• Earn 25,000 Welcome Points (enough for a round-trip flight to almost anywhere in North America) if you reach $3,000 in purchases within the first 3 months of Cardmembership. You can also earn a Thank You Bonus of up to 40,000 Bonus Points each year
• Earn 1 Membership Rewards® point for virtually every $1 in purchases charged to your Card
• Use your points to save money by investing back into your business. Redeem Membership Rewards points toward your American Express Card balance with Points for Credit to pay for your everyday purchases.
• Transfer your points with no fee to many frequent flyer and loyalty programs and 1:1 to Aeroplan®*
• Go online to access the paperless Expense Management Reports delivered quarterly and annually, for flexible tracking and simple tax preparation
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link .
• * As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.

Notes:

1. No fee for the first year.
2. As a charge card, the balance must always be paid in full each month. Annual interest rate applies to balances not paid in full.

• Earn 15,000 Welcome Bonus Starpoints® after you charge $1,000 in purchases in your first three months - enough for up to 4 free nights
• Earn 1 Starpoint for every $1 in purchases charged to the card
• Enjoy a Free Weekend Night Award when you reach $40,000 in purchases each year
• Experience Starwood Gold Preferred Guest status when you reach $30,000 in purchases each year

Notes:

1. Rate may increase to 21.99% depending on account payment record.
2. Rate may increase to 21.99% depending on account payment record.
3. Interest rate not mentioned on website.

Earn travel rewards up to 2x faster

• Earn 2x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
• Earn one point on all other eligible purchases
• Extraordinary travel benefits
• Flexible Point Redemption
• Comprehensive travel insurance

• Now small business owners can carry a balance and turn business purchases into AIR MILES® reward miles. Get the purchasing power and customer support of American Express, all with no annual fee
• Receive 100 Bonus reward miles: As a special thank you, receive 100 Bonus reward miles when you use your Gold Business Card for the first time
• Earn 1 AIR MILES® reward mile for every $20 in purchases

Notes:

1. Rate may increase to 21.99% or 25.99% depending on Account Payment Record.
2. Rate may increase to 21.99% or 25.99% depending on Account Payment Record.
3. Interest rate not mentioned on website.

• No-fee, cash rebate credit card for all your business purchases
• Earn a cash rebate of up to $1,250 each year - depending on your spending and the number of months you carry a balance

Notes:

1. Rate may increase to 21.99% or 25.99% depending on Account Payment Record.
2. Rate may increase to 21.99% or 25.99% depending on Account Payment Record.
3. Interest rate not mentioned on website.

• Taking service and travel experiences beyond business as usual
• Earn 1.25 Membership Rewards points for virtually every dollar in purchases
• Transfer points to frequent flyer and loyalty programs including Aeroplan®, where 1 point = 1 Aeroplan Mile

Notes:

1. Rate may increase to 21.99% or 25.99% depending on Account Payment Record.
2. Rate may increase to 21.99% or 25.99% depending on Account Payment Record.
3. Interest rate not mentioned on website.

• 3 AIR MILES reward levels to choose from
• Gold - earn 1 reward mile for every $15 spent, double reward miles at Shell, double reward miles and 15% rental discount at National Car Rental ($105 annual fee for owner card)
• Silver - earn 1 reward mile for every $20 spent, 1.5x reward miles at Shell, double reward miles and 10% rental discount at National Car Rental ($60 annual fee for owner card)
• Bronze - earn 1 reward mile for every $40 spent, double reward miles at National Car Rental (no annual fee for owner card)
• Available in Canadian or U.S. Dollar currency

Notes:

1. per year for Bronze, $60 per year for Silver, $105 per year for Gold.
2. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
3. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.

• 2 CashBack reward levels to choose from
• Premium - earn 1% CashBack on card purchases, 3% CashBack at Shell locations in Canada ($60 annual fee for owner card)
• No Fee - earn 0.5% CashBack on card purchases, 1.5% CashBack at Shell locations in Canada (no annual fee for owner card)
• Available in Canadian or U.S. Dollar currency

Notes:

1. $60 annual fee for Premium.
2. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
3. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.

• Welcome Bonus of 15,000 Aeroplan® Miles when you use your card for the first time
• Earn 1 Aeroplan Mile for every dollar charged to the card
• Earn 1.5 Aeroplan Miles for every dollar you spend at travel establishments
• Access to every available seat on the plane, including Executive Class®
• Credit limit up to $50,000

Notes:

1. Or 13.9% or 16.9%, depending on your personal credit bureau information.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• With an interest rate as low as 1.5% above prime, and credit limit as high as $50,000, the CIBC bizline VISA Card is your connection to everything from paperclips to payroll, client lunches to accountants' bills
• CIBC CreditSmart™, a revolutionary array of new credit management features

Notes:

1. Interest rate will range between CIBC Prime Rate +1.5% and Prime Rate +11%, depending on personal credit bureau information.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Monitor your expenses easily
• Protection against fraudulent use by employees

Notes:

1. Low annual interest rate option of 13.9% for $15 per year.
2. Low annual interest rate option of 8.9% for $15 per year.
3. Low annual interest rate option of 8.9% for $15 per year.

• Save with PREMIA partners - Enjoy savings and special offers at select partners
• Protect your company with PREMIA's comprehensive insurance and assistance program and
• Protection against fraudulent use by employees
• Purchase protection - Provides coverage in case of theft or damage for a period of 90 days following the date of purchase
• Extended warranty - Doubles the original warranty period for up to one additional year
• Optional Rewards plan to reward your employees or yourself

Notes:

1. Low annual interest rate option of 13.9% for $60 per year.
2. Low annual interest rate option of 8.9% for $60 per year.
3. Low annual interest rate option of 8.9% for $60 per year.

• Earn 2% cash back on all your purchases for the first three months when your account is opened before October 31, 2012
• Earn 1% cash back on all purchases thereafter
• Flexibility in redeeming your cash back credits

Notes:

1. Interest rate not mentioned on website.

• Offers the convenience of Visa, Purchase Security and Extended Warranty Insurance, and travel assistance services
• Streamline expense management and analyze your business spending quickly with easy to understand monthly billing statements
• Take advantage of the exceptional savings and special offers with the VISA Savings for Business program offered by VISA Canada, for the things you need to get ahead in business

Notes:

1. Interest rate not mentioned on website.

• Earn 1 RBC Rewards point for every dollar you spend on the card
• Earn additional RBC Rewards points with the Rewards Network Restaurant Program
• Redeem points on any airline with no blackout periods or rewards seat capacity restrictions. Air travel rewards start as low as 15,000 points
• Option to transfer RBC Rewards points for Esso Extra points or Asia Miles or BA Miles
• Offers the convenience of Visa, Purchase Security and Extended Warranty Insurance, and travel assistance services

Notes:

1. Interest rate not mentioned on website.

• One-card solution to your company's expense management needs; corporate travel, entertainment, small-dollar purchasing - it's your choice
• Complete expense management system designed for companies with chargeable expenses of $3 million or more

Notes:

1. Annual fee not mentioned on website.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.
4. Interest rate not mentioned on website.

• 1.99% introductory interest rate on cash advances, balance transfers and Scotia® VISA cheques
• Being rewarded for every dollar you spend makes good business sense
• Supplementary Cardmembers also earn Scotia Rewards points
• Benefit from a 50% reduction in annual fee on your personal ScotiaGold Passport VISA card
• In addition to comprehensive travel insurance, save with 5% Cash Back on airline tickets, pre-packaged tours or cruises booked through our travel agency

Notes:

1. For the first 6 months, 21.99% thereafter.
2. For the first 6 months, 21.99% thereafter.

• Interest rates as low as Scotiabank Prime for secured or Prime + 2.49% to Prime + 5.49% for unsecured
• Credit limit up to $50,000 unsecured or $500,000 for a secured line of credit
• Personalized VISA cards with both your personal and your business name
• Free supplementary cards and personalized cheques

Notes:

1. Secured Rate. Unsecured Rate from 4.74% to 7.74%.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Tools for Managing Business Expenses
• Purchase Security and Extended Warranty Protection

• Line of credit with Visa Card convenience
• Low interest rates based on TD Prime
• Apply only once! Once you're approved, yearly renewal is automatic, with no business plan review or interview (as long as your Account is in good standing throughout the year)
• Approved based primarily on your personal creditworthiness
• No interest-free grace period

Notes:

1. Based on TD Prime.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.