Cash Back Credit Cards
You'll get money back with every purchase by using the following Cash Back Credit Cards. You can apply for these Cash Back credit cards online by following the Apply Now link. All of these cards are available in Canada.
Detailed view | Quick comparison table
Sort results by: Name | Annual Fee | Purchases | Cash Advances | Balance Transfers
MBNA PremierRewards® Platinum Plus® MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances19.99%1 |
Balance Transfers19.99%2 |
- No Annual Fee
- Credit limit up to $100,000
- 1% back on all net retail purchases
- Rewards automatically credited to your account once a year
Notes:
More information about the MBNA PremierRewards® Platinum Plus® MasterCard® Credit Card
MBNA Smart Cash Platinum Plus® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances19.99% |
Balance Transfers19.99% |
- Get 5% cash back on net gas and grocery purchases for the first 6 months
- Get 3% cash back on net gas and grocery purchases thereafter
- Get 1% cash back for all other net retail purchases
More information about the MBNA Smart Cash Platinum Plus® Credit Card
Capital One® SmartLine™ Platinum MasterCard 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases5.99% |
Cash Advances19.80% |
Balance Transfers5.99% |
- Low, long-term interest rate of 5.99% as long as you pay your bills on time! Plus, this low rate is guaranteed for three years – all for no annual fee. On December 2012, after your three years are up, your annual interest rate becomes a variable rate of Prime +2.99%
- Add Reward Miles or 1% Cash Back for a $99 annual fee
More information about the Capital One® SmartLine™ Platinum MasterCard
Capital One® Cash Back Guaranteed MasterCard® for Gas & Groceries 
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Interest on: |
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|---|---|---|---|
Annual Fee$79 |
Purchases19.80% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Earn 2% cash back on all your gas and grocery purchases at major gas stations and grocery stores
- Earn 1% cash back on all your other purchases
- When you're ready to redeem your 2% cash back from all those gas and grocery purchases, you can either have a cheque mailed to you or have it credited to your statement
Notes:
More information about the Capital One® Cash Back Guaranteed MasterCard® for Gas & Groceries
Capital One® Cash Back Platinum MasterCard® with No Hassle Rewards™ 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.80% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Get 0.5% cash back annually on total purchases up to $3,000
- Get 1% cash back annually on total purchases above $3,000
- Cash back rewards never expire and there's no limit to how much you can earn
Notes:
More information about the Capital One® Cash Back Platinum MasterCard® with No Hassle Rewards™
Capital One® Cash Back Plus Platinum MasterCard® with No Hassle Rewards™ 
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Interest on: |
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|---|---|---|---|
Annual Fee$99 |
Purchases19.80% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Earn 1% cash back annually on total purchases up to $10,000
- 1.5% cash back annually on total purchases between $10,000.01 and $20,000
- 2% cash back annually on total purchases above $20,000
- Cash back rewards never expire and there's no limit to how much you can earn
Notes:
More information about the Capital One® Cash Back Plus Platinum MasterCard® with No Hassle Rewards™
American Express® Business Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchasesn/a1 |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- Simple, effortless way to save money on business spending. Use the no-fee American Express® Business Card for all your business purchases and you can get a substantial cash back rebate every year
- Offers the opportunity to earn a cash rebate of up to $1,250 each year - depending on your spending and the number of months you carry a balance
Notes:
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
More information about the American Express® Business Card
American Express® Costco® Platinum Cash Rebate Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchasesn/a1 |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- Earn an Annual Cash Rebate of 0.25% on the first $2,000, 0.50% on the next $3,000 and 1.50% on any amount over $5,000 to an annual maximum rebate amount of $500
- Bonus Rebate: 0.5% on all net eligible new purchases when you carry a balance. The annual maximum Bonus Rebate amount is $125
- You have an existing Costco membership
Notes:
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
- 19.99%, 21.99%, or 25.99%, depending on your Account Payment Record in the Review Period.
More information about the American Express® Costco® Platinum Cash Rebate Card
BMO CashBack MasterCard 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.50%1 |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- 0.5% CashBack on every card purchase
- 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
- Up to 25% rental discount at National Car Rental & Alamo Rent A Car
- Get an affinity card that supports your cause
Notes:
- Low 11.9% interest rate available for an additional $35 per year.
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.
More information about the BMO CashBack MasterCard
BMO CashBack MasterCard for Business 
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Interest on: |
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|---|---|---|---|
Annual Fee$01 |
Purchases19.50%2 |
Cash Advances19.50%3 |
Balance Transfersn/a |
- 2 CashBack reward levels to choose from
- Premium - earn 1% CashBack ($60 annual fee for owner card)
- No Fee - earn 0.5% CashBack (No annual fee for owner card)
Notes:
- $60 annual fee for Premium.
- Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
- Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
More information about the BMO CashBack MasterCard for Business
BMO Premium CashBack MasterCard 
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Interest on: |
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|---|---|---|---|
Annual Fee$49 |
Purchases19.50%1 |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- 1% CashBack on every card purchase
- 3% CashBack at Shell, National Car Rental & Alamo Rent A Car
- Free BMO Roadside Assistance includes battery boosts, flat tire change, lock-out service and towing
- Up to 25% rental discount at National Car Rental & Alamo Rent A Car
- Get an affinity card that supports your cause
Notes:
- Low 11.9% interest rate available for an additional $35 per year.
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.
More information about the BMO Premium CashBack MasterCard
BMO SPC Mosaik MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.50%1 |
Cash Advances19.50% |
Balance Transfers19.50% |
- Customize your credit card to suit your lifestyle as a student
- Enjoy exclusive discounts at thousands of SPC Card retailers nationwide for NO ADDED FEE
- One time SPC Card registration – no need to renew
- Earn added Rewards with AIR MILES® reward miles or CashBack®
Notes:
More information about the BMO SPC Mosaik MasterCard®
Canadian Tire Cash Advantage MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchasesn/a1 |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- Earn up to 1.5% cash back on all your eligible purchases
- Earn up to 3% cash back at Canadian Tire stores, Canadian Tire gas bars and Mark’s Work Wearhouse/L’Équipeur stores
- Get unlimited cash back with no annual fee
- Get your cash back automatically applied to your account every year
Notes:
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.
More information about the Canadian Tire Cash Advantage MasterCard®
Canadian Tire Curve™ MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchasesn/a1 |
Cash Advancesn/a2 |
Balance Transfersn/a3 |
- Get up to 1.5% cash back everywhere you shop
- Get up to 3% cash back at Canadian Tire stores, Canadian Tire gas bars and Mark’s Work Wearhouse/L’Équipeur stores
- Earn unlimited Cash on the Curve rewards that never expire
- Enjoy automatic redemption as an annual credit to your Curve MasterCard account or call to redeem anytime
Notes:
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.
- Interest rate not mentioned on website.
More information about the Canadian Tire Curve™ MasterCard®
CIBC Dividend Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.50% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Earn up to 1% cash back on net purchases you make with your card
- Purchase Security and Extended Protection Insurance - Protect your personal purchases with automatic coverage for replacement, repairs or reimbursement on most purchases when charged to your card
- CIBC CreditSmart®, a revolutionary array of smart credit management features
Notes:
More information about the CIBC Dividend Card
CIBC Dividend Platinum® Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$79 |
Purchases19.50% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Earn up to 2% in cash dividends, up to $735 annually
- CIBC CreditSmart™ - enjoy smart, customized tools and innovative services that will help you better organize and manage your credit card spending
Notes:
More information about the CIBC Dividend Platinum® Card
Citi™ Driver's Edge® Platinum MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$59 |
Purchases19.90% |
Cash Advancesn/a1 |
Balance Transfers5.90%2 |
- Earn 2% rebates towards the purchase or lease of any new or used vehicle you can personally insure in Canada
- Up to $500,000 Travel Accident and Baggage Delay Insurance
- Citi Price Protection, Purchase Assurance, Extended Warranty Assurance
Notes:
More information about the Citi™ Driver's Edge® Platinum MasterCard®
Citi™ Enrich™ MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfers5.90%1 |
- Earn a full 1% cash back on all your spending
- Citi Price Protection, Purchase Assurance, Extended Warranty Assurance
Notes:
More information about the Citi™ Enrich™ MasterCard®
Citi™ PETRO-POINTS™ MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.90% |
Cash Advancesn/a1 |
Balance Transfers4.90%2 |
- 2,000 bonus PETRO-POINTS on your first purchase
- Save 2¢ on every litre of fuel at Petro-Canada
- Earn PETRO-POINTS for every $1 spent on all purchases, at participating retailers
- Citi Price Protection, Purchase Assurance, Extended Warranty Assurance
Notes:
More information about the Citi™ PETRO-POINTS™ MasterCard®
Desjardins VISA® - Platinum 
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Interest on: |
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|---|---|---|---|
Annual Fee$169 |
Purchases9.90% |
Cash Advancesn/a1 |
Balance Transfersn/a2 |
- Up to 2% of your purchases in BONUSDOLLARS
- Annual cashback of 1% on your purchases
- Comprehensive travel insurance
- Accord D Desjardins financing, a second, separate credit limit
- Cash advances up to $5,000 a day, anywhere in the world
Notes:
More information about the Desjardins VISA® - Platinum
HSBC Gold MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$601 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfersn/a2 |
- Choice of HSBC Cash Back Rewards or HSBC Travel & Merchandise Rewards Program
- Low Interest Rate Option available (not available in the province of Quebec)
- Insurance & Assistance Features: Purchase Assurance® and Extended Warranty Insurance, Car Rental Insurance, Trip Insurance and Assistance, Legal Assistance, Roadside Assistance
Notes:
More information about the HSBC Gold MasterCard®
HSBC MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$01 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfersn/a2 |
- Choice of HSBC Cash Back Rewards or HSBC Travel & Merchandise Rewards Program
- Low Interest Rate Option available (not available in the province of Quebec)
- Extended Warranty Insurance - doubles manufacturer’s warranty up to one additional year
Notes:
More information about the HSBC MasterCard®
National Bank of Canada MasterCard® Ultramar Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.90%1 |
Cash Advances19.90%2 |
Balance Transfers19.90%3 |
- Get up to 2.5% back on purchases at Ultramar or HomEnergy
- Get up to 1.25% back on all purchases made elsewhere
- If the total Ultramar purchases charged to your card during the year amount to $2,500 or more, you will also receive an additional annual rebate of 0.5%
- MasterCard's Zero Liability
- Purchase insurance - Provides coverage in case of theft or damage for a period of 90 days following the date of purchase
- Extended warranty - Doubles the original warranty period, up to one additional year
Notes:
- 14.50% Reduced Interest Rate Option for $15 per year.
- 11.50% Reduced Interest Rate Option for $15 per year.
- 11.50% Reduced Interest Rate Option for $15 per year.
More information about the National Bank of Canada MasterCard® Ultramar Credit Card
RBC® Starbucks Duetto VISA® Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.50% |
Cash Advances19.50% |
Balance Transfersn/a1 |
- Receive $25 to spend at Starbucks after your first Visa purchase
- A Visa Credit Card and reloadable Starbucks Card in one
- Earn 1% back with every Visa purchase you make and earn 3% back when you automatically reload your Duetto Dollars Account
- $1 Duetto Dollar equals $1 to be used at participating Starbucks
- Give back to local communities - Starbucks will donate $5 to Ethos Water Fund of the Starbucks Foundation when you first use your card
Notes:
More information about the RBC® Starbucks Duetto VISA® Card
Scotia Momentum VISA® Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$39 |
Purchases19.99% |
Cash Advances21.99% |
Balance Transfers21.99% |
- 2% cash back on all eligible gas, groceries, recurring payments and drug store purchases
- 1% cash back on all other eligible purchases
More information about the Scotia Momentum VISA® Card
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