• A Secured credit card gives you access to credit, just like any other credit card. The only difference is that you need to provide security funds as collateral before you can receive your card and access your credit
• Security funds as low as $75
• Credit limit of $300 or more
• Security funds are fully refundable if you ever decide to close your account

• A Secured credit card gives you access to credit, just like any other credit card. The only difference is that you need to provide security funds as collateral before you can receive your card and access your credit
• Security funds as low as $75
• Credit limit of $300 or more
• Security funds are fully refundable if you ever decide to close your account

• Requires a security deposit for eligibility. Credit limit is then set at the amount of the deposit. You can put down as little as $1,000, or as much as $10,000
• To cancel your card, just pay off your outstanding balance, and you'll get your security deposit back from Home Trust
• Virtually everyone is approved

Notes:

1. Interest rate not mentioned on website.

• Safe and convenient alternative to cash or travellers cheques
• Prepaid MasterCard is paid in advance and is easy to reload
• Load your card as a bill payment from any bank account at most financial institutions
• Never pay interest

Notes:

1. Purchase fee, not annual fee.
2. Not applicable.
3. Not applicable.
4. Not applicable.

• Up to 2% of your purchases in BONUSDOLLARS
• Annual cashback of 1% on your purchases
• Comprehensive travel insurance
• Accord D Desjardins financing, a second, separate credit limit
• Cash advances up to $5,000 a day, anywhere in the world

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Use the equity in your home to secure a credit limit of up to $250,000
• Monthly payments as low as 1%, 1.25% or 1.5% of your outstanding balance or $10, whichever is greater
• Make additional payments at any time without penalty
• Competitive interest rates of 6.99%, 7.99%, 8.99%, 9.99%, 10.99%, 11.99% or 13.99%. The annual credit rate in Québec is 9.99%, 10.99%, 11.99% or 13.99%
• No annual fees in all provinces except Québec

Notes:

1. $100 in Quebec
2. The minimum monthly payment is half of most other major credit cards, at 1%, 1.25% or 1.5% of the outstanding balance or $10.00.
3. Interest rate not mentioned on website.
4. Interest rate not mentioned on website.

• No monthly or annual fees
• Interest rates as low as Scotiabank Prime for secured or Prime + 2.49% to Prime + 5.49% for unsecured
• Credit limit up to $50,000 unsecured or $500,000 for a secured line of credit
• Personalized VISA cards with both your personal and your business name
• Free supplementary cards and personalized cheques

Notes:

1. Secured Rate as low as 3.25%, Unsecured Rate from 4.74% to 7.74%
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Personal borrowing tool that combines the high credit limits and low rates of a personal line of credit with the flexibility to use that credit anywhere, anytime
• Secured rates as low as 3.25% (Scotiabank Prime Rate + 1%)
• Competitive unsecured rate of 7.24% (Scotia Prime Rate + 4.99%)
• Credit limits ranging from $20,000 to $500,000

Notes:

1. Secured Rate at 3.25%, Unsecured Rate at 7.24%
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.