Scotiabank Credit Cards

You can apply for these Scotiabank credit cards online by following the Apply Now link. All of these cards are available in Canada.

Detailed view | Quick comparison table

No-Fee Scotiabank Value® VISA* card Apply Now

No-Fee Scotiabank Value® VISA* card

Interest on:

Annual Fee

$0

Purchases

16.99%

Cash Advances

16.99%

Balance Transfers

16.99%


Save hundreds of dollars a year
Get an introductory 3.99% interest rate on Balance transfers for the first six months. For accounts opened by July 31, 2017.

  • 16.99% interest rate
  • Pay down balances faster
  • Simplify your monthly payments
  • Interest free grace period of at least 21 days on purchases
  • Save hundreds of dollars a year
  • 20% AVIS rental card discount

More information about the No-Fee Scotiabank Value® VISA* card

Scotia Momentum® No-Fee VISA* Card Apply Now

Scotia Momentum® No-Fee VISA* Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%


Cash back on everyday spending.
Get an introductory 7.99% on Balance transfers for the first six months. For accounts opened by October 31, 2017.

  • 1% on eligible gas station, grocery store and drug store purchases and recurring bills
  • 0.5% cash back on all other eligible purchases
  • 20% AVIS rental card discount

More information about the Scotia Momentum® No-Fee VISA* Card

Scotia Momentum® VISA* Infinite card Apply Now

Scotia Momentum® VISA* Infinite card

Interest on:

Annual Fee

$99

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%

Maximum cash back on everyday spending.
Annual fee waiver for the first year. For accounts opened by July 31, 2017.

  • 4% on eligible gas station and grocery store purchases
  • 2% on drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases
  • VISA Infinite Complimentary Concierge Service – available 24/7
  • Access to VISA Infinite Luxury Hotel Collection
  • VISA Infinite Dining Series – Unique dining experiences in some of Canada’s top restaurants
  • Special access to unique offers and experiences
  • Rental car collision insurance
  • Purchase security and extended warranty protection


More information about the Scotia Momentum® VISA* Infinite card

Scotiabank Momentum VISA® Card Apply Now

Scotiabank Momentum VISA® Card

Interest on:

Annual Fee

$39

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%


Cash back on everyday spending.
Get an introductory 3.99% on Balance transfers for the first six months. Plus, $39 first year annual fee waiver. For accounts opened by July 31, 2017.

  • 2% on eligible gas station, grocery store and drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases
  • Purchase security and extended warranty protection
  • 20% AVIS rental card discount

More information about the Scotiabank Momentum VISA® Card

Scotiabank SCENE VISA® Card Apply Now

Scotiabank SCENE VISA® Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%


Free movies and more.

Start with 5,000 bonus SCENE points with $500 in everyday purchases within the first three months. That's 5 FREE movies. For accounts opened by July 1, 2017.

  • Earn one SCENE point for every dollar you spend
  • Earn five SCENE points for every dollar you spend at participating Cineplex Entertainment theatre or online at cineplex.com.
  • Redeem points for free movies at Cineplex Entertainment theatres, music and other entertainment rewards
  • No annual fee
  • 20% AVIS rental card discount

More information about the Scotiabank SCENE VISA® Card

Scotiabank Value® VISA* card Apply Now

Scotiabank Value® VISA* card

Interest on:

Annual Fee

$29

Purchases

11.99%

Cash Advances

11.99%

Balance Transfers

11.99%

Save hundreds of dollars a year.
Special 1.99% introductory interest rate on Balance transfers for the first six months. For accounts opened by July 31, 2017.

  • Low 11.99% interest rate
  • Pay down balances faster
  • Simplify your monthly payments
  • Interest free grace period of at least 21 days on purchases
  • Save hundreds of dollars a year
  • 20% AVIS rental card discount

More information about the Scotiabank Value® VISA* card

Scotiabank® GM®* VISA* Card Apply Now

Scotiabank® GM®* VISA* Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

0.00%

Get closer to your new car with up to 5% in GM Earnings

  • Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • Earnings do not expire
  • No earning or redemption caps
  • Enjoy the same great rewards in 5 unique designs
  • Purchase security and extended warranty

More information about the Scotiabank® GM®* VISA* Card

Scotiabank® GM®* VISA* Infinite Card Apply Now

Scotiabank® GM®* VISA* Infinite Card

Interest on:

Annual Fee

$791

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

0.00%

Get closer to your new car with up to 5% in GM Earnings

  • Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • Earnings do not expire
  • No earning or redemption caps
  • Enjoy the same great rewards in 5 unique designs
  • Travel with peace of mind with VISA Infinite benefits, including Travel Medical Insurance, Rental Car Insurance, Trip Interruption Insurance, and more
  • Purchase Security and Extended Warranty

Notes:
  1. Pay no $79 annual fee for the first year. For accounts opened by October 31, 2017.
More information about the Scotiabank® GM®* VISA* Infinite Card

Scotiabank® More Rewards® * VISA* card Apply Now

Scotiabank® More Rewards® * VISA* card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

0.00%

Earn More Rewards points and redeem for groceries, gift cards, travel and more
Receive 5,000 More Rewards bonus points when you apply for a new Scotiabank More Rewards Visa card1 before March 31, 2017 plus an additional 10,000 points when you make your first purchase. NOTE: 10,000 bonus points will be awarded if a first purchase is made on the Account by June 30, 2017.

  • Earn 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations
  • Earn 4 points for every $1 on other purchases everywhere else
  • There's no limit to the number of points you can earn
  • There's no limit to the number of points you can earn
  • Flexible redemption options and reward choices
  • Purchase security and extended warranty protection
  • Price Protection Service

More information about the Scotiabank® More Rewards® * VISA* card

Scotiabank®* American Express® Card Apply Now

Scotiabank®* American Express® Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%


Earn travel rewards up to 2x faster
Pay no $39 annual fee for the first year. For accounts opened by July 31, 2017.

  • Earn one Scotia Rewards point on all eligible purchases
  • Extraordinary travel benefits
  • Flexible Point Redemption
  • Comprehensive travel insurance
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.
  • Receive up to 25% off qualifying car rentals
  • Travel emergency medical coverage is automatically provided for eligible persons for up to 8 consecutive days
  • Redeem points for merchandise and other rewards

More information about the Scotiabank®* American Express® Card

Scotiabank®* Gold American Express® Card Apply Now

Scotiabank®* Gold American Express® Card

Interest on:

Annual Fee

$99

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%


Earn 30,000 Scotia Rewards bonus points, worth 300 in travel, with $750 in everyday purchases within the first three months. Plus, $99 first year annual fee waiver. For accounts opened by July 31, 2017.
Earn travel rewards up to 4x faster

  • Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
  • Earn one point on all other eligible purchases
  • Extraordinary travel benefits
  • Flexible Point Redemption
  • Comprehensive travel insurance
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.
  • Complimentary Concierge Services
  • Low price airfare alerts
  • Access to Priority Pass Lounges worldwide
  • Receive up to 25% off qualifying car rentals
  • Travel emergency medical coverage is automatically provided for eligible persons for up to 25 consecutive days
  • Redeem points for merchandise and other rewards

More information about the Scotiabank®* Gold American Express® Card

Scotiabank®* Platinum American Express® Apply Now

Scotiabank®* Platinum American Express®

Interest on:

Annual Fee

$399

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%

Earn 30,000 Scotia Rewards bonus points, worth $300 in travel, with your first card purchase within first two months*

  • Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
  • Earn one point on all other eligible everyday purchases
  • Complimentary membership to Priority Pass Airport Lounges Worldwide

Rates, fees, and other information are effective as of March 1, 2017. Subject to change.

More information about the Scotiabank®* Platinum American Express®

ScotiaGold Passport VISA® Card Apply Now

ScotiaGold Passport VISA® Card

Interest on:

Annual Fee

$110

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%


Travel anywhere, at any time of the year with no restrictions.

Earn 5,000 bonus points with your first card purchase within first two months. For accounts opened by May 31, 2017.

  • Earn one Scotia Rewards 1 point for every $1 you spend
  • Travel anywhere, at any time of the year with no restrictions
  • Comprehensive travel protection and insurance
  • 5% cash back on travel purchased through Scotia Rewards
  • Book online or by phone
  • Concierge Service
  • Merchandise, gift card and other rewards available

More information about the ScotiaGold Passport VISA® Card
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