Interest on:
Annual Fee $0	Purchases 19.80%1	Cash Advances 19.80%2	Balance Transfers 19.80%3

• Earn cash rewards and pay no annual fee!
• Earn 1% cash rewards on all net purchases
• Get 25% extra cash rewards every year
• No limit to the amount of cash you can earn
• Annual interest rate of Prime +16.8%

Notes:

1. This is a variable rate of Prime + 16.8%, currently equal to 19.8%
2. This is a variable rate of Prime + 16.8%, currently equal to 19.8%
3. This is a variable rate of Prime + 16.8%, currently equal to 19.8%

	Interest on:
Annual Fee $0	Purchases 19.80%1	Cash Advances 19.80%2	Balance Transfers 19.80%3

• Earn 50% extra cash rewards every year and pay no annual fee!
• Earn 1% cash rewards on all purchases
• No annual fee
• Annual interest rate of Prime +16.8%

Please Note: A requirement of this card is a minimum personal income of $60,000 or household income of $100,000.

Notes:

1. This is a variable rate of Prime + 16.8%, currently equal to 19.8%
2. This is a variable rate of Prime + 16.8%, currently equal to 19.8%
3. This is a variable rate of Prime + 16.8%, currently equal to 19.8%

	Interest on:
Annual Fee $120	Purchases 19.80%1	Cash Advances 19.80%2	Balance Transfers 19.80%3

• Earn more reward miles – on everything you buy!
• Earn 2 reward miles for every $1 – on all purchases
• Get 35,000 bonus reward miles with your first purchase
• Get 10,000 anniversary bonus reward miles every year

Please Note: A requirement of this card is a minimum personal income of $60,000 or household income of $100,000.

Notes:

1. This is a variable rate of Prime + 16.8%, currently equal to 19.8%
2. This is a variable rate of Prime + 16.8%, currently equal to 19.8%
3. This is a variable rate of Prime + 16.8%, currently equal to 19.8%

	Interest on:
Annual Fee $0	Purchases 19.99%	Cash Advances 19.99%	Balance Transfers 1.99%1

• Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months
• Up to 2% cash back on eligible gas and grocery purchases thereafter
• And, up to 1% cash back on all of your other eligible purchases
• 1.99% annual interest rate (AIR) on balance transfers and deposits for the first 10 full months
• no annual fee and free additional cards

Notes:

1. For the first 10 billing cycles, 19.99% thereafter.

	Interest on:
Annual Fee $0	Purchases 19.99%	Cash Advances 19.99%1	Balance Transfers 19.99%2

• Earn Sony Points on qualifying net retail purchases made using your Sony Card MasterCard®‡
• Get 2,000 Sony Points after your first qualifying transaction††
• Earn Double Sony Points with every qualifying net retail purchase of Sony products at SonyStyle.ca or the Sony store/ Maison Sony‡
• Redeem Sony Points toward any Sony product at SonyStyle.ca
• Browse through the complete SonyStyle.ca catalogue including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media and so much more!
• Enhanced security and protection with Chip & PIN technology and PayPass

Notes:

1. For the first 6 billing cycles, 19.99% thereafter.
2. For the first 6 billing cycles, 19.99% thereafter.

	Interest on:
Annual Fee $0	Purchases 19.99%	Cash Advances 19.99%	Balance Transfers 0.00%1

• Earn 2% cash back credits on grocery store purchases
• Earn up to 1% cash back credits on all other purchases
• Flexibility in redeeming your cash back credits

Notes:

1. Interest rate not mentioned on website.

	Interest on:
Annual Fee $0	Purchases 9.99%	Cash Advances 9.99%	Balance Transfers 9.99%

• Low annual interest rate of 9.99% for purchases, balance transfers, access cheques and deposits
• Exclusive Platinum benefits and peace of mind

	Interest on:
Annual Fee $0	Purchases 19.80%1	Cash Advances 19.80%2	Balance Transfers 19.80%3

• Earn reward miles – with no annual fee!
• Earn 1 reward mile for every $1 spent – on all purchases
• Get 5,000 bonus reward miles with your first purchase
• Get 25% extra reward miles every year
• Annual interest rate of Prime +16.8%

Notes:

1. This is a variable rate of Prime + 16.8%, currently equal to 19.8%
2. This is a variable rate of Prime + 16.8%, currently equal to 19.8%
3. This is a variable rate of Prime + 16.8%, currently equal to 19.8%

	Interest on:
Annual Fee $0	Purchases 19.80%	Cash Advances 19.80%	Balance Transfers 19.80%

• Earn Delta miles on everything you buy with no annual fee!
• Get 2,500 bonus Delta miles on your first purchase made within the first three months of account enrolment
• Earn 2 Delta miles for every $1 you spend on Delta purchases
• Earn 1 Delta mile for every $1 on all other net purchases
• Annual interest rate of 19.8%

	Interest on:
Annual Fee $120	Purchases 19.80%	Cash Advances 19.80%	Balance Transfers 19.80%

• Earn Delta miles on everything you buy
• Get a welcome bonus of up to 25,000 Delta miles
• Earn 3 Delta miles for every $1 you spend on Delta purchases
• Earn 2 Delta miles per $1 on all other net purchases
• Plus, get 10,000 annual bonus Delta miles when you spend at least $25,000 each year

Please Note: A requirement of this card is a minimum personal income of $60,000 or household income of $100,000.

	Interest on:
Annual Fee $0	Purchases 9.90%	Cash Advances 19.80%	Balance Transfers 9.90%

• The low interest rate you need with rewards you want
• Get 5,000 bonus reward miles on your first purchase
• Earn 1 reward mile for every $2 – on everything you buy
• Guaranteed rate of 9.9% fixed on purchases and balance transfers (as long as you pay your bills on time)
• Annual interest rate for cash advances is 19.8%
• No annual fee

	Interest on:
Annual Fee $19	Purchases 11.90%1	Cash Advances 19.80%	Balance Transfers 11.90%2

• Enjoy the certainty of a low, long-term rate of 11.9% on purchases and balance transfers, guaranteed for 3 years (as long as you pay your bills on time)
• After that, your rate will stay low and become a variable rate of Prime +9.9% on purchases and balance transfers
• Annual interest rate for cash advances is 19.8%
• Save money when you transfer high-interest debt with the no-fee balance transfer service
• $19 annual fee

Notes:

1. 11.9% for 3 years – after that, it becomes Prime +9.9%.
2. 11.9% for 3 years – after that, it becomes Prime +9.9%.

	Interest on:
Annual Fee $59	Purchases 19.80%	Cash Advances 19.80%	Balance Transfers 19.80%

• May help you strengthen your credit history
• 24/7 customer service online or by phone
• Security funds may be required

	Interest on:
Annual Fee $59	Purchases 19.80%	Cash Advances 19.80%	Balance Transfers 19.80%

• Guaranteed access to credit
• May help you establish or re-establish your credit history
• Security funds required

	Interest on:
Annual Fee $79	Purchases 14.90%	Cash Advances 19.80%	Balance Transfers 14.90%

• Low rate on purchases and balance transfers
• May help you strengthen your credit history
• Security funds may be required

	Interest on:
Annual Fee $0	Purchases 19.80%	Cash Advances 19.80%	Balance Transfers 19.80%

• Get 15,000 bonus Priority Club points with your first purchase
• Earn 2 points for every $1 spent at any hotel within the Priority Club Rewards Family of Brands
• Earn 1 point for every $1 on all other net purchases
• Get 5,000 annual bonus points when you spend over $10,000
• No annual fee
• Annual interest rate of 19.8%

	Interest on:
Annual Fee $120	Purchases 19.80%	Cash Advances 19.80%	Balance Transfers 19.80%

• Get 30,000 bonus Priority Club points with your first purchase
• Earn 5 points for every $1 spent at any hotel within the Priority Club Rewards Family of Brands
• Earn 2 points for every $1 on all other net purchases
• Plus, get 5,000 bonus points for every $10,000 you spend – there's no limit to the amount of points you can earn

Please Note: A requirement of this card is a minimum personal income of $60,000 or household income of $100,000.

	Interest on:
Annual Fee $0	Purchases 5.99%1	Cash Advances 19.80%	Balance Transfers 5.99%2

• Enjoy a low, long-term rate of 5.99% on purchases and balance transfers, guaranteed for 3 years (as long as you pay your bills on time)
• After 3 years your rate will stay low and become a variable rate of Prime +6.99% on purchases and balance transfers
• Annual interest rate for cash advances is 19.8%
• No annual fee

Notes:

1. 5.99% for 3 years – after that, it becomes Prime +6.99%.
2. 5.99% for 3 years – after that, it becomes Prime +6.99%.

	Interest on:
Annual Fee $0	Purchases 14.99%	Cash Advances 16.99%	Balance Transfers 3.99%1

• Receive a total rebate of 2% in CAA-Quebec Dollars on all your qualifying purchases — including gas — at participating Couche-Tard outlets that sell gas‡
• Even better! Virtually everywhere else, earn a 1% rebate in CAA-Quebec Dollars‡ on your other qualifying purchases
• Earn 2¢ in CAA-Quebec Dollars per litre of gas when you show your CAA-Quebec membership card at the Couche-Tard counter◊◊
• 3.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months

Notes:

1. For the first 6 billing cycles, 19.99% thereafter.

	Interest on:
Annual Fee $0	Purchases 16.99%	Cash Advances 1.99%1	Balance Transfers 1.99%2

• Earn 1 free night at over 1,500 hotels across North America!
• Earn 2 points for every qualifying net retail $1 spent on everyday purchases
• Earn up to 15 points for every $1 in qualifying net retail purchases at over 5,500 Choice Privileges locations in Canada, the U.S., Europe, the Middle East, Mexico, Central America, the Caribbean and Australasia

Notes:

1. For the first 6 billing cycles, 18.99% thereafter.
2. For the first 6 billing cycles, 18.99% thereafter.

	Interest on:
Annual Fee $0	Purchases 17.99%	Cash Advances 24.99%	Balance Transfers 0.00%1

• 0% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 12 full months
• Around-the-clock fraud protection
• Online access to your credit card account
• Unparalleled 24-hour customer service
• International acceptance at millions of locations
• No annual fee
• Enhanced security and protection with Chip & PIN technology and PayPass

Notes:

1. For the first 12 billing cycles, 19.99% thereafter.

	Interest on:
Annual Fee $0	Purchases 19.90%	Cash Advances 19.90%	Balance Transfers 19.90%

• Earn 500 Bonus reward miles when you spend $200 or more in purchases by October 31, 2013.* Apply by August 31, 2013
• Earn fast: 1 AIR MILES reward mile for every $20 you spend on the card
• "Double dipping": Collect even more reward miles when you show your AIR MILES Collector Card and use your BMO MasterCard at AIR MILES Sponsors
• Free extended warranty and purchase protection
• No annual fee

	Interest on:
Annual Fee $99	Purchases 19.90%	Cash Advances 19.90%	Balance Transfers 19.90%

• Earn faster: 1 AIR MILES reward mile for every $15 you spend on the card
• Exclusive 25% flight discount: Use 25% fewer reward miles when you redeem for any AIR MILES flight worldwide, with no blackout periods
• BMO World MasterCard Travel Protection: Includes coverage for car rental collision damage, plus flight delay and baggage insurance
• Free extended warranty and purchase protection

Minimum $60,000 (individual) or $100,000 (household) income required.

	Interest on:
Annual Fee $79	Purchases 19.90%	Cash Advances 19.90%	Balance Transfers 19.90%

• An annual rebate to your credit card: $1.25 cash back for every $100 spent on your card
• FREE roadside assistance, including battery boosts, flat-tire change, lock-out service and towing (a $69/year value)
• BMO World MasterCard Travel Protection: Includes coverage for car rental collision damage, plus flight delay and baggage insurance
• Free extended warranty and purchase protection

Minimum $60,000 (individual) or $100,000 (household) income required.

	Interest on:
Annual Fee $0	Purchases 17.90%	Cash Advances 17.90%	Balance Transfers 17.90%

• Enjoy our lowest interest rate: 17.5%
• Get free extended warranty and purchase protection
• Enjoy free Zero Dollar Liability protection for both theft and fraudulent use of your credit card
• Low Rate Option: Reduce intrest rate from 17.5% to 11.9% for an additional $20/year
• FREE additional credit cards
• Pay no annual fee