• Earn 2% cash back on all your gas and grocery purchases at major gas stations and grocery stores
• Earn 1% cash back on all your other purchases
• When you're ready to redeem your 2% cash back from all those gas and grocery purchases, you can either have a cheque mailed to you or have it credited to your statement

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Strengthen your credit history while you enjoy valuable MasterCard® benefits

• A Secured credit card gives you access to credit, just like any other credit card. The only difference is that you need to provide security funds as collateral before you can receive your card and access your credit
• Security funds as low as $75
• Credit limit of $300 or more
• Security funds are fully refundable if you ever decide to close your account

• Get a low, long-term interest rate that can help you strengthen your credit history

• A Secured credit card gives you access to credit, just like any other credit card. The only difference is that you need to provide security funds as collateral before you can receive your card and access your credit
• Security funds as low as $75
• Credit limit of $300 or more
• Security funds are fully refundable if you ever decide to close your account

• Customize your credit card to suit your lifestyle as a student
• Enjoy exclusive discounts at thousands of SPC Card retailers nationwide for NO ADDED FEE
• One time SPC Card registration – no need to renew
• Earn added Rewards with AIR MILES® reward miles or CashBack®

Notes:

1. Low 11.9% interest rate available for an additional $35 per year.

• Protect your purchases with automatic replacement, repair or reimbursement coverage for most personal items, if lost, stolen or damaged within 90 days of purchase with the card
• Extended protection. Doubles the original Canadian or U.S. manufacturer's warranty automatically, up to one additional year on most items purchased with the card
• CIBC CreditSmart®, a revolutionary array of smart credit management features

Notes:

1. Changing to 19.5% beginning November 2009.
2. Begins November 2009.
3. Interest rate not mentioned on website.

• Cell Phone Insurance at no charge, in the event of loss or theft
• Ticket reservation service
• Accord D Desjardins financing, a second, separate credit limit
• Cash advances up to $2,500 per day, anywhere in the world

Notes:

1. Low annual interest rate option of 11.8% for $30 per year.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Requires a security deposit for eligibility. Credit limit is then set at the amount of the deposit. You can put down as little as $1,000, or as much as $10,000
• To cancel your card, just pay off your outstanding balance, and you'll get your security deposit back from Home Trust
• Virtually everyone is approved

Notes:

1. Interest rate not mentioned on website.

• Reward Me Rewards Program: $1 purchase = 1 point
• Protect your possessions with purchase insurance and extended guarantees, and double the manufacturer's guarantee for up to one year
• Safely shop online thanks to Verified by VISA
• When you spend over $200 net on purchases during your billing cycle, Laurentian Bank will offer to reimburse your monthly fees

Notes:

1. Calculated from fee of $1.66 per month.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Designed for young adults, this card lets you build a credit history
• MasterCard Zero Liability
• Purchase insurance - For a period of 90 days following the purchase date
• Extended warranty on purchases - Doubles the manufacturer's guarantee up to one additional year

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Benefit from a variable rate that keeps up with changes in the market
• MasterCard Zero Liability
• Purchase insurance - For a period of 90 days following the purchase date
• Extended warranty on purchases - Doubles the manufacturer's guarantee up to one additional year

Notes:

1. Comprised of a variable prime rate established by the National Bank, to which is added a fixed adjustment rate of 4%.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Earn one RBC Rewards point for every dollar in purchases you make with your card. Keep collecting points and redeem for travel rewards, merchandise items, gift certificates, and RBC Registered Rewards
• Earn additional RBC Rewards points with the Rewards Network Restaurant Program
• RBC Rewards start as low as 2,500 points
• Exchange RBC Rewards points for Esso Extra points

Notes:

1. Interest rate not mentioned on website.

• Helps university and college students build a credit history while enjoying the worldwide acceptance and convenience of an RBC Royal Bank Visa card

Notes:

1. Interest rate not mentioned on website.

• Get up to a 1% Moneyback reward on purchases
• Credit limit of $500 to $2,000

Notes:

1. Interest rate not mentioned on website.