BMO - Bank of Montreal Credit Cards

You can apply for these Bank of Montreal credit cards online by following the Apply Now link. All of these cards are available in Canada.

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BMO Preferred Rate MasterCard Apply Now

BMO Preferred Rate MasterCard

Interest on:

Annual Fee

$20

Purchases

11.90%

Cash Advances

11.90%

Balance Transfers

n/a

Welcome Offer: Get a 3.99% introductory interest rate on Balance Transfers for 9 months*

  • Enjoy our lowest interest rate of 17.5% on purchases and cash advances
  • Reduce interest charges even further: 11.9% rate for an additional $20 year
  • Free extended warranty and purchase protection
  • Zero dollar Liability: protects you from unauthorized use of your credit card
  • Worldwide acceptance at over 30 million locations

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. *Terms and conditions apply

    More information about the BMO Preferred Rate MasterCard

    BMO IGA AIR MILES Mastercard Apply Now

    BMO IGA AIR MILES Mastercard

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    With the No Fee BMO IGA AIR MILES Mastercard every card purchase gets you closer to redeeming for travel, merchandise or other great AIR MILES®† rewards.

    Earn AIR MILES reward miles faster every day, everywhere:

    • Get 500 AIR MILES Bonus Miles with your first card purchase
    • Plus get 3x the Miles for the first 3 months
    • 2 Miles for every $20 spent at IGA
    • 1.25 Miles for every $20 spent at Shell®‡ service stations
    • 1 Mile for every $20 spent everywhere else
    • Enjoy all of this for NO ANNUAL FEE

    More information about the BMO IGA AIR MILES Mastercard

    BMO Rewards® MasterCard Apply Now

    BMO Rewards® MasterCard

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Earn 1% toward travel on all credit card purchases*

  • Earn faster with additional cardholders
  • Get up to 25% off car rentals at National®#† Car Rental and Alamo ®*‡ Rent A Car locations worldwide*
  • Extended Warranty*
  • Purchase Protection*
  • Zero Dollar Liability: protects you from unauthorized use of your credit card*

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.*Terms and conditions apply

    More information about the BMO Rewards® MasterCard

    BMO® AIR MILES®† MasterCard®* Apply Now

    BMO® AIR MILES®† MasterCard®*

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Welcome Offer: Get 500 AIR MILES Bonus Miles*
    Then get 1 reward mile for every $20 in purchases*
    Get a 1.99% introductory interest rate on Balance Transfers for 9 months*


    • Double dip at AIR MILES sponsored locations*
    • No annual fee
    • Receive a discount on car rentals
    • Extended Warranty
    • Purchase Protection
    BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    More information about the BMO® AIR MILES®† MasterCard®*

    BMO® AIR MILES®† World Elite®* MasterCard®* Apply Now

    BMO® AIR MILES®† World Elite®* MasterCard®*

    Interest on:

    Annual Fee

    $120

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Limited Time: $120 annual fee waived in the first year*

    • Welcome Offer: Get up to 3,000 AIR MILES Bonus Miles*
    • Earn 1 reward mile for every $10 in credit card purchases, everywhere you spend*
    • Exclusive 15% Flight Discount on all AIR MILES flights in North America with no blackout periods*
    • BMO AIR MILES World Elite Travel and Medical Protection*
    • VIP Airport Lounge Access*
    • BMO Concierge Service*
    • Use your card at Costco*

    BMO is not responsible for maintaining the content on this site. Please click on the apply now link for the most up to date information Terms & Conditions apply*

    BMO® CashBack® World Elite®* MasterCard®* Apply Now

    BMO® CashBack® World Elite®* MasterCard®*

    Interest on:

    Annual Fee

    $120

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Welcome Offer: Get 4% cash back on every purchase (up to $250 cash back) in your first 4 months. *

  • Earn 1.5% CashBack on ALL card purchases* without restrictions*!
  • Complimentary Roadside Assistance Program.
  • BMO CashBack World Elite Travel and Medical Protection
  • Extended Warranty Plus
  • Purchase Protection Plus
  • BMO Concierge Service

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    BMO® Sobeys AIR MILES®† - Mastercard®* Apply Now

    BMO® Sobeys AIR MILES®† - Mastercard®*

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    n/a

    Use your No Fee BMO® Sobeys AIR MILES®† Mastercard®* every day, everywhere to earn AIR MILES reward miles faster:

    • Get 500 AIR MILES Bonus Miles with your first card purchase
    • Plus get 3x the Miles for the first 3 months*
    • 2 Miles for every $20 spent at Sobeys & Foodland
    • 1 Mile for every $20 spent everywhere else
    • Enjoy all of this for NO ANNUAL FEE

    More information about the BMO® Sobeys AIR MILES®† - Mastercard®*

    BMO® SPC®‡ AIR MILES®† MasterCard®* Apply Now

    BMO® SPC®‡ AIR MILES®† MasterCard®*

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Limited Time: Earn 500 Bonus AIR MILES Bonus Miles*
    Limited Time: Apply now and be entered into a contest for a chance to win free tuition and books for a year!*

  • 1 AIR MILES reward mile for every $20 that you spend on your credit card
  • No Annual fee
  • Extended Warranty
  • Purchase Protection
  • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    More information about the BMO® SPC®‡ AIR MILES®† MasterCard®*

    BMO® SPC®‡ CashBack MasterCard®* Apply Now

    BMO® SPC®‡ CashBack MasterCard®*

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Welcome offer: Get 4% cash back in your first 4 months* Then get 1% CashBack on ALL card purchases*

    • No Annual fee*
    • Extended Warranty*
    • Purchase Protection*
    • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores*
    BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.
    Terms and conditions apply***

    More information about the BMO® SPC®‡ CashBack MasterCard®*

    BMO® U.S. Dollar MasterCard®* Apply Now

    BMO® U.S. Dollar MasterCard®*

    Interest on:

    Annual Fee

    $35

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    The ideal way to travel and shop - or buy online - from U.S. retailers.

  • Shop with no exchange rate surprises
  • Free Rebate offer: Spend just $1,000 USD in one year on your card, and the annual fee for the following year is on us
  • Extended Warranty
  • Purchase Protection

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    More information about the BMO® U.S. Dollar MasterCard®*

    BMO®* CashBack MasterCard®* Apply Now

    BMO®* CashBack MasterCard®*

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Welcome Offer: Get 4% cash back on every purchase (up to $125 cash back) in your first 4 months*

  • Get 1% cash back on all other card purchases with no restrictions
  • No Annual fee
  • Receive a discount on car rentals
  • Extended Warranty
  • Purchase Protection

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    More information about the BMO®* CashBack MasterCard®*

    Shell®†† AIR MILES®† MasterCard®* from BMO® Apply Now

    Shell®†† AIR MILES®† MasterCard®* from BMO®

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Get up to 500 AIR MILES Bonus Miles*. Plus, 3x the Miles on all your purchases in the first 3 months!

  • 1.25x Miles on card purchases at Shell locations in Canada
  • 1 Mile for every $20 in card purchases everywhere else MasterCard is accepted
  • No Annual Fee

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    Shell®†† AIR MILES®† World MasterCard®* from BMO® Apply Now

    Shell®†† AIR MILES®† World MasterCard®* from BMO®

    Interest on:

    Annual Fee

    $99

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Welcome Offer: Get 35,000 welcome points (after you spend $3,000 in the first 3 months)*

    • Get 3 BMO Rewards points for every $1 spent on travel, dining and entertainment purchases*
    • Get 2 points for every $1 spent everywhere else*
    • Points you can use to cover all flight charges & taxes*
    • Fly on any airline, with no blackout dates*
    • Best-in-class travel and medical insurance (unlimited trips per year)*
    • VIP airport lounge access (over $200 US/year value)*
    • BMO Concierge Service*

    BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply*** OFFER CHANGE:

    Shell®†† CashBack MasterCard®* from BMO® Apply Now

    Shell®†† CashBack MasterCard®* from BMO®

    Interest on:

    Annual Fee

    $0

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    Get $50 CashBack Rewards!*

  • PLUS earn 1% cash back for the first 6 months*
  • 1.5% CashBack on every dollar you spend at Shell locations in Canada
  • 0.5% CashBack on every dollar you spend on purchases everywhere else MasterCard is accepted
  • No Annual Fee

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    Shell®†† CashBack World MasterCard®* from BMO® Apply Now

    Shell®†† CashBack World MasterCard®* from BMO®

    Interest on:

    Annual Fee

    $79

    Purchases

    19.99%

    Cash Advances

    22.99%

    Balance Transfers

    22.99%

    $50 CashBack credit after your first purchase.

  • 3% CashBack on every dollar you spend at Shell locations in Canada
  • 1.25% CashBack on every dollar you spend on purchases everywhere else MasterCard is accepted.
  • FREE roadside assistance program ($69/year value)

  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Terms and conditions apply***

    BMO® Prepaid Travel Mastercard® Apply Now

    BMO® Prepaid Travel Mastercard®

    Interest on:

    Annual Fee

    $7

    Purchases

    0.00%

    Cash Advances

    n/a

    Balance Transfers

    n/a

    Spend with confidence with a reloadable, secured credit card, and use it wherever Mastercard is accepted.

    • Get cash or make purchases anywhere Mastercard is accepted while receiving protection against unauthorized use — making it safer than carrying cash.
    • Use your prepaid card at any of the 30 million locations Mastercard is accepted, and get cash at over a million ATMs.

    More information about the BMO® Prepaid Travel Mastercard®
    If you have found an error or inaccurate information related to a credit card, you can report a listing.