• Earn 1 AIR MILES reward mile for every $20 in card purchases
• Earn 1.5x reward miles at Shell, National Car Rental & Alamo Rent A Car
• Get an affinity card that supports your cause

Notes:

1. Low 12.9% interest rate available for an additional $35 per year.

• 3 AIR MILES reward levels to choose from
• Gold - earn 1 reward mile for every $15 spent, double reward miles at Shell, double reward miles and 15% rental discount at National Car Rental ($105 annual fee for owner card)
• Silver - earn 1 reward mile for every $20 spent, 1.5x reward miles at Shell, double reward miles and 10% rental discount at National Car Rental ($60 annual fee for owner card)
• Bronze - earn 1 reward mile for every $40 spent, double reward miles at National Car Rental (no annual fee for owner card)
• Available in Canadian or U.S. Dollar currency

Notes:

1. per year for Bronze, $60 per year for Silver, $105 per year for Gold.
2. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
3. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.

• Earn 0.5% CashBack on every card purchase
• Earn 1.5% CashBack at Shell, National Car Rental & Alamo Rent A Car
• Up to 25% rental discount at National Car Rental & Alamo Rent A Car
• Get an affinity card that supports your cause

Notes:

1. Low 11.9% interest rate available for an additional $35 per year.

• 2 CashBack reward levels to choose from
• Premium - earn 1% CashBack on card purchases, 3% CashBack at Shell locations in Canada ($60 annual fee for owner card)
• No Fee - earn 0.5% CashBack on card purchases, 1.5% CashBack at Shell locations in Canada (no annual fee for owner card)
• Available in Canadian or U.S. Dollar currency

Notes:

1. $60 annual fee for Premium.
2. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.
3. Or 12.9% on purchases & 8.9% on cash advances for $35 per year.

• Earn 1 AIR MILES reward mile for every $15 in card purchases
• Double reward miles at Shell, National Car Rental & Alamo Rent A Car
• Exclusive 25% discount on all AIR MILES My Planet rewards and flights worldwide
• Up to 600 bonus reward miles in the first 3 months
• Get an affinity card that supports your cause

Notes:

1. Low 11.9% interest rate available for an additional $35 per year.

• Get a lower interest rate on every transaction you make
• 17.5% interest rate with no annual fee

Notes:

1. Lower 11.9% interest rate available for an additional $25 per year.

• Earn 1% CashBack on every card purchase
• Earn 3% CashBack at Shell, National Car Rental & Alamo Rent A Car
• Free BMO Roadside Assistance includes battery boosts, flat tire change, lock-out service and towing
• Up to 25% rental discount at National Car Rental & Alamo Rent A Car
• Get an affinity card that supports your cause

Notes:

1. Low 11.9% interest rate available for an additional $35 per year.

• Safe and convenient alternative to cash or travellers cheques
• Prepaid MasterCard is paid in advance and is easy to reload
• Load your card as a bill payment from any bank account at most financial institutions
• Never pay interest

Notes:

1. Purchase fee, not annual fee. Valid for 3 years.
2. Not applicable.
3. Not applicable.
4. Not applicable.

• Customize your credit card to suit your lifestyle as a student
• Enjoy exclusive discounts at thousands of SPC Card retailers nationwide for NO ADDED FEE
• One time SPC Card registration – no need to renew
• Earn added Rewards with AIR MILES® reward miles or CashBack®

Notes:

1. Low 11.9% interest rate available for an additional $35 per year.

• Bypass the cost and uncertainty of fluctuating exchange rates. Pay for your U.S. purchases in U.S. funds
• Ideal if you travel to the U.S. frequently, live in the U.S. for more than three months, maintain a U.S. Dollar account or make online purchases from U.S. merchants

Notes:

1. Interest rate not mentioned on website.
2. Interest rate not mentioned on website.

• Membership in the BMO ELITE™ Rewards program
• Earn 15,000 welcome bonus points
• Earn 1 BMO ELITE Rewards point for every $1 in purchases
• Rewards points never expire