Featured Credit Cards
Balance Transfer Credit Cards
The following credit cards can save you money by offering low introductory interest rates on balance transfers. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.
Detailed view | Quick comparison table
Sort results by: Name | Annual Fee | Purchases | Cash Advances | Balance Transfers
MBNA Platinum Plus® MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases17.99% |
Cash Advances19.99% |
Balance Transfers0.00%1 |
- 0% annual interest rate (AIR) on balance transfers, access cheques and deposits for the first 10 full months
- Credit limit up to $100,000
Notes:
Capital One Gold MasterCard®: 11.9% 
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Interest on: |
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|---|---|---|---|
Annual Fee$19 |
Purchases11.90%1 |
Cash Advances19.80% |
Balance Transfers11.90%2 |
- Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
- After 3 years, your rate will become a variable rate of Prime +9.9% on purchases and balance transfers
- Annual interest rate for cash advances is 19.8%
- Save money when you transfer high-interest debt with our no-fee balance transfer service
Notes:
Capital One® SmartLine™ Platinum MasterCard 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases5.99%1 |
Cash Advances19.80% |
Balance Transfers5.99%2 |
- No annual fee, annual interest rate for cash advances is 19.8%
- Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
- After 3 years, your rate will become a variable rate of Prime +4.99% on purchases and balance transfers
- Save money when you transfer high-interest debt with our no-fee balance transfer service
Notes:
MBNA CAA Quebec MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases14.99% |
Cash Advances16.99% |
Balance Transfers3.99%1 |
- On top of the 2¢ per litre of gas earned in CAA-Quebec Dollars when you show your CAA-Quebec membership card at the counter when filling up on gas at participating Couche-Tard outlets, you receive an additional 2% rebate by paying with your CAA-Quebec MasterCard credit card on all your qualifying purchases - including gas - at participating Couche-Tard outlets that sell gas
- This 2% is added to the 0.5% rebate you earn each time you use your CAA-Quebec MasterCard credit card
- 3.99% annual interest rate (AIR) on balance transfers, access cheques and deposits for the first 6 full months
- Please note you must be a member of the Quebec CAA to apply for this card
Notes:
MBNA Choice Privileges MasterCard® Credit Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases16.99% |
Cash Advances1.99%1 |
Balance Transfers1.99%2 |
- Earn 2 free nights at over 1,500 hotels across North America
- Earn 2 points for every qualifying net retail $1 spent on everyday purchases
- Earn up to 15 points for every $1 in qualifying net retail purchases at over 5,500 Choice Privileges locations in Canada, the U.S., Europe, the Middle East, Mexico, Central America, the Caribbean and Australasia
- Apply by June 13, 2012 and you'll earn up to 16,000 points – that's enough for two free nights* at over 1,500 locations across North America!
Notes:
- For the first 6 billing cycles, 18.99% thereafter.
- For the first 6 billing cycles, 18.99% thereafter.
President’s Choice Financial® MasterCard 
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Interest on: |
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|---|---|---|---|
Annual Fee$0 |
Purchases19.97% |
Cash Advances19.97% |
Balance Transfers5.97%1 |
- Earn 10 PC points for every dollar of every purchase made with your card
- After approval, receive 4 coupons for 5,000 PC points each, which translates to $20 in free groceries
- Get an extra 5,000 PC points when you apply online
- Low balance transfer rate for eligible new customers
Notes:
Scotiabank Value VISA® Card 
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Interest on: |
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|---|---|---|---|
Annual Fee$29 |
Purchases11.99% |
Cash Advances0.99%1 |
Balance Transfers0.99%2 |
- 0.99% introductory interest rate on cash advances and balance transfers for the first nine months
- Save hundreds of dollars a year, pay down balances faster, and simplify your monthly payments by switching balances from higher interest rate credit cards to a Scotiabank Value VISA card
- Balance transfer fee (regularly 1% of the balance transfer amount) is waived



