• Low annual interest rate of 9.99% for purchases, balance transfers, access cheques and deposits
• Exclusive Platinum benefits and peace of mind

• The low interest rate you need with rewards you want
• Get 5,000 bonus reward miles on your first purchase
• Earn 1 reward mile for every $2 – on everything you buy
• Guaranteed rate of 9.9% fixed on purchases and balance transfers (as long as you pay your bills on time)
• Annual interest rate for cash advances is 19.8%
• No annual fee

• Enjoy the certainty of a low, long-term rate of 11.9% on purchases and balance transfers, guaranteed for 3 years (as long as you pay your bills on time)
• After that, your rate will stay low and become a variable rate of Prime +9.9% on purchases and balance transfers
• Annual interest rate for cash advances is 19.8%
• Save money when you transfer high-interest debt with the no-fee balance transfer service
• $19 annual fee

Notes:

1. 11.9% for 3 years – after that, it becomes Prime +9.9%.
2. 11.9% for 3 years – after that, it becomes Prime +9.9%.

• Low rate on purchases and balance transfers
• May help you strengthen your credit history
• Security funds may be required

• Enjoy a low, long-term rate of 5.99% on purchases and balance transfers, guaranteed for 3 years (as long as you pay your bills on time)
• After 3 years your rate will stay low and become a variable rate of Prime +6.99% on purchases and balance transfers
• Annual interest rate for cash advances is 19.8%
• No annual fee

Notes:

1. 5.99% for 3 years – after that, it becomes Prime +6.99%.
2. 5.99% for 3 years – after that, it becomes Prime +6.99%.

Save hundreds of dollars a year

• 16.99% interest rate
• Pay down balances faster
• Simplify your monthly payments
• Interest free grace period of at least 21 days on purchases
• Save hundreds of dollars a year
• 20% AVIS rental card discount
• VISA Perks - exclusive VISA card holder discounts available at many popular merchants. Visit visaperks.ca to learn more.

Save hundreds of dollars a year

• Low 11.99% interest rate
• Interest free grace period of at least 21 days on purchases
• Save hundreds of dollars a year
• Pay down balances faster
• Simplify your monthly payments
• 20% AVIS rental card discount

• Enjoy our lowest interest rate card
• CIBC CreditSmart®, a revolutionary array of smart credit management features

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• The country’s lowest annual fixed interest rate: 9.9%
• Earn up to 1% of your purchases in BONUSDOLLARS
• Rewards program allows you to accumulate BONUSDOLLARS and exchange them against travel, gifts, tickets to shows and Desjardins products and services
• Payment holiday feature where you can skip the minimum payment twice a year
• Accord D Desjardins financing, a second, separate credit limit
• Cash advances up to $5,000 a day, anywhere in the world

• Benefit all year long from a low interest rate of 12.49%
• Easily access extra cash with your credit card PIN

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Permanent low interest rate helps you save money when you carry a balance on your card
• Purchase Security & Extended Warranty Insurance

Notes:

1. Interest rate not mentioned on website.

• Great value with a competitive low rate
• Preferred variable annual interest rate is TD Prime + 1.75%, TD Prime + 3.75%, TD Prime + 5.75%, TD Prime + 6.75%, TD Prime + 7.75%, or TD Prime + 9.75%, depending on your credit assessment
• As of April 2010, TD Prime is 2.250% current preferred rates range from 4.00% to 12.00%
• Standard Rate of 21.0% applies if your minimum payment is more that 30 days past due

Notes:

1. Varies depending on TD Prime Rate and your credit assessment.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Line of credit with Visa Card convenience
• Low interest rates based on TD Prime
• Apply only once! Once you're approved, yearly renewal is automatic, with no business plan review or interview (as long as your Account is in good standing throughout the year)
• Approved based primarily on your personal creditworthiness
• No interest-free grace period

Notes:

1. Based on TD Prime.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.