Reward Credit Cards
The following credit cards offer rewards for using them. Everything from travel rewards to cash back and points. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.
Detailed view | Quick comparison table
Sort results by: Name | Annual Fee | Purchases | Cash Advances | Balance Transfers
MBNA Pharmaprix MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances1.99%1 |
Balance Transfers1.99%2 |
- Earn 25 points for every $1 in purchases at Pharmaprix using your Pharmaprix Optimum MasterCard® when you show your Pharmaprix Optimum Card®
- 1.99% Introductory Annual Interest Rate on Cheque Cash Advances and Balance Transfers for 6 months
Notes:
- Introductory rate for 6 months. Rate is 19.99% thereafter.
- Introductory rate for 6 months. Rate is 19.99% thereafter.
More information about the MBNA Pharmaprix MasterCard® Credit Card
MBNA Shoppers MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances1.99%1 |
Balance Transfers1.99%2 |
- Earn 25 points for every $1 in purchases at Shoppers Drug Mart using your Shoppers Optimum MasterCard® when you show your Shoppers Optimum Card®
- 1.99% Introductory Annual Interest Rate on Cheque Cash Advances and Balance Transfers for 6 months
- Please note that this card is not available to residents of Quebec
Notes:
- Introductory rate for 6 months. Rate is 19.99% thereafter.
- Introductory rate for 6 months. Rate is 19.99% thereafter.
More information about the MBNA Shoppers MasterCard® Credit Card
Club Sobeys MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advancesn/a1 |
Balance Transfers2.90%2 |
- Earn 1 Club Sobeys point for every whole $1 you spend on the card
- Earn 2 points for every whole $1 you spend when you pay using your Club Sobeys MasterCard and present your Club Sobeys card at participating Sobeys stores
- Enjoy a $10 thank you when you make your first Club Sobeys MasterCard purchase
- Citi Price Protection
- The PayPass™ feature allows you to just Tap & Go™ for all in-store purchases under $50.00
Notes:
More information about the Club Sobeys MasterCard®
MBNA CAA Quebec MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases14.99% |
Cash Advances3.99%1 |
Balance Transfers3.99%2 |
- On top of the 2¢ per litre of gas earned in CAA-Quebec Dollars when you show your CAA-Quebec membership card at the counter when filling up on gas at participating Couche-Tard outlets, you receive an additional 2% rebate by paying with your CAA-Quebec MasterCard credit card on all your qualifying purchases - including gas - at participating Couche-Tard outlets that sell gas
- This 2% is added to the 0.5% rebate you earn each time you use your CAA-Quebec MasterCard credit card
- Please note you must be a member of the Quebec CAA to apply for this card
Notes:
- Introductory rate for 6 months. Rate is 16.99% thereafter.
- Introductory rate for 6 months. Rate is 16.99% thereafter.
More information about the MBNA CAA Quebec MasterCard® Credit Card
Citi™ PETRO-POINTS™ MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.90% |
Cash Advancesn/a1 |
Balance Transfers4.90%2 |
- 2,000 bonus PETRO-POINTS on your first purchase
- Save 2¢ on every litre of fuel at Petro-Canada
- Earn PETRO-POINTS for every $1 spent on all purchases, at participating retailers
- Citi Price Protection, Purchase Assurance, Extended Warranty Assurance
Notes:
More information about the Citi™ PETRO-POINTS™ MasterCard®
Citi™ STAPLES® easyRewards™ MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.90% |
Cash Advancesn/a1 |
Balance Transfers4.90%2 |
- Earn up to 2% back in free STAPLES merchandise everywhere you shop
- 1 easyReward = $1 in free STAPLES merchandise
- Citi Price Protection, Purchase Assurance, Extended Warranty Assurance
Notes:
More information about the Citi™ STAPLES® easyRewards™ MasterCard®
President’s Choice Financial® MasterCard 
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Interest on: |
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Annual Fee$0 |
Purchases19.97% |
Cash Advances19.97% |
Balance Transfers5.97%1 |
- Earn 10 PC points for every dollar of every purchase made with your card
- After approval, receive 4 coupons for 5,000 PC points each, which translates to $20 in free groceries
- Get an extra 5,000 PC points when you apply online
- Low balance transfer rate for eligible new customers
Notes:
More information about the President’s Choice Financial® MasterCard
Capital One® SmartLine™ Platinum MasterCard 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases5.99% |
Cash Advances19.80% |
Balance Transfers5.99% |
- Low, long-term interest rate of 5.99% as long as you pay your bills on time! Plus, this low rate is guaranteed for three years – all for no annual fee. On December 2012, after your three years are up, your annual interest rate becomes a variable rate of Prime +2.99%
- Add Reward Miles or 1% Cash Back for a $99 annual fee
More information about the Capital One® SmartLine™ Platinum MasterCard
CIBC Aerogold® VISA® Card for Business 
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Interest on: |
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|---|---|---|---|
Annual Fee$180 |
Purchases16.90%1 |
Cash Advances16.90%2 |
Balance Transfers16.90%3 |
- Welcome Bonus of 15,000 Aeroplan® Miles when you use your card for the first time
- Earn 1 Aeroplan Mile for every dollar charged to the card
- Earn 1.5 Aeroplan Miles for every dollar you spend at travel establishments
- Access to every available seat on the plane, including Executive Class®
- Credit limit up to $50,000
Notes:
- Set at one of 10.9%, 13.9% or 16.9%, depending on your personal credit bureau information.
- Set at one of 10.9%, 13.9% or 16.9%, depending on your personal credit bureau information.
- Set at one of 10.9%, 13.9% or 16.9%, depending on your personal credit bureau information.
More information about the CIBC Aerogold® VISA® Card for Business
National Bank of Canada MasterCard® PREMIA Business Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$45 |
Purchases18.90%1 |
Cash Advances18.90%2 |
Balance Transfers18.90%3 |
- Save with PREMIA partners - Enjoy savings and special offers at select partners
- Protect your company with PREMIA's comprehensive insurance and assistance program and
- Protection against fraudulent use by employees
- MasterCard Zero Liability
- Purchase protection - Provides coverage in case of theft or damage for a period of 90 days following the date of purchase
- Extended warranty - Doubles the original warranty period for up to one additional year
- Optional Rewards plan to reward your employees or yourself
Notes:
- 13.90% Reduced Interest Rate Option for $60 per year.
- 8.90% Reduced Interest Rate Option for $60 per year.
- 8.90% Reduced Interest Rate Option for $60 per year.
More information about the National Bank of Canada MasterCard® PREMIA Business Credit Card
BMO SPC Mosaik MasterCard® 
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Interest on: |
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Annual Fee$0 |
Purchases19.50%1 |
Cash Advances19.50% |
Balance Transfers19.50% |
- Customize your credit card to suit your lifestyle as a student
- Enjoy exclusive discounts at thousands of SPC Card retailers nationwide for NO ADDED FEE
- One time SPC Card registration – no need to renew
- Earn added Rewards with AIR MILES® reward miles or CashBack®
Notes:
More information about the BMO SPC Mosaik MasterCard®
Canadian Tire Gas Advantage MasterCard® 
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Interest on: |
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Annual Fee$0 |
Purchases19.50%1 |
Cash Advances19.50%2 |
Balance Transfers19.50%3 |
- Save up to 10¢ per litre at Canadian Tire Gas Bars
- Use the Gas Advantage MasterCard for your everyday purchases and you'll save instantly right at the pump
- Enjoy Cardmember Exclusive savings at Canadian Tire
Notes:
More information about the Canadian Tire Gas Advantage MasterCard®
Canadian Tire Options MasterCard® 
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Interest on: |
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Annual Fee$0 |
Purchases19.50%1 |
Cash Advances19.50%2 |
Balance Transfers19.50%3 |
- Earn Canadian Tire 'Money' rewards everywhere you shop
- Redeem your Canadian Tire ‘Money’ On The Card® awards at any Canadian Tire store
- Enjoy Cardmember exclusive offers
Notes:
More information about the Canadian Tire Options MasterCard®
National Bank of Canada MasterCard® Allure Credit Card 
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Interest on: |
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Annual Fee$30 |
Purchases19.50%1 |
Cash Advances19.50%2 |
Balance Transfers19.50%3 |
- Receive 1 point for every dollar spent on your card and redeem for a multitude of brand-name merchandise, gift certificates, activities, travel discounts and much more
- Support the Quebec Breast Cancer Foundation with each purchase
- Enjoy exclusive savings at Allure partner locations
- MasterCard Zero Liability
- Purchase insurance - Provides coverage in case of theft or damage for a period of 90 days following the date of purchase
- Extended warranty on purchases - Doubles the original warranty period, up to one additional year
Notes:
- 14.50% Reduced Interest Rate Option for $45 per year.
- 11.50% Reduced Interest Rate Option for $45 per year.
- 11.50% Reduced Interest Rate Option for $45 per year.
More information about the National Bank of Canada MasterCard® Allure Credit Card
National Bank of Canada MasterCard® Escapade Credit Card 
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Interest on: |
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Annual Fee$20 |
Purchases19.50%1 |
Cash Advances19.50%2 |
Balance Transfers19.50%3 |
- Receive 1 point for every dollar spent on your card
- MasterCard Zero Liability
- Purchase insurance - For a period of 90 days following the purchase date
- Extended warranty on purchases - Doubles the manufacturer's guarantee up to one additional year
Notes:
- 14.50% Reduced Interest Rate Option for $35 per year.
- 11.50% Reduced Interest Rate Option for $35 per year.
- 11.50% Reduced Interest Rate Option for $35 per year.
More information about the National Bank of Canada MasterCard® Escapade Credit Card
National Bank of Canada MasterCard® OVATION Gold 
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Interest on: |
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Annual Fee$90 |
Purchases19.50%1 |
Cash Advances19.50%2 |
Balance Transfers19.50%3 |
- For each dollar spent, you earn 1.25 points
- Travel worry free with an extensive insurance and assistance program
- An automatic 50% discount on all banking packages as well as the ClickStudent banking program, up to $5 per month
- No monthly fees on the Perspective banking program (client over 60 years old)
- Purchase insurance - Provides coverage in case of theft or damage for a period of 180 days following the date of purchase
- Extended warranty - Triples the original warranty period, up to a maximum of two additional years
Notes:
- 14.50% Reduced Interest Rate Option for $105 per year.
- 11.50% Reduced Interest Rate Option for $105 per year.
- 11.50% Reduced Interest Rate Option for $105 per year.
More information about the National Bank of Canada MasterCard® OVATION Gold
National Bank of Canada MasterCard® Platinum Credit Card 
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Interest on: |
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Annual Fee$125 |
Purchases19.50% |
Cash Advances19.50% |
Balance Transfers19.50% |
- For each dollar spent, you earn 1.5 points
- Enjoy a comprehensive insurance and assistance program
- MasterCard's Zero Liability
- Purchase insurance - Provides coverage in case of theft or damage for a period of 180 days following the date of purchase
- Extended warranty - Triples the original warranty period, up to a maximum of two additional years
More information about the National Bank of Canada MasterCard® Platinum Credit Card
American Express® AIR MILES® 
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Interest on: |
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Annual Fee$0 |
Purchases19.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Earn 150 Bonus AIR MILES® reward miles the first time you use your Card, when you apply online by December 31, 2009
- Earn 1 reward mile for every $20 charged to your card
More information about the American Express® AIR MILES®
American Express® AIR MILES® Platinum 
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Interest on: |
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Annual Fee$50 |
Purchases19.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Earn 350 Bonus AIR MILES reward miles at the first time you use the card, when you apply online by December 31, 2009
- Earn 50% MORE AIR MILES reward miles
- Earn 1 AIR MILE reward mile for every $10 in purchases at AIR MILES Sponsors
- Earn 1 AIR MILE reward mile for every $15 in pucrhases everywhere else you use the card
More information about the American Express® AIR MILES® Platinum
American Express® Blue Sky™ 
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Interest on: |
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Annual Fee$0 |
Purchases19.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Earn 1.25 Blue Sky points for every dollar in card purchases
- Earn 12,000 Bonus Points if you spend $3,000 in purchases in your first 6 months of Cardmembership
- Redeem Blue Sky points with no blackout dates, expiration dates or other travel restrictions
More information about the American Express® Blue Sky™
MBNA Anne Geddes MasterCard® Credit Card 
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Interest on: |
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Annual Fee$0 |
Purchases17.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Earn Anne Geddes Points redeemable for fabulous Anne Geddes products including books, baby clothing, plush toys, watches and more
- Earn 2,000 Anne Geddes Points upon activation
- Earn 1 Anne Geddes Point for every $1.00 (CDN) in net retail spend
- No Annual Fee
- Credit lines up to $100,000
More information about the MBNA Anne Geddes MasterCard® Credit Card
MBNA Best Western MasterCard® Credit Card 
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Interest on: |
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Annual Fee$0 |
Purchases19.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Earn 1.5 Best Western Rewards points for every $1 in net retail purchases
- Receive 5,000 bonus Best Western Rewards points after your first qualifying purchase
More information about the MBNA Best Western MasterCard® Credit Card
MBNA Harley–Davidson® MasterCard® Credit Card 
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Interest on: |
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Annual Fee$0 |
Purchases17.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Earn Harley-Davidson® Genuine Rewards that are redeemable for Harley Chrome® Cash at any authorized participating Harley-Davidson® reatiler nationwide
- No Annual Fee
- Credit lines up to $100,000
More information about the MBNA Harley–Davidson® MasterCard® Credit Card
MBNA Sony Card MasterCard® Credit Card 
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Interest on: |
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Annual Fee$0 |
Purchases19.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Get 2,000 Sony Points after your first qualifying transaction
- Earn Sony Points with every net retail purchase made on your Sony Card MasterCard®
- Earn Double Sony Points with every purchase of Sony products at SonyStyle.ca or the Sony store/Maison Sony
- Redeem Sony Points toward any Sony product at SonyStyle.ca or authorized Sony dealer
More information about the MBNA Sony Card MasterCard® Credit Card
MBNA WorldPoints® Platinum MasterCard® Credit Card 
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Interest on: |
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Annual Fee$0 |
Purchases19.99% |
Cash Advances19.99%1 |
Balance Transfers19.99%2 |
- Earn 1 WorldPoint for every $1 in net retail purchases
- Redeem WorldPoints for travel, merchandise, and gift certificates
- 1,000 Bonus WorldPoints after your first purchase
- 1,000 WorldPoints each year on your account anniversary date
Notes:
More information about the MBNA WorldPoints® Platinum MasterCard® Credit Card
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