Balance Transfer Credit Cards

The following credit cards can save you money by offering low introductory interest rates on balance transfers. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.

Filter by issuer:

Detailed view | Quick comparison table

Capital One® Gold MasterCard® with a 11.9% Interest Rate Apply Now

Capital One® Gold MasterCard® with a 11.9% Interest Rate

Interest on:

Annual Fee

$19

Purchases

11.90%1

Cash Advances

19.80%

Balance Transfers

11.90%2

  • Enjoy the certainty of a low, long-term rate of 11.9% on purchases and balance transfers, guaranteed for 3 years (as long as you pay your bills on time)
  • After that, your rate will stay low and become a variable rate of Prime +9.9% on purchases and balance transfers
  • Annual interest rate for cash advances is 19.8%
  • Save money when you transfer high-interest debt with the no-fee balance transfer service
  • $19 annual fee

Notes:
  1. 11.9% for 3 years – after that, it becomes Prime +9.9%.
  2. 11.9% for 3 years – after that, it becomes Prime +9.9%.

Capital One® SmartLine™ Platinum MasterCard® Apply Now

Capital One® SmartLine™ Platinum MasterCard®

Interest on:

Annual Fee

$0

Purchases

5.99%1

Cash Advances

19.80%

Balance Transfers

5.99%2

  • Enjoy a low, long-term rate of 5.99% on purchases and balance transfers, guaranteed for 3 years (as long as you pay your bills on time)
  • After 3 years your rate will stay low and become a variable rate of Prime +6.99% on purchases and balance transfers
  • Annual interest rate for cash advances is 19.8%
  • No annual fee

Notes:
  1. 5.99% for 3 years – after that, it becomes Prime +6.99%.
  2. 5.99% for 3 years – after that, it becomes Prime +6.99%.

MBNA CAA Quebec MasterCard® Credit Card Apply Now

MBNA CAA Quebec MasterCard® Credit Card

Interest on:

Annual Fee

$0

Purchases

14.99%

Cash Advances

16.99%

Balance Transfers

3.99%1

  • Receive a total rebate of 2% in CAA-Quebec Dollars on all your qualifying purchases — including gas — at participating Couche-Tard outlets that sell gas‡
  • Even better! Virtually everywhere else, earn a 1% rebate in CAA-Quebec Dollars‡ on your other qualifying purchases
  • Earn 2¢ in CAA-Quebec Dollars per litre of gas when you show your CAA-Quebec membership card at the Couche-Tard counter◊◊
  • 3.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months

Notes:
  1. For the first 6 billing cycles, 19.99% thereafter.
More information about the MBNA CAA Quebec MasterCard® Credit Card

MBNA Choice Privileges MasterCard® Credit Card Apply Now

MBNA Choice Privileges MasterCard® Credit Card

Interest on:

Annual Fee

$0

Purchases

16.99%

Cash Advances

1.99%1

Balance Transfers

1.99%2

  • Earn 1 free night at over 1,500 hotels across North America!
  • Earn 2 points for every qualifying net retail $1 spent on everyday purchases
  • Earn up to 15 points for every $1 in qualifying net retail purchases at over 5,500 Choice Privileges locations in Canada, the U.S., Europe, the Middle East, Mexico, Central America, the Caribbean and Australasia

Notes:
  1. For the first 6 billing cycles, 18.99% thereafter.
  2. For the first 6 billing cycles, 18.99% thereafter.

MBNA Platinum Plus® MasterCard® Credit Card Apply Now

MBNA Platinum Plus® MasterCard® Credit Card

Interest on:

Annual Fee

$0

Purchases

17.99%

Cash Advances

24.99%

Balance Transfers

0.00%1

  • 0% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 12 full months
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour customer service
  • International acceptance at millions of locations
  • No annual fee
  • Enhanced security and protection with Chip & PIN technology and PayPass

Notes:
  1. For the first 12 billing cycles, 19.99% thereafter.

Scotiabank Value® VISA* card Apply Now

Scotiabank Value® VISA* card

Interest on:

Annual Fee

$29

Purchases

11.99%

Cash Advances

11.99%

Balance Transfers

11.99%

Save hundreds of dollars a year

  • Low 11.99% interest rate
  • Interest free grace period of at least 21 days on purchases
  • Save hundreds of dollars a year
  • Pay down balances faster
  • Simplify your monthly payments
  • 20% AVIS rental card discount

More information about the Scotiabank Value® VISA* card

President’s Choice Financial® MasterCard Apply Now

President’s Choice Financial® MasterCard

Interest on:

Annual Fee

$0

Purchases

19.97%

Cash Advances

19.97%

Balance Transfers

5.97%1

  • Earn 10 PC points for every dollar of every purchase made with your card
  • After approval, receive 4 coupons for 5,000 PC points each, which translates to $20 in free groceries
  • Get an extra 5,000 PC points when you apply online
  • Low balance transfer rate for eligible new customers

Notes:
  1. for 4 months, 19.97% thereafter.
More information about the President’s Choice Financial® MasterCard
If you have found an error or inaccurate information related to a credit card, you can report a listing.