Reward Credit Cards
The following credit cards offer rewards for using them. Everything from travel rewards to cash back and points. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.
Detailed view | Quick comparison table
Sort results by: Name | Annual Fee | Purchases | Cash Advances | Balance Transfers
American Express® AeroplanPlus® Card 
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Interest on: |
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Annual Fee$60 |
Purchases30.00% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Earn 1 Aeroplan Mile for every $1 of purchases
- Receive 2,500 Aeroplan Miles as a Welcome Bonus
- No pre-set spending limit on your account which allows you flexibility when spending, however, the balance must be paid in full each month
Notes:
More information about the American Express® AeroplanPlus® Card
American Express® AeroplanPlus® Gold Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$120 |
Purchases30.00% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Earn up to 25% more Aeroplan® Miles for purchases on gas, groceries, and everything else
- Earn 1 Aeroplan Mile for every $1 of purchases up to $10,000, and 1.25 Miles for every $1 of purchases over $10,000 annually
- No annual fee for up to two Supplementary Gold Cards. The annual fee for additional Supplementary Gold Cards is $50 each
- No pre-set spending limit on your account which allows you flexibility when spending, however, the balance must be paid in full each month
Notes:
More information about the American Express® AeroplanPlus® Gold Card
American Express® AeroplanPlus® Platinum Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$499 |
Purchases30.00% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Earn up to 50% more Aeroplan® Miles for purchases on gas, groceries, and everything else
- Earn 1.25 Aeroplan Miles for every $1 of purchases up to $25,000, and 1.5 Miles for every $1 of purchases over $25,000 annually
- No preset spending limit on your account which allows you flexibility when spending, however, the balance must be paid in full each month
Notes:
More information about the American Express® AeroplanPlus® Platinum Card
American Express® AIR MILES® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Earn 150 Bonus AIR MILES® reward miles the first time you use your Card, when you apply online by December 31, 2009
- Earn 1 reward mile for every $20 charged to your card
More information about the American Express® AIR MILES®
American Express® AIR MILES® Gold Business Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchasesn/a1 |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- Now small business owners can carry a balance and turn business purchases into AIR MILES® reward miles. Get the purchasing power and customer support of American Express, all with no annual fee
- Earn 1 AIR MILES® reward mile for every $20 in purchases
- Receive 100 Bonus reward miles: As a special thank you, receive 100 Bonus reward miles when you use your Gold Business Card for the first time
Notes:
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
More information about the American Express® AIR MILES® Gold Business Card
American Express® AIR MILES® Platinum 
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Interest on: |
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|---|---|---|---|
Annual Fee$50 |
Purchases19.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Earn 350 Bonus AIR MILES reward miles at the first time you use the card, when you apply online by December 31, 2009
- Earn 50% MORE AIR MILES reward miles
- Earn 1 AIR MILE reward mile for every $10 in purchases at AIR MILES Sponsors
- Earn 1 AIR MILE reward mile for every $15 in pucrhases everywhere else you use the card
More information about the American Express® AIR MILES® Platinum
American Express® Blue Sky™ 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Earn 1.25 Blue Sky points for every dollar in card purchases
- Earn 12,000 Bonus Points if you spend $3,000 in purchases in your first 6 months of Cardmembership
- Redeem Blue Sky points with no blackout dates, expiration dates or other travel restrictions
More information about the American Express® Blue Sky™
American Express® Business Gold Rewards 
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Interest on: |
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|---|---|---|---|
Annual Fee$1801 |
Purchases30.00% |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- First year free; a savings of $180
- Earn 1 point for every dollar in purchases charged to the card
- No limit to the number of Membership Rewards® Points you can earn, plus earn up to 40,000 bonus points each year
- Earn a Welcome Bonus of 25,000 Membership Rewards points - enough for one round-trip ticket to almost anywhere in North America. Just purchse $3,000 in the first three months
- More rewards for you or your business Transfer to Aeroplan® instantly. 1 point = 1 Aeroplan® mile
- No pre-set spending limit allows your spending capacity to grow with your business
Notes:
- No fee for the first year.
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.
More information about the American Express® Business Gold Rewards
American Express® Business Platinum Card™ 
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Interest on: |
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|---|---|---|---|
Annual Fee$399 |
Purchasesn/a1 |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- Earn 1.25 Membership Rewards points for virtually every dollar in purchases
- Transfer points to frequent flyer and loyalty programs including Aeroplan®, where 1 point = 1 Aeroplan Mile
Notes:
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
More information about the American Express® Business Platinum Card™
American Express® Gold Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$130 |
Purchases30.00% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Receive automatic enrolment in the Membership Rewards® Tier of the Membership Rewards Program. Earn 1 Membership Rewards point for virtually every dollar charged to your card
- Front Of The Line® - preferred ticket access to some of the most sought after theatre shows, concerts and sporting events across Canada
- No preset spending limit on your account which allows you flexibility when spending, however, the balance must be paid in full each month
Notes:
More information about the American Express® Gold Card
American Express® Holt Renfrew Card 
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Interest on: |
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Annual Fee$0 |
Purchasesn/a1 |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- Earn 1 Holt Renfrew Rewards point for virtually every $1 you charge to the card, and earn more points when you make purchases on the card at Holt Renfrew.
- Redeem your points for Holt Renfrew gift cards; use the Gift Card on designer clothes, gifts and more in store. Best of all, there's no annual fee.
Notes:
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
More information about the American Express® Holt Renfrew Card
American Express® Platinum Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$399 |
Purchases30.00% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Automatic Enrollment in the Membership Rewards® Tier of the Membership Rewards Program and Points Accelerator Service for the Membership Rewards Tier
- Earn 1.25 Membership Rewards points for every dollar in purchases charged to the card
- Take advantage of flight upgrades, lounge access and companion tickets
Notes:
More information about the American Express® Platinum Card
Best Buy® Reward Zone Visa® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Earn 1 point for nearly every $1 spent at the millions of other locations Visa is accepted
- Earn 2 points for nearly every $1 spent at any Best Buy Canada store or on BestBuy.ca
Notes:
More information about the Best Buy® Reward Zone Visa®
BMO AIR MILES MasterCard 
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Interest on: |
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Annual Fee$0 |
Purchases19.50%1 |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- 1 AIR MILES reward mile for every $20 in card purchases
- 1.5x reward miles at Shell, National Car Rental & Alamo Rent A Car
- Exclusive 25% discount on all AIR MILES flights worldwide
- Get an affinity card that supports your cause
Notes:
- Low 11.9% interest rate available for an additional $35 per year.
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.
More information about the BMO AIR MILES MasterCard
BMO AIR MILES MasterCard for Business 
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Interest on: |
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|---|---|---|---|
Annual Fee$01 |
Purchases19.50%2 |
Cash Advances19.50%3 |
Balance Transfersn/a4 |
- 3 AIR MILES reward levels to choose from
- Gold - earn 1 reward mile for every $15 spent ($105 annual fee for owner card)
- Silver - earn 1 reward mile for every $20 spent ($60 annual fee for owner card)
- Bronze - earn 1 reward mile for every $40 spent (No annual fee for owner card)
- Available in Canadian or U.S. Dollar currency
Notes:
- per year for Bronze, $60 per year for Silver, $105 per year for Gold.
- Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
- Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
- Interest rate not mentioned on website.
More information about the BMO AIR MILES MasterCard for Business
BMO Gold AIR MILES MasterCard 
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Interest on: |
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|---|---|---|---|
Annual Fee$99 |
Purchases19.50%1 |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- 1 AIR MILES reward mile for every $15 in card purchases
- Double reward miles at Shell, National Car Rental & Alamo Rent A Car
- Exclusive 25% discount on all AIR MILES flights worldwide
- Up to 600 bonus reward miles in the first 3 months
- BMO Travel Protection including Collision Damage Waiver coverage for car rentals
- Get an affinity card that supports your cause
Notes:
- Low 11.9% interest rate available for an additional $35 per year.
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.
More information about the BMO Gold AIR MILES MasterCard
BMO SPC Mosaik MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.50%1 |
Cash Advances19.50% |
Balance Transfers19.50% |
- Customize your credit card to suit your lifestyle as a student
- Enjoy exclusive discounts at thousands of SPC Card retailers nationwide for NO ADDED FEE
- One time SPC Card registration – no need to renew
- Earn added Rewards with AIR MILES® reward miles or CashBack®
Notes:
More information about the BMO SPC Mosaik MasterCard®
Canadian Tire Gas Advantage MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.50%1 |
Cash Advances19.50%2 |
Balance Transfers19.50%3 |
- Save up to 10¢ per litre at Canadian Tire Gas Bars
- Use the Gas Advantage MasterCard for your everyday purchases and you'll save instantly right at the pump
- Enjoy Cardmember Exclusive savings at Canadian Tire
Notes:
More information about the Canadian Tire Gas Advantage MasterCard®
Canadian Tire Options MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.50%1 |
Cash Advances19.50%2 |
Balance Transfers19.50%3 |
- Earn Canadian Tire 'Money' rewards everywhere you shop
- Redeem your Canadian Tire ‘Money’ On The Card® awards at any Canadian Tire store
- Enjoy Cardmember exclusive offers
Notes:
More information about the Canadian Tire Options MasterCard®
Capital One® SmartLine™ Platinum MasterCard 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases5.99% |
Cash Advances19.80% |
Balance Transfers5.99% |
- Low, long-term interest rate of 5.99% as long as you pay your bills on time! Plus, this low rate is guaranteed for three years – all for no annual fee. On December 2012, after your three years are up, your annual interest rate becomes a variable rate of Prime +2.99%
- Add Reward Miles or 1% Cash Back for a $99 annual fee
More information about the Capital One® SmartLine™ Platinum MasterCard
Capital One® Curling Platinum™ MasterCard® with No Hassle Rewards™ 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.55% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Redeem reward miles to be an honorary scorer, attend a private curling clinic with a world class pro, get curling gear and merchandise, or tickets to a Grand Slam of Curling or a CCA Season of Champions event
- Earn 1 reward mile per $1 spent on purchases
- Earn 5,000 bonus reward miles on your first purchase
Notes:
More information about the Capital One® Curling Platinum™ MasterCard® with No Hassle Rewards™
Capital One® Miles Platinum MasterCard® with No Hassle Rewards™ 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.80% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Get 1 reward mile for every $1 spent on purchases.
- Receive 5,000 bonus reward miles on your first purchase.
- Reward miles never expire
- No Annual Fee
Notes:
More information about the Capital One® Miles Platinum MasterCard® with No Hassle Rewards™
Capital One® Miles Plus Platinum MasterCard® with No Hassle Rewards™ 
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Interest on: |
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|---|---|---|---|
Annual Fee$99 |
Purchases19.80% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Earn 2 reward miles per $1 spent on purchases
- Earn 25,000 bonus reward miles on your first purchase
Notes:
More information about the Capital One® Miles Plus Platinum MasterCard® with No Hassle Rewards™
CIBC Aero Classic VISA® Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$29 |
Purchases19.50% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Receive 2,500 Bonus Aeroplan® Miles when you use your card for the first time
- Receive 1 Aeroplan Mile for every 2 dollars you spend on the card
- Earn up to double Aeroplan Miles when you use your CIBC Aero Classic Visa Card to dine, golf, or stay at any participating CIBC Bonus Rewards™ establishment
Notes:
More information about the CIBC Aero Classic VISA® Card
CIBC Aerogold® VISA® Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$120 |
Purchases19.50% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Receive 15,000 Bonus Aeroplan® Miles when you use your card for the first time
- Earn 1 Aeroplan Mile for every dollar you spend on the card
- Earn 1.5 Aeroplan Miles for every dollar you spend at gas stations, grocery and drug stores
- Earn additional Aeroplan Miles when you use the card at participating Aeroplan partners
- Access to every available seat on Air Canada and Air Canada Jazz, including Executive Class/Executive First
Notes:
More information about the CIBC Aerogold® VISA® Card
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