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Cash Back Credit Cards

You'll get money back with every purchase by using the following Cash Back Credit Cards. You can apply for these Cash Back credit cards online by following the Apply Now link. All of these cards are available in Canada.

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Interest On

Annual Fee Purchases Cash
Advances
MBNA PremierRewards® Platinum Plus® MasterCard® Credit Card

MBNA PremierRewards® Platinum Plus® MasterCard® Credit Card

$0 19.99% 19.99%1 19.99%2
Notes:
  1. +1% Fee
  2. +1% Fee
MBNA Smart Cash Platinum Plus® Credit Card

MBNA Smart Cash Platinum Plus® Credit Card

$0 19.99% 19.99% 19.99%
Capital One®  SmartLine™ Platinum MasterCard

Capital One® SmartLine™ Platinum MasterCard

$0 5.99% 19.80% 5.99%
Capital One® Cash Back Guaranteed MasterCard® for Gas & Groceries

Capital One® Cash Back Guaranteed MasterCard® for Gas & Groceries

$79 19.80% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
Capital One® Cash Back Platinum MasterCard® with No Hassle Rewards™

Capital One® Cash Back Platinum MasterCard® with No Hassle Rewards™

$0 19.80% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
Capital One® Cash Back Plus Platinum MasterCard® with No Hassle Rewards™

Capital One® Cash Back Plus Platinum MasterCard® with No Hassle Rewards™

$99 19.80% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
American Express® Business Card

American Express® Business Card

$0 n/a1 n/a2 n/a3
Notes:
  1. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
  2. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
  3. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
American Express® Costco® Platinum Cash Rebate Card

American Express® Costco® Platinum Cash Rebate Card

$0 n/a1 n/a2 n/a3
Notes:
  1. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
  2. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
  3. 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
BMO CashBack MasterCard

BMO CashBack MasterCard

$0 19.50%1 n/a2 n/a3
Notes:
  1. Low 11.9% interest rate available for an additional $35 per year.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
BMO CashBack MasterCard for Business

BMO CashBack MasterCard for Business

$01 19.50%2 19.50%3 n/a
Notes:
  1. $60 annual fee for Premium.
  2. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
  3. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
BMO Premium CashBack MasterCard

BMO Premium CashBack MasterCard

$49 19.50%1 n/a2 n/a3
Notes:
  1. Low 11.9% interest rate available for an additional $35 per year.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
BMO SPC Mosaik MasterCard®

BMO SPC Mosaik MasterCard®

$0 19.50%1 19.50% 19.50%
Notes:
  1. Low 11.9% interest rate available for an additional $35 per year.
Canadian Tire Cash Advantage MasterCard®

Canadian Tire Cash Advantage MasterCard®

$0 n/a1 n/a2 n/a3
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
Canadian Tire Curve™ MasterCard®

Canadian Tire Curve™ MasterCard®

$0 n/a1 n/a2 n/a3
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
CIBC Dividend Card

CIBC Dividend Card

$0 19.50% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
CIBC Dividend Platinum® Card

CIBC Dividend Platinum® Card

$79 19.50% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
Citi™ Driver's Edge® Platinum MasterCard®

Citi™ Driver's Edge® Platinum MasterCard®

$59 19.90% n/a1 5.90%2
Notes:
  1. Interest rate not mentioned on website.
  2. Introductory rate for 6 months. Rate is 19.90% thereafter.
Citi™ Enrich™ MasterCard®

Citi™ Enrich™ MasterCard®

$0 19.90% 19.90% 5.90%1
Notes:
  1. Introductory rate for 6 months. Rate is 19.90% thereafter.
Citi™ PETRO-POINTS™ MasterCard®

Citi™ PETRO-POINTS™ MasterCard®

$0 19.90% n/a1 4.90%2
Notes:
  1. Interest rate not mentioned on website.
  2. Introductory rate for 6 months. Rate is 19.90% thereafter.
Desjardins VISA® - Platinum

Desjardins VISA® - Platinum

$169 9.90% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
HSBC Gold MasterCard®

HSBC Gold MasterCard®

$601 19.90% 19.90% n/a2
Notes:
  1. Low Interest Rate Option for an annual fee of $85 per year.
  2. Interest rate not mentioned on website.
HSBC MasterCard®

HSBC MasterCard®

$01 19.90% 19.90% n/a2
Notes:
  1. No Annual Fee or Low Interest Rate Option for $25 per year.
  2. Interest rate not mentioned on website.
National Bank of Canada MasterCard® Ultramar Credit Card

National Bank of Canada MasterCard® Ultramar Credit Card

$0 19.90%1 19.90%2 19.90%3
Notes:
  1. 14.50% Reduced Interest Rate Option for $15 per year.
  2. 11.50% Reduced Interest Rate Option for $15 per year.
  3. 11.50% Reduced Interest Rate Option for $15 per year.
RBC® Starbucks Duetto VISA® Card

RBC® Starbucks Duetto VISA® Card

$0 19.50% 19.50% n/a1
Notes:
  1. Interest rate not mentioned on website.
Scotia Momentum VISA® Card

Scotia Momentum VISA® Card

$39 19.99% 21.99% 21.99%
Scotia No-Fee Moneyback VISA® Card

Scotia No-Fee Moneyback VISA® Card

$0 19.50% 21.50% 21.50%
Scotiabank L'earn VISA® Card for Students

Scotiabank L'earn VISA® Card for Students

$0 18.59% 18.59% n/a1
Notes:
  1. Interest rate not mentioned on website.
TD Gold Elite VISA® Card

TD Gold Elite VISA® Card

$99 19.75% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
TD Rebate Rewards VISA® Card

TD Rebate Rewards VISA® Card

$0 19.75% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
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