• Earn 15,000 Bonus Membership Rewards® points when you spend $500 or more in the first 3 months
• Earn double points for every $1 in eligible travel purchases, including flights, hotels, car rentals, cruises, and more
• Earn double points for every $1 in eligible gas, grocery and drugstore purchases
• Earn one point for every $1 in Card purchases everywhere else

Notes:

1. $150 annual fee waived for the first year.
2. As a charge card, the balance must always be paid in full each month. Annual interest rate applies to balances not paid in full.

• Earn cash rewards and pay no annual fee!
• 1% cash rewards on all net purchases
• 25% extra cash rewards every year
• $50 bonus cash reward on your first purchase
• No limit to the amount of cash you can earn
• Add an authorized user for $0, and earn even more cash
• Valuable Platinum benefits including Purchase Assurance and Extended Warranty

Notes:

1. +Prime
2. +Prime
3. +Prime

• Earn 1% cash rewards on all purchases
• Earn 50% extra cash rewards every year
• Receive a $100 bonus cash reward on your first purchase
• No limit to the amount of cash you can earn
• Add an authorized user for $0, and earn even more cash
• Valuable World MasterCard benefits including Purchase Assurance and Extended Warranty

Notes:

1. +Prime
2. +Prime
3. +Prime

• Earn more reward miles – on everything you buy!
• Earn 2 reward miles for every $1 - on all purchases
• 35,000 bonus reward miles with your first purchase
• 10,000 anniversary bonus reward miles every year
• Redeem for travel, cash, merchandise or gift cards
• World MasterCard benefits including Travel Emergency Medical Insurance and Trip Cancellation Insurance

Notes:

1. +Prime
2. +Prime
3. +Prime

• 0% annual interest rate (AIR) on balance transfers, access cheques and deposits for the first 10 full months
• Credit limit up to $100,000

Notes:

1. For the first 10 billing cycles, 19.99% thereafter.

• Earn Sony Points with every net retail purchase made on your Sony Card MasterCard®
• Get 2,000 Sony Points after your first qualifying transaction
• Earn Double Sony Points with every purchase of Sony products at SonyStyle.ca or the Sony store/Maison Sony
• Redeem Sony Points toward any Sony product at SonyStyle.ca or authorized Sony dealer

Notes:

1. For the first 6 billing cycles, 19.99% thereafter.
2. For the first 6 billing cycles, 19.99% thereafter.

• Earn 2% cash back credits on grocery store purchases
• Earn up to 1% cash back credits on all other purchases
• Flexibility in redeeming your cash back credits

Notes:

1. Interest rate not mentioned on website.

• Earn 5% cash back on net gas and grocery purchases for the first 6 months
• Earn 3% cash back on net gas and grocery purchases thereafter
• Earn 1% cash back on all other qualifying net retail purchases
• Receive 1.99% introductory annual interest rate on balance transfers and cheque cash advances for 10 full months
• Receive a cheque from us automatically once your cash back totals at least $50 at the end of a monthly billing cycle

Notes:

1. For the first 10 billing cycles, 19.99% thereafter.

• Low annual interest rate of 9.99% for purchases, balance transfers, access cheques and deposits
• Exclusive Platinum benefits and peace of mind

• Earn a Welcome Bonus of 150 reward miles the first time you use the card
• Earn 1 reward mile for every $15 in card purchases at AIR MILES® Sponsors
• Earn 1 reward mile for every $20 in card purchases everywhere else
• As well, shop at participating AIR MILES®* Sponsors across Canada with your Card and your AIR MILES®* Collector Card, and you can earn reward miles from both

Notes:

1. For the first 12 months, 19.99% thereafter.

• Earn a Welcome Bonus of 500 reward miles the first time you use the card
• Earn 1 reward mile for every $10 in card purchases at AIR MILES® Sponsors
• Earn 1 reward mile for every $10 in card purchases at other eligible gas, grocery and drugstores
• Earn 1 reward mile for every $15 in card purchases everywhere else
• Special low introductory interest rate on purchases

Notes:

1. $65 annual fee waived for the first year.
2. For the first 12 months, 19.99% thereafter.

• 25,000 Welcome Points. Enough for a ticket almost anywhere in North America. Just purchase $3,000 in the first 3 months
• Earn 1 point for every dollar in purchases charged to the Card. No caps
• Earn up to 40,000 bonus points. Every year. 15,000 points when you reach $50,000 in purchases. Another 25,000 when you reach $100,000
• More Rewards for you or your Business. Transfer to Aeroplan®*. Instantly. 1 point = 1 Aeroplan®* mile
• Also transfer points to Delta Air Lines and Cathay Pacific's Asia Miles and access their 27 airline partners

Notes:

1. No fee for the first year.
2. As a charge card, the balance must always be paid in full each month. Annual interest rate applies to balances not paid in full.

• Earn 15,000 Welcome Bonus Starpoints® after you charge $1,000 in purchases in your first three months - enough for up to 4 free nights
• Earn 1 Starpoint for every $1 in purchases charged to the card
• Enjoy a Free Weekend Night Award when you reach $40,000 in purchases each year
• Experience Starwood Gold Preferred Guest status when you reach $30,000 in purchases each year

Notes:

1. Rate may increase to 21.99% depending on account payment record.
2. Rate may increase to 21.99% depending on account payment record.
3. Interest rate not mentioned on website.

• Earn 15,000 Welcome Bonus Starpoints® after you charge $1,000 in purchases in your first three months - enough for up to 4 free nights
• Earn 1 Starpoint for every $1 in purchases charged to the card
• Enjoy a Free Weekend Night Award when you reach $40,000 in purchases each year
• Experience Starwood Gold Preferred Guest status when you reach $30,000 in purchases each year

Notes:

1. Rate may increase to 21.99% depending on account payment record.
2. Rate may increase to 21.99% depending on account payment record.
3. Interest rate not mentioned on website.

• Shrink your rate by 6% over two years – to 13.8%
• Build your credit history
• Guaranteed access to credit
• Valuable Gold MasterCard benefits including $0 Fraud Liability

Notes:

1. Shrink to 13.8%
2. Shrink to 13.8%

• The low interest rate you need with rewards you want
• 5,000 bonus reward miles on your first purchase
• Earn 1 reward mile for every $2 – on everything you buy
• Guaranteed rate of 9.9% fixed on purchases and balance transfers

• Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
• After 3 years, your rate will become a variable rate of Prime +9.9% on purchases and balance transfers
• Annual interest rate for cash advances is 19.8%
• Save money when you transfer high-interest debt with our no-fee balance transfer service

Notes:

1. For 3 years.
2. For 3 years.

• 15,000 bonus Priority Club points with your first purchase
• 2 points for every $1 spent at any hotel within the Priority Club Rewards Family of Brands
• 1 point for every $1 on all other net purchases
• 5,000 annual bonus points when you spend over $10,000
• Gold Elite Priority Club status for your first year
• Valuable Platinum MasterCard benefits including Travel and Car Rental Insurance

• 30,000 bonus Priority Club points with your first purchase
• 5 points for every $1 spent at any hotel within the Priority Club Rewards Family of Brands
• 2 points for every $1 on all other net purchases
• Plus, 5,000 bonus points for every $10,000 you spend – there's no limit to the amount of points you can earn
• Gold Elite Priority Club status guaranteed for the life of the account
• Valuable World MasterCard benefits including Emergency Medical Insurance and Trip Cancelation Insurance

• Earn reward miles - with no annual fee!
• No Annual Fee
• Earn 1 reward mile for every $1 spent - on all purchases
• 10,000 bonus reward miles with your first purchase
• 25% extra anniversary bonus reward miles every year
• Redeem for travel, cash, merchandise or gift cards

Notes:

1. +Prime
2. +Prime
3. +Prime

• Earn Delta Miles on everything you buy
• 2,500 bonus Delta miles with first purchase
• 1 Delta mile for every $1 you spend on Delta purchases
• 1 Delta mile per $2 for all other net purchases
• Gold benefits including Purchase Assurance

• Earn Delta miles on everything you buy
• Get 25,000 bonus Delta miles with your first purchase
• Earn 2 Delta miles for every $1 you spend on Delta purchases
• Earn 1 Delta mile per $1 for all other net purchases
• Get 2,500 bonus Delta miles on your account anniversary, every year
• Get 2,500 bonus Delta miles by adding an authorized user
• Valuable World MasterCard Benefits

• May help you strengthen your credit history
• 24/7 customer service online or by phone
• $0 fraud liability for unauthorized use
• Security funds not required, unless we contact you

• Guaranteed approval
• May help you establish or re-establish your credit history
• $0 fraud liability for unauthorized use

• Low rate on purchases and balance transfers
• May help you strengthen your credit history
• $0 fraud liability for unauthorized use
• Security funds not required, unless we contact you