Balance Transfer Credit Cards

The following credit cards can save you money by offering low introductory interest rates on balance transfers. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.

Filter by issuer:

Detailed view | Quick comparison table

MBNA Platinum Plus® MasterCard® Credit Card Apply Now

MBNA Platinum Plus® MasterCard® Credit Card

Interest on:

Annual Fee

$0

Purchases

17.99%

Cash Advances

19.99%

Balance Transfers

0.00%1

  • 0% annual interest rate (AIR) on balance transfers, access cheques and deposits for the first 10 full months
  • Credit limit up to $100,000

Notes:
  1. For the first 10 billing cycles, 19.99% thereafter.

Capital One Gold MasterCard®: 11.9% Apply Now

Capital One Gold MasterCard®: 11.9%

Interest on:

Annual Fee

$19

Purchases

11.90%1

Cash Advances

19.80%

Balance Transfers

11.90%2

  • Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
  • After 3 years, your rate will become a variable rate of Prime +9.9% on purchases and balance transfers
  • Annual interest rate for cash advances is 19.8%
  • Save money when you transfer high-interest debt with our no-fee balance transfer service

Notes:
  1. For 3 years.
  2. For 3 years.
More information about the Capital One Gold MasterCard®: 11.9%

Capital One® SmartLine™ Platinum MasterCard Apply Now

Capital One® SmartLine™ Platinum MasterCard

Interest on:

Annual Fee

$0

Purchases

5.99%1

Cash Advances

19.80%

Balance Transfers

5.99%2

  • No annual fee, annual interest rate for cash advances is 19.8%
  • Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
  • After 3 years, your rate will become a variable rate of Prime +4.99% on purchases and balance transfers
  • Save money when you transfer high-interest debt with our no-fee balance transfer service

Notes:
  1. For 3 years.
  2. For 3 years.

MBNA CAA Quebec MasterCard® Credit Card Apply Now

MBNA CAA Quebec MasterCard® Credit Card

Interest on:

Annual Fee

$0

Purchases

14.99%

Cash Advances

16.99%

Balance Transfers

3.99%1

  • On top of the 2¢ per litre of gas earned in CAA-Quebec Dollars when you show your CAA-Quebec membership card at the counter when filling up on gas at participating Couche-Tard outlets, you receive an additional 2% rebate by paying with your CAA-Quebec MasterCard credit card on all your qualifying purchases - including gas - at participating Couche-Tard outlets that sell gas
  • This 2% is added to the 0.5% rebate you earn each time you use your CAA-Quebec MasterCard credit card
  • 3.99% annual interest rate (AIR) on balance transfers, access cheques and deposits for the first 6 full months
  • Please note you must be a member of the Quebec CAA to apply for this card

Notes:
  1. For the first 6 billing cycles, 19.99% thereafter.
More information about the MBNA CAA Quebec MasterCard® Credit Card

MBNA Choice Privileges MasterCard® Credit Card Apply Now

MBNA Choice Privileges MasterCard® Credit Card

Interest on:

Annual Fee

$0

Purchases

16.99%

Cash Advances

1.99%1

Balance Transfers

1.99%2

  • Earn 2 free nights at over 1,500 hotels across North America
  • Earn 2 points for every qualifying net retail $1 spent on everyday purchases
  • Earn up to 15 points for every $1 in qualifying net retail purchases at over 5,500 Choice Privileges locations in Canada, the U.S., Europe, the Middle East, Mexico, Central America, the Caribbean and Australasia
  • Apply by June 13, 2012 and you'll earn up to 16,000 points – that's enough for two free nights* at over 1,500 locations across North America!

Notes:
  1. For the first 6 billing cycles, 18.99% thereafter.
  2. For the first 6 billing cycles, 18.99% thereafter.

President’s Choice Financial® MasterCard Apply Now

President’s Choice Financial® MasterCard

Interest on:

Annual Fee

$0

Purchases

19.97%

Cash Advances

19.97%

Balance Transfers

5.97%1

  • Earn 10 PC points for every dollar of every purchase made with your card
  • After approval, receive 4 coupons for 5,000 PC points each, which translates to $20 in free groceries
  • Get an extra 5,000 PC points when you apply online
  • Low balance transfer rate for eligible new customers

Notes:
  1. for 4 months, 19.97% thereafter.
More information about the President’s Choice Financial® MasterCard

Scotiabank Value VISA® Card Apply Now

Scotiabank Value VISA® Card

Interest on:

Annual Fee

$29

Purchases

11.99%

Cash Advances

0.99%1

Balance Transfers

0.99%2

  • 0.99% introductory interest rate on cash advances and balance transfers for the first nine months
  • Save hundreds of dollars a year, pay down balances faster, and simplify your monthly payments by switching balances from higher interest rate credit cards to a Scotiabank Value VISA card
  • Balance transfer fee (regularly 1% of the balance transfer amount) is waived

Notes:
  1. For the first 9 months, 11.99% thereafter.
  2. For the first 9 months, 11.99% thereafter.
More information about the Scotiabank Value VISA® Card
If you have found an error or inaccurate information related to a credit card, you can report a listing.