Balance Transfer Credit Cards

The following credit cards can save you money by offering low introductory interest rates on balance transfers. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.

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Platinum Plus® MasterCard® credit card - 0% for 12 Apply Now

Platinum Plus® MasterCard® credit card - 0% for 12

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2

Simply your finances while enjoying platinum services

  • 0% promotional annual interest rate (AIR) on balance transfers for the first 12 full months
  • Access to 24/7 customer service
  • Around-the-clock-fraud protection
  • Immediate cash access at over 1 million ATMS worldwide
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 0% for your first 12 billing cycles

    Scotiabank Value® VISA* card Apply Now

    Scotiabank Value® VISA* card

    Interest on:

    Annual Fee

    $29

    Purchases

    11.99%

    Cash Advances

    11.99%

    Balance Transfers

    11.99%


    Save hundreds of dollars a year

    0.99% interest rate on cash advances and balance transfers for the first six months for accounts opened by January 31st, 2015

    • Low 11.99% interest rate
    • Interest free grace period of at least 21 days on purchases
    • Save hundreds of dollars a year
    • Pay down balances faster
    • Simplify your monthly payments
    • 20% AVIS rental card discount

    More information about the Scotiabank Value® VISA* card

    Smart Cash MasterCard® credit card Apply Now

    Smart Cash MasterCard® credit card

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    24.99%1

    Balance Transfers

    21.99%2

    Make your shopping work for you. Get cash back on the most common purchases.

  • Get up to 5% cash back on eligible gas and grocery purchases for the first 6 months
  • Get up to 2% cash back on eligible gas and grocery purchases thereafter
  • Get up to 1% cash back for all other eligible purchases
  • 1.99% promotional annual interest rate (AIR) on balance transfers for the first 10 full months
  • If eligible, you will be considered for an upgrade to a Smart Cash World MasterCard® credit card††††
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1.99% for your first 10 billing cycles
    More information about the Smart Cash MasterCard® credit card

    President’s Choice Financial® MasterCard Apply Now

    President’s Choice Financial® MasterCard

    Interest on:

    Annual Fee

    $0

    Purchases

    19.97%

    Cash Advances

    19.97%

    Balance Transfers

    5.97%1

    • Earn 10 PC points for every dollar of every purchase made with your card
    • After approval, receive 4 coupons for 5,000 PC points each, which translates to $20 in free groceries
    • Get an extra 5,000 PC points when you apply online
    • Low balance transfer rate for eligible new customers

    Notes:
    1. for 4 months, 19.97% thereafter.
    More information about the President’s Choice Financial® MasterCard
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