• Earn cash rewards and pay no annual fee!
• Earn 1% cash rewards on all net purchases
• Get 25% extra cash rewards every year
• No limit to the amount of cash you can earn
• Annual interest rate of Prime +16.8%

Notes:

1. This is a variable rate of Prime + 16.8%, currently equal to 19.8%
2. This is a variable rate of Prime + 16.8%, currently equal to 19.8%
3. This is a variable rate of Prime + 16.8%, currently equal to 19.8%

• Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months
• Up to 2% cash back on eligible gas and grocery purchases thereafter
• And, up to 1% cash back on all of your other eligible purchases
• 1.99% annual interest rate (AIR) on balance transfers and deposits for the first 10 full months
• no annual fee and free additional cards

Notes:

1. For the first 10 billing cycles, 19.99% thereafter.

• Earn Sony Points on qualifying net retail purchases made using your Sony Card MasterCard®‡
• Get 2,000 Sony Points after your first qualifying transaction††
• Earn Double Sony Points with every qualifying net retail purchase of Sony products at SonyStyle.ca or the Sony store/ Maison Sony‡
• Redeem Sony Points toward any Sony product at SonyStyle.ca
• Browse through the complete SonyStyle.ca catalogue including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media and so much more!
• Enhanced security and protection with Chip & PIN technology and PayPass

Notes:

1. For the first 6 billing cycles, 19.99% thereafter.
2. For the first 6 billing cycles, 19.99% thereafter.

• Earn 2% cash back credits on grocery store purchases
• Earn up to 1% cash back credits on all other purchases
• Flexibility in redeeming your cash back credits

Notes:

1. Interest rate not mentioned on website.

• Low annual interest rate of 9.99% for purchases, balance transfers, access cheques and deposits
• Exclusive Platinum benefits and peace of mind

• Earn a Welcome Bonus of 150 AIR MILES®* reward miles the first time you use the approved Card
• Earn 1 reward mile for every $15 in Card purchases at AIR MILES®* Sponsors
• Earn 1 reward mile for every $20 in purchases you charge to the Card everywhere else
• Shop at participating AIR MILES®* Sponsors across Canada with your American Express® AIR MILES®* Credit Card and your AIR MILES®* Collector Card, and you can earn reward miles twice
• More than 1000 rewards to choose from! Redeem for a wide range of rewards - everything from movie tickets to electronics, travel and more
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

Notes:

1. 2.99% on purchases for 12 months

• Earn reward miles – with no annual fee!
• Earn 1 reward mile for every $1 spent – on all purchases
• Get 5,000 bonus reward miles with your first purchase
• Get 25% extra reward miles every year
• Annual interest rate of Prime +16.8%

Notes:

1. This is a variable rate of Prime + 16.8%, currently equal to 19.8%
2. This is a variable rate of Prime + 16.8%, currently equal to 19.8%
3. This is a variable rate of Prime + 16.8%, currently equal to 19.8%

• Earn Delta miles on everything you buy with no annual fee!
• Get 2,500 bonus Delta miles on your first purchase made within the first three months of account enrolment
• Earn 2 Delta miles for every $1 you spend on Delta purchases
• Earn 1 Delta mile for every $1 on all other net purchases
• Annual interest rate of 19.8%

• The low interest rate you need with rewards you want
• Get 5,000 bonus reward miles on your first purchase
• Earn 1 reward mile for every $2 – on everything you buy
• Guaranteed rate of 9.9% fixed on purchases and balance transfers (as long as you pay your bills on time)
• Annual interest rate for cash advances is 19.8%
• No annual fee

• Get 15,000 bonus Priority Club points with your first purchase
• Earn 2 points for every $1 spent at any hotel within the Priority Club Rewards Family of Brands
• Earn 1 point for every $1 on all other net purchases
• Get 5,000 annual bonus points when you spend over $10,000
• No annual fee
• Annual interest rate of 19.8%

• Enjoy a low, long-term rate of 5.99% on purchases and balance transfers, guaranteed for 3 years (as long as you pay your bills on time)
• After 3 years your rate will stay low and become a variable rate of Prime +6.99% on purchases and balance transfers
• Annual interest rate for cash advances is 19.8%
• No annual fee

Notes:

1. 5.99% for 3 years – after that, it becomes Prime +6.99%.
2. 5.99% for 3 years – after that, it becomes Prime +6.99%.

Accelerated Moneyback reward program designed with students in mind

• Earn up to 1% Moneyback every year on the purchases you've made with your card
• 20% discount rates at Avis Car Rental
• VISA Perks - exclusive VISA card holder discounts available at many popular merchants. Visit visaperks.ca to learn more.

• Receive a total rebate of 2% in CAA-Quebec Dollars on all your qualifying purchases — including gas — at participating Couche-Tard outlets that sell gas‡
• Even better! Virtually everywhere else, earn a 1% rebate in CAA-Quebec Dollars‡ on your other qualifying purchases
• Earn 2¢ in CAA-Quebec Dollars per litre of gas when you show your CAA-Quebec membership card at the Couche-Tard counter◊◊
• 3.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months

Notes:

1. For the first 6 billing cycles, 19.99% thereafter.

• Earn 1 free night at over 1,500 hotels across North America!
• Earn 2 points for every qualifying net retail $1 spent on everyday purchases
• Earn up to 15 points for every $1 in qualifying net retail purchases at over 5,500 Choice Privileges locations in Canada, the U.S., Europe, the Middle East, Mexico, Central America, the Caribbean and Australasia

Notes:

1. For the first 6 billing cycles, 18.99% thereafter.
2. For the first 6 billing cycles, 18.99% thereafter.

• 0% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 12 full months
• Around-the-clock fraud protection
• Online access to your credit card account
• Unparalleled 24-hour customer service
• International acceptance at millions of locations
• No annual fee
• Enhanced security and protection with Chip & PIN technology and PayPass

Notes:

1. For the first 12 billing cycles, 19.99% thereafter.

Save hundreds of dollars a year

• 16.99% interest rate
• Pay down balances faster
• Simplify your monthly payments
• Interest free grace period of at least 21 days on purchases
• Save hundreds of dollars a year
• 20% AVIS rental card discount
• VISA Perks - exclusive VISA card holder discounts available at many popular merchants. Visit visaperks.ca to learn more.

Essential travel benefits with no annual fee

• Rental Car Collision Insurance
• 20% Avis rental car discount
• Commission-free Travellers Cheques
• VISA Perks - exclusive VISA card holder discounts available at many popular merchants. Visit visaperks.ca to learn more.

Cash back on everyday spending

• 1% on eligible gas station, grocery store and drug store purchases and recurring bills
• 0.5% cash back on all other eligible purchases
• 20% AVIS rental card discount

Free movies and more

• 2,000 bonus SCENE points - that’s two free movies
• Earn one SCENE point for every dollar you spend
• Earn five SCENE points for every dollar you spend at participating Cineplex Entertainment theatre or online at cineplex.com
• Redeem points for free movies at Cineplex Entertainment theatres, music and other entertainment rewards
• No annual fee
• 20% AVIS rental card discount
• VISA Perks - exclusive VISA card holder discounts available at many popular merchants. Visit visaperks.ca to learn more.

• Now small business owners can carry a balance and turn business purchases into AIR MILES® reward miles. Get the purchasing power and customer support of American Express, all with no annual fee
• Receive 100 Bonus reward miles: As a special thank you, receive 100 Bonus reward miles when you use your Gold Business Card for the first time
• Earn 1 AIR MILES® reward mile for every $20 in purchases

Notes:

1. Rate may increase to 21.99% or 25.99% depending on Account Payment Record.
2. Rate may increase to 21.99% or 25.99% depending on Account Payment Record.
3. Interest rate not mentioned on website.

• Earn 1.25 Blue Sky points for every dollar in card purchases
• Earn 12,000 Bonus Points if you spend $3,000 in purchases in your first 6 months of Cardmembership
• Redeem Blue Sky points with no blackout dates, expiration dates or other travel restrictions

Notes:

1. Interest rate not mentioned on website.

• No-fee, cash rebate credit card for all your business purchases
• Earn a cash rebate of up to $1,250 each year - depending on your spending and the number of months you carry a balance

Notes:

1. Rate may increase to 21.99% or 25.99% depending on Account Payment Record.
2. Rate may increase to 21.99% or 25.99% depending on Account Payment Record.
3. Interest rate not mentioned on website.

• Earn 1 Holt Renfrew Rewards point for virtually every $1 you charge to the card, and earn 40% more points when you make purchases on the card at Holt Renfrew
• Redeem your points for Holt Renfrew gift cards; use the Gift Card on designer clothes, gifts and more in store. Best of all, there's no annual fee

Notes:

1. Rate may increase to 21.99% or 25.99% depending on Account Payment Record.
2. Rate may increase to 21.99% or 25.99% depending on Account Payment Record.
3. Interest rate not mentioned on website.

• Earn 1 point for nearly every $1 spent at the millions of locations Visa is accepted
• Earn 2 points for nearly every $1 spent at any Best Buy Canada store or on BestBuy.ca
• Take advantage of exclusive offers, promotions, pre-sales and entertainment bonuses

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Earn 1 AIR MILES reward mile for every $20 in card purchases
• Earn 1.5x reward miles at Shell, National Car Rental & Alamo Rent A Car
• Get an affinity card that supports your cause

Notes:

1. Low 12.9% interest rate available for an additional $35 per year.