Balance Transfer Credit Cards

The following credit cards can save you money by offering low introductory interest rates on balance transfers. You can apply for these credit cards online by following the Apply Now link. All of these cards are available in Canada.

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American Express AIR MILES Credit Card Apply Now

American Express AIR MILES Credit Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

19.99%

Balance Transfers

n/a

New American Express® AIR MILES®* Credit Card* Cardmembers, earn a bonus of 500 AIR MILES®* reward miles the first time you use an approved Card

  • Earn 1 reward mile for every $15 in Card purchases at AIR MILES®* Sponsors
  • Earn 1 reward mile for every $20 in purchases you charge to the Card everywhere else
  • Shop at participating AIR MILES®* Sponsors across Canada with your card and show your AIR MILES®* Credit Card and your AIR MILES®* Collector Card, and you can earn reward miles twice
  • More than 1000 rewards to choose from! Redeem for a wide range of rewards - everything from electronics to travel and more
  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants.
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

  • Conditions apply

    More information about the American Express AIR MILES Credit Card

    American Express AIR MILES Platinum Credit Card Apply Now

    American Express AIR MILES Platinum Credit Card

    Interest on:

    Annual Fee

    $651

    Purchases

    0.00%

    Cash Advances

    0.00%

    Balance Transfers

    0.00%

    New American Express® AIR MILES®* Platinum Credit Card* Cardmembers earn a bonus of 2,000 AIR MILES reward miles when you charge a total of $500 in purchases to your Card within your first three months of Cardmembership.

  • Enjoy your first year free
  • Earn 1 reward mile for every $10 in Card purchases at AIR MILES®* Sponsors
  • Earn 1 reward mile for every $10 in Card purchases at other eligible grocery stores, gas stations, and drugstores in Canada
  • Plus, earn 1 reward mile for every $15 in Card purchases everywhere else
  • Shop at participating AIR MILES Sponsors across Canada with your Card and show your AIR MILES®* Collector Card, and you can earn reward miles twice
  • More than 1000 rewards to choose from! Redeem for a wide range of rewards - everything from movie tickets to electronics, travel and more
  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants.
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

  • Conditions apply

    Notes:
    1. No Annual Fee for the first year; $65 Annual Fee thereafter*

    Platinum Plus® MasterCard® credit card - 0% for 12 Apply Now

    Platinum Plus® MasterCard® credit card - 0% for 12

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    24.99%1

    Balance Transfers

    21.99%2

    Get 0% promotional annual interest rate (AIR) on balance transfers for the first 12 full months

      Simplify your finances while enjoying platinum services.

  • 0% promotional annual interest rate, (AIR) on balance transfers for the first 12 full months
  • Access to 24/7 customer service
  • Around-the-clock-fraud protection
  • Immediate cash access at over 1 million ATMS worldwide
  • No annual fee

  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)

    Scotiabank Value® VISA* card Apply Now

    Scotiabank Value® VISA* card

    Interest on:

    Annual Fee

    $29

    Purchases

    11.99%

    Cash Advances

    11.99%

    Balance Transfers

    11.99%


    Save hundreds of dollars a year

    0.99% interest rate on cash advances and balance transfers for the first six months. For accounts opened by May 31, 2016. NOTE: a 1% balance transfer fee is being introduced with this offer as of March 1 2016.

    • Low 11.99% interest rate
    • Interest free grace period of at least 21 days on purchases
    • Save hundreds of dollars a year
    • Pay down balances faster
    • Simplify your monthly payments
    • 20% AVIS rental card discount

    More information about the Scotiabank Value® VISA* card

    SimplyCash Card from American Express Apply Now

    SimplyCash Card from American Express

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    21.99%

    Balance Transfers

    0.00%

    New SimplyCashTM Card from American Express Cardmembers can earn 5% cash back on all eligible purchases at gas stations, grocery stores and restaurants in Canada (up to $250 cash back) for the first 6 months of Cardmembership1

  • Earn 1.25% cash back on all other purchases and when your Welcome Rate ends
  • No limit to the amount of cash back you can earn
  • No annual fee for Supplementary Cards
  • Access to memorable experiences with American Express Invites®
  • Insurance coverage and 24/7 Customer Service
  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants.


  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

    More information about the SimplyCash Card from American Express

    SimplyCash Preferred Card from American Express Apply Now

    SimplyCash Preferred Card from American Express

    Interest on:

    Annual Fee

    $79

    Purchases

    19.99%

    Cash Advances

    21.99%

    Balance Transfers

    0.00%

    New SimplyCashTMPreferred Card from American Express Cardmembers can earn 5% cash back on all eligible (up to $400 cash back) for the first 6 months of Cardmembership1

  • Earn 1.5% cash back when your Welcome Rate ends (up to $100,000 annually) and 1.25% after No limit to the amount of cash back you can earn
  • No annual fee for Supplementary Cards
  • Access to memorable experiences with American Express Invites®
  • Extensive insurance coverage and 24/7 Customer Service
  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants.
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Offer subject to change without notice.

  • Conditions apply

    Sony Card MasterCard® credit card Apply Now

    Sony Card MasterCard® credit card

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    24.99%1

    Balance Transfers

    21.99%2

    Get 2,000 Sony Points after your first eligible transaction††

  • 1.99% promotional annual interest rate (AIR) on balance transfers for the first 10 full months months
  • Earn Sony Points on eligible purchases made using your Sony Card MasterCard®‡
  • Get 2,000 Sony Points after your first eligible transaction††††
  • Earn double Sony Points on eligible purchases of Sony products at sony.ca or the Sony store / Maison Sony
  • Redeem Sony Points toward any Sony product online at sony.ca. Choose from the latest audio, video, gaming products and more
  • No annual fee

  • Notes:
    1. 1% of amount advanced (minimum fee $7.50)
    2. 1% of amount advanced (minimum fee $7.50)
    More information about the Sony Card MasterCard® credit card

    President’s Choice Financial® MasterCard Apply Now

    President’s Choice Financial® MasterCard

    Interest on:

    Annual Fee

    $0

    Purchases

    19.97%

    Cash Advances

    19.97%

    Balance Transfers

    5.97%1

    • Earn 10 PC points for every dollar of every purchase made with your card
    • After approval, receive 4 coupons for 5,000 PC points each, which translates to $20 in free groceries
    • Get an extra 5,000 PC points when you apply online
    • Low balance transfer rate for eligible new customers

    Notes:
    1. for 4 months, 19.97% thereafter.
    More information about the President’s Choice Financial® MasterCard
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