Low Interest Credit Cards
The following credit cards offer a lower interest rate on purchases than most credit cards. You can save money each month if you carry a balance and pay off your credit card debt faster by using these low interest rate cards. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.
Detailed view | Quick comparison table
Interest On |
||||
|---|---|---|---|---|
| Annual Fee | Purchases | Cash Advances |
||
MBNA Program Premium MasterCard® Credit Card |
$0 | 9.99% | 9.99% | 9.99% |
Capital One® SmartLine™ Platinum MasterCard |
$0 | 5.99% | 19.80% | 5.99% |
Capital One® Low Rate Guaranteed MasterCard® |
$79 | 14.90% | 19.80% | 14.90% |
Capital One® Platinum MasterCard®: 9.99% Guaranteed for 3 Years |
$0 | 9.99% | 19.80% | 19.80% |
CIBC Select VISA® Card |
$29 | 11.50% | n/a1 | n/a2 |
Citi™ Low Rate Gold MasterCard® |
$39 | 9.90% | n/a1 | n/a2 |
Desjardins VISA® - Modulo GOLD |
$50 | 9.90% | n/a1 | n/a2 |
Laurentian Bank Visa® Black Reduced Rate Card |
$25 | 12.49% | n/a1 | n/a2 |
RBC® VISA® Classic Low Rate Option |
$20 | 11.90% | 11.90% | n/a1 |
Scotiabank No-Fee Value VISA® Card |
$0 | 14.99% | 14.99% | n/a1 |
Scotiabank Value VISA® Card |
$29 | 11.49% | 11.49% | n/a1 |
TD Emerald VISA® Card |
$25 | n/a1 | n/a2 | n/a3 |
TD Venture Line of Credit VISA® Card |
$0 | n/a1 | n/a2 | n/a3 |
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