Cash Back Credit Cards

You'll get money back with every purchase by using the following Cash Back Credit Cards. You can apply for these Cash Back credit cards online by following the Apply Now link. All of these cards are available in Canada.

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Detailed view | Quick comparison table

Interest On

Annual Fee Purchases Cash
Advances
BMO® CashBack® World Elite®* MasterCard®*

BMO® CashBack® World Elite®* MasterCard®*

$120 19.99% 22.99% 22.99%
BMO® SPC®‡ CashBack MasterCard®*

BMO® SPC®‡ CashBack MasterCard®*

$0 19.99% 22.99% 22.99%
BMO®* CashBack MasterCard®*

BMO®* CashBack MasterCard®*

$0 19.99% 22.99% 22.99%
MBNA Rewards World Elite® Mastercard® credit card

MBNA Rewards World Elite® Mastercard® credit card

$891 19.99% 24.99%2 21.99%3
Notes:
  1. $89 annual fee
  2. 1% of amount advanced (minimum fee $7.50)
  3. 1% of amount advanced (minimum fee $7.50)
RBC® Cash Back MasterCard

RBC® Cash Back MasterCard

$0 19.99% 19.99% 0.00%1
Notes:
  1. Interest rate not mentioned on website.
Scotia Momentum® Mastercard®* Credit Card

Scotia Momentum® Mastercard®* Credit Card

$0 19.99% 22.99% 22.99%
Scotia Momentum® No-Fee VISA* Card

Scotia Momentum® No-Fee VISA* Card

$0 19.99% 22.99% 22.99%
Scotiabank Momentum VISA® Card

Scotiabank Momentum VISA® Card

$39 19.99% 22.99%1 22.99%2
Notes:
  1. 2.99% for the first 6 months*
  2. Intro Fee: $3.50*
Shell®†† CashBack MasterCard®* from BMO®

Shell®†† CashBack MasterCard®* from BMO®

$0 19.99% 22.99% 22.99%
Shell®†† CashBack World MasterCard®* from BMO®

Shell®†† CashBack World MasterCard®* from BMO®

$79 19.99% 22.99% 22.99%
SimplyCash Card from American Express

SimplyCash Card from American Express

$0 19.99% 22.99% 1.99%1
Notes:
  1. There is no balance transfer fee at time of application.
SimplyCash™ Preferred Card from American Express

SimplyCash™ Preferred Card from American Express

$99 19.99% 22.99% n/a
Tangerine Money-Back Credit Card

Tangerine Money-Back Credit Card

$0 19.95% 19.95% 3.00%1
Notes:
  1. 3.00% of the amount transferred, or minimum of $5.00
The Canadian Western Bank MBNA Rewards Mastercard® Credit Card

The Canadian Western Bank MBNA Rewards Mastercard® Credit Card

$0 14.99% 24.99%1 16.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
The Edward Jones MBNA Rewards Mastercard® Credit Card

The Edward Jones MBNA Rewards Mastercard® Credit Card

$0 14.99% 24.99%1 16.99%2
Notes:
  1. 1% of amount advanced (minimum fee $7.50)
  2. 1% of amount advanced (minimum fee $7.50)
Canadian Tire Cash Advantage MasterCard®

Canadian Tire Cash Advantage MasterCard®

$0 19.99%1 n/a2 n/a3
Notes:
  1. If you are not approved for a card at this rate, Canadian Tire Bank may still issue you a card at an interest rate of 25.99%.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
Canadian Tire Curve™ MasterCard®

Canadian Tire Curve™ MasterCard®

$0 19.50%1 n/a2 n/a3
Notes:
  1. If you are not approved for a card at this rate, Canadian Tire Bank may still issue you a card at an interest rate of 25.99%.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
CIBC Dividend Card

CIBC Dividend Card

$0 19.99% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
CIBC Dividend Platinum® Card

CIBC Dividend Platinum® Card

$79 19.99% n/a1 n/a2
Notes:
  1. Interest rate not mentioned on website.
  2. Interest rate not mentioned on website.
CIBC Dividend Unlimited™ World MasterCard™ Card

CIBC Dividend Unlimited™ World MasterCard™ Card

$79 19.99% 21.50% 21.50%
Desjardins VISA® - Platinum

Desjardins VISA® - Platinum

$169 9.90% 9.90% 9.90%
HSBC Gold MasterCard®

HSBC Gold MasterCard®

$60 19.90%1 19.90% n/a2
Notes:
  1. Low annual interest rate option of 12.9% for $85 per year (not applicable in Quebec).
  2. Interest rate not mentioned on website.
HSBC MasterCard®

HSBC MasterCard®

$0 19.90%1 19.90% n/a2
Notes:
  1. Low annual interest rate option of 12.9% for $25 per year (not applicable in Quebec).
  2. Interest rate not mentioned on website.
National Bank of Canada MasterCard® Ultramar Credit Card

National Bank of Canada MasterCard® Ultramar Credit Card

$0 19.90%1 19.90%2 19.90%3
Notes:
  1. Low annual interest rate option of 14.5% for $15 per year.
  2. Low annual interest rate option of 11.5% for $15 per year.
  3. Low annual interest rate option of 11.5% for $15 per year.
RBC®  Cash Back Visa

RBC® Cash Back Visa

$19 19.99% 19.99% 0.00%1
Notes:
  1. Interest rate not mentioned on website.
RBC® Business Cash Back MasterCard

RBC® Business Cash Back MasterCard

$0 19.99% 19.99% 0.00%1
Notes:
  1. Interest rate not mentioned on website.
TD Rebate Rewards VISA® Card

TD Rebate Rewards VISA® Card

$0 19.99% 21.50% 21.50%
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