Scotiabank Credit Cards

You can apply for these Scotiabank credit cards online by following the Apply Now link. All of these cards are available in Canada.

Detailed view | Quick comparison table

No-Fee Scotiabank Value® VISA* card Apply Now

No-Fee Scotiabank Value® VISA* card

Interest on:

Annual Fee

$0

Purchases

16.99%

Cash Advances

16.99%

Balance Transfers

16.99%


Save hundreds of dollars a year
Get an introductory 3.99% interest rate on Balance transfers for the first six months. For accounts opened by July 31, 2017.

  • 16.99% interest rate
  • Pay down balances faster
  • Simplify your monthly payments
  • Interest free grace period of at least 21 days on purchases
  • Save hundreds of dollars a year
  • 20% AVIS rental card discount

More information about the No-Fee Scotiabank Value® VISA* card

Scotia Momentum® No-Fee VISA* Card Apply Now

Scotia Momentum® No-Fee VISA* Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%


Cash back on everyday spending.
Special introductory 7.99% on interest rate for the first 6 months.

Scotia Momentum® VISA* Infinite card Apply Now

Scotia Momentum® VISA* Infinite card

Interest on:

Annual Fee

$99

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%

Maximum cash back on everyday spending.
Annual fee waiver for the first year. For accounts opened by July 31, 2017.

  • 4% on eligible gas station and grocery store purchases
  • 2% on drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases
  • VISA Infinite Complimentary Concierge Service – available 24/7
  • Access to VISA Infinite Luxury Hotel Collection
  • VISA Infinite Dining Series – Unique dining experiences in some of Canada’s top restaurants
  • Special access to unique offers and experiences
  • Rental car collision insurance
  • Purchase security and extended warranty protection


More information about the Scotia Momentum® VISA* Infinite card

Scotiabank Momentum VISA® Card Apply Now

Scotiabank Momentum VISA® Card

Interest on:

Annual Fee

$39

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%


Cash back on everyday spending.
Get an introductory 3.99% on Balance transfers for the first six months. Plus, $39 first year annual fee waiver. For accounts opened by July 31, 2017.

  • 2% on eligible gas station, grocery store and drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases
  • Purchase security and extended warranty protection
  • 20% AVIS rental card discount

More information about the Scotiabank Momentum VISA® Card

Scotiabank SCENE VISA® Card Apply Now

Scotiabank SCENE VISA® Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%


Free movies and more.

5,000 bonus SCENE points with $500 in everyday purchases within the first three months. That's 5 FREE movies. For accounts opened by July 1, 2017.

  • Earn one SCENE point for every dollar you spend
  • Earn five SCENE points for every dollar you spend at participating Cineplex Entertainment theatre or online at cineplex.com.
  • Redeem points for free movies at Cineplex Entertainment theatres, music and other entertainment rewards
  • No annual fee
  • 20% AVIS rental card discount

Rates, fees and other information are effective as of July 1, 2017. Subject to change.

More information about the Scotiabank SCENE VISA® Card

Scotiabank Value® VISA* card Apply Now

Scotiabank Value® VISA* card

Interest on:

Annual Fee

$29

Purchases

11.99%

Cash Advances

11.99%

Balance Transfers

11.99%

Save hundreds of dollars a year.
Special 1.99% introductory interest rate on Balance transfers for the first six months. For accounts opened by July 31, 2017.

  • Low 11.99% interest rate
  • Pay down balances faster
  • Simplify your monthly payments
  • Interest free grace period of at least 21 days on purchases
  • Save hundreds of dollars a year
  • 20% AVIS rental card discount

More information about the Scotiabank Value® VISA* card

Scotiabank® GM®* VISA* Card Apply Now

Scotiabank® GM®* VISA* Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

0.00%

Get closer to your new car with up to 5% in GM Earnings

  • Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • Earnings do not expire
  • No earning or redemption caps
  • Enjoy the same great rewards in 5 unique designs
  • Purchase security and extended warranty

More information about the Scotiabank® GM®* VISA* Card

Scotiabank® GM®* VISA* Infinite Card Apply Now

Scotiabank® GM®* VISA* Infinite Card

Interest on:

Annual Fee

$791

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

0.00%

Get closer to your new car with up to 5% in GM Earnings

  • Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • Earnings do not expire
  • No earning or redemption caps
  • Enjoy the same great rewards in 5 unique designs
  • Travel with peace of mind with VISA Infinite benefits, including Travel Medical Insurance, Rental Car Insurance, Trip Interruption Insurance, and more
  • Purchase Security and Extended Warranty

Notes:
  1. Pay no $79 annual fee for the first year. For accounts opened by October 31, 2017.
More information about the Scotiabank® GM®* VISA* Infinite Card

Scotiabank® More Rewards® * VISA* card Apply Now

Scotiabank® More Rewards® * VISA* card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

0.00%

Earn More Rewards points and redeem for groceries, gift cards, travel and more
Receive 15,000 bonus More Rewards points when you make your first purchase in 90 days.*

  • Earn 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations
  • Earn 4 points for every $1 on other purchases everywhere else
  • There's no limit to the number of points you can earn
  • There's no limit to the number of points you can earn
  • Flexible redemption options and reward choices
  • Purchase security and extended warranty protection
  • Price Protection Service


Rates, fees and other information are effective as of June 1, 2017. Subject to change.

More information about the Scotiabank® More Rewards® * VISA* card

Scotiabank®* American Express® Card Apply Now

Scotiabank®* American Express® Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%


Earn 5,000 Scotia Rewards bonus points with your first $500 in everyday purchases in the first three months*
Rates, fees and other information are effective as of March August 1, 2017. Subject to change.

  • Earn one Scotia Rewards point on all eligible everyday purchases
  • Extraordinary travel benefits
  • Flexible Point Redemption
  • Comprehensive travel insurance
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.
  • Receive up to 25% off qualifying car rentals
  • Travel emergency medical coverage is automatically provided for eligible persons for up to 8 consecutive days
  • Redeem points for merchandise and other rewards

More information about the Scotiabank®* American Express® Card

Scotiabank®* Gold American Express® Card Apply Now

Scotiabank®* Gold American Express® Card

Interest on:

Annual Fee

$991

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%


Earn 30,000 Scotia Rewards bonus points, worth $300 in travel, with $750 in everyday purchases within three months*
Earn travel rewards up to 4x faster

  • Earn 4x Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
  • Earn one point on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7

Rates, fees and other information are effective as of May 1, 2017. Subject to change.

Notes:
  1. $99 Waived for the first year*
More information about the Scotiabank®* Gold American Express® Card

Scotiabank®* Platinum American Express® Apply Now

Scotiabank®* Platinum American Express®

Interest on:

Annual Fee

$399

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%

Earn 30,000 Scotia Rewards bonus points, worth $300 in travel, with your first card purchase within first two months*

  • Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
  • Earn one point on all other eligible everyday purchases
  • Complimentary membership to Priority Pass Airport Lounges Worldwide

Rates, fees, and other information are effective as of March 1, 2017. Subject to change.

More information about the Scotiabank®* Platinum American Express®

ScotiaGold Passport VISA® Card Apply Now

ScotiaGold Passport VISA® Card

Interest on:

Annual Fee

$110

Purchases

19.99%

Cash Advances

22.99%

Balance Transfers

22.99%


Travel anywhere, at any time of the year with no restrictions.

Earn 5,000 bonus points with your first $500 in everyday purchases in first three months*

  • Earn 1 Scotia Rewards 1 point for every $1 you spend
  • Travel anywhere, at any time of the year with no restrictions
  • Comprehensive travel protection and insurance
  • 5% cash back on travel purchased through Scotia Rewards
  • Book online or by phone
  • Concierge Service
  • Merchandise, gift card and other rewards available

Rates, fees and other information are effective as of June 1, 2017. Subject to change.

More information about the ScotiaGold Passport VISA® Card
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