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Reward Credit Cards

The following credit cards offer rewards for using them. Everything from travel rewards to cash back and points. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.

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American Express® AeroplanPlus® Card Apply Now

American Express® AeroplanPlus® Card

Interest on:

Annual Fee

$60

Purchases

30.00%

Cash Advances

n/a1

Balance Transfers

n/a2

  • Earn 1 Aeroplan Mile for every $1 of purchases
  • Receive 2,500 Aeroplan Miles as a Welcome Bonus
  • No pre-set spending limit on your account which allows you flexibility when spending, however, the balance must be paid in full each month

Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
More information about the American Express® AeroplanPlus® Card

American Express® AeroplanPlus® Gold Card Apply Now

American Express® AeroplanPlus® Gold Card

Interest on:

Annual Fee

$120

Purchases

30.00%

Cash Advances

n/a1

Balance Transfers

n/a2

  • Earn up to 25% more Aeroplan® Miles for purchases on gas, groceries, and everything else
  • Earn 1 Aeroplan Mile for every $1 of purchases up to $10,000, and 1.25 Miles for every $1 of purchases over $10,000 annually
  • No annual fee for up to two Supplementary Gold Cards. The annual fee for additional Supplementary Gold Cards is $50 each
  • No pre-set spending limit on your account which allows you flexibility when spending, however, the balance must be paid in full each month

Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
More information about the American Express® AeroplanPlus® Gold Card

American Express® AeroplanPlus® Platinum Card Apply Now

American Express® AeroplanPlus® Platinum Card

Interest on:

Annual Fee

$499

Purchases

30.00%

Cash Advances

n/a1

Balance Transfers

n/a2

  • Earn up to 50% more Aeroplan® Miles for purchases on gas, groceries, and everything else
  • Earn 1.25 Aeroplan Miles for every $1 of purchases up to $25,000, and 1.5 Miles for every $1 of purchases over $25,000 annually
  • No preset spending limit on your account which allows you flexibility when spending, however, the balance must be paid in full each month

Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.

American Express® AIR MILES® Apply Now

American Express® AIR MILES®

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

19.99%

Balance Transfers

19.99%

  • Earn 150 Bonus AIR MILES® reward miles the first time you use your Card, when you apply online by December 31, 2009
  • Earn 1 reward mile for every $20 charged to your card

More information about the American Express® AIR MILES®

American Express® AIR MILES® Gold Business Card Apply Now

American Express® AIR MILES® Gold Business Card

Interest on:

Annual Fee

$0

Purchases

n/a1

Cash Advances

n/a2

Balance Transfers

n/a3

  • Now small business owners can carry a balance and turn business purchases into AIR MILES® reward miles. Get the purchasing power and customer support of American Express, all with no annual fee
  • Earn 1 AIR MILES® reward mile for every $20 in purchases
  • Receive 100 Bonus reward miles: As a special thank you, receive 100 Bonus reward miles when you use your Gold Business Card for the first time

Notes:
  1. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
  2. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
  3. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.

American Express® AIR MILES® Platinum Apply Now

American Express® AIR MILES® Platinum

Interest on:

Annual Fee

$50

Purchases

19.99%

Cash Advances

19.99%

Balance Transfers

19.99%

  • Earn 350 Bonus AIR MILES reward miles at the first time you use the card, when you apply online by December 31, 2009
  • Earn 50% MORE AIR MILES reward miles
  • Earn 1 AIR MILE reward mile for every $10 in purchases at AIR MILES Sponsors
  • Earn 1 AIR MILE reward mile for every $15 in pucrhases everywhere else you use the card

More information about the American Express® AIR MILES® Platinum

American Express® Blue Sky™ Apply Now

American Express® Blue Sky™

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

19.99%

Balance Transfers

19.99%

  • Earn 1.25 Blue Sky points for every dollar in card purchases
  • Earn 12,000 Bonus Points if you spend $3,000 in purchases in your first 6 months of Cardmembership
  • Redeem Blue Sky points with no blackout dates, expiration dates or other travel restrictions

More information about the American Express® Blue Sky™

American Express® Business Gold Rewards Apply Now

American Express® Business Gold Rewards

Interest on:

Annual Fee

$1801

Purchases

30.00%

Cash Advances

n/a2

Balance Transfers

n/a3

  • First year free; a savings of $180
  • Earn 1 point for every dollar in purchases charged to the card
  • No limit to the number of Membership Rewards® Points you can earn, plus earn up to 40,000 bonus points each year
  • Earn a Welcome Bonus of 25,000 Membership Rewards points - enough for one round-trip ticket to almost anywhere in North America. Just purchse $3,000 in the first three months
  • More rewards for you or your business Transfer to Aeroplan® instantly. 1 point = 1 Aeroplan® mile
  • No pre-set spending limit allows your spending capacity to grow with your business

Notes:
  1. No fee for the first year.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
More information about the American Express® Business Gold Rewards

American Express® Business Platinum Card™ Apply Now

American Express® Business Platinum Card™

Interest on:

Annual Fee

$399

Purchases

n/a1

Cash Advances

n/a2

Balance Transfers

n/a3

  • Earn 1.25 Membership Rewards points for virtually every dollar in purchases
  • Transfer points to frequent flyer and loyalty programs including Aeroplan®, where 1 point = 1 Aeroplan Mile

Notes:
  1. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
  2. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
  3. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.

American Express® Gold Card Apply Now

American Express® Gold Card

Interest on:

Annual Fee

$130

Purchases

30.00%

Cash Advances

n/a1

Balance Transfers

n/a2

  • Receive automatic enrolment in the Membership Rewards® Tier of the Membership Rewards Program. Earn 1 Membership Rewards point for virtually every dollar charged to your card
  • Front Of The Line® - preferred ticket access to some of the most sought after theatre shows, concerts and sporting events across Canada
  • No preset spending limit on your account which allows you flexibility when spending, however, the balance must be paid in full each month

Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
More information about the American Express® Gold Card

American Express® Holt Renfrew Card Apply Now

American Express® Holt Renfrew Card

Interest on:

Annual Fee

$0

Purchases

n/a1

Cash Advances

n/a2

Balance Transfers

n/a3

  • Earn 1 Holt Renfrew Rewards point for virtually every $1 you charge to the card, and earn more points when you make purchases on the card at Holt Renfrew.
  • Redeem your points for Holt Renfrew gift cards; use the Gift Card on designer clothes, gifts and more in store. Best of all, there's no annual fee.

Notes:
  1. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
  2. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
  3. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
More information about the American Express® Holt Renfrew Card

American Express® Platinum Card Apply Now

American Express® Platinum Card

Interest on:

Annual Fee

$399

Purchases

30.00%

Cash Advances

n/a1

Balance Transfers

n/a2

  • Automatic Enrollment in the Membership Rewards® Tier of the Membership Rewards Program and Points Accelerator Service for the Membership Rewards Tier
  • Earn 1.25 Membership Rewards points for every dollar in purchases charged to the card
  • Take advantage of flight upgrades, lounge access and companion tickets

Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
More information about the American Express® Platinum Card

Best Buy® Reward Zone Visa® Apply Now

Best Buy® Reward Zone Visa®

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

n/a1

Balance Transfers

n/a2

  • Earn 1 point for nearly every $1 spent at the millions of other locations Visa is accepted
  • Earn 2 points for nearly every $1 spent at any Best Buy Canada store or on BestBuy.ca

Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
More information about the Best Buy® Reward Zone Visa®

BMO AIR MILES MasterCard Apply Now

BMO AIR MILES MasterCard

Interest on:

Annual Fee

$0

Purchases

19.50%1

Cash Advances

n/a2

Balance Transfers

n/a3

  • 1 AIR MILES reward mile for every $20 in card purchases
  • 1.5x reward miles at Shell, National Car Rental & Alamo Rent A Car
  • Exclusive 25% discount on all AIR MILES flights worldwide
  • Get an affinity card that supports your cause

Notes:
  1. Low 11.9% interest rate available for an additional $35 per year.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
More information about the BMO AIR MILES MasterCard

BMO AIR MILES MasterCard for Business Apply Now

BMO AIR MILES MasterCard for Business

Interest on:

Annual Fee

$01

Purchases

19.50%2

Cash Advances

19.50%3

Balance Transfers

n/a4

  • 3 AIR MILES reward levels to choose from
  • Gold - earn 1 reward mile for every $15 spent ($105 annual fee for owner card)
  • Silver - earn 1 reward mile for every $20 spent ($60 annual fee for owner card)
  • Bronze - earn 1 reward mile for every $40 spent (No annual fee for owner card)
  • Available in Canadian or U.S. Dollar currency

Notes:
  1. per year for Bronze, $60 per year for Silver, $105 per year for Gold.
  2. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
  3. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
  4. Interest rate not mentioned on website.
More information about the BMO AIR MILES MasterCard for Business

BMO Gold AIR MILES MasterCard Apply Now

BMO Gold AIR MILES MasterCard

Interest on:

Annual Fee

$99

Purchases

19.50%1

Cash Advances

n/a2

Balance Transfers

n/a3

  • 1 AIR MILES reward mile for every $15 in card purchases
  • Double reward miles at Shell, National Car Rental & Alamo Rent A Car
  • Exclusive 25% discount on all AIR MILES flights worldwide
  • Up to 600 bonus reward miles in the first 3 months
  • BMO Travel Protection including Collision Damage Waiver coverage for car rentals
  • Get an affinity card that supports your cause

Notes:
  1. Low 11.9% interest rate available for an additional $35 per year.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
More information about the BMO Gold AIR MILES MasterCard

BMO SPC Mosaik MasterCard® Apply Now

BMO SPC Mosaik MasterCard®

Interest on:

Annual Fee

$0

Purchases

19.50%1

Cash Advances

19.50%

Balance Transfers

19.50%

  • Customize your credit card to suit your lifestyle as a student
  • Enjoy exclusive discounts at thousands of SPC Card retailers nationwide for NO ADDED FEE
  • One time SPC Card registration – no need to renew
  • Earn added Rewards with AIR MILES® reward miles or CashBack®

Notes:
  1. Low 11.9% interest rate available for an additional $35 per year.
More information about the BMO SPC Mosaik MasterCard®

Canadian Tire Gas Advantage MasterCard® Apply Now

Canadian Tire Gas Advantage MasterCard®

Interest on:

Annual Fee

$0

Purchases

19.50%1

Cash Advances

19.50%2

Balance Transfers

19.50%3

  • Save up to 10¢ per litre at Canadian Tire Gas Bars
  • Use the Gas Advantage MasterCard for your everyday purchases and you'll save instantly right at the pump
  • Enjoy Cardmember Exclusive savings at Canadian Tire

Notes:
  1. 19.50% or 25.99%
  2. 19.50% or 25.99%
  3. 19.50% or 25.99%
More information about the Canadian Tire Gas Advantage MasterCard®

Canadian Tire Options MasterCard® Apply Now

Canadian Tire Options MasterCard®

Interest on:

Annual Fee

$0

Purchases

19.50%1

Cash Advances

19.50%2

Balance Transfers

19.50%3

  • Earn Canadian Tire 'Money' rewards everywhere you shop
  • Redeem your Canadian Tire ‘Money’ On The Card® awards at any Canadian Tire store
  • Enjoy Cardmember exclusive offers

Notes:
  1. 19.50% or 25.99%
  2. 19.50% or 25.99%
  3. 19.50% or 25.99%
More information about the Canadian Tire Options MasterCard®

Capital One® SmartLine™ Platinum MasterCard Apply Now

Capital One®  SmartLine™ Platinum MasterCard

Interest on:

Annual Fee

$0

Purchases

5.99%

Cash Advances

19.80%

Balance Transfers

5.99%

  • Low, long-term interest rate of 5.99% as long as you pay your bills on time! Plus, this low rate is guaranteed for three years – all for no annual fee. On December 2012, after your three years are up, your annual interest rate becomes a variable rate of Prime +2.99%
  • Add Reward Miles or 1% Cash Back for a $99 annual fee

Capital One® Curling Platinum™ MasterCard® with No Hassle Rewards™ Apply Now

Capital One® Curling Platinum™ MasterCard® with No Hassle Rewards™

Interest on:

Annual Fee

$0

Purchases

19.55%

Cash Advances

n/a1

Balance Transfers

n/a2

  • Redeem reward miles to be an honorary scorer, attend a private curling clinic with a world class pro, get curling gear and merchandise, or tickets to a Grand Slam of Curling or a CCA Season of Champions event
  • Earn 1 reward mile per $1 spent on purchases
  • Earn 5,000 bonus reward miles on your first purchase

Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.

Capital One® Miles Platinum MasterCard® with No Hassle Rewards™ Apply Now

Capital One® Miles Platinum MasterCard® with No Hassle Rewards™

Interest on:

Annual Fee

$0

Purchases

19.80%

Cash Advances

n/a1

Balance Transfers

n/a2

  • Get 1 reward mile for every $1 spent on purchases.
  • Receive 5,000 bonus reward miles on your first purchase.
  • Reward miles never expire
  • No Annual Fee

Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.

Capital One® Miles Plus Platinum MasterCard® with No Hassle Rewards™ Apply Now

Capital One® Miles Plus Platinum MasterCard® with No Hassle Rewards™

Interest on:

Annual Fee

$99

Purchases

19.80%

Cash Advances

n/a1

Balance Transfers

n/a2

  • Earn 2 reward miles per $1 spent on purchases
  • Earn 25,000 bonus reward miles on your first purchase

Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.

CIBC Aero Classic VISA® Card Apply Now

CIBC Aero Classic VISA® Card

Interest on:

Annual Fee

$29

Purchases

19.50%

Cash Advances

n/a1

Balance Transfers

n/a2

  • Receive 2,500 Bonus Aeroplan® Miles when you use your card for the first time
  • Receive 1 Aeroplan Mile for every 2 dollars you spend on the card
  • Earn up to double Aeroplan Miles when you use your CIBC Aero Classic Visa Card to dine, golf, or stay at any participating CIBC Bonus Rewards™ establishment

Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
More information about the CIBC Aero Classic VISA® Card

CIBC Aerogold® VISA® Card Apply Now

CIBC Aerogold® VISA® Card

Interest on:

Annual Fee

$120

Purchases

19.50%

Cash Advances

n/a1

Balance Transfers

n/a2

  • Receive 15,000 Bonus Aeroplan® Miles when you use your card for the first time
  • Earn 1 Aeroplan Mile for every dollar you spend on the card
  • Earn 1.5 Aeroplan Miles for every dollar you spend at gas stations, grocery and drug stores
  • Earn additional Aeroplan Miles when you use the card at participating Aeroplan partners
  • Access to every available seat on Air Canada and Air Canada Jazz, including Executive Class/Executive First

Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
More information about the CIBC Aerogold® VISA® Card
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