Cash Back Credit Cards

You'll get money back with every purchase by using the following Cash Back Credit Cards. You can apply for these Cash Back credit cards online by following the Apply Now link. All of these cards are available in Canada.

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BMO CashBack World Elite MasterCard Apply Now

BMO CashBack World Elite MasterCard

Interest on:

Annual Fee

$120

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%

Get up to $150 CashBack on ALL card purchases without restrictions!

  • Complimentary Roadside Assistance Program.
  • BMO CashBack World Elite Travel and Medical Protection
  • Extended Warranty Plus
  • Purchase Protection Plus
  • BMO Concierge Service

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    More information about the BMO CashBack World Elite MasterCard

    BMO® SPC®‡ CashBack MasterCard®* Apply Now

    BMO® SPC®‡ CashBack MasterCard®*

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Limited time: Get up to $60 Cash Back*

  • Get 1.0% CashBack on ALL card purchases without restrictions!
  • No Annual fee
  • Extended Warranty
  • Purchase Protection
  • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    More information about the BMO® SPC®‡ CashBack MasterCard®*

    BMO®* CashBack MasterCard®* Apply Now

    BMO®* CashBack MasterCard®*

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Limited time: Get up to $75 cash back rewards*

  • Earn 1.0% CashBack on ALL card purchases without restrictions!
  • No Annual fee
  • Receive a discount on rentals
  • Extended Warranty
  • Purchase Protection

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    More information about the BMO®* CashBack MasterCard®*

    Capital One® Aspire Cash™ Platinum MasterCard® Apply Now

    Capital One® Aspire Cash™ Platinum MasterCard®

    Interest on:

    Annual Fee

    $0

    Purchases

    19.80%

    Cash Advances

    19.80%

    Balance Transfers

    19.80%

  • Earn cash rewards and pay no annual fee!
  • Earn 1% cash rewards on all purchases
  • No limit to the amount of cash you can earn
  • Annual interest rate of 19.8%
  • L’earn® VISA* card Apply Now

    L’earn® VISA* card

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Accelerated Moneyback reward program designed with students in mind

    • Earn up to 1% Moneyback every year on the purchases you've made with your card
    • 20% discount rates at Avis Car Rental

    More information about the L’earn® VISA* card

    MBNA Rewards World Elite® MasterCard® credit card Apply Now

    MBNA Rewards World Elite® MasterCard® credit card

    Interest on:

    Annual Fee

    $891

    Purchases

    19.99%

    Cash Advances

    24.99%2

    Balance Transfers

    21.99%3

    Receive 10,000 Bonus Points after your first eligible purchase ††. That's $100 value when redeemed for cash back

      Get all the features of the MBNA Rewards card with more earning potential

  • Earn 2 MBNA Rewards point for every $1 in eligible purchases
  • Get 10,000 bonus points after your first eligible purchase††
  • No limit to the points that can be earned in a year, points don’t expire
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • Enjoy price protection** and concierge services**
  • Take advantage of a credit card that rewards you for who you are. Apply below for the MBNA Rewards World Elite® MasterCard® credit card

  • Notes:
    1. $89 annual fee
    2. 1% of amount advanced (minimum fee $7.50)
    3. 1% of amount advanced (minimum fee $7.50)

    RBC® Cash Back MasterCard Apply Now

    RBC® Cash Back MasterCard

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    19.99%

    Balance Transfers

    0.00%1

    • Earn 2% cash back credits on grocery store purchases
    • Earn up to 1% cash back credits on all other purchases
    • Flexibility in redeeming your cash back credits

    Notes:
    1. Interest rate not mentioned on website.
    More information about the RBC® Cash Back MasterCard

    Scotia Momentum® No-Fee VISA* Card Apply Now

    Scotia Momentum® No-Fee VISA* Card

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%


    Cash back on everyday spending.

    NOTE: previous interest offer of 7.99% on purchases has been discontinued

    • 1% on eligible gas station, grocery store and drug store purchases and recurring bills
    • 0.5% cash back on all other eligible purchases
    • 20% AVIS rental card discount

    More information about the Scotia Momentum® No-Fee VISA* Card

    Scotiabank Momentum VISA® Card Apply Now

    Scotiabank Momentum VISA® Card

    Interest on:

    Annual Fee

    $39

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%


    Cash back on everyday spending.

    1.99% interest rate on cash advances and balance transfers for the first six months. For accounts opened by May 31, 2016. NOTE: a 1% balance transfer fee is being introduced with this offer as of March 1 2016

    • 2% on eligible gas station, grocery store and drug store purchases and recurring bills
    • 1% cash back on all other eligible purchases
    • Purchase security and extended warranty protection
    • 20% AVIS rental card discount

    More information about the Scotiabank Momentum VISA® Card

    Shell®†† CashBack MasterCard®* from BMO® Apply Now

    Shell®†† CashBack MasterCard®* from BMO®

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Get $50 CashBack Rewards!*

  • 1.5% CashBack on every dollar you spend at Shell locations in Canada
  • 0.5% CashBack on every dollar you spend on purchases everywhere else MasterCard is accepted
  • No Annual Fee

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    Shell®†† CashBack World MasterCard®* from BMO® Apply Now

    Shell®†† CashBack World MasterCard®* from BMO®

    Interest on:

    Annual Fee

    $79

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    $50 CashBack credit after your first purchase.

  • 3% CashBack on every dollar you spend at Shell locations in Canada
  • 1.25% CashBack on every dollar you spend on purchases everywhere else MasterCard is accepted.
  • FREE roadside assistance program ($69/year value)

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    SimplyCash Card from American Express Apply Now

    SimplyCash Card from American Express

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    21.99%

    Balance Transfers

    0.00%

    New SimplyCashTM Card from American Express Cardmembers can earn 5% cash back on all eligible purchases at gas stations, grocery stores and restaurants in Canada (up to $250 cash back) for the first 6 months of Cardmembership1

  • Earn 1.25% cash back on all other purchases and when your Welcome Rate ends
  • No limit to the amount of cash back you can earn
  • No annual fee for Supplementary Cards
  • Access to memorable experiences with American Express Invites®
  • Insurance coverage and 24/7 Customer Service
  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants.


  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

    More information about the SimplyCash Card from American Express

    SimplyCash Preferred Card from American Express Apply Now

    SimplyCash Preferred Card from American Express

    Interest on:

    Annual Fee

    $79

    Purchases

    19.99%

    Cash Advances

    21.99%

    Balance Transfers

    0.00%

    New SimplyCashTMPreferred Card from American Express Cardmembers can earn 5% cash back on all eligible (up to $400 cash back) for the first 6 months of Cardmembership1

  • Earn 1.5% cash back when your Welcome Rate ends (up to $100,000 annually) and 1.25% after No limit to the amount of cash back you can earn
  • No annual fee for Supplementary Cards
  • Access to memorable experiences with American Express Invites®
  • Extensive insurance coverage and 24/7 Customer Service
  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants.
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Offer subject to change without notice.

  • Conditions apply

    Tangerine Money-Back Credit Card Apply Now

    Tangerine Money-Back Credit Card

    Interest on:

    Annual Fee

    $0

    Purchases

    19.95%

    Cash Advances

    19.95%

    Balance Transfers

    1.00%1

    Earn 2% Money-Back Rewards on purchases in up to three 2% Money-Back Categories of your choice, and 1% Money-Back Rewards on all other purchases.

      Earn 4% Money-Back Rewards for the first 3 months in your chosen categories.

  • No annual fee
  • No limit on the amount of Money-Back Rewards you can earn
  • Three 2% Money-Back Categories if you choose to have your Rewards deposited into your Tangerine Savings Account, or two 2% Money-Back Categories if your Rewards are deposited back onto your Credit Card
  • 1.5% Foreign Conversion Fee – one of the lowest in market
  • Free Cards for Authorized Users on your Account

  • Notes:
    1. 1.00% of the amount transferred, or minimum of $5.00
    More information about the Tangerine Money-Back Credit Card

    The Alterna® MBNA Rewards MasterCard® Credit Card Apply Now

    The Alterna® MBNA Rewards MasterCard® Credit Card

    Interest on:

    Annual Fee

    $0

    Purchases

    14.99%

    Cash Advances

    24.99%1

    Balance Transfers

    16.99%2

    Travel? Cash? Gifts? Your reward is choice

  • 1.99% promotional annual interest rate (AIR) on balance transfers for the first 10 full months
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No annual fee

  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

    The Canadian Western Bank MBNA Rewards MasterCard® Credit Card Apply Now

    The Canadian Western Bank MBNA Rewards MasterCard® Credit Card

    Interest on:

    Annual Fee

    $0

    Purchases

    14.99%

    Cash Advances

    24.99%1

    Balance Transfers

    16.99%2

    Travel? Cash? Gifts? Your reward is choice

  • 1.99% promotional annual interest rate (AIR) on balance transfers for the first 10 full months
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No annual fee

  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

    The Edward Jones MBNA Rewards MasterCard® Credit Card Apply Now

    The Edward Jones MBNA Rewards MasterCard® Credit Card

    Interest on:

    Annual Fee

    $0

    Purchases

    14.99%

    Cash Advances

    24.99%1

    Balance Transfers

    16.99%2

    Travel? Cash? Gifts? Your reward is choice

  • 1.99% promotional annual interest rate (AIR) on balance transfers for the first 10 full months
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No annual fee

  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

    Canadian Tire Cash Advantage MasterCard® Apply Now

    Canadian Tire Cash Advantage MasterCard®

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%1

    Cash Advances

    n/a2

    Balance Transfers

    n/a3

    • Earn up to 1.5% cash back on all your eligible purchases
    • Earn up to 3% cash back at Canadian Tire stores, Canadian Tire gas bars and Mark’s Work Wearhouse/L’Équipeur stores
    • Get unlimited cash back with no annual fee
    • Get your cash back automatically applied to your account every year

    Notes:
    1. If you are not approved for a card at this rate, Canadian Tire Bank may still issue you a card at an interest rate of 25.99%.
    2. Interest rate not mentioned on website.
    3. Interest rate not mentioned on website.
    More information about the Canadian Tire Cash Advantage MasterCard®

    Canadian Tire Curve™ MasterCard® Apply Now

    Canadian Tire Curve™ MasterCard®

    Interest on:

    Annual Fee

    $0

    Purchases

    19.50%1

    Cash Advances

    n/a2

    Balance Transfers

    n/a3

    • Get up to 1.5% cash back everywhere you shop (0.25% on the first $1,500, 0.50% between $1,500 and $3,000, 1.0% between $3,000 and $24,000, and 1.5% above $24,000)
    • Get up to 3% cash back at Canadian Tire stores, Canadian Tire gas bars and Mark’s Work Wearhouse/L’Équipeur stores
    • Earn unlimited Cash on the Curve rewards that never expire
    • Enjoy automatic redemption as an annual credit to your Curve MasterCard account or call to redeem anytime

    Notes:
    1. If you are not approved for a card at this rate, Canadian Tire Bank may still issue you a card at an interest rate of 25.99%.
    2. Interest rate not mentioned on website.
    3. Interest rate not mentioned on website.
    More information about the Canadian Tire Curve™ MasterCard®

    CIBC Dividend Card Apply Now

    CIBC Dividend Card

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    n/a1

    Balance Transfers

    n/a2

    • Earn up to 1% cash back on net purchases you make with your card
    • Purchase Security and Extended Protection Insurance - Protect your personal purchases with automatic coverage for replacement, repairs or reimbursement on most purchases when charged to your card
    • CIBC CreditSmart®, a revolutionary array of smart credit management features

    Notes:
    1. Interest rate not mentioned on website.
    2. Interest rate not mentioned on website.
    More information about the CIBC Dividend Card

    CIBC Dividend Platinum® Card Apply Now

    CIBC Dividend Platinum® Card

    Interest on:

    Annual Fee

    $79

    Purchases

    19.99%

    Cash Advances

    n/a1

    Balance Transfers

    n/a2

    • Earn up to 2% in cash dividends, up to $735 annually
    • CIBC CreditSmart™ - enjoy smart, customized tools and innovative services that will help you better organize and manage your credit card spending

    Notes:
    1. Interest rate not mentioned on website.
    2. Interest rate not mentioned on website.
    More information about the CIBC Dividend Platinum® Card

    CIBC Dividend Unlimited™ World MasterCard™ Card Apply Now

    CIBC Dividend Unlimited™ World MasterCard™ Card

    Interest on:

    Annual Fee

    $79

    Purchases

    19.99%

    Cash Advances

    21.50%

    Balance Transfers

    21.50%

    • Earn up to 2% cash back, with no limit to what you can earn
    • Earn an additional 2% cash back (on top of your regular cash back) at participating CIBC Bonus Rewards restaurants, hotels, inns, spas, retailers and golf courses
    • Earn an additional 3% cash back at select high-end restaurants
    • Comprehensive purchase and travel protection

    Desjardins VISA® - Platinum Apply Now

    Desjardins VISA® - Platinum

    Interest on:

    Annual Fee

    $169

    Purchases

    9.90%

    Cash Advances

    9.90%

    Balance Transfers

    9.90%

    • Up to 2% of your purchases in BONUSDOLLARS
    • Annual cashback of 1% on your purchases
    • Comprehensive travel insurance
    • Accord D Desjardins financing, a second, separate credit limit
    • Cash advances up to $5,000 a day, anywhere in the world

    More information about the Desjardins VISA® - Platinum

    HSBC Gold MasterCard® Apply Now

    HSBC Gold MasterCard®

    Interest on:

    Annual Fee

    $60

    Purchases

    19.90%1

    Cash Advances

    19.90%

    Balance Transfers

    n/a2

    • Choice of HSBC Cash Back Rewards or HSBC Travel & Merchandise Rewards Program
    • Insurance & Assistance Features: Purchase Assurance® and Extended Warranty Insurance, Car Rental Insurance, Trip Insurance and Assistance, Legal Assistance, Roadside Assistance

    Notes:
    1. Low annual interest rate option of 12.9% for $85 per year (not applicable in Quebec).
    2. Interest rate not mentioned on website.
    More information about the HSBC Gold MasterCard®

    HSBC MasterCard® Apply Now

    HSBC MasterCard®

    Interest on:

    Annual Fee

    $0

    Purchases

    19.90%1

    Cash Advances

    19.90%

    Balance Transfers

    n/a2

    • Choice of HSBC Cash Back Rewards or HSBC Travel & Merchandise Rewards Program
    • Extended Warranty Insurance - doubles manufacturer’s warranty up to one additional year

    Notes:
    1. Low annual interest rate option of 12.9% for $25 per year (not applicable in Quebec).
    2. Interest rate not mentioned on website.
    More information about the HSBC MasterCard®
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