Prepaid/Secured/Charge Cards

The following credit cards require you to prepay offering you the security of a bank card with the convenience of a credit card. They help you rebuild your credit rating if you've had past financial difficulties. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.

Detailed view | Quick comparison table

Name	Annual Fee	Purchases	Cash Advances	Balance Transfers
		Interest On
Capital One® Guaranteed Secured MasterCard®	$59	19.80%	19.80%	19.80%
Capital One® Low Rate Guaranteed Secured MasterCard®	$69	14.90%	19.80%	14.90%
BMO Prepaid Travel MasterCard	$10¹	n/a²	n/a³	n/a⁴
Notes: Purchase fee, not annual fee. Not applicable. Not applicable. Not applicable.
Desjardins VISA® - Platinum	$169	9.90%	n/a¹	n/a²
Notes: Interest rate not mentioned on website. Interest rate not mentioned on website.
Home Trust Equityline VISA® Card	$0¹	n/a²	n/a³	n/a⁴
Notes: $100 in Quebec The minimum monthly payment is half of most other major credit cards, at 1%, 1.25% or 1.5% of the outstanding balance or $10.00. Interest rate not mentioned on website. Interest rate not mentioned on website.
Home Trust Secured Visa® Card	$0	24.99%	24.99%	n/a¹
Notes: Interest rate not mentioned on website.
ScotiaLine for Business VISA® Card	$0	n/a¹	n/a²	n/a³
Notes: Secured Rate as low as 3.25%, Unsecured Rate from 4.74% to 7.74% Interest rate not mentioned on website. Interest rate not mentioned on website.
ScotiaLine VISA® Account	$0	n/a¹	n/a²	n/a³
Notes: Secured Rate at 3.25%, Unsecured Rate at 7.24% Interest rate not mentioned on website. Interest rate not mentioned on website.