%1 19.50%2 19.50%3
Notes:
  1. 19.50% or 25.99%
  2. 19.50% or 25.99%
  3. 19.50% or 25.99%
CIBC Aero Classic VISA® Card

CIBC Aero Classic VISA® Card

 $29 19.50% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
CIBC Aerogold® VISA® Card

CIBC Aerogold® VISA® Card

 $120 19.50% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
CIBC Aerogold® VISA® Card for Business

CIBC Aerogold® VISA® Card for Business

 $180 16.90%1 16.90%2 16.90%3
Notes:
  1. Set at one of 10.9%, 13.9% or 16.9%, depending on your personal credit bureau information.
  2. Set at one of 10.9%, 13.9% or 16.9%, depending on your personal credit bureau information.
  3. Set at one of 10.9%, 13.9% or 16.9%, depending on your personal credit bureau information.
CIBC Aerogold® VISA® INFINITE Card

CIBC Aerogold® VISA® INFINITE Card

 $120 19.50% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
CIBC Aventura Gold VISA® Card

CIBC Aventura Gold VISA® Card

 $120 19.50% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
CIBC Aventura VISA® INFINITE Card

CIBC Aventura VISA® INFINITE Card

 $120 19.50% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
CIBC Gold VISA® Card

CIBC Gold VISA® Card

 $991 19.50% n/a2 n/a3
Notes:
  1. $69 for seniors age 65 or over.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
Citi™ Diners Club® Card

Citi™ Diners Club® Card

 $99 18.95% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
Citi™ Petro-Canada™ Personal Credit Card

Citi™ Petro-Canada™ Personal Credit Card

 $0 28.80% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
Citi™ PETRO-POINTS™ MasterCard®

Citi™ PETRO-POINTS™ MasterCard®

 $0 19.90% n/a1 4.90%2
Notes:
  1. Interest rate not mentioned on website.
  2. Introductory rate for 6 months. Rate is 19.90% thereafter.
Citi™ STAPLES® easyRewards™ Business MasterCard®

Citi™ STAPLES® easyRewards™ Business MasterCard®

 $391 19.99% n/a2 n/a3
Notes:
  1. $9 per year for additional cards, waived for the first year.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
Citi™ STAPLES® easyRewards™ MasterCard®

Citi™ STAPLES® easyRewards™ MasterCard®

 $0 19.90% n/a1 4.90%2
Notes:
  1. Interest rate not mentioned on website.
  2. Introductory rate for 6 months. Rate is 19.90% thereafter.
Club Sobeys MasterCard®

Club Sobeys MasterCard®

 $0 19.99% n/a1 2.90%2
Notes:
  1. Interest rate not mentioned on website.
  2. Introductory rate for 6 months. Rate is 19.99% thereafter.
Desjardins VISA® - Elegance GOLD

Desjardins VISA® - Elegance GOLD

 $0 19.90%1 n/a2 n/a3
Notes:
  1. Low annual interest rate option of 12.8% for $30 per year.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
Desjardins VISA® - Modulo GOLD

Desjardins VISA® - Modulo GOLD

 $50 9.90% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
Desjardins VISA® - Odyssey GOLD

Desjardins VISA® - Odyssey GOLD

 $1101 19.40%2 n/a3 n/a4
Notes:
  1. $90 for cardholders age 76 and over.
  2. Upon request $25/yr - 11.4%
  3. Interest rate not mentioned on website.
  4. Interest rate not mentioned on website.
HSBC Gold MasterCard®

HSBC Gold MasterCard®

 $601 19.90% 19.90% n/a2
Notes:
  1. Low Interest Rate Option for an annual fee of $85 per year.
  2. Interest rate not mentioned on website.
HSBC MasterCard®

HSBC MasterCard®

 $01 19.90% 19.90% n/a2
Notes:
  1. No Annual Fee or Low Interest Rate Option for $25 per year.
  2. Interest rate not mentioned on website.
Laurentian Bank Student VISA® Black Card

Laurentian Bank Student VISA® Black Card

 $0 19.92%1 n/a2 n/a3
Notes:
  1. Calculated from fee of $1.66 per month.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
Laurentian Bank VISA® Black Reward Me Card

Laurentian Bank VISA® Black Reward Me Card

 $201 19.99% n/a2 n/a3
Notes:
  1. Calculated from fee of $1.66 per month.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
Laurentian Bank VISA® Gold Passport Card

Laurentian Bank VISA® Gold Passport Card

 $90 19.99% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
Marriott Rewards® Platinum Visa® Card

Marriott Rewards® Platinum Visa® Card

 $75 19.99% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
National Bank of Canada MasterCard® Allure Credit Card

National Bank of Canada MasterCard® Allure Credit Card

 $30 19.50%1 19.50%2 19.50%3
Notes:
  1. 14.50% Reduced Interest Rate Option for $45 per year.
  2. 11.50% Reduced Interest Rate Option for $45 per year.
  3. 11.50% Reduced Interest Rate Option for $45 per year.
National Bank of Canada MasterCard® Escapade Credit Card

National Bank of Canada MasterCard® Escapade Credit Card

 $20 19.50%1 19.50%2 19.50%3
Notes:
  1. 14.50% Reduced Interest Rate Option for $35 per year.
  2. 11.50% Reduced Interest Rate Option for $35 per year.
  3. 11.50% Reduced Interest Rate Option for $35 per year.
National Bank of Canada MasterCard® OVATION Gold

National Bank of Canada MasterCard® OVATION Gold

 $90 19.50%1 19.50%2 19.50%3
Notes:
  1. 14.50% Reduced Interest Rate Option for $105 per year.
  2. 11.50% Reduced Interest Rate Option for $105 per year.
  3. 11.50% Reduced Interest Rate Option for $105 per year.
National Bank of Canada MasterCard® Platinum Credit Card

National Bank of Canada MasterCard® Platinum Credit Card

 $125 19.50% 19.50% 19.50%
National Bank of Canada MasterCard® PREMIA Business Credit Card

National Bank of Canada MasterCard® PREMIA Business Credit Card

 $45 18.90%1 18.90%2 18.90%3
Notes:
  1. 13.90% Reduced Interest Rate Option for $60 per year.
  2. 8.90% Reduced Interest Rate Option for $60 per year.
  3. 8.90% Reduced Interest Rate Option for $60 per year.
President’s Choice Financial® MasterCard

President’s Choice Financial® MasterCard

 $0 19.97% 19.97% 5.97%1
Notes:
  1. for 4 months, 19.97% thereafter.
RBC Rewards® VISA® Classic

RBC Rewards® VISA® Classic

 $0 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® British Airways VISA® Platinum

RBC® British Airways VISA® Platinum

 $165 20.50% 20.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® Cathay Pacific VISA® Platinum

RBC® Cathay Pacific VISA® Platinum

 $150 20.50% 20.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® Esso VISA® Classic Card

RBC® Esso VISA® Classic Card

 $0 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® Rewards VISA® Gold

RBC® Rewards VISA® Gold

 $0 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® Starbucks Duetto VISA® Card

RBC® Starbucks Duetto VISA® Card

 $0 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® US Dollar VISA® Gold

RBC® US Dollar VISA® Gold

 $651 19.50% 19.50% n/a2
Notes:
  1. USD
  2. Interest rate not mentioned on website.
RBC® VISA® Business Platinum Avion®

RBC® VISA® Business Platinum Avion®

 $120 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® VISA® Classic II

RBC® VISA® Classic II

 $35 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® VISA® Classic II Student

RBC® VISA® Classic II Student

 $15 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® VISA® Gold Preferred®

RBC® VISA® Gold Preferred®

 $110 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® VISA® Infinite Avion®

RBC® VISA® Infinite Avion®

 $120 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
RBC® VISA® Platinum Avion®

RBC® VISA® Platinum Avion®

 $120 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
Scotia® SCENE VISA® Card

Scotia® SCENE VISA® Card

 $0 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
ScotiaGold Passport for Business VISA® Card

ScotiaGold Passport for Business VISA® Card

 $120 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
ScotiaGold Passport VISA® Card

ScotiaGold Passport VISA® Card

 $110 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
ScotiaHockey VISA® Card

ScotiaHockey VISA® Card

 $49 19.50% 21.50% 21.50%
Sears Card

Sears Card

 $0 28.80% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
Sears MasterCard®

Sears MasterCard®

 $0 19.99% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
TD / AAdvantage® Platinum Visa Card

TD / AAdvantage® Platinum Visa Card

 $120 19.75% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
TD Business Travel VISA® Card

TD Business Travel VISA® Card

 $149 19.75% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
TD Business VISA® Card

TD Business VISA® Card

 $50 19.75% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
TD Classic Travel VISA® Card

TD Classic Travel VISA® Card

 $19 19.75% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
TD First Class Travel VISA® Infinite Card

TD First Class Travel VISA® Infinite Card

 $120 19.75% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
TD Platinum Travel VISA® Card

TD Platinum Travel VISA® Card

 $99 19.75% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
TD The GM Card

TD The GM Card

 $0 19.75% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
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