Featured Credit Cards
BMO - Bank of Montreal Credit Cards
You can apply for these Bank of Montreal credit cards online by following the Apply Now link. All of these cards are available in Canada.
Detailed view | Quick comparison table
Sort results by: Name | Annual Fee | Purchases | Cash Advances | Balance Transfers
BMO® AIR MILES®† MasterCard®* 
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Interest on: |
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Annual Fee$0 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfers19.90% |
- Earn 500 Bonus reward miles when you spend $200 or more in purchases by October 31, 2013.* Apply by August 31, 2013
- Earn fast: 1 AIR MILES reward mile for every $20 you spend on the card
- "Double dipping": Collect even more reward miles when you show your AIR MILES Collector Card and use your BMO MasterCard at AIR MILES Sponsors
- Free extended warranty and purchase protection
- No annual fee
BMO® AIR MILES®† World MasterCard®* 
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Interest on: |
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Annual Fee$99 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfers19.90% |
- Earn faster: 1 AIR MILES reward mile for every $15 you spend on the card
- Exclusive 25% flight discount: Use 25% fewer reward miles when you redeem for any AIR MILES flight worldwide, with no blackout periods
- BMO World MasterCard Travel Protection: Includes coverage for car rental collision damage, plus flight delay and baggage insurance
- Free extended warranty and purchase protection
Minimum $60,000 (individual) or $100,000 (household) income required.
BMO® CashBack World MasterCard®* 
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Interest on: |
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Annual Fee$79 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfers19.90% |
- An annual rebate to your credit card: $1.25 cash back for every $100 spent on your card
- FREE roadside assistance, including battery boosts, flat-tire change, lock-out service and towing (a $69/year value)
- BMO World MasterCard Travel Protection: Includes coverage for car rental collision damage, plus flight delay and baggage insurance
- Free extended warranty and purchase protection
Minimum $60,000 (individual) or $100,000 (household) income required.
BMO® Preferred Rate MasterCard®* 
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Interest on: |
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Annual Fee$0 |
Purchases17.90% |
Cash Advances17.90% |
Balance Transfers17.90% |
- Enjoy our lowest interest rate: 17.5%
- Get free extended warranty and purchase protection
- Enjoy free Zero Dollar Liability protection for both theft and fraudulent use of your credit card
- Low Rate Option: Reduce intrest rate from 17.5% to 11.9% for an additional $20/year
- FREE additional credit cards
- Pay no annual fee
BMO® Rewards World Elite™ MasterCard®* 
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Interest on: |
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Annual Fee$150 |
Purchases20.50% |
Cash Advances20.50% |
Balance Transfers20.50% |
- Welcome Bonus: 15,000 BMO Rewards points- that's a $285 travel credit to use right away
- Earn 1 BMO Rewards point for every $1 you spend on the card
- Redeem anytime with no blackout periods and points cover ALL flight charges, including taxes
- Points never expire as long as you have your account
- Total Travel Protection: travel medical coverage for up to 21 days, trip cancellation/trip interruption/trip delay insurance, and car rental collision damage waiver
- Access to VIP lounges with your free Priority Pass™†* membership and four complimentary airport lounge visits each year (over US$200/year value)
BMO® SPC®‡ AIR MILES®† MasterCard®* 
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Interest on: |
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Annual Fee$0 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfers19.90% |
- Earn 500 Bonus reward miles when you spend $200 or more in purchases by October 31, 2013.* Apply by August 31, 2013
- Earn fast: 1 AIR MILES reward mile for every $20 you spend on the card
- SPC (Student Price Card Ltd.) discounts of 10% to 15% at hundreds of your favourite stores
- Plus, all SPC benefits are included FREE every year
- NO ANNUAL FEE
BMO® SPC®‡ CashBack MasterCard®* 
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Interest on: |
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Annual Fee$0 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfers19.90% |
- CashBack: An annual rebate to your credit card: $1 cash back for every $200 spent on your card
- SPC (Student Price Card Ltd.) discounts of 10% to 15% at hundreds of your favourite stores
- Plus, all SPC benefits are included for FREE every year
- NO ANNUAL FEE
BMO® U.S. Dollar MasterCard®* 
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Interest on: |
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Annual Fee$35 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfers19.90% |
- No exchange suprises: US credit card purchases are charded in US dollars.
- Free extended warranty and purchase protection
- Low $35 USD annual fee
- Fee Rebate offer: Spend just $1,000 USD in one year on your card, and the annual fee for the following year is rebated
BMO®* CashBack MasterCard®* 
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Interest on: |
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Annual Fee$0 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfers19.90% |
- An annual rebate to your credit card: $1 cash back for every $200 spent on your card
- Free extended warranty and purchase protection
- No annual fee, 19.9% interest rate
BMO®* Rewards MasterCard®* 
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Interest on: |
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Annual Fee$35 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfers19.90% |
- Earn 1 BMO Rewards point for every $2 you spend on the card
- Redeem anytime with no blackout periods and points cover ALL flight charges, including taxes
- Points never expire as long as you have your account
- Travel with confidence with BMO Common Carrier insurance coverage
Shell®†† AIR MILES®† MasterCard®* from BMO® 
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Interest on: |
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Annual Fee$0 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfers19.90% |
- Earn 500 Bonus reward miles when you spend $200 or more in purchases by October 31, 2013.* Apply by August 31, 2013
- NO annual fee
- 1 AIR MILES reward mile for every $20 in card purchases
- 1.25x reward miles on card purchases at Shell locations in Canada
- 1.5x reward miles on card purchases at National Car Rental®†† and Alamo Rent A Car®** locations worldwide
Shell®†† AIR MILES®† World MasterCard®* from BMO® 
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Interest on: |
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Annual Fee$99 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfers19.90% |
- Earn 190 BONUS AIR MILES reward miles after your first card purchase
- Earn 1 AIR MILES reward mile for every $15 in card purchases
- 1.25x reward miles on card purchases at Shell locations in Canada
- 2x reward miles on card purchases at National Car Rental®†† and Alamo Rent A Car®** locations worldwide
- Exclusive 25% discount on the number of reward miles required for all AIR MILES flights worldwide
- FREE BMO World MasterCard Travel Protection including Car Rental Collision Damage Waiver, PLUS Flight Delay & Baggage Insurance.
Minimum $60,000 (individual) or $100,000 (household) income required.
Shell®†† CashBack MasterCard®* from BMO® 
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Interest on: |
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Annual Fee$0 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfers19.90% |
- 1.5¢ CashBack for every dollar you spend on purchases at Shell locations in Canada and at National Car Rental®†† and Alamo Rent A Car®** locations worldwide
- 0.5¢ CashBack on every dollar you spend on purchases everywhere else
- No Annual Fee
Shell®†† CashBack World MasterCard®* from BMO® 
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Interest on: |
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|---|---|---|---|
Annual Fee$79 |
Purchases19.90% |
Cash Advances19.90% |
Balance Transfers19.90% |
- BONUS $25 CashBack credit to your MasterCard account after your first purchase.
- 3¢ CashBack for every dollar spend on purchases at Shell locations in Canada and at National Car Rental®†† and Alamo Rent A Car®** locations worldwide.
- 1.25¢ CashBack for every dollar spend on purchases everywhere else. That's a $1.25 back for every $100 in card purchases.
- FREE BMO World MasterCard Travel Protection including Car Rental Collision Damage Waiver, PLUS Flight Delay & Baggage Insurance.
- FREE roadside assistance program ($69/year value)
Minimum $60,000 (individual) or $100,000 (household) income required.

