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Home Trust Credit Cards

You can apply for these Home Trust credit cards online by following the Apply Now link. All of these cards are available in Canada.

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Home Trust Secured Visa® Card Apply Now

Home Trust Secured Visa® Card

Interest on:

Annual Fee

$0

Purchases

24.99%

Cash Advances

24.99%

Balance Transfers

n/a1

  • Requires a security deposit for eligibility. Credit limit is then set at the amount of the deposit. You can put down as little as $1,000, or as much as $10,000
  • To cancel your card, just pay off your outstanding balance, and you'll get your security deposit back from Home Trust
  • Virtually everyone is approved

Notes:
  1. Interest rate not mentioned on website.
More information about the Home Trust Secured Visa® Card

Home Trust Equityline VISA® Card Apply Now

Home Trust Equityline VISA® Card

Interest on:

Annual Fee

$01

Purchases

n/a2

Cash Advances

n/a3

Balance Transfers

n/a4

  • Use the equity in your home to secure a credit limit of up to $250,000
  • Monthly payments as low as 1%, 1.25% or 1.5% of your outstanding balance or $10, whichever is greater
  • Make additional payments at any time without penalty
  • Competitive interest rates of 6.99%, 7.99%, 8.99%, 9.99%, 10.99%, 11.99% or 13.99%. The annual credit rate in Québec is 9.99%, 10.99%, 11.99% or 13.99%
  • No annual fees in all provinces except Québec

Notes:
  1. $100 in Quebec
  2. The minimum monthly payment is half of most other major credit cards, at 1%, 1.25% or 1.5% of the outstanding balance or $10.00.
  3. Interest rate not mentioned on website.
  4. Interest rate not mentioned on website.
More information about the Home Trust Equityline VISA® Card
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