Featured Credit Cards
Prepaid/Secured/Charge Cards
The following credit cards require you to prepay offering you the security of a bank card with the convenience of a credit card. They help you rebuild your credit rating if you've had past financial difficulties. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.
Detailed view | Quick comparison table
Sort results by: Name | Annual Fee | Purchases | Cash Advances | Balance Transfers
Capital One® Guaranteed Secured MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$59 |
Purchases19.80% |
Cash Advances19.80% |
Balance Transfers19.80% |
- Guaranteed access to credit
- May help you establish or re-establish your credit history
- Security funds required
More information about the Capital One® Guaranteed Secured MasterCard®
Desjardins VISA® - Platinum
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Interest on: |
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|---|---|---|---|
Annual Fee$169 |
Purchases9.90% |
Cash Advances9.90% |
Balance Transfers9.90% |
- Up to 2% of your purchases in BONUSDOLLARS
- Annual cashback of 1% on your purchases
- Comprehensive travel insurance
- Accord D Desjardins financing, a second, separate credit limit
- Cash advances up to $5,000 a day, anywhere in the world
More information about the Desjardins VISA® - Platinum
Home Trust Equityline VISA® Card
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Interest on: |
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|---|---|---|---|
Annual Fee$01 |
Purchasesn/a2 |
Cash Advancesn/a3 |
Balance Transfersn/a4 |
- Use the equity in your home to secure a credit limit of up to $250,000
- Monthly payments as low as 0.75%, 1%, 1.25% or 1.5% of your outstanding balance or $10, whichever is greater
- Make additional payments at any time without penalty
- Competitive interest rates of 4.99%, 5.99%, 6.99%, 7.99%, 8.99%, 9.99%, 10.99%, 11.99% or 13.99%. The annual credit rate in Québec is 9.99%, 10.99%, 11.99% or 13.99%
- Only pay interest on the credit you have used
- No annual fees in all provinces except Québec
Notes:
- $100 in Quebec.
- Competitive interest rates of 4.99%, 5.99%, 6.99%, 7.99%, 8.99%, 9.99%, 10.99%, 11.99% or 13.99%.
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.
More information about the Home Trust Equityline VISA® Card
Home Trust Secured Visa® Card
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Interest on: |
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|---|---|---|---|
Annual Fee$49 |
Purchases19.99% |
Cash Advances19.99% |
Balance Transfersn/a1 |
- Requires a security deposit for eligibility. Credit limit is then set at the amount of the deposit. You can put down as little as $1,000, or as much as $10,000
- To cancel your card, just pay off your outstanding balance, and you'll get your security deposit back from Home Trust
- Virtually everyone is approved
Notes:
More information about the Home Trust Secured Visa® Card
ScotiaLine for Business VISA® Card
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases3.25%1 |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- Interest rates as low as Scotiabank Prime for secured or Prime + 2.49% to Prime + 5.49% for unsecured
- Credit limit up to $50,000 unsecured or $500,000 for a secured line of credit
- Personalized VISA cards with both your personal and your business name
- Free supplementary cards and personalized cheques
Notes:
- Secured Rate. Unsecured Rate from 4.74% to 7.74%.
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.
More information about the ScotiaLine for Business VISA® Card
ScotiaLine VISA® Account
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases3.25%1 |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- Low rate, high limit personal line of credit with the convenience of no-fee VISA card access
- Secured rates as low as 3.25% (Scotiabank Prime Rate + 1%)
- Competitive unsecured rate of 7.24% (Scotia Prime Rate + 4.99%)
- Credit limits ranging from $20,000 to $500,000
Notes:
- Secured Rate. Unsecured Rate at 7.24%.
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.
More information about the ScotiaLine VISA® Account
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