• Low, long-term interest rate of 5.99% as long as you pay your bills on time! Plus, this low rate is guaranteed for three years – all for no annual fee. On December 2012, after your three years are up, your annual interest rate becomes a variable rate of Prime +2.99%
• Add Reward Miles or 1% Cash Back for a $99 annual fee

• Earn 2% cash back on all your gas and grocery purchases at major gas stations and grocery stores
• Earn 1% cash back on all your other purchases
• When you're ready to redeem your 2% cash back from all those gas and grocery purchases, you can either have a cheque mailed to you or have it credited to your statement

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Get 0.5% cash back annually on total purchases up to $3,000
• Get 1% cash back annually on total purchases above $3,000
• Cash back rewards never expire and there's no limit to how much you can earn

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Earn 1% cash back annually on total purchases up to $10,000
• 1.5% cash back annually on total purchases between $10,000.01 and $20,000
• 2% cash back annually on total purchases above $20,000
• Cash back rewards never expire and there's no limit to how much you can earn

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Redeem reward miles to be an honorary scorer, attend a private curling clinic with a world class pro, get curling gear and merchandise, or tickets to a Grand Slam of Curling or a CCA Season of Champions event
• Earn 1 reward mile per $1 spent on purchases
• Earn 5,000 bonus reward miles on your first purchase

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Strengthen your credit history while you enjoy valuable MasterCard® benefits

• A Secured credit card gives you access to credit, just like any other credit card. The only difference is that you need to provide security funds as collateral before you can receive your card and access your credit
• Security funds as low as $75
• Credit limit of $300 or more
• Security funds are fully refundable if you ever decide to close your account

• Get a low, long-term interest rate that can help you strengthen your credit history

• A Secured credit card gives you access to credit, just like any other credit card. The only difference is that you need to provide security funds as collateral before you can receive your card and access your credit
• Security funds as low as $75
• Credit limit of $300 or more
• Security funds are fully refundable if you ever decide to close your account

• Get 1 reward mile for every $1 spent on purchases.
• Receive 5,000 bonus reward miles on your first purchase.
• Reward miles never expire
• No Annual Fee

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Earn 2 reward miles per $1 spent on purchases
• Earn 25,000 bonus reward miles on your first purchase

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Low long-term rate of 9.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
• After that your rate will stay low and become a variable rate of Prime +6.99% on purchases and balance transfers
• Save money when you transfer high-interest debt with our no-fee balance transfer service
• Subject to Credit Approval