Interest on:
Annual Fee $01	Purchases 30.00%	Cash Advances n/a2	Balance Transfers n/a

• Earn 15,000 Bonus Membership Rewards® points when you spend $500 or more in the first 3 months
• Earn double points for every $1 in eligible travel purchases, including flights, hotels, car rentals, cruises, and more
• Earn double points for every $1 in eligible gas, grocery and drugstore purchases
• Earn one point for every $1 in Card purchases everywhere else

Notes:

1. $150 annual fee waived for the first year.
2. As a charge card, the balance must always be paid in full each month. Annual interest rate applies to balances not paid in full.

	Interest on:
Annual Fee $120	Purchases 19.80%1	Cash Advances 19.80%2	Balance Transfers 19.80%3

• Earn more reward miles – on everything you buy!
• Earn 2 reward miles for every $1 – on all purchases
• Get 35,000 bonus reward miles with your first purchase
• Get 10,000 anniversary bonus reward miles every year

Please Note: A requirement of this card is a minimum personal income of $60,000 or household income of $100,000.

Notes:

1. This is a variable rate of Prime + 16.8%, currently equal to 19.8%
2. This is a variable rate of Prime + 16.8%, currently equal to 19.8%
3. This is a variable rate of Prime + 16.8%, currently equal to 19.8%

	Interest on:
Annual Fee $0	Purchases 19.99%	Cash Advances 19.99%1	Balance Transfers 19.99%2

• Earn Sony Points on qualifying net retail purchases made using your Sony Card MasterCard®‡
• Get 2,000 Sony Points after your first qualifying transaction††
• Earn Double Sony Points with every qualifying net retail purchase of Sony products at SonyStyle.ca or the Sony store/ Maison Sony‡
• Redeem Sony Points toward any Sony product at SonyStyle.ca
• Browse through the complete SonyStyle.ca catalogue including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media and so much more!
• Enhanced security and protection with Chip & PIN technology and PayPass

Notes:

1. For the first 6 billing cycles, 19.99% thereafter.
2. For the first 6 billing cycles, 19.99% thereafter.

	Interest on:
Annual Fee $0	Purchases 19.99%1	Cash Advances 19.99%	Balance Transfers 19.99%

• Earn a Welcome Bonus of 150 AIR MILES®* reward miles the first time you use the approved Card
• Earn 1 reward mile for every $15 in Card purchases at AIR MILES®* Sponsors
• Earn 1 reward mile for every $20 in purchases you charge to the Card everywhere else
• Shop at participating AIR MILES®* Sponsors across Canada with your American Express® AIR MILES®* Credit Card and your AIR MILES®* Collector Card, and you can earn reward miles twice
• More than 1000 rewards to choose from! Redeem for a wide range of rewards - everything from movie tickets to electronics, travel and more
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

Conditions apply

Notes:

1. 2.99% on purchases for 12 months

	Interest on:
Annual Fee $651	Purchases 19.99%2	Cash Advances 19.99%	Balance Transfers 19.99%

• Earn a Welcome Bonus of 500 AIR MILES®* reward miles the first time you use the approved Card
• Enjoy your first year free
• Earn 1 reward mile for every $10 in Card purchases at AIR MILES®* Sponsors
• Earn 1 reward mile for every $10 in Card purchases at other eligible gas, grocery and drugstores
• Plus, earn 1 reward mile for every $15 in Card purchases everywhere else you use the Card
• More than 1000 rewards to choose from! Redeem for a wide range of rewards - everything from movie tickets to electronics, travel and more
• Shop at participating AIR MILES Sponsors across Canada with your American Express® AIR MILES®* Platinum Credit Card and show your AIR MILES®* Collector Card, and you can earn reward miles twice
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

Conditions apply

Notes:

1. No annual fee for the first year.
2. 2.99% on purchases for 12 months

	Interest on:
Annual Fee $1501	Purchases 30.00%2	Cash Advances 30.00%	Balance Transfers 30.00%

• Earn 25,000 Welcome Points (enough for a round-trip flight to almost anywhere in North America) if you reach $3,000 in purchases within the first 3 months of Cardmembership. You can also earn a Thank You Bonus of up to 40,000 Bonus Points each year
• Earn 1 Membership Rewards® point for virtually every $1 in purchases charged to your Card
• Use your points to save money by investing back into your business. Redeem Membership Rewards points toward your American Express Card balance with Points for Credit to pay for your everyday purchases.
• Transfer your points with no fee to many frequent flyer and loyalty programs and 1:1 to Aeroplan®*
• Go online to access the paperless Expense Management Reports delivered quarterly and annually, for flexible tracking and simple tax preparation
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link .
• * As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.

Conditions apply

Notes:

1. No fee for the first year.
2. As a charge card, the balance must always be paid in full each month. Annual interest rate applies to balances not paid in full.

	Interest on:
Annual Fee $150	Purchases 19.99%1	Cash Advances 19.99%2	Balance Transfers n/a3

• Earn 15,000 Welcome Bonus Starpoints® after you charge $1,000 in purchases in your first three months - enough for up to 4 free nights
• Earn 1 Starpoint for every $1 in purchases charged to the card
• Enjoy a Free Weekend Night Award when you reach $40,000 in purchases each year
• Experience Starwood Gold Preferred Guest status when you reach $30,000 in purchases each year

Notes:

1. Rate may increase to 21.99% depending on account payment record.
2. Rate may increase to 21.99% depending on account payment record.
3. Interest rate not mentioned on website.

	Interest on:
Annual Fee $120	Purchases 19.99%1	Cash Advances 19.99%2	Balance Transfers n/a3

• Earn 1 Starpoint for every $1 in purchases charged to the card
• Earn 10,000 Welcome Bonus Starpoints® after you charge $1,000 in purchases in your first three months
• Enjoy a Free Weekend Night Award when you reach $40,000 in purchases each year
• Experience Starwood Gold Preferred Guest status when you reach $30,000 in purchases each year

Notes:

1. Rate may increase to 21.99% depending on account payment record.
2. Rate may increase to 21.99% depending on account payment record.
3. Interest rate not mentioned on website.

	Interest on:
Annual Fee $0	Purchases 19.80%1	Cash Advances 19.80%2	Balance Transfers 19.80%3

• Earn reward miles – with no annual fee!
• Earn 1 reward mile for every $1 spent – on all purchases
• Get 5,000 bonus reward miles with your first purchase
• Get 25% extra reward miles every year
• Annual interest rate of Prime +16.8%

Notes:

1. This is a variable rate of Prime + 16.8%, currently equal to 19.8%
2. This is a variable rate of Prime + 16.8%, currently equal to 19.8%
3. This is a variable rate of Prime + 16.8%, currently equal to 19.8%

	Interest on:
Annual Fee $0	Purchases 19.80%	Cash Advances 19.80%	Balance Transfers 19.80%

• Earn Delta miles on everything you buy with no annual fee!
• Get 2,500 bonus Delta miles on your first purchase made within the first three months of account enrolment
• Earn 2 Delta miles for every $1 you spend on Delta purchases
• Earn 1 Delta mile for every $1 on all other net purchases
• Annual interest rate of 19.8%

	Interest on:
Annual Fee $120	Purchases 19.80%	Cash Advances 19.80%	Balance Transfers 19.80%

• Earn Delta miles on everything you buy
• Get a welcome bonus of up to 25,000 Delta miles
• Earn 3 Delta miles for every $1 you spend on Delta purchases
• Earn 2 Delta miles per $1 on all other net purchases
• Plus, get 10,000 annual bonus Delta miles when you spend at least $25,000 each year

Please Note: A requirement of this card is a minimum personal income of $60,000 or household income of $100,000.

	Interest on:
Annual Fee $0	Purchases 9.90%	Cash Advances 19.80%	Balance Transfers 9.90%

• The low interest rate you need with rewards you want
• Get 5,000 bonus reward miles on your first purchase
• Earn 1 reward mile for every $2 – on everything you buy
• Guaranteed rate of 9.9% fixed on purchases and balance transfers (as long as you pay your bills on time)
• Annual interest rate for cash advances is 19.8%
• No annual fee

	Interest on:
Annual Fee $0	Purchases 19.80%	Cash Advances 19.80%	Balance Transfers 19.80%

• Get 15,000 bonus Priority Club points with your first purchase
• Earn 2 points for every $1 spent at any hotel within the Priority Club Rewards Family of Brands
• Earn 1 point for every $1 on all other net purchases
• Get 5,000 annual bonus points when you spend over $10,000
• No annual fee
• Annual interest rate of 19.8%

	Interest on:
Annual Fee $120	Purchases 19.80%	Cash Advances 19.80%	Balance Transfers 19.80%

• Get 30,000 bonus Priority Club points with your first purchase
• Earn 5 points for every $1 spent at any hotel within the Priority Club Rewards Family of Brands
• Earn 2 points for every $1 on all other net purchases
• Plus, get 5,000 bonus points for every $10,000 you spend – there's no limit to the amount of points you can earn

Please Note: A requirement of this card is a minimum personal income of $60,000 or household income of $100,000.

	Interest on:
Annual Fee $0	Purchases 19.99%1	Cash Advances n/a	Balance Transfers n/a

• Earn a Welcome Bonus of 1,500 Membership Rewards® points the first time you use the approved Card
• Earn 1 Point for every $1 in eligible Card purchases at your 5 places chosen from a list of select American Express merchants. That’s double the points compared to your Card purchases everywhere else
• Earn 1 Point for every $2 in Card purchases everywhere else
• Choose your 5 places from a list of select American Express merchants, including stores, restaurants, hotels and more
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link .

Conditions apply

Notes:

1. 2.99% on purchases for 12 months

	Interest on:
Annual Fee $65	Purchases 19.99%1	Cash Advances n/a	Balance Transfers n/a

• Earn a Welcome Bonus of 7,500 Membership Rewards® points the first time you use the approved Card. That’s enough for a $50 Gift Card for dining, entertainment, or home improvement!
• Earn 2 Points for every $1 in eligible Card purchases at your 5 places chosen from a list of select American Express merchants. That’s double the points compared to your Card purchases everywhere else
• Earn 1 Point for every $1 in Card purchases everywhere else
• Choose your 5 places from a list of select American Express merchants, including stores, restaurants, hotels and more
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link .

Conditions apply

Notes:

1. 2.99% on purchases for 12 months

	Interest on:
Annual Fee $0	Purchases 14.99%	Cash Advances 16.99%	Balance Transfers 3.99%1

• Receive a total rebate of 2% in CAA-Quebec Dollars on all your qualifying purchases — including gas — at participating Couche-Tard outlets that sell gas‡
• Even better! Virtually everywhere else, earn a 1% rebate in CAA-Quebec Dollars‡ on your other qualifying purchases
• Earn 2¢ in CAA-Quebec Dollars per litre of gas when you show your CAA-Quebec membership card at the Couche-Tard counter◊◊
• 3.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months

Notes:

1. For the first 6 billing cycles, 19.99% thereafter.

	Interest on:
Annual Fee $0	Purchases 16.99%	Cash Advances 1.99%1	Balance Transfers 1.99%2

• Earn 1 free night at over 1,500 hotels across North America!
• Earn 2 points for every qualifying net retail $1 spent on everyday purchases
• Earn up to 15 points for every $1 in qualifying net retail purchases at over 5,500 Choice Privileges locations in Canada, the U.S., Europe, the Middle East, Mexico, Central America, the Caribbean and Australasia

Notes:

1. For the first 6 billing cycles, 18.99% thereafter.
2. For the first 6 billing cycles, 18.99% thereafter.

	Interest on:
Annual Fee $99	Purchases 19.99%	Cash Advances 21.99%	Balance Transfers 21.99%

Maximum cash back on everyday spending

• 4% on eligible gas station and grocery store purchases
• 2% on drug store purchases and recurring bills
• 1% cash back on all other eligible purchases
• VISA Infinite Complimentary Concierge Service – available 24/7
• Access to VISA Infinite Luxury Hotel Collection
• VISA Infinite Dining Series – Unique dining experiences in some of Canada’s top restaurants
• Special access to unique offers and experiences
• Rental car collision insurance
• Purchase security and extended warranty protection

	Interest on:
Annual Fee $0	Purchases 19.99%	Cash Advances 21.99%	Balance Transfers 21.99%

Free movies and more

• 2,000 bonus SCENE points - that’s two free movies
• Earn one SCENE point for every dollar you spend
• Earn five SCENE points for every dollar you spend at participating Cineplex Entertainment theatre or online at cineplex.com
• Redeem points for free movies at Cineplex Entertainment theatres, music and other entertainment rewards
• No annual fee
• 20% AVIS rental card discount
• VISA Perks - exclusive VISA card holder discounts available at many popular merchants. Visit visaperks.ca to learn more.

	Interest on:
Annual Fee $0	Purchases 19.99%	Cash Advances 21.99%	Balance Transfers 21.99%

Earn travel rewards with no annual fee

• Earn 1 Scotia Rewards points for every $2 you spend
• Extraordinary travel benefits
• Flexible Point Redemption

	Interest on:
Annual Fee $39	Purchases 19.99%	Cash Advances 21.99%	Balance Transfers 21.99%

Earn travel rewards up to 2x faster

• Earn 2x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
• Earn one point on all other eligible purchases
• Extraordinary travel benefits
• Flexible Point Redemption
• Comprehensive travel insurance

	Interest on:
Annual Fee $99	Purchases 19.99%	Cash Advances 21.99%	Balance Transfers 21.99%

Earn travel rewards up to 4x faster

• Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
• Earn one point on all other eligible purchases
• Extraordinary travel benefits
• Flexible Point Redemption
• Comprehensive travel insurance

	Interest on:
Annual Fee $110	Purchases 19.99%	Cash Advances 21.99%	Balance Transfers 21.99%

Travel anywhere, at any time of the year with no restrictions

• Earn one Scotia Rewards 1 point for every $1 you spend
• Travel anywhere, at any time of the year with no restrictions
• Comprehensive travel protection and insurance
• 5% cash back on travel purchased through Scotia Rewards
• Book online or by phone
• Concierge Service
• Merchandise, gift card and other rewards available

	Interest on:
Annual Fee $29	Purchases 19.99%	Cash Advances 21.99%	Balance Transfers 21.99%

Choose your favourite team card

• 3,000 bonus ScotiaHockey Rewards points
• Earn one ScotiaHockey Rewards point for every dollar you spend on the card
• Earn five points for every dollar you spend at SportChek and sportchek.ca
• Redeem points for high end NHL or brand name merchandise, NHL game tickets, VIP NHL event experiences and more.
• Save 20% off purchases at the NHL's official online store shop.canada.NHL.com.
• 20% AVIS rental card discount.
• VISA Perks - exclusive VISA card holder discounts available at many popular merchants. Visit visaperks