Balance Transfer Credit Cards

The following credit cards can save you money by offering low introductory interest rates on balance transfers. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.

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Platinum Plus® MasterCard® credit card - 0% for 12 Apply Now

Platinum Plus® MasterCard® credit card - 0% for 12

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

24.99%1

Balance Transfers

21.99%2

Simply your finances while enjoying platinum services

  • 0% promotional annual interest rate (AIR) on balance transfers for the first 12 full months
  • Access to 24/7 customer service
  • Around-the-clock-fraud protection
  • Immediate cash access at over 1 million ATMS worldwide
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 0% for your first 12 billing cycles

    Scotiabank Value® VISA* card Apply Now

    Scotiabank Value® VISA* card

    Interest on:

    Annual Fee

    $29

    Purchases

    11.99%

    Cash Advances

    11.99%

    Balance Transfers

    11.99%


    Save hundreds of dollars a year

    0.99% interest rate on cash advances and balance transfers for the first six months for accounts opened by January 31st, 2015

    • Low 11.99% interest rate
    • Interest free grace period of at least 21 days on purchases
    • Save hundreds of dollars a year
    • Pay down balances faster
    • Simplify your monthly payments
    • 20% AVIS rental card discount

    More information about the Scotiabank Value® VISA* card

    Smart Cash MasterCard® credit card Apply Now

    Smart Cash MasterCard® credit card

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    24.99%1

    Balance Transfers

    21.99%2

    Make your shopping work for you. Get cash back on the most common purchases.

  • Get up to 5% cash back on eligible gas and grocery purchases for the first 6 months
  • Get up to 2% cash back on eligible gas and grocery purchases thereafter
  • Get up to 1% cash back for all other eligible purchases
  • 1.99% promotional annual interest rate (AIR) on balance transfers for the first 10 full months
  • If eligible, you will be considered for an upgrade to a Smart Cash World MasterCard® credit card††††
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1.99% for your first 10 billing cycles
    More information about the Smart Cash MasterCard® credit card

    Sony Card MasterCard® credit card Apply Now

    Sony Card MasterCard® credit card

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    24.99%1

    Balance Transfers

    21.99%2

    Receive 2,000 bonus Sony points after your first eligible purchase††

  • 1.99% promotional annual interest rate (AIR) on balance transfers for the first 10 full months.
  • Earn Sony Points on eligible purchases made using your Sony Card MasterCard®‡
  • Get 2,000 Sony Points after your first eligible transaction††
  • Earn double Sony Points on eligible purchases of Sony products at sony.ca or the Sony store / Maison Sony
  • Redeem Sony Points toward any Sony product online at sony.ca. Choose from the latest audio, video, gaming products and more

  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)
    More information about the Sony Card MasterCard® credit card

    Toronto Blue JaysTM MBNA MasterCard® credit card Apply Now

    Toronto Blue JaysTM MBNA MasterCard® credit card

    Interest on:

    Annual Fee

    $0

    Purchases

    16.99%

    Cash Advances

    24.99%1

    Balance Transfers

    18.99%2


    Are you a Blue JaysTM fan? Support your favourite team and score savings with a low promotional rate.

    Show your support for your favourite team

  • 1.99% promotional annual interest rate (AIR) on balance transfers for the first 10 full months
  • Proudly support the Toronto Blue JaysTM each time you show your credit card
  • Around-the-clock-fraud protection
  • Enhanced security and protection with Chip & PIN technology and PayPass
  • No annual fee
  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

    President’s Choice Financial® MasterCard Apply Now

    President’s Choice Financial® MasterCard

    Interest on:

    Annual Fee

    $0

    Purchases

    19.97%

    Cash Advances

    19.97%

    Balance Transfers

    5.97%1

    • Earn 10 PC points for every dollar of every purchase made with your card
    • After approval, receive 4 coupons for 5,000 PC points each, which translates to $20 in free groceries
    • Get an extra 5,000 PC points when you apply online
    • Low balance transfer rate for eligible new customers

    Notes:
    1. for 4 months, 19.97% thereafter.
    More information about the President’s Choice Financial® MasterCard
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