• Low, long-term interest rate of 5.99% as long as you pay your bills on time! Plus, this low rate is guaranteed for three years – all for no annual fee. On December 2012, after your three years are up, your annual interest rate becomes a variable rate of Prime +2.99%
• Add Reward Miles or 1% Cash Back for a $99 annual fee

• The country’s lowest annual fixed interest rate: 9.9%
• Earn up to 1% of your purchases in BONUSDOLLARS
• Rewards program allows you to accumulate BONUSDOLLARS and exchange them against travel, gifts, tickets to shows and Desjardins products and services
• Payment holiday feature where you can skip the minimum payment twice a year
• Accord D Desjardins financing, a second, separate credit limit
• Cash advances up to $5,000 a day, anywhere in the world

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• On top of the 2¢ per litre of gas earned in CAA-Quebec Dollars when you show your CAA-Quebec membership card at the counter when filling up on gas at participating Couche-Tard outlets, you receive an additional 2% rebate by paying with your CAA-Quebec MasterCard credit card on all your qualifying purchases - including gas - at participating Couche-Tard outlets that sell gas
• This 2% is added to the 0.5% rebate you earn each time you use your CAA-Quebec MasterCard credit card
• Please note you must be a member of the Quebec CAA to apply for this card

Notes:

1. Introductory rate for 6 months. Rate is 16.99% thereafter.
2. Introductory rate for 6 months. Rate is 16.99% thereafter.

• Welcome Bonus of 15,000 Aeroplan® Miles when you use your card for the first time
• Earn 1 Aeroplan Mile for every dollar charged to the card
• Earn 1.5 Aeroplan Miles for every dollar you spend at travel establishments
• Access to every available seat on the plane, including Executive Class®
• Credit limit up to $50,000

Notes:

1. Set at one of 10.9%, 13.9% or 16.9%, depending on your personal credit bureau information.
2. Set at one of 10.9%, 13.9% or 16.9%, depending on your personal credit bureau information.
3. Set at one of 10.9%, 13.9% or 16.9%, depending on your personal credit bureau information.

• Earn Anne Geddes Points redeemable for fabulous Anne Geddes products including books, baby clothing, plush toys, watches and more
• Earn 2,000 Anne Geddes Points upon activation
• Earn 1 Anne Geddes Point for every $1.00 (CDN) in net retail spend
• No Annual Fee
• Credit lines up to $100,000

• Earn Harley-Davidson® Genuine Rewards that are redeemable for Harley Chrome® Cash at any authorized participating Harley-Davidson® reatiler nationwide
• No Annual Fee
• Credit lines up to $100,000

• Save with PREMIA partners - Enjoy savings and special offers at select partners
• Protect your company with PREMIA's comprehensive insurance and assistance program and
• Protection against fraudulent use by employees
• MasterCard Zero Liability
• Purchase protection - Provides coverage in case of theft or damage for a period of 90 days following the date of purchase
• Extended warranty - Doubles the original warranty period for up to one additional year
• Optional Rewards plan to reward your employees or yourself

Notes:

1. 13.90% Reduced Interest Rate Option for $60 per year.
2. 8.90% Reduced Interest Rate Option for $60 per year.
3. 8.90% Reduced Interest Rate Option for $60 per year.

• Access over 430 worldwide VIP airport lounges
• Get a British Airways Companion Ticket
• Earn 5,000 bonus Club Rewards® Points
• Get Fairmont President's Club Accelerated Premier Status

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Earn up to 2% of your purchases in BONUSDOLLARS
• Rewards program allows you to accumulate BONUSDOLLARS and exchange them against travel, gifts, tickets to shows and Desjardins products and services
• All-inclusive travel insurance
• Accord D Desjardins financing, a second, separate credit limit
• Cash advances up to $5,000 a day, anywhere in the world

Notes:

1. $90 for cardholders age 76 and over.
2. Upon request $25/yr - 11.4%
3. Interest rate not mentioned on website.
4. Interest rate not mentioned on website.

• 1 AIR MILES reward mile for every $20 in card purchases
• 1.5x reward miles at Shell, National Car Rental & Alamo Rent A Car
• Exclusive 25% discount on all AIR MILES flights worldwide
• Get an affinity card that supports your cause

Notes:

1. Low 11.9% interest rate available for an additional $35 per year.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• 3 AIR MILES reward levels to choose from
• Gold - earn 1 reward mile for every $15 spent ($105 annual fee for owner card)
• Silver - earn 1 reward mile for every $20 spent ($60 annual fee for owner card)
• Bronze - earn 1 reward mile for every $40 spent (No annual fee for owner card)
• Available in Canadian or U.S. Dollar currency

Notes:

1. per year for Bronze, $60 per year for Silver, $105 per year for Gold.
2. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
3. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
4. Interest rate not mentioned on website.

• 1 AIR MILES reward mile for every $15 in card purchases
• Double reward miles at Shell, National Car Rental & Alamo Rent A Car
• Exclusive 25% discount on all AIR MILES flights worldwide
• Up to 600 bonus reward miles in the first 3 months
• BMO Travel Protection including Collision Damage Waiver coverage for car rentals
• Get an affinity card that supports your cause

Notes:

1. Low 11.9% interest rate available for an additional $35 per year.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Customize your credit card to suit your lifestyle as a student
• Enjoy exclusive discounts at thousands of SPC Card retailers nationwide for NO ADDED FEE
• One time SPC Card registration – no need to renew
• Earn added Rewards with AIR MILES® reward miles or CashBack®

Notes:

1. Low 11.9% interest rate available for an additional $35 per year.

• Save up to 10¢ per litre at Canadian Tire Gas Bars
• Use the Gas Advantage MasterCard for your everyday purchases and you'll save instantly right at the pump
• Enjoy Cardmember Exclusive savings at Canadian Tire

Notes:

1. 19.50% or 25.99%
2. 19.50% or 25.99%
3. 19.50% or 25.99%

• Earn Canadian Tire 'Money' rewards everywhere you shop
• Redeem your Canadian Tire ‘Money’ On The Card® awards at any Canadian Tire store
• Enjoy Cardmember exclusive offers

Notes:

1. 19.50% or 25.99%
2. 19.50% or 25.99%
3. 19.50% or 25.99%

• Receive 2,500 Bonus Aeroplan® Miles when you use your card for the first time
• Receive 1 Aeroplan Mile for every 2 dollars you spend on the card
• Earn up to double Aeroplan Miles when you use your CIBC Aero Classic Visa Card to dine, golf, or stay at any participating CIBC Bonus Rewards™ establishment

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Receive 15,000 Bonus Aeroplan® Miles when you use your card for the first time
• Earn 1 Aeroplan Mile for every dollar you spend on the card
• Earn 1.5 Aeroplan Miles for every dollar you spend at gas stations, grocery and drug stores
• Earn additional Aeroplan Miles when you use the card at participating Aeroplan partners
• Access to every available seat on Air Canada and Air Canada Jazz, including Executive Class/Executive First

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Receive a Welcome Bonus of 15,000 Aeroplan® Miles when you use your new CIBC Aerogold® VISA INFINITE Card for the first time
• Earn 1.5 Aeroplan Miles for every dollar you spend at gas stations, grocery and drug stores
• Earn 1 Aeroplan Mile for every dollar charged to the card at other locations
• All-inclusive travel insurance
• Access to every available seat on Air Canada, including Executive Class®

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Earn 5,000 Bonus Aventura Points when you first use your card
• Earn 1 Aventura Point for every $1 spent on your CIBC Aventura Gold VISA Card
• Earn Bonus Aventura Points at participating CIBC ADVANTEX® BENEFIT restaurants, resorts and golf courses throughout Canada
• Convert your Aventura Points to Aeroplan® Miles for flights and other travel rewards on Air Canada and its Star Alliance® partners

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Receive 15,000 Bonus Aventura Points when you use your card for the first time
• Earn 1 Aventura Point for every $1 spent on your CIBC Aventura VISA INFINITE Card
• Earn 1.5 Aventura Points for every dollar you spend at gas stations, grocery and drug stores
• CIBC VISA INFINITE Cardholders can earn up to triple Aventura Points at over 40 of Canada's high-end restaurants
• Receive a complimentary room upgrade (based on availability) and other benefits at over 100 inns and selected hotels
• Enjoy the CIBC VISA INFINITE Travel Concierge Service, a full-service travel planning and booking agency

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Earn one Gold Bonus Point for every dollar spent on your CIBC Gold VISA Card
• Get Purchase Security and Extended Protection Insurance when your purchases are charged to your card. Increase the manufacturer's original Canadian or U.S. warranty on most items purchased with the card, up to one additional year
• Redeem your points for merchandise and travel from our World of Gold Rewards

Notes:

1. $69 for seniors age 65 or over.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Receive 1 point for every dollar spent on your card and redeem for a multitude of brand-name merchandise, gift certificates, activities, travel discounts and much more
• Support the Quebec Breast Cancer Foundation with each purchase
• Enjoy exclusive savings at Allure partner locations
• MasterCard Zero Liability
• Purchase insurance - Provides coverage in case of theft or damage for a period of 90 days following the date of purchase
• Extended warranty on purchases - Doubles the original warranty period, up to one additional year

Notes:

1. 14.50% Reduced Interest Rate Option for $45 per year.
2. 11.50% Reduced Interest Rate Option for $45 per year.
3. 11.50% Reduced Interest Rate Option for $45 per year.

• Receive 1 point for every dollar spent on your card
• MasterCard Zero Liability
• Purchase insurance - For a period of 90 days following the purchase date
• Extended warranty on purchases - Doubles the manufacturer's guarantee up to one additional year

Notes:

1. 14.50% Reduced Interest Rate Option for $35 per year.
2. 11.50% Reduced Interest Rate Option for $35 per year.
3. 11.50% Reduced Interest Rate Option for $35 per year.

• For each dollar spent, you earn 1.25 points
• Travel worry free with an extensive insurance and assistance program
• An automatic 50% discount on all banking packages as well as the ClickStudent banking program, up to $5 per month
• No monthly fees on the Perspective banking program (client over 60 years old)
• Purchase insurance - Provides coverage in case of theft or damage for a period of 180 days following the date of purchase
• Extended warranty - Triples the original warranty period, up to a maximum of two additional years

Notes:

1. 14.50% Reduced Interest Rate Option for $105 per year.
2. 11.50% Reduced Interest Rate Option for $105 per year.
3. 11.50% Reduced Interest Rate Option for $105 per year.

• For each dollar spent, you earn 1.5 points
• Enjoy a comprehensive insurance and assistance program
• MasterCard's Zero Liability
• Purchase insurance - Provides coverage in case of theft or damage for a period of 180 days following the date of purchase
• Extended warranty - Triples the original warranty period, up to a maximum of two additional years