• No Annual Fee
• 9.99% APR
• Credit limit up to $100,000

• Low, long-term interest rate of 5.99% as long as you pay your bills on time! Plus, this low rate is guaranteed for three years – all for no annual fee. On December 2012, after your three years are up, your annual interest rate becomes a variable rate of Prime +2.99%
• Add Reward Miles or 1% Cash Back for a $99 annual fee

• Get a low, long-term interest rate that can help you strengthen your credit history

• Low long-term rate of 9.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
• After that your rate will stay low and become a variable rate of Prime +6.99% on purchases and balance transfers
• Save money when you transfer high-interest debt with our no-fee balance transfer service
• Subject to Credit Approval

• Enjoy our lowest interest rate card
• CIBC CreditSmart®, a revolutionary array of smart credit management features

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Low Annual Interest Rate (APR) of 12.90%
• Savings and security with Citi Price Protection, Extended Warranty and Purchase Assurance
• The PayPass™ feature allows you to just Tap & Go™ for all in-store purchases under $50.00

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• The country’s lowest annual fixed interest rate: 9.9%
• Earn up to 1% of your purchases in BONUSDOLLARS
• Rewards program allows you to accumulate BONUSDOLLARS and exchange them against travel, gifts, tickets to shows and Desjardins products and services
• Payment holiday feature where you can skip the minimum payment twice a year
• Accord D Desjardins financing, a second, separate credit limit
• Cash advances up to $5,000 a day, anywhere in the world

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Benefit all year long from a low interest rate of 12.49%
• Safely shop online thanks to Verified by VISA

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Permanent low interest rate helps you save money when you carry a balance on your card
• 24-hour worldwide fraud detection keeps your card safe

Notes:

1. Interest rate not mentioned on website.

• The No-Fee Scotiabank Value VISA card is the only no annual fee, low-rate credit card in Canada
• Save hundreds of dollars a year, pay down balances faster, and simplify your monthly payments by switching balances from higher interest rate credit cards to a Scotiabank Value VISA card

Notes:

1. Interest rate not mentioned on website.

• With an annual interest rate of 11.49% your Scotiabank Value VISA card can finance medium to large purchases
• Save hundreds of dollars a year, pay down balances faster, and simplify your monthly payments by switching balances from higher interest rate credit cards to a Scotiabank Value VISA card

Notes:

1. Interest rate not mentioned on website.

• Great value with a competitive low rate
• Preferred variable annual interest rate is TD Prime + 1.9%, TD Prime + 3.9%, TD Prime + 4.9%, TD Prime + 5.9% or TD Prime + 6.9%, depending on your credit assessment
• As of October 2009 , TD Prime was 2.250% so current preferred rates range from 4.15% to 9.15%
• Standard Rate of 21.0% applies if your minimum payment is more that 30 days past due

Notes:

1. Varies depending on TD Prime Rate and your credit assessment.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Line of credit with Visa Card convenience
• Low interest rates based on TD Prime
• Apply only once! Once you're approved, yearly renewal is automatic, with no business plan review or interview (as long as your Account is in good standing throughout the year)
• Approved based primarily on your personal creditworthiness

Notes:

1. Based on TD Prime
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.