• Earn 25 points for every $1 in purchases at Pharmaprix using your Pharmaprix Optimum MasterCard® when you show your Pharmaprix Optimum Card®
• 1.99% Introductory Annual Interest Rate on Cheque Cash Advances and Balance Transfers for 6 months

Notes:

1. Introductory rate for 6 months. Rate is 19.99% thereafter.
2. Introductory rate for 6 months. Rate is 19.99% thereafter.

• Earn 25 points for every $1 in purchases at Shoppers Drug Mart using your Shoppers Optimum MasterCard® when you show your Shoppers Optimum Card®
• 1.99% Introductory Annual Interest Rate on Cheque Cash Advances and Balance Transfers for 6 months
• Please note that this card is not available to residents of Quebec

Notes:

1. Introductory rate for 6 months. Rate is 19.99% thereafter.
2. Introductory rate for 6 months. Rate is 19.99% thereafter.

• On top of the 2¢ per litre of gas earned in CAA-Quebec Dollars when you show your CAA-Quebec membership card at the counter when filling up on gas at participating Couche-Tard outlets, you receive an additional 2% rebate by paying with your CAA-Quebec MasterCard credit card on all your qualifying purchases - including gas - at participating Couche-Tard outlets that sell gas
• This 2% is added to the 0.5% rebate you earn each time you use your CAA-Quebec MasterCard credit card
• Please note you must be a member of the Quebec CAA to apply for this card

Notes:

1. Introductory rate for 6 months. Rate is 16.99% thereafter.
2. Introductory rate for 6 months. Rate is 16.99% thereafter.

• Welcome Bonus of 15,000 Aeroplan® Miles when you use your card for the first time
• Earn 1 Aeroplan Mile for every dollar charged to the card
• Earn 1.5 Aeroplan Miles for every dollar you spend at travel establishments
• Access to every available seat on the plane, including Executive Class®
• Credit limit up to $50,000

Notes:

1. Set at one of 10.9%, 13.9% or 16.9%, depending on your personal credit bureau information.
2. Set at one of 10.9%, 13.9% or 16.9%, depending on your personal credit bureau information.
3. Set at one of 10.9%, 13.9% or 16.9%, depending on your personal credit bureau information.

• Save with PREMIA partners - Enjoy savings and special offers at select partners
• Protect your company with PREMIA's comprehensive insurance and assistance program and
• Protection against fraudulent use by employees
• MasterCard Zero Liability
• Purchase protection - Provides coverage in case of theft or damage for a period of 90 days following the date of purchase
• Extended warranty - Doubles the original warranty period for up to one additional year
• Optional Rewards plan to reward your employees or yourself

Notes:

1. 13.90% Reduced Interest Rate Option for $60 per year.
2. 8.90% Reduced Interest Rate Option for $60 per year.
3. 8.90% Reduced Interest Rate Option for $60 per year.

• 3 AIR MILES reward levels to choose from
• Gold - earn 1 reward mile for every $15 spent ($105 annual fee for owner card)
• Silver - earn 1 reward mile for every $20 spent ($60 annual fee for owner card)
• Bronze - earn 1 reward mile for every $40 spent (No annual fee for owner card)
• Available in Canadian or U.S. Dollar currency

Notes:

1. per year for Bronze, $60 per year for Silver, $105 per year for Gold.
2. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
3. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
4. Interest rate not mentioned on website.

• Customize your credit card to suit your lifestyle as a student
• Enjoy exclusive discounts at thousands of SPC Card retailers nationwide for NO ADDED FEE
• One time SPC Card registration – no need to renew
• Earn added Rewards with AIR MILES® reward miles or CashBack®

Notes:

1. Low 11.9% interest rate available for an additional $35 per year.

• Save up to 10¢ per litre at Canadian Tire Gas Bars
• Use the Gas Advantage MasterCard for your everyday purchases and you'll save instantly right at the pump
• Enjoy Cardmember Exclusive savings at Canadian Tire

Notes:

1. 19.50% or 25.99%
2. 19.50% or 25.99%
3. 19.50% or 25.99%

• Earn Canadian Tire 'Money' rewards everywhere you shop
• Redeem your Canadian Tire ‘Money’ On The Card® awards at any Canadian Tire store
• Enjoy Cardmember exclusive offers

Notes:

1. 19.50% or 25.99%
2. 19.50% or 25.99%
3. 19.50% or 25.99%

• Receive 1 point for every dollar spent on your card and redeem for a multitude of brand-name merchandise, gift certificates, activities, travel discounts and much more
• Support the Quebec Breast Cancer Foundation with each purchase
• Enjoy exclusive savings at Allure partner locations
• MasterCard Zero Liability
• Purchase insurance - Provides coverage in case of theft or damage for a period of 90 days following the date of purchase
• Extended warranty on purchases - Doubles the original warranty period, up to one additional year

Notes:

1. 14.50% Reduced Interest Rate Option for $45 per year.
2. 11.50% Reduced Interest Rate Option for $45 per year.
3. 11.50% Reduced Interest Rate Option for $45 per year.

• Receive 1 point for every dollar spent on your card
• MasterCard Zero Liability
• Purchase insurance - For a period of 90 days following the purchase date
• Extended warranty on purchases - Doubles the manufacturer's guarantee up to one additional year

Notes:

1. 14.50% Reduced Interest Rate Option for $35 per year.
2. 11.50% Reduced Interest Rate Option for $35 per year.
3. 11.50% Reduced Interest Rate Option for $35 per year.

• For each dollar spent, you earn 1.25 points
• Travel worry free with an extensive insurance and assistance program
• An automatic 50% discount on all banking packages as well as the ClickStudent banking program, up to $5 per month
• No monthly fees on the Perspective banking program (client over 60 years old)
• Purchase insurance - Provides coverage in case of theft or damage for a period of 180 days following the date of purchase
• Extended warranty - Triples the original warranty period, up to a maximum of two additional years

Notes:

1. 14.50% Reduced Interest Rate Option for $105 per year.
2. 11.50% Reduced Interest Rate Option for $105 per year.
3. 11.50% Reduced Interest Rate Option for $105 per year.

• For each dollar spent, you earn 1.5 points
• Enjoy a comprehensive insurance and assistance program
• MasterCard's Zero Liability
• Purchase insurance - Provides coverage in case of theft or damage for a period of 180 days following the date of purchase
• Extended warranty - Triples the original warranty period, up to a maximum of two additional years

• Earn one RBC Rewards point for every two dollars in purchases you make with your card
• Earn additional RBC Rewards points with the Rewards Network Restaurant Program
• Collect points and redeem for travel rewards, merchandise, gift certificates, RBC Financial Rewards and more
• Exchange RBC Rewards points for Esso Extra points

Notes:

1. Interest rate not mentioned on website.

• Receive 200 bonus Esso Extra points with your first purchase
• Automatic Esso Extra Membership
• Earn 2 or more Esso Extra points for every eligible $1 CAD you spend at participating Esso-branded retail stations
• Earn 1 Esso Extra point for every dollar spent everywhere else
• Esso purchases tracked separately on your RBC Royal Bank Visa monthly statement
• Minimum credit limit of $5,000

Notes:

1. Interest rate not mentioned on website.

• Earn 1 RBC Rewards point for every two dollars in purchases you spend on the card
• Earn additional RBC Rewards points with the Rewards Network Restaurant Program
• Redeem RBC Rewards points for brand name merchandise, gift certificates/card, travel and more
• Minimum credit limit of $5,000

Notes:

1. Interest rate not mentioned on website.

• Receive $25 to spend at Starbucks after your first Visa purchase
• A Visa Credit Card and reloadable Starbucks Card in one
• Earn 1% back with every Visa purchase you make and earn 3% back when you automatically reload your Duetto Dollars Account
• $1 Duetto Dollar equals $1 to be used at participating Starbucks
• Give back to local communities - Starbucks will donate $5 to Ethos Water Fund of the Starbucks Foundation when you first use your card

Notes:

1. Interest rate not mentioned on website.

• Earn 1 RBC Rewards point for every U.S. dollar in purchases you make with your card. Keep collecting points and redeem for travel rewards, merchandise items, gift certificates, and RBC Registered Rewards
• Earn additional RBC Rewards points with the Rewards Network Restaurant Program
• Exchange RBC Rewards points for Esso Extra points
• Minimum credit limit of $5,000

Notes:

1. USD
2. Interest rate not mentioned on website.

• Receive 15,000 bonus points upon enrolment and an additional 2,500 bonus points each year at your annual renewal applied to your Visa account
• Earn 1 RBC Rewards point for every dollar you spend on the card
• Earn additional RBC Rewards points with the Rewards Network Restaurant Program
• Air travel rewards start as low as 15,000 points
• Option to transfer RBC Rewards points for Esso Extra points or Asia Miles or BA Miles

Notes:

1. Interest rate not mentioned on website.

• Earn one RBC Rewards point for every dollar in purchases you make with your card. Keep collecting points and redeem for travel rewards, merchandise items, gift certificates, and RBC Registered Rewards
• Earn additional RBC Rewards points with the Rewards Network Restaurant Program
• RBC Rewards start as low as 2,500 points
• Exchange RBC Rewards points for Esso Extra points

Notes:

1. Interest rate not mentioned on website.

• Earn one RBC Rewards point for every dollar in purchases you make with your card. Keep collecting points and redeem for travel rewards, merchandise items, gift certificates, and RBC Registered Rewards
• Earn additional RBC Rewards points with the Rewards Network Restaurant Program
• RBC Rewards start as low as 2,500 points
• Exchange RBC Rewards points for Esso Extra points

Notes:

1. Interest rate not mentioned on website.

• 2,500 bonus RBC Rewards points upon enrolment
• Earn 1 RBC Rewards point per $1 spent on purchases
• Earn additional RBC Rewards points with the Rewards Network Restaurant Program
• RBC Rewards start as low as 2,500 points
• Exchange RBC Rewards points for Esso Extra points
• Minimum credit limit of $5,000

Notes:

1. Interest rate not mentioned on website.

• Earn 1 RBC Rewards® point per $1 spent on purchases
• Earn 25% more RBC Rewards points when you use your card to book and pay for travel
• Receive 2,500 bonus points each year at renewal, applied to your Visa account
• Flexible points redemption options such as: air travel on any airline, anytime - no blackout periods or seat restrictions
• Exclusive access to the Avion Air Travel Redemption Schedule
• Luxury travel benefits such as concierge service, hotel and dining exclusives, TabletPlus membership, and Zagat

Notes:

1. Interest rate not mentioned on website.

• Earn 1 RBC Rewards point for every dollar you spend on thecard
• Earn additional RBC Reward points with the Rewards Network Restaurant Program
• Receive 2,500 bonus points each year at renewal, applied to your Visa account
• Flexible points redemption options such as: air travel on any airline, anytime - no blackout periods or seat restrictions
• Air travel rewards start as low as 15,000 points
• Exchange RBC Rewards points for Esso Extra points or Asia Miles or BA Miles
• Minimum credit limit of $5,000

Notes:

1. Interest rate not mentioned on website.

• Sign up bonus: 2,000 points - that's 2 free movies - on your first purchase
• Receive 1 SCENE point for every $1 spent
• Earn 5 SCENE points for every $1 spent at participating Cineplex Entertainment theatres - including Cineplex Odeon, Galaxy, Famous Players, Paramount, SilverCity, Coliseum, Colossus and Scotiabank theatres

Notes:

1. Interest rate not mentioned on website.