• Enjoy the essentials benefits of a Gold card, but with no annual fee
• Minimum $5,000 credit limit

• Rewards up to 1% Moneyback reward every year on the purchases you've made with your card

• Receive 2,000 ScotiaHockey Rewards points with your first card purchase
• Earn 1 ScotiaHockey Rewards point for every $1 in credit card purchases, which can be redeemed for exclusive NHL hockey experiences and more

• 2% cash back on all eligible gas, groceries, recurring payments and drug store purchases
• 1% cash back on all other eligible purchases

• Sign up bonus: 2,000 points - that's 2 free movies - on your first purchase
• Receive 1 SCENE point for every $1 spent
• Earn 5 SCENE points for every $1 spent at participating Cineplex Entertainment theatres - including Cineplex Odeon, Galaxy, Famous Players, Paramount, SilverCity, Coliseum, Colossus and Scotiabank theatres

Notes:

1. Interest rate not mentioned on website.

• Get up to a 1% Moneyback reward on purchases
• Credit limit of $500 to $2,000

Notes:

1. Interest rate not mentioned on website.

• The No-Fee Scotiabank Value VISA card is the only no annual fee, low-rate credit card in Canada
• Save hundreds of dollars a year, pay down balances faster, and simplify your monthly payments by switching balances from higher interest rate credit cards to a Scotiabank Value VISA card

Notes:

1. Interest rate not mentioned on website.

• With an annual interest rate of 11.49% your Scotiabank Value VISA card can finance medium to large purchases
• Save hundreds of dollars a year, pay down balances faster, and simplify your monthly payments by switching balances from higher interest rate credit cards to a Scotiabank Value VISA card

Notes:

1. Interest rate not mentioned on website.

• One-card solution to your company's expense management needs; corporate travel, entertainment, small-dollar purchasing - it's your choice
• Complete expense management system designed for companies with chargeable expenses of $3 million or more

Notes:

1. Annual fee not mentioned on website.
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.
4. Interest rate not mentioned on website.

• Being rewarded for every dollar you spend makes good business sense
• Supplementary Cardmembers also earn Scotia Rewards points
• Benefit from a 50% reduction in the annual fee on your personal ScotiaGold Passport VISA card
• In addition to comprehensive travel insurance, save with 5% Cash Back on airline tickets, pre-packaged tours or cruises booked through our travel agency

Notes:

1. Interest rate not mentioned on website.

• Earn one Scotia Rewards point for every $1 you spend
• Travel anywhere, at any time of the year with no restrictions
• Exclusive Travel Services - Enjoy special perks when you enroll in the Scotia Rewards Travel Service
• Comprehensive Travel Protection & Savings
• Concierge Services

Notes:

1. Interest rate not mentioned on website.

• No monthly or annual fees
• Interest rates as low as Scotiabank Prime for secured or Prime + 2.49% to Prime + 5.49% for unsecured
• Credit limit up to $50,000 unsecured or $500,000 for a secured line of credit
• Personalized VISA cards with both your personal and your business name
• Free supplementary cards and personalized cheques

Notes:

1. Secured Rate as low as 3.25%, Unsecured Rate from 4.74% to 7.74%
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.

• Personal borrowing tool that combines the high credit limits and low rates of a personal line of credit with the flexibility to use that credit anywhere, anytime
• Secured rates as low as 3.25% (Scotiabank Prime Rate + 1%)
• Competitive unsecured rate of 7.24% (Scotia Prime Rate + 4.99%)
• Credit limits ranging from $20,000 to $500,000

Notes:

1. Secured Rate at 3.25%, Unsecured Rate at 7.24%
2. Interest rate not mentioned on website.
3. Interest rate not mentioned on website.