• May help you strengthen your credit history
• 24/7 customer service online or by phone
• Security funds may be required

• Guaranteed access to credit
• May help you establish or re-establish your credit history
• Security funds required

• Low rate on purchases and balance transfers
• May help you strengthen your credit history
• Security funds may be required

Accelerated Moneyback reward program designed with students in mind

• Earn up to 1% Moneyback every year on the purchases you've made with your card
• 20% discount rates at Avis Car Rental
• VISA Perks - exclusive VISA card holder discounts available at many popular merchants. Visit visaperks.ca to learn more.

• Customize your credit card to suit your lifestyle as a student
• Enjoy exclusive discounts at thousands of SPC Card retailers nationwide for NO ADDED FEE
• One time SPC Card registration – no need to renew
• Earn added Rewards with AIR MILES® reward miles or CashBack®

Notes:

1. Low 11.9% interest rate available for an additional $35 per year.

• Protect your purchases with automatic replacement, repair or reimbursement coverage for most personal items, if lost, stolen or damaged within 90 days of purchase with the card
• Extended protection. Doubles the original Canadian or U.S. manufacturer's warranty automatically, up to one additional year on most items purchased with the card
• CIBC CreditSmart®, a revolutionary array of smart credit management features

Notes:

1. Interest rate not mentioned on website.

• Cell Phone Insurance at no charge, in the event of loss or theft
• Ticket reservation service
• Accord D Desjardins financing, a second, separate credit limit
• Cash advances up to $2,500 per day, anywhere in the world

Notes:

1. Low annual interest rate option of 11.8% for $30 per year.

• Requires a security deposit for eligibility. Credit limit is then set at the amount of the deposit. You can put down as little as $1,000, or as much as $10,000
• To cancel your card, just pay off your outstanding balance, and you'll get your security deposit back from Home Trust
• Virtually everyone is approved

Notes:

1. Interest rate not mentioned on website.

• Reward Me Rewards Program: $1 purchase = 1 point
• Redemption starts at 2,600 points
• Protect your possessions with purchase insurance and extended guarantees, and double the manufacturer's guarantee for up to one year
• When you spend over $200 net on purchases during your billing cycle, Laurentian Bank will offer to reimburse your monthly fees

Notes:

1. Calculated from fee of $1.66 per month.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Designed for young adults, this card lets you build a credit history
• MasterCard Zero Liability
• Purchase insurance - For a period of 90 days following the purchase date
• Extended warranty on purchases - Doubles the manufacturer's guarantee up to one additional year

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Benefit from a variable interest rate that keeps up with changes in the market
• Purchase insurance - For a period of 90 days following the purchase date
• Extended warranty on purchases - Doubles the manufacturer's guarantee up to one additional year

Notes:

1. Comprised of a variable prime rate established by the National Bank, to which is added a fixed adjustment rate of 4%.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Earn one RBC Rewards point for every dollar in purchases you make with your card. Keep collecting points and redeem for travel rewards, merchandise items, gift certificates, and RBC Registered Rewards
• Earn additional RBC Rewards points with the Rewards Network Restaurant Program
• RBC Rewards start as low as 2,500 points
• Exchange RBC Rewards points for Esso Extra points

Notes:

1. Interest rate not mentioned on website.

• Helps university and college students build a credit history while enjoying the worldwide acceptance and convenience of an RBC Royal Bank Visa card

Notes:

1. Interest rate not mentioned on website.