Scotiabank Credit Cards

You can apply for these Scotiabank credit cards online by following the Apply Now link. All of these cards are available in Canada.

Detailed view | Quick comparison table

L’earn® VISA* card Apply Now

L’earn® VISA* card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

21.99%

Balance Transfers

21.99%

Accelerated Moneyback reward program designed with students in mind

  • Earn up to 1% Moneyback every year on the purchases you've made with your card
  • 20% discount rates at Avis Car Rental

More information about the L’earn® VISA* card

No-Fee Scotiabank Value® VISA* card Apply Now

No-Fee Scotiabank Value® VISA* card

Interest on:

Annual Fee

$0

Purchases

16.99%

Cash Advances

16.99%

Balance Transfers

16.99%


Save hundreds of dollars a year

3.99% interest rate on cash advances and balance transfers for the first six months for accounts opened by June 30, 2014

  • 16.99% interest rate
  • Pay down balances faster
  • Simplify your monthly payments
  • Interest free grace period of at least 21 days on purchases
  • Save hundreds of dollars a year
  • 20% AVIS rental card discount

More information about the No-Fee Scotiabank Value® VISA* card

No-Fee ScotiaGold® VISA* Card Apply Now

No-Fee ScotiaGold® VISA* Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

21.99%

Balance Transfers

21.99%

Essential travel benefits with no annual fee

  • Rental Car Collision Insurance
  • 20% Avis rental car discount
  • Rental Car Collision Insurance
  • 20% discount rates at Avis Car Rental
  • Commission-free Travellers Cheques

More information about the No-Fee ScotiaGold® VISA* Card

Scotia Momentum® No-Fee VISA* Card Apply Now

Scotia Momentum® No-Fee VISA* Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

21.99%

Balance Transfers

21.99%


Cash back on everyday spending.

1.99% interest rate on cash advances and balance transfers for the first six months for accounts opened by June 30, 2014

  • 1% on eligible gas station, grocery store and drug store purchases and recurring bills
  • 0.5% cash back on all other eligible purchases
  • 20% AVIS rental card discount

More information about the Scotia Momentum® No-Fee VISA* Card

Scotia Momentum® VISA* Infinite card Apply Now

Scotia Momentum® VISA* Infinite card

Interest on:

Annual Fee

$99

Purchases

19.99%

Cash Advances

21.99%

Balance Transfers

21.99%

Maximum cash back on everyday spending. $99 annual fee waived for the first year.
For accounts opened by June 30, 2014

0.99 introductory rate has been removed.

  • 4% on eligible gas station and grocery store purchases
  • 2% on drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases
  • VISA Infinite Complimentary Concierge Service – available 24/7
  • Access to VISA Infinite Luxury Hotel Collection
  • VISA Infinite Dining Series – Unique dining experiences in some of Canada’s top restaurants
  • Special access to unique offers and experiences
  • Rental car collision insurance
  • Purchase security and extended warranty protection

More information about the Scotia Momentum® VISA* Infinite card

Scotiabank Momentum VISA® Card Apply Now

Scotiabank Momentum VISA® Card

Interest on:

Annual Fee

$39

Purchases

19.99%

Cash Advances

21.99%

Balance Transfers

21.99%


Cash back on everyday spending.

1.99% interest rate on cash advances and balance transfers for the first six months for accounts opened by June 30,2014

  • 2% on eligible gas station, grocery store and drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases
  • Purchase security and extended warranty protection
  • 20% AVIS rental card discount

More information about the Scotiabank Momentum VISA® Card

Scotiabank SCENE VISA® Card Apply Now

Scotiabank SCENE VISA® Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

21.99%

Balance Transfers

21.99%


Free movies and more.

4,000 bonus SCENE points for accounts opened by October 31,2014

  • 4,000 bonus SCENE points - that’s four free movies
  • Earn one SCENE point for every dollar you spend
  • Earn five SCENE points for every dollar you spend at participating Cineplex Entertainment theatre or online at cineplex.com
  • Redeem points for free movies at Cineplex Entertainment theatres, music and other entertainment rewards
  • No annual fee
  • 20% AVIS rental card discount
  • VISA Perks - exclusive VISA card holder discounts available at many popular merchants. Visit visaperks.ca to learn more.

More information about the Scotiabank SCENE VISA® Card

Scotiabank Value® VISA* card Apply Now

Scotiabank Value® VISA* card

Interest on:

Annual Fee

$29

Purchases

11.99%

Cash Advances

11.99%

Balance Transfers

11.99%


Save hundreds of dollars a year

0.99% interest rate on cash advances and balance transfers for the first six months for accounts opened by June 30, 2014

  • Low 11.99% interest rate
  • Interest free grace period of at least 21 days on purchases
  • Save hundreds of dollars a year
  • Pay down balances faster
  • Simplify your monthly payments
  • 20% AVIS rental card discount

More information about the Scotiabank Value® VISA* card

Scotiabank® Rewards VISA* Card Apply Now

Scotiabank® Rewards VISA* Card

Interest on:

Annual Fee

$0

Purchases

19.99%

Cash Advances

21.99%

Balance Transfers

21.99%


Earn travel rewards with no annual fee

  • Earn 1 Scotia Rewards points for every $2 you spend
  • Extraordinary travel benefits
  • Flexible Point Redemption
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.
  • Receive up to 25% off qualifying car rentals
  • Redeem points for merchandise and other rewards

More information about the Scotiabank® Rewards VISA* Card

Scotiabank®* American Express® Card Apply Now

Scotiabank®* American Express® Card

Interest on:

Annual Fee

$39

Purchases

19.99%

Cash Advances

21.99%

Balance Transfers

21.99%


Earn travel rewards up to 2x faster

5,000 Scotia Rewards bonus points with first purchase

Worth $50 in travel for accounts opened by June 30, 2014

  • Earn 2x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
  • Earn one point on all other eligible purchases
  • Extraordinary travel benefits
  • Flexible Point Redemption
  • Comprehensive travel insurance
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.
  • Receive up to 25% off qualifying car rentals
  • Travel emergency medical coverage is automatically provided for eligible persons for up to 8 consecutive days
  • Redeem points for merchandise and other rewards

More information about the Scotiabank®* American Express® Card

Scotiabank®* Gold American Express® Card Apply Now

Scotiabank®* Gold American Express® Card

Interest on:

Annual Fee

$99

Purchases

19.99%

Cash Advances

21.99%

Balance Transfers

21.99%


30,000 Scotia Rewards bonus points (worth $300 in travel) with first purchase.

For accounts opened by October 31, 2014

  • Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
  • Earn one point on all other eligible purchases
  • Extraordinary travel benefits
  • Flexible Point Redemption
  • Comprehensive travel insurance
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.
  • Complimentary Concierge Services
  • Low price airfare alerts
  • Access to Priority Pass Lounges worldwide
  • Receive up to 25% off qualifying car rentals
  • Travel emergency medical coverage is automatically provided for eligible persons for up to 25 consecutive days
  • Redeem points for merchandise and other rewards

More information about the Scotiabank®* Gold American Express® Card

ScotiaGold Passport VISA® Card Apply Now

ScotiaGold Passport VISA® Card

Interest on:

Annual Fee

$110

Purchases

19.99%

Cash Advances

21.99%

Balance Transfers

21.99%


Travel anywhere, at any time of the year with no restrictions.

5,000 bonus Scotia Rewards points with first purchase for accounts opened by June 30, 2014

  • Earn one Scotia Rewards 1 point for every $1 you spend
  • Travel anywhere, at any time of the year with no restrictions
  • Comprehensive travel protection and insurance
  • 5% cash back on travel purchased through Scotia Rewards
  • Book online or by phone
  • Concierge Service
  • Merchandise, gift card and other rewards available

More information about the ScotiaGold Passport VISA® Card

ScotiaHockey™ NHL® VISA* card Apply Now

ScotiaHockey™ NHL® VISA* card

Interest on:

Annual Fee

$29

Purchases

19.99%

Cash Advances

21.99%

Balance Transfers

21.99%


Choose your favourite team card

3,000 bonus ScotiaHockey Rewards points for accounts opened by June 30,2014

  • 3,000 bonus ScotiaHockey Rewards points
  • Earn one ScotiaHockey Rewards point for every dollar you spend on the card
  • Earn five points for every dollar you spend at SportChek and sportchek.ca
  • Redeem points for high end NHL or brand name merchandise, VIP NHL event experiences and more.
  • Save 20% off purchases at the NHL's official online store shop.canada.NHL.com.
  • 20% AVIS rental card discount.

More information about the ScotiaHockey™ NHL® VISA* card

Scotiabank VISA® Commercial Card Apply Now

Scotiabank VISA® Commercial Card

Interest on:

Annual Fee

n/a1

Purchases

n/a2

Cash Advances

n/a3

Balance Transfers

n/a4

  • One-card solution to your company's expense management needs; corporate travel, entertainment, small-dollar purchasing - it's your choice
  • Complete expense management system designed for companies with chargeable expenses of $3 million or more

Notes:
  1. Annual fee not mentioned on website.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
  4. Interest rate not mentioned on website.
More information about the Scotiabank VISA® Commercial Card

ScotiaGold Passport for Business VISA® Card Apply Now

ScotiaGold Passport for Business VISA® Card

Interest on:

Annual Fee

$120

Purchases

19.99%

Cash Advances

1.99%1

Balance Transfers

1.99%2

  • 1.99% introductory interest rate on cash advances, balance transfers and Scotia® VISA cheques
  • Being rewarded for every dollar you spend makes good business sense
  • Supplementary Cardmembers also earn Scotia Rewards points
  • Benefit from a 50% reduction in annual fee on your personal ScotiaGold Passport VISA card
  • In addition to comprehensive travel insurance, save with 5% Cash Back on airline tickets, pre-packaged tours or cruises booked through our travel agency

Notes:
  1. For the first 6 months, 21.99% thereafter.
  2. For the first 6 months, 21.99% thereafter.

ScotiaLine for Business VISA® Card Apply Now

ScotiaLine for Business VISA® Card

Interest on:

Annual Fee

$0

Purchases

3.25%1

Cash Advances

n/a2

Balance Transfers

n/a3

  • Interest rates as low as Scotiabank Prime for secured or Prime + 2.49% to Prime + 5.49% for unsecured
  • Credit limit up to $50,000 unsecured or $500,000 for a secured line of credit
  • Personalized VISA cards with both your personal and your business name
  • Free supplementary cards and personalized cheques

Notes:
  1. Secured Rate. Unsecured Rate from 4.74% to 7.74%.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
More information about the ScotiaLine for Business VISA® Card

ScotiaLine VISA® Account Apply Now

ScotiaLine VISA® Account

Interest on:

Annual Fee

$0

Purchases

3.25%1

Cash Advances

n/a2

Balance Transfers

n/a3

  • Low rate, high limit personal line of credit with the convenience of no-fee VISA card access
  • Secured rates as low as 3.25% (Scotiabank Prime Rate + 1%)
  • Competitive unsecured rate of 7.24% (Scotia Prime Rate + 4.99%)
  • Credit limits ranging from $20,000 to $500,000

Notes:
  1. Secured Rate. Unsecured Rate at 7.24%.
  2. Interest rate not mentioned on website.
  3. Interest rate not mentioned on website.
More information about the ScotiaLine VISA® Account
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