No Annual Fee
The following credit cards have no annual fee. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.
Detailed view | Quick comparison table
Sort results by: Name | Annual Fee | Purchases | Cash Advances | Balance Transfers
MBNA Best Western MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Earn 1.5 Best Western Rewards points for every $1 in net retail purchases
- Receive 5,000 bonus Best Western Rewards points after your first qualifying purchase
More information about the MBNA Best Western MasterCard® Credit Card
MBNA CAA Quebec MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases14.99% |
Cash Advances3.99%1 |
Balance Transfers3.99%2 |
- On top of the 2¢ per litre of gas earned in CAA-Quebec Dollars when you show your CAA-Quebec membership card at the counter when filling up on gas at participating Couche-Tard outlets, you receive an additional 2% rebate by paying with your CAA-Quebec MasterCard credit card on all your qualifying purchases - including gas - at participating Couche-Tard outlets that sell gas
- This 2% is added to the 0.5% rebate you earn each time you use your CAA-Quebec MasterCard credit card
- Please note you must be a member of the Quebec CAA to apply for this card
Notes:
- Introductory rate for 6 months. Rate is 16.99% thereafter.
- Introductory rate for 6 months. Rate is 16.99% thereafter.
More information about the MBNA CAA Quebec MasterCard® Credit Card
MBNA Gold MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases3.90%1 |
Cash Advances3.90%2 |
Balance Transfers3.90%3 |
- No Annual Fee
- Credit limit up to $100,000
Notes:
- Introductory rate for 4 months. Rate is 17.99% thereafter.
- Introductory rate for 4 months. Rate is 19.99% thereafter.
- Introductory rate for 4 months. Rate is 19.99% thereafter.
More information about the MBNA Gold MasterCard® Credit Card
MBNA Pharmaprix MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances1.99%1 |
Balance Transfers1.99%2 |
- Earn 25 points for every $1 in purchases at Pharmaprix using your Pharmaprix Optimum MasterCard® when you show your Pharmaprix Optimum Card®
- 1.99% Introductory Annual Interest Rate on Cheque Cash Advances and Balance Transfers for 6 months
Notes:
- Introductory rate for 6 months. Rate is 19.99% thereafter.
- Introductory rate for 6 months. Rate is 19.99% thereafter.
More information about the MBNA Pharmaprix MasterCard® Credit Card
MBNA Platinum Plus® MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases17.99% |
Cash Advances1.99%1 |
Balance Transfers1.99%2 |
- No Annual Fee
- Credit limit up to $100,000
- Low 1.99% introductory interest rate for 10 months on Balance Transfers and Cheque Cash Advances
Notes:
- Introductory rate for 10 months. Rate is 19.99%+1% fee thereafter.
- Introductory rate for 10 months. Rate is 19.99%+1% fee thereafter.
More information about the MBNA Platinum Plus® MasterCard® Credit Card
MBNA PremierRewards® Platinum Plus® MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances19.99%1 |
Balance Transfers19.99%2 |
- No Annual Fee
- Credit limit up to $100,000
- 1% back on all net retail purchases
- Rewards automatically credited to your account once a year
Notes:
More information about the MBNA PremierRewards® Platinum Plus® MasterCard® Credit Card
MBNA Program Premium MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases9.99% |
Cash Advances9.99% |
Balance Transfers9.99% |
- No Annual Fee
- 9.99% APR
- Credit limit up to $100,000
More information about the MBNA Program Premium MasterCard® Credit Card
MBNA Shoppers MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances1.99%1 |
Balance Transfers1.99%2 |
- Earn 25 points for every $1 in purchases at Shoppers Drug Mart using your Shoppers Optimum MasterCard® when you show your Shoppers Optimum Card®
- 1.99% Introductory Annual Interest Rate on Cheque Cash Advances and Balance Transfers for 6 months
- Please note that this card is not available to residents of Quebec
Notes:
- Introductory rate for 6 months. Rate is 19.99% thereafter.
- Introductory rate for 6 months. Rate is 19.99% thereafter.
More information about the MBNA Shoppers MasterCard® Credit Card
MBNA Sony Card MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Get 2,000 Sony Points after your first qualifying transaction
- Earn Sony Points with every net retail purchase made on your Sony Card MasterCard®
- Earn Double Sony Points with every purchase of Sony products at SonyStyle.ca or the Sony store/Maison Sony
- Redeem Sony Points toward any Sony product at SonyStyle.ca or authorized Sony dealer
More information about the MBNA Sony Card MasterCard® Credit Card
MBNA WorldPoints® Platinum MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances19.99%1 |
Balance Transfers19.99%2 |
- Earn 1 WorldPoint for every $1 in net retail purchases
- Redeem WorldPoints for travel, merchandise, and gift certificates
- 1,000 Bonus WorldPoints after your first purchase
- 1,000 WorldPoints each year on your account anniversary date
Notes:
More information about the MBNA WorldPoints® Platinum MasterCard® Credit Card
MBNA Anne Geddes MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases17.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Earn Anne Geddes Points redeemable for fabulous Anne Geddes products including books, baby clothing, plush toys, watches and more
- Earn 2,000 Anne Geddes Points upon activation
- Earn 1 Anne Geddes Point for every $1.00 (CDN) in net retail spend
- No Annual Fee
- Credit lines up to $100,000
More information about the MBNA Anne Geddes MasterCard® Credit Card
MBNA Canadian Wildlife Federation MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases3.90%1 |
Cash Advances3.90%2 |
Balance Transfers3.90%3 |
- No Annual Fee
- Credit lines up to $100,000
Notes:
- Introductory rate for 6 months. Rate is 16.99% thereafter.
- Introductory rate for 6 months. Rate is 18.99% thereafter.
- Introductory rate for 6 months. Rate is 18.99% thereafter.
More information about the MBNA Canadian Wildlife Federation MasterCard® Credit Card
MBNA Ducks Unlimited MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases3.90%1 |
Cash Advances3.90%2 |
Balance Transfers3.90%3 |
- No Annual Fee
- Credit lines up to $100,000
Notes:
- Introductory rate for 6 months. Rate is 17.99% thereafter.
- Introductory rate for 6 months. Rate is 19.99% thereafter.
- Introductory rate for 6 months. Rate is 19.99% thereafter.
More information about the MBNA Ducks Unlimited MasterCard® Credit Card
MBNA Eco-Logique(TM) MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases17.99% |
Cash Advances1.90%1 |
Balance Transfers1.90%2 |
- Earn carbon offset points that MBNA will use to acquire carbon offsets on your behalf
- Low 1.9% introductory interest rate for 6 months on Balance Transfers and Cheque Cash Advances
Notes:
- Introductory rate for 6 months. Rate is 19.99% thereafter.
- Introductory rate for 6 months. Rate is 19.99% thereafter.
More information about the MBNA Eco-Logique(TM) MasterCard® Credit Card
MBNA Harley–Davidson® MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases17.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Earn Harley-Davidson® Genuine Rewards that are redeemable for Harley Chrome® Cash at any authorized participating Harley-Davidson® reatiler nationwide
- No Annual Fee
- Credit lines up to $100,000
More information about the MBNA Harley–Davidson® MasterCard® Credit Card
MBNA Royal Canadian Geographical Society MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases3.90%1 |
Cash Advances3.90%2 |
Balance Transfers3.90%3 |
- Get your Canadian Geographic credit card today and support The Royal Canadian Geographical Society's non-profit programs in geographic education, lectures, expeditions, research and grants
- No Annual Fee
- Credit lines up to $100,000
Notes:
- Introductory rate for 6 months. Rate is 16.99% thereafter.
- Introductory rate for 6 months. Rate is 18.99% thereafter.
- Introductory rate for 6 months. Rate is 18.99% thereafter.
More information about the MBNA Royal Canadian Geographical Society MasterCard® Credit Card
MBNA Smart Cash Platinum Plus® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Get 5% cash back on net gas and grocery purchases for the first 6 months
- Get 3% cash back on net gas and grocery purchases thereafter
- Get 1% cash back for all other net retail purchases
More information about the MBNA Smart Cash Platinum Plus® Credit Card
Capital One® SmartLine™ Platinum MasterCard 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases5.99% |
Cash Advances19.80% |
Balance Transfers5.99% |
- Low, long-term interest rate of 5.99% as long as you pay your bills on time! Plus, this low rate is guaranteed for three years – all for no annual fee. On December 2012, after your three years are up, your annual interest rate becomes a variable rate of Prime +2.99%
- Add Reward Miles or 1% Cash Back for a $99 annual fee
More information about the Capital One® SmartLine™ Platinum MasterCard
Capital One® Cash Back Platinum MasterCard® with No Hassle Rewards™ 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.80% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Get 0.5% cash back annually on total purchases up to $3,000
- Get 1% cash back annually on total purchases above $3,000
- Cash back rewards never expire and there's no limit to how much you can earn
Notes:
More information about the Capital One® Cash Back Platinum MasterCard® with No Hassle Rewards™
Capital One® Miles Platinum MasterCard® with No Hassle Rewards™ 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.80% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Get 1 reward mile for every $1 spent on purchases.
- Receive 5,000 bonus reward miles on your first purchase.
- Reward miles never expire
- No Annual Fee
Notes:
More information about the Capital One® Miles Platinum MasterCard® with No Hassle Rewards™
Capital One® Platinum MasterCard®: 9.99% Guaranteed for 3 Years 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases9.99% |
Cash Advances19.80% |
Balance Transfers19.80% |
- Low long-term rate of 9.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
- After that your rate will stay low and become a variable rate of Prime +6.99% on purchases and balance transfers
- Save money when you transfer high-interest debt with our no-fee balance transfer service
- Subject to Credit Approval
More information about the Capital One® Platinum MasterCard®: 9.99% Guaranteed for 3 Years
American Express® AIR MILES® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Earn 150 Bonus AIR MILES® reward miles the first time you use your Card, when you apply online by December 31, 2009
- Earn 1 reward mile for every $20 charged to your card
More information about the American Express® AIR MILES®
American Express® AIR MILES® Gold Business Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchasesn/a1 |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- Now small business owners can carry a balance and turn business purchases into AIR MILES® reward miles. Get the purchasing power and customer support of American Express, all with no annual fee
- Earn 1 AIR MILES® reward mile for every $20 in purchases
- Receive 100 Bonus reward miles: As a special thank you, receive 100 Bonus reward miles when you use your Gold Business Card for the first time
Notes:
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
More information about the American Express® AIR MILES® Gold Business Card
American Express® Blue Sky™ 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Earn 1.25 Blue Sky points for every dollar in card purchases
- Earn 12,000 Bonus Points if you spend $3,000 in purchases in your first 6 months of Cardmembership
- Redeem Blue Sky points with no blackout dates, expiration dates or other travel restrictions
More information about the American Express® Blue Sky™
American Express® Business Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchasesn/a1 |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- Simple, effortless way to save money on business spending. Use the no-fee American Express® Business Card for all your business purchases and you can get a substantial cash back rebate every year
- Offers the opportunity to earn a cash rebate of up to $1,250 each year - depending on your spending and the number of months you carry a balance
Notes:
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
More information about the American Express® Business Card
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