Balance Transfer Credit Cards
The following credit cards can save you money by offering low introductory interest rates on balance transfers. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.
Detailed view | Quick comparison table
Sort results by: Name | Annual Fee | Purchases | Cash Advances | Balance Transfers
MBNA CAA Quebec MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases14.99% |
Cash Advances3.99%1 |
Balance Transfers3.99%2 |
- On top of the 2¢ per litre of gas earned in CAA-Quebec Dollars when you show your CAA-Quebec membership card at the counter when filling up on gas at participating Couche-Tard outlets, you receive an additional 2% rebate by paying with your CAA-Quebec MasterCard credit card on all your qualifying purchases - including gas - at participating Couche-Tard outlets that sell gas
- This 2% is added to the 0.5% rebate you earn each time you use your CAA-Quebec MasterCard credit card
- Please note you must be a member of the Quebec CAA to apply for this card
Notes:
- Introductory rate for 6 months. Rate is 16.99% thereafter.
- Introductory rate for 6 months. Rate is 16.99% thereafter.
More information about the MBNA CAA Quebec MasterCard® Credit Card
MBNA Pharmaprix MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances1.99%1 |
Balance Transfers1.99%2 |
- Earn 25 points for every $1 in purchases at Pharmaprix using your Pharmaprix Optimum MasterCard® when you show your Pharmaprix Optimum Card®
- 1.99% Introductory Annual Interest Rate on Cheque Cash Advances and Balance Transfers for 6 months
Notes:
- Introductory rate for 6 months. Rate is 19.99% thereafter.
- Introductory rate for 6 months. Rate is 19.99% thereafter.
More information about the MBNA Pharmaprix MasterCard® Credit Card
MBNA Platinum Plus® MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases17.99% |
Cash Advances1.99%1 |
Balance Transfers1.99%2 |
- No Annual Fee
- Credit limit up to $100,000
- Low 1.99% introductory interest rate for 10 months on Balance Transfers and Cheque Cash Advances
Notes:
- Introductory rate for 10 months. Rate is 19.99%+1% fee thereafter.
- Introductory rate for 10 months. Rate is 19.99%+1% fee thereafter.
More information about the MBNA Platinum Plus® MasterCard® Credit Card
MBNA Shoppers MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advances1.99%1 |
Balance Transfers1.99%2 |
- Earn 25 points for every $1 in purchases at Shoppers Drug Mart using your Shoppers Optimum MasterCard® when you show your Shoppers Optimum Card®
- 1.99% Introductory Annual Interest Rate on Cheque Cash Advances and Balance Transfers for 6 months
- Please note that this card is not available to residents of Quebec
Notes:
- Introductory rate for 6 months. Rate is 19.99% thereafter.
- Introductory rate for 6 months. Rate is 19.99% thereafter.
More information about the MBNA Shoppers MasterCard® Credit Card
MBNA Eco-Logique(TM) MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases17.99% |
Cash Advances1.90%1 |
Balance Transfers1.90%2 |
- Earn carbon offset points that MBNA will use to acquire carbon offsets on your behalf
- Low 1.9% introductory interest rate for 6 months on Balance Transfers and Cheque Cash Advances
Notes:
- Introductory rate for 6 months. Rate is 19.99% thereafter.
- Introductory rate for 6 months. Rate is 19.99% thereafter.
More information about the MBNA Eco-Logique(TM) MasterCard® Credit Card
Capital One® SmartLine™ Platinum MasterCard 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases5.99% |
Cash Advances19.80% |
Balance Transfers5.99% |
- Low, long-term interest rate of 5.99% as long as you pay your bills on time! Plus, this low rate is guaranteed for three years – all for no annual fee. On December 2012, after your three years are up, your annual interest rate becomes a variable rate of Prime +2.99%
- Add Reward Miles or 1% Cash Back for a $99 annual fee
More information about the Capital One® SmartLine™ Platinum MasterCard
Capital One® Platinum MasterCard®: 9.99% Guaranteed for 3 Years 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases9.99% |
Cash Advances19.80% |
Balance Transfers19.80% |
- Low long-term rate of 9.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
- After that your rate will stay low and become a variable rate of Prime +6.99% on purchases and balance transfers
- Save money when you transfer high-interest debt with our no-fee balance transfer service
- Subject to Credit Approval
More information about the Capital One® Platinum MasterCard®: 9.99% Guaranteed for 3 Years
Citi™ Gold MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfers5.90%1 |
- Premium savings and security with Citi Price Protection, Extended Warranty and Purchase Assurance
- The PayPass feature allows you to just Tap & Go for all in-store purchases under $50.00
Notes:
More information about the Citi™ Gold MasterCard®
Citi™ MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfers5.90%1 |
- A great card for your everyday use
- The PayPass feature allows you to just Tap & Go for all in-store purchases under $50.00
- Citi Price Protection means more buying power
Notes:
More information about the Citi™ MasterCard®
Citi™ Platinum MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfers5.90%1 |
- Enjoy a high spending limit and take advantage of the numerous travel benefits
- Up to $500,000 Travel Accident and Baggage Delay Insurance
- Up to $20/day with Automatic Collision/Loss Damage Waiver when you rent a car
- Citi Price Protection, Purchase Assurance, Extended Warranty Assurance
Notes:
More information about the Citi™ Platinum MasterCard®
Citi™ STAPLES® easyRewards™ MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.90% |
Cash Advancesn/a1 |
Balance Transfers4.90%2 |
- Earn up to 2% back in free STAPLES merchandise everywhere you shop
- 1 easyReward = $1 in free STAPLES merchandise
- Citi Price Protection, Purchase Assurance, Extended Warranty Assurance
Notes:
More information about the Citi™ STAPLES® easyRewards™ MasterCard®
Club Sobeys MasterCard® 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.99% |
Cash Advancesn/a1 |
Balance Transfers2.90%2 |
- Earn 1 Club Sobeys point for every whole $1 you spend on the card
- Earn 2 points for every whole $1 you spend when you pay using your Club Sobeys MasterCard and present your Club Sobeys card at participating Sobeys stores
- Enjoy a $10 thank you when you make your first Club Sobeys MasterCard purchase
- Citi Price Protection
- The PayPass™ feature allows you to just Tap & Go™ for all in-store purchases under $50.00
Notes:
More information about the Club Sobeys MasterCard®
President’s Choice Financial® MasterCard 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.97% |
Cash Advances19.97% |
Balance Transfers5.97%1 |
- Earn 10 PC points for every dollar of every purchase made with your card
- After approval, receive 4 coupons for 5,000 PC points each, which translates to $20 in free groceries
- Get an extra 5,000 PC points when you apply online
- Low balance transfer rate for eligible new customers
Notes:
More information about the President’s Choice Financial® MasterCard
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